US Patent No: 7,542,942

Number of patents in Portfolio can not be more than 2000

System and method for securing sensitive information during completion of a transaction

ALSO PUBLISHED AS: 20050033686

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Abstract

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A system and method for securing a Radio Frequency (RF) transaction using a proxy code, which is permanently assigned to the RF identification device (RFID) transaction account number. An account issuer permanently assigns the proxy code to a transaction account correlated to the RFID transaction device. The proxy code is uploaded onto the transaction device for later use in completing a transaction request. During transaction completion, the proxy code is provided to a merchant system in lieu of any sensitive transaction account information. Since the proxy code is permanently assigned, the number need not be changed or updated once uploaded into a payment device or merchant system. Since the proxy code contains no sensitive information, the sensitive information related to the transaction account is secured from theft where the merchant system internal security measures may fail.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
III HOLDINGS 1, LLCWILMINGTON, DE768

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Peart, Lee J Shioiju, GB 35 485
Saunders, Peter D Salt Lake City, UT 203 3695

Cited Art Landscape

Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (40)
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5,371,896 Multi-processor having control over synchronization of processors in mind mode and method of operation 155 1993
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5,792,337 Method and apparatus for detection of corrosion 91 1995
5,646,607 Transponder/interrogator protocol in a multi-interrogator field 93 1995
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5,557,279 Unitarily-tuned transponder/shield assembly 105 1996
5,793,324 Transponder signal collision avoidance system 96 1996
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6,101,174 Low power, short range point-to-multipoint communications systems 134 1997
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5,970,148 Low cost encryption transponder 85 1997
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Martiz, Inc. (1)
5,689,100 Debit card system and method for implementing incentive award program 425 1996
 
CITICORP CREDIT SERVICES, INC. (USA) (5)
6,012,049 System for performing financial transactions using a smartcard 177 1998
6,442,532 Wireless transaction and information system 234 1998
2002/0062,284 METHOD AND SYSTEM OF CONTACTLESS INTERFACING FOR SMART CARD BANKING 129 1999
6,289,324 System for performing financial transactions using a smart card 152 2000
* 2004/0010,462 Method and system for a multi-purpose transactional platform 178 2003
 
THIRD ACT LLC (1)
6,044,360 Third party credit card 343 1997
 
LUCENT TECHNOLOGIES INC. (6)
5,544,246 Smartcard adapted for a plurality of service providers and for remote installation of same 396 1993
5,649,118 Smart card with multiple charge accounts and product item tables designating the account to debit 503 1994
5,608,778 Cellular telephone as an authenticated transaction controller 186 1994
5,577,120 Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like 128 1995
5,898,783 System and method for employing a telecommunications network to remotely disable a SIM or smartcard 143 1996
6,006,216 Data architecture for fetch-intensive database applications 130 1997
 
USA TECHNOLOGIES, INC. (2)
6,895,310 Vehicle related wireless scientific instrumentation telematics 83 2002
6,853,894 Global network based vehicle safety and security telematics 92 2002
 
PRICELINE.COM INCORPORATED (1)
6,041,308 System and method for motivating submission of conditional purchase offers 293 1998
 
MOTOROLA, INC. (2)
5,221,838 Electronic wallet 558 1992
2003/0112,972 Data carrier for the secure transmission of information and method thereof 80 2001
 
NET1 HOLDINGS S.A.R.L. (1)
RE36788 Funds transfer system 136 1997
 
MFH, LLC (1)
6,609,655 Smart card system for providing financial, travel, and entertainment-related services 104 2000
 
CLEARCOMMERCE CORPORATION (1)
5,966,697 System and method for secure transaction order management processing 183 1997
 
DH TECHNOLOGY, INC. (1)
5,331,138 Hybrid card reader 94 1992
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5,698,837 Method and system for identifying and communicating with a plurality of contactless IC cards 184 1995
 
HALIMI, EDWARD MAYER (1)
6,102,672 Motor-driven centrifugal air compressor with internal cooling airflow 96 1997
 
THE CLEARING HOUSE PAYMENTS COMPANY L.L.C. (1)
6,173,272 Electronic funds transfer method and system and bill presentment method and system 255 1998
 
ROTA FINANCIAL TRANSFER LLC (1)
6,021,943 Process for executing payment transactions 147 1997
 
ADVANCED SOFTWARE DESIGN CORPORATION (1)
2004/0089,711 Payment validation network 4 2003
 
ANDREWS, GEORGE F. (1)
5,099,226 Intelligent security system 147 1991
 
ENGINEERED MATERIALS SOLUTIONS, INC. (1)
5,226,989 Method for reducing thickness of a titanium foil or thin strip element 72 1991
 
Omron Tateisi Electronics Co. (1)
4,736,094 Financial transaction processing system using an integrated circuit card device 217 1985
 
XATRA FUND MX, LLC (1)
2003/0167,207 System and method for incenting payment using radio frequency identification in contact and contactless transactions 145 2003
 
IER (1)
2003/0054,836 Method and device for time control of movement or position of persons, animals or objects 52 2002
 
VANGUARD IDENTIFICATION SYSTEMS, INC. (2)
6,769,718 Printed sheet products 70 2000
6,994,262 Printed sheet products with integral, removable, radio frequency identification elements 74 2002
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (2)
5,949,044 Method and apparatus for funds and credit line transfers 358 1997
6,598,024 Method and system for processing supplementary product sales at a point-of-sale terminal 124 1999
 
ORBIS PATENTS LTD. (4)
6,029,890 User-Specified credit card system 224 1998
7,136,835 Credit card system and method 98 2000
2003/0018,567 Business-to-business commerce using financial transaction numbers 117 2002
2003/0028,481 Credit card system and method 263 2002
 
VIP DATA SECURITY MGMT. L.L.C. (1)
6,853,987 Centralized authorization and fraud-prevention system for network-based transactions 84 1999
 
AFFINION NET PATENTS, INC. (1)
6,009,412 Fully integrated on-line interactive frequency and award redemption program 274 1998
 
WALKER DIGITAL, LLC (5)
6,018,718 Method and system for processing customized reward offers 349 1997
6,163,771 Method and device for generating a single-use financial account number 261 1997
6,330,544 System and process for issuing and managing forced redemption vouchers having alias account numbers 167 1999
2003/0055,727 Method and apparatus for facilitating the provision of a benefit to a customer of a retailer 120 2002
2003/0177,347 Methods and apparatus for awarding prizes based on authentication of computer generated outcomes using coupons 133 2002
 
DOSA ADVANCES LLC (1)
6,213,390 Transaction method of electronic money system 80 1996
 
CHESS VENTURES LLC (2)
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 72 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 72 2001
 
Dell USA, L.P. (1)
5,606,594 Communication accessory and method of telecommunicating for a PDA 197 1994
 
ALCATEL-LUCENT USA INC. (1)
6,014,636 Point of sale method and system 309 1997
 
CITICORP (3)
5,485,510 Secure credit/debit card authorization 415 1994
5,914,472 Credit card spending authorization control system 483 1997
6,052,675 Method and apparatus for preauthorizing credit card type transactions 194 1998
 
MIYAKE, SHINTARO (HIS LEGAL HEIRS) (1)
6,029,892 Method for electronically transferring personal information on credit gaining card, and mini IC card, adapter card, terminal adapter, slip issuing device, portable terminal used therein 89 1998
 
WASHINGTON MUTUAL BANK, F.A. (1)
5,734,838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 426 1995
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6,260,026 Credit card information management system 126 1997
 
Zowi.com, Inc (1)
6,173,269 Method and apparatus for executing electronic commercial transactions with minors 250 1999
 
WM. WRIGLEY JR. COMPANY (1)
2002/0095,343 Apparatus and method for providing point of purchase products 73 2001
 
Charles E. Hill & Associates, Inc. (1)
5,970,471 Virtual catalog and product presentation method and apparatus 345 1996
 
