US Patent No: 7,542,942

Number of patents in Portfolio can not be more than 2000

System and method for securing sensitive information during completion of a transaction

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ALSO PUBLISHED AS: 20050033686
ATTORNEY / AGENT: (SPONSORED)
 

Importance

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Abstract

A system and method for securing a Radio Frequency (RF) transaction using a proxy code, which is permanently assigned to the RF identification device (RFID) transaction account number. An account issuer permanently assigns the proxy code to a transaction account correlated to the RFID transaction device. The proxy code is uploaded onto the transaction device for later use in completing a transaction request. During transaction completion, the proxy code is provided to a merchant system in lieu of any sensitive transaction account information. Since the proxy code is permanently assigned, the number need not be changed or updated once uploaded into a payment device or merchant system. Since the proxy code contains no sensitive information, the sensitive information related to the transaction account is secured from theft where the merchant system internal security measures may fail.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.NEW YORK, NY537

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Peart, Lee J Shioiju, GB 27 262
Saunders, Peter D Salt Lake City, UT 162 2255

Cited Art

Patent Info (Count) # Cites Year
 
TEXAS INSTRUMENTS INCORPORATED (115)
4,639,765 Synchronization system for overlay of an internal video signal upon an external video signal 95 1985
5,197,140 Sliced addressing multi-processor and method of operation 171 1989
5,212,777 Multi-processor reconfigurable in single instruction multiple data (SIMD) and multiple instruction multiple data (MIMD) modes and method of operation 280 1989
5,239,654 Dual mode SIMD/MIMD processor providing reuse of MIMD instruction memories as data memories when operating in SIMD mode 258 1989
5,339,447 Ones counting circuit, utilizing a matrix of interconnected half-adders, for counting the number of ones in a binary string of image data 80 1989
5,761,493 Apparatus and method for adding an associative query capability to a programming language 115 1990
5,489,411 Titanium metal foils and method of making 84 1991
5,274,392 Tