System for effecting the payment of paper and electronic financial instruments received at a payment facility
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United States of America Patent
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Mar 31, 2009
Grant Date -
N/A
app pub date -
Dec 22, 2004
filing date -
Nov 22, 1993
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
A system for expediting the deposit, settlement and submission into the payment system for collection of funds represented of commingled paper and electronic financial instruments that are received by a payee at a location remote from the payee's collecting and clearing bank in which the instruments are sorted at a payer's location where and the sorted instruments accompanied by cash letters are delivered into the payment system and the payments' deposit with the collecting and clearing bank is coordinated with the timing of a settlement of accounts in the payment system.
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