TRASMO LIMITED (1)
6,364,208 Card changing system 83 1999
 
CLICK SALES INC. (1)
5,930,777 Method of charging for pay-per-access information over a network 213 1997
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (3)
D442627 Transparent card with an opacity gradient ornamental rectangle, machine readable stripe and IC chip 117 1999
D442629 Card with an ornamental rectangle 100 1999
D447515 Card with an ornamental rectangle 113 2000
 
VISA INTERNATIONAL SERVICE ASSOCIATION (17)
5,500,513 Automated purchasing control system 247 1994
5,761,306 Key replacement in a public key cryptosystem 235 1996
RE36365 Method and apparatus for distributing currency 278 1996
6,003,014 Method and apparatus for acquiring access using a smart card 154 1997
6,282,522 Internet payment system using smart card 433 1997
6,240,187 Key replacement in a public key cryptosystem 120 1998
6,179,205 System and method for locking and unlocking and application in a smart card 181 1998
6,105,008 Internet loading system using smart card 292 1998
6,560,581 System and method for secure electronic commerce transaction 305 1998
6,018,717 Method and apparatus for acquiring access using a fast smart card transaction 179 1998
6,549,912 Loyalty file structure for smart card 205 1998
6,367,011 Personalization of smart cards 140 1998
6,273,335 System and method for locking and unlocking an application in a smart card 98 2000
2003/0200,184 Mobile account authentication service 169 2003
2003/0195,843 Conducting commerce between individuals with integrated shipping 96 2003
2004/0015,451 Method for conducting financial transactions utilizing infrared data communications 70 2003
2004/0139,021 Method and system for facilitating data access and management on a secure token 132 2003
 
SAMSUNG ELECTRONICS CO., LTD. (1)
6,374,245 Server system communicating with personal digital assistant and communication method thereof 99 1998
 
SONY ELECTRONICS INC. (1)
2002/0026,419 Apparatus and method for populating a portable smart device 64 2000
 
M & R Industries, Inc. (1)
4,839,504 IC card system compatible with bank account system 169 1987
 
QVALENT PTY LIMITED (1)
5,970,475 Electronic procurement system and method for trading partners 609 1997
 
NXP B.V. (1)
6,411,611 Communication systems, communication methods and a method of communicating data within a DECT communication system 123 1998
 
NOT APPLICABLE (1)
6,014,748 System and apparatus for smart card personalization 87 1998
 
DONNELLY CORPORATION (1)
6,547,133 Vehicle mounted remote transaction interface system 133 2000
 
SCAN-EM CORP (1)
5,640,002 Portable RF ID tag and barcode reader 660 1995
 
SPARKCHARGE, INC., A CALIFORNIA CORPORATION (1)
2002/0046,341 System, and method for prepaid anonymous and pseudonymous credit card type transactions 106 2001
 
PENDRAGON WIRELESS LLC (1)
6,198,728 Medium access control (MAC) protocol for wireless ATM 162 1996
 
InterTrust Technologies Corp. (1)
5,949,876 Systems and methods for secure transaction management and electronic rights protection 585 1997
 
UNIVERSITY OF WASHINGTON (1)
5,920,628 Method and apparatus for fingerprinting and authenticating various magnetic media 161 1997
 
CARALINA MARKETING INTERNATIONAL, INC. (1)
6,014,634 System and method for providing shopping aids and incentives to customers through a computer network 638 1997
 
JOAO BOCK TRANSACTION SYSTEMS, LLC (2)
5,878,337 Transaction security apparatus and method 247 1997
5,903,830 Transaction security apparatus and method 308 1997
 
MAXIM INTEGRATED PRODUCTS, INC. (1)
6,105,013 Method, apparatus, system and firmware for secure transactions 103 1998
 
OneName Corporation (1)
6,088,717 Computer-based communication system and method using metadata defining a control-structure 511 1998
 
GEPA HOLDINGS LIMITED LIABILITY COMPANY (1)
6,219,439 Biometric authentication system 300 1999
 
