Matching consumers with billers having bills available for electronic presentment
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Apr 28, 2009
Grant Date -
May 6, 2004
app pub date -
Nov 1, 2002
filing date -
Nov 1, 2002
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A technique for identifying electronic billers of a consumer whose bills are available by electronic presentment is provided. A request to identify electronic billers of the consumer is received. This request includes information that identifies the consumer, but excludes any information identifying any biller, electronic or not, of the consumer. From this information that does not identify any biller of the consumer, one more candidate electronic billers of the consumer are identified. Then, a positive determination is made that at least one of these candidate electronic billers is definitely an electronic biller of the consumer. Thus, electronic billers of the consumer are identified without the consumer identifying any biller.
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