NOKIA CORPORATION (4)
5,887,266 Method for using applications in a mobile station, a mobile station and a system for effecting payments 147 1996
6,771,981 Electronic device cover with embedded radio frequency (RF) transponder and methods of using same 210 2000
2002/0194,303 Portable shopping assistant 77 2001
2004/0030,601 Electronic payment methods for a mobile device 184 2003
 
GEMALTO SA (2)
5,625,695 Process for generating DSA signatures with low-cost portable apparatuses 97 1994
6,226,382 Method for implementing a private-key communication protocol between two processing devices 69 1997
 
NANOPIERCE TECHNOLOGIES, INC. (1)
6,853,087 Component and antennae assembly in radio frequency identification devices 98 2001
 
NCR CORPORATION (5)
5,594,233 Multiple standard smart card reader 173 1995
5,770,843 Access card for multiple accounts 345 1996
6,011,487 System and method of locating wireless devices 82 1996
2002/0079,367 Method and apparatus for operating a self-service checkout terminal to access a customer account 84 2000
2002/0028,704 Information gathering and personalization techniques 89 2001
 
CUBIC CORPORATION (3)
6,259,769 Portable smart card communication device 106 1999
6,577,229 Multiple protocol smart card communication device 232 1999
6,480,101 Contactless proximity automated data collection system and method 113 2000
 
PRIVASYS, INC. (2)
2003/0061,168 Method for generating customer secure card numbers 22 2001
2003/0061,168 Method for generating customer secure card numbers 22 2001
 
FIRENSITI II CONSULTING LLC (1)
5,915,023 Automatic portable account controller for remotely arranging for transfer of value to a recipient 168 1997
 
AMAZON.COM, INC. (2)
5,715,399 Secure method and system for communicating a list of credit card numbers over a non-secure network 580 1995
5,960,411 Method and system for placing a purchase order via a communications network 1375 1997
 
Biometric Security Card, Inc. (2)
2002/0138,438 Biometric identification system using biometric images and copy protect code stored on a magnetic stripe and associated methods 79 2002
2002/0196,963 Biometric identification system using a magnetic stripe and associated methods 97 2002
 
Fogdog Sports (1)
5,970,472 Performing electronic commerce on the internet providing links from product manufacturers to authorized dealers where the authorized dealer provides a custom order interface for the manufacturer's products 334 1997
 
JOVIAN HOLDINGS, LLC (1)
2002/0095,298 Blind Gift Method and System 66 1999
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
2001/0049,628 On-line system for aggregation of purchase bonuses 88 2001
 
T-MOBILE DEUTSCHLAND GMBH (1)
6,690,930 Process to control a subscriber identity module (SIM) in mobile phone system 89 2000
 
JESS-LINK PRODUCTS CO., LTD. (1)
6,457,996 Connector to PDA external keyboard 81 2001
 
BANK OF AMERICA CORPORATION (3)
5,826,243 Integrated system for controlling master account and nested subaccount(s) 321 1994
6,016,482 Enhanced collateralized funding processor 323 1996
6,108,641 Integrated nested account financial system with medical savings subaccount 263 1998
 
YT ACQUISITION CORPORATION (3)
6,269,348 Tokenless biometric electronic debit and credit transactions 239 1999
6,012,039 Tokenless biometric electronic rewards system 238 1999
6,662,166 Tokenless biometric electronic debit and credit transactions 174 2001
 
VENGTE SOFTWARE AG LIMITED LIABILITY COMPANY (1)
6,587,835 Shopping assistance with handheld computing device 865 2000
 
JSM LLC A COMPANY ORGANIZED IN ILLINOIS (1)
5,614,703 Hotel check-in system with wireless communication 117 1995
 
GE CAPITAL CORPORATION (1)
5,991,750 System and method for pre-authorization of individual account transactions 423 1997
 
SECURITY DYNAMICS TECHNOLOGIES, INC. (2)
5,023,908 Method and apparatus for personal identification 129 1989
5,657,388 Method and apparatus for utilizing a token for resource access 314 1994
 
ACTIVEPOINT LTD. (1)
6,070,154 Internet credit card security 106 1998
 
Worcop Investment Ltd. (1)
6,445,794 System and method for synchronizing one time pad encryption keys for secure communication and access control 69 1998
 
YOZAN INC. (1)
2002/0052,839 Charge collection method 71 2001
 
ACTIVCARD IRELAND LIMITED (1)
5,987,155 Biometric input device with peripheral port 213 1997
 
PALM, INC. (1)
5,276,311 Method and device for simplifying the use of a plurality of credit cards, or the like 553 1992
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
6,257,486 Smart card pin system, card, and reader 261 1998
 
SPENDINGMONEY, LLC (1)
5,864,830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 372 1997
 
LOGICLINK CORPORATION (1)
5,987,498 Credit card operated computer on-line service communication system 285 1996
 
E-PARCEL CORPORATION (1)
6,058,418 Marketing data delivery system 91 1997
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 186 2002
 
SOVERAIN SOFTWARE LLC (2)
5,724,424 Digital active advertising 1020 1995
5,909,492 Network sales system 404 1997
 
PRESTO TECHNOLOGIES, INC. (1)
6,400,272 Wireless transceiver for communicating with tags 262 2000
 
CARNEGIE MELLON UNIVERSITY (1)
6,076,078 Anonymous certified delivery 83 1997
 
NANJI, ANVAR (1)
5,797,133 Method for automatically determining the approval status of a potential borrower 329 1997
 
PHILIPS ELECTRONICS NORTH AMERICA CORPORATION (1)
6,023,510 Method of secure anonymous query by electronic messages transported via a public network and method of response 92 1997
 
A.P.M. Co., Ltd. (1)
5,903,875 Method of issuing a service ticket in transactions of commodities by making use of communication 44 1996
 
TECH LINK INTERNATIONAL ENTERTAINMENT LTD. (1)
5,851,149 Distributed gaming system 650 1995
 
THE WESTERN UNION COMPANY (4)
5,350,906 Currency transfer system and method using fixed limit cards 481 1992
2003/0187,786 Merchant transponder systems using electronic check processing 80 2002
2003/0187,790 Electronic check processing systems 121 2002
2003/0187,796 Systems for processing transponder-based transactions 112 2002
 
KABUSHIKI KAISHA MEISHUN, A CORP. OF JAPAN (1)
4,868,849 Telephone card and telephone card-operated telephone 83 1988
 
AT&T INTELLECTUAL PROPERTY I, L.P. (1)
6,188,994 Internet billing method 172 1998
 
First Marketrust Intl. (1)
5,537,314 Referral recognition system for an incentive award program 742 1995
 
APPLE INC. (1)
2004/0044,627 Methods, systems and apparatuses for secure transactions 203 2002
 
ASSA ABLOY AB (1)
* 5,832,090 Radio frequency transponder stored value system employing a secure encryption protocol 92 1995
 
GOOGLE TECHNOLOGY HOLDINGS LLC (6)
5,777,903 Solar cell powered smart card with integrated display and interface keypad 270 1996
5,834,756 Magnetically communicative card 238 1996
5,943,624 Contactless smartcard for use in cellular telephone 159 1996
6,206,293 Magnetically communicative card 224 1997
6,378,073 Single account portable wireless financial messaging unit 81 1997
6,466,804 Method and apparatus for remote multiple access to subscriber identity module 113 2000
 
MONDEX INTERNATIONAL LIMITED (6)
6,237,848 Reading data from a smart card 101 1994
5,778,067 Value transfer system 291 1996
5,982,293 Transaction recovery in a value transfer system 66 1998
6,220,510 Multi-application IC card with delegation feature 153 1998
6,742,120 System and method for controlling access to computer code in an IC card 78 1998
6,439,455 Value transfer system 79 2000
 
KAPSCH TRAFFICCOM AB (1)
6,109,525 Method and device for registering vehicles in a road toll facility 140 1998
 
DISNEY ENTERPRISES, INC. (1)
5,963,915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 575 1996
 
GEMPLUS (1)
6,589,119 Data and value unit transfer system on slot machine network 84 1999
 
RAYTHEON COMPANY (1)
5,864,306 Detection regions for transponder tracking 64 1997
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (8)
6,092,198 System and method for enabling and controlling anonymous file transfer protocol communications 52 1997
6,177,860 Method and economical direct connected apparatus for deploying and tracking computers 169 1998
6,481,621 System method and article of manufacture for accessing and processing smart card information 100 1999
6,427,910 Method for managing and updating overloaded cards 54 1999
7,103,575 Enabling use of smart cards by consumer devices for internet commerce 123 2000
2002/0095,587 Smart card with integrated biometric sensor 166 2001
6,760,581 System and method for improved mobile phone functionality 86 2001
2005/0040,272 Cartridge with slanted memory chip and conforming wall 52 2003
 
Wynn; Sol H. (1)
5,859,419 Programmable multiple company credit card system 427 1995
 
TRACFONE WIRELESS, INC. (1)
6,650,887 Mobile phone system with host processor coordination and internal mobile phone accounting capabilities 172 2000
 
Fairmount Chemical Company, Inc. (1)
4,672,021 Contrast enhancement layer composition with naphthoquinone diazide, indicator dye and polymeric binder 91 1985
 
TVWORKS, LLC (1)
6,141,752 Mechanism for facilitating secure storage and retrieval of information on a smart card by an internet service provider using various network computer client devices 101 1998
 
FUJITSU LIMITED (6)
5,884,280 System for and method of distributing proceeds from contents 88 1996
6,012,143 Method for managing security for card-type storage medium and a transaction apparatus therefor 61 1996
6,129,274 System and method for updating shopping transaction history using electronic personal digital shopping assistant 403 1998
6,513,015 System and method for customer recognition using wireless identification and visual data transmission 160 1998
6,179,206 Electronic shopping system having self-scanning price check and purchasing terminal 198 1998
6,608,995 Detection circuit for proximity IC card device 76 2000
 
FIRST AMERICAN CMSI (1)
5,878,403 Computer implemented automated credit application analysis and decision routing system 474 1995
 
AVERY DENNISON CORPORATION (1)
6,851,617 Laser imageable RFID label/tag 57 2002
 
INFINEON TECHNOLOGIES AG (1)
5,809,633 Method for producing a smart card module for contactless smart cards 144 1997
 
FIRST DATA CORPORATION (3)
6,141,651 Funding and settlement integrated suspense processing system 143 1998
2004/0083,184 Anonymous card transactions 80 2003
7,213,748 Anonymous mailing and shipping transactions 53 2004
 
ROUND ROCK RESEARCH, LLC (5)
5,365,551 Data communication transceiver using identification protocol 286 1992
5,572,226 Spherical antenna pattern(s) from antenna(s) arranged in a two-dimensional plane for use in RFID tags and labels 201 1995
6,061,344 Method of addressing messages and communications system 102 1998
6,112,152 RFID system in communication with vehicle on-board computer 210 1999
6,693,513 Wireless identification device, RFID device with push-on/push off switch, and method of manufacturing wireless identification device 111 2002
 
HARRIS CORPORATION (1)
6,483,477 RF receiving antenna system 50 2000
 
BLOCK FINANCIAL LLC (1)
6,014,645 Real-time financial card application system 437 1996
 
VOICE SECURITY SYSTEMS, INC. (2)
5,835,894 Speaker and command verification method 81 1997
6,519,565 Method of comparing utterances for security control 87 2000
 
BRIDGEPOINT SYSTEMS, INC. (1)
6,223,984 Distinct smart card reader having wiegand, magnetic strip and bar code types emulation output 170 1997
 
ISLIP TECHNOLOGIES LLC (1)
6,325,285 Smart card with integrated fingerprint reader 227 1999
 
INNOVATRON (1)
6,325,293 Method and system for using a microcircuit card in a plurality of applications 62 2000
 
PAYPAL, INC. (1)
5,826,241 Computerized system for making payments and authenticating transactions over the internet 812 1994
 
MORPHO (1)
6,494,380 IC card having fingerprint sensor designed to withstand bending 73 2001
 
JPMORGAN CHASE BANK, N.A. (2)
6,227,447 Cardless payment system 412 1999
2003/0187,787 System and process for performing purchase transactions using tokens 142 2003
 
OBERTHUR CARD SYSTEMS SA (1)
6,484,937 Method for storing data in a chip card rewritable memory 106 1999
 
MICROSOFT TECHNOLOGY LICENSING, LLC (18)
5,594,227 System and method for protecting unauthorized access to data contents 152 1995
5,852,812 Billing system for a network 555 1995
5,878,141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 478 1995
5,768,385 Untraceable electronic cash 156 1995
5,721,781 Authentication system and method for smart card transactions 610 1995
5,742,756 System and method of using smart cards to perform security-critical operations requiring user authorization 167 1996
5,878,138 System and method for detecting fraudulent expenditure of electronic assets 111 1996
6,038,551 System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer 453 1996
5,778,069 Non-biased pseudo random number generator 172 1996
5,918,216 Automatic recognition of periods for financial transactions 79 1996
5,897,622 Electronic shopping and merchandising system 637 1996
5,999,914 Electronic promotion system for an electronic merchant system 399 1996
6,070,150 Electronic bill presentment and payment system 436 1996
6,125,352 System and method for conducting commerce over a distributed network 321 1996
6,029,147 Method and system for providing an interface for supporting multiple formats for on-line banking services 130 1997
5,883,810 Electronic online commerce card with transactionproxy number for online transactions 673 1997
6,000,832 Electronic online commerce card with customer generated transaction proxy number for online transactions 579 1997
5,958,004 Disabling and enabling transaction committal in transactional application components 104 1997
 
ADVENTURE GALLERY SOFTWARE LIMITED LIABILITY COMPANY (1)
5,930,767 Transaction methods systems and devices 274 1997
 
Konica Corporation (1)
5,407,893 Material for making identification cards 108 1993
 
Jaesent Inc. (2)
5,913,203 System and method for pseudo cash transactions 238 1996
5,956,699 System for secured credit card transactions on the internet 322 1997
 
LOWENSOHN, BRENT (1)
7,069,444 Portable wireless access to computer-based systems 87 2002
 
ENSIGN HOLDINGS (1)
6,483,929 Method and apparatus for histological and physiological biometric operation and authentication 163 2000
 
TRANSMO LIMITED (1)
6,510,998 Card charging system 116 1999
 
GENERAL ELECTRIC COMPANY (1)
6,626,356 Multi-use credit card for financial transactions and vehicle configuration 74 2001
 
GLOBALPLATFORM, INC. (4)
6,005,942 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 306 1998
6,233,683 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 191 1998
6,402,028 Integrated production of smart cards 171 1999
6,481,632 Delegated management of smart card applications 144 1999
 
Obis Patents Ltd. (1)
6,636,833 Credit card system and method 237 1999
 
HARBINGER ENTERPRISES, L.L.C. (1)
6,064,981 Method for online display and negotiation of cargo rates 218 1999
 
PAYTRONIX SYSTEMS, INC. (1)
2003/0009,382 Customer identification, loyalty and merchant payment gateway 220 2002
 
DRESSER, INC. (1)
2003/0025,600 Wireless communication in a retail refueling environment 76 2001
 
STARGAZER SOFTWARE, LIMITED LIABILITY COMPANY (4)
6,115,458 Method and apparatus for summaries of prepaid instrument transaction activity 256 1995
5,991,748 Methods and apparatus for regenerating a prepaid transaction account 295 1996
6,038,292 Methods and apparatus for language registration of prepaid, remote entry customer account 152 1997
5,923,734 Methods and apparatus for providing a prepaid, remote memory transaction account with voice indicia 176 1997
 
SAT Corporation (1)
6,480,100 Radio frequency identification tag formatting method 140 2001
 
TGIP, INC. (1)
5,577,109 Pre-paid card system and method 483 1995
 
EASTMAN KODAK COMPANY (2)
2003/0069,828 System for and managing assets using priority tokens 108 2001
2003/0227,550 System and method for providing a customized imaging product or service 75 2002
 
Related Energy & Security (1)
4,475,308 Revolving door system 83 1982
 
FRANCE TELECOM (3)
6,014,646 Process for making a payment using an account manager 138 1996
5,991,413 Process for the acceptance of a virtual prepaid card use request permitting the reuse of its serial number 220 1997
2003/0163,699 Cryptography method and smart cards microcircuit 72 2003
 
VT TECH CORP. (1)
2003/0195,037 Video gaming machine for casino games 164 2002
 
C-SAM, INC. (1)
5,590,038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 723 1994
 
AT&T CORP. (4)
5,461,217 Secure money transfer techniques using smart cards 308 1994
5,845,267 System and method for billing for transactions conducted over the internet from within an intranet 324 1996
6,024,286 Smart card providing a plurality of independently accessible accounts 184 1997
5,970,473 Video communication device providing in-home catalog services 169 1997
* Cited By Examiner

Patent Citation Ranking

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Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (2)
7,813,963 Interactive electronic desktop action method and system for executing a transaction 1 2005
* 2011/0313,873 Form Factor Identification 0 2011
 
DT LABS, LLC (4)
8,359,271 Apparatus for customer authentication of an item 3 2011
8,261,058 System, method and apparatus for electronically protecting data and digital content 1 2011
8,543,806 System, method and apparatus for electronically protecting data and digital content 1 2012
8,826,448 System, method and apparatus for electronically protecting data and digital content 0 2013
 
SWISSCOM AG (4)
* 8,238,874 Method and system for location-dependent billing for services 1 2011
* 2011/0281,553 METHOD AND SYSTEM FOR LOCATION-DEPENDENT BILLING FOR SERVICES 0 2011
8,498,613 Method and system for location-dependent billing for services 0 2012
8,983,430 Method and system for location-dependent billing for services 0 2013
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (1)
* 8,970,375 Memory tag, method for providing information and enabling the release of stored content, and apparatus therefor 0 2006
 
PROPAY, INC. (1)
8,069,121 End-to-end secure payment processes 2 2008
 
DT LABS DEVELOPMENT, LLC (1)
8,613,107 System, method and apparatus for electronically protecting data associated with RFID tags 1 2007
 
FRANCE TELECOM (2)
* 8,341,088 Multipurpose electronic payment method and system 0 2004
* 2008/0294,563 Multipurpose Electronic Payment Method and System 1 2004
 
PROPAY USA, INC. (1)
* 8,812,401 Secure payment capture processes 0 2007
 
FUJITSU LIMITED (1)
* 8,553,886 Method, system, and computer product for managing radio-tag, managing advertisement, and using radio tag 0 2006
 
NOKIA SOLUTIONS AND NETWORKS OY (1)
* 2010/0229,232 SUBSCRIPTION AND DEVICE OF CHARGE CONTROL 0 2008
 
SECUREDPAY SOLUTIONS, INC. (2)
8,356,754 Portable handheld device for wireless order entry and real time payment authorization and related methods 2 2011
8,490,878 Portable handheld device for wireless order entry and real time payment authorization and related methods 0 2012
 
Nexus Payments, LLC (1)
8,768,838 Financial transactions using a rule-module nexus and a user account registry 1 2011
 
VISA U.S.A. INC. (2)
8,770,470 Device including form factor indicator 0 2009
* 8,224,731 Form factor identification 0 2011
* Cited By Examiner

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Dec 2, 2016
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 2, 2020
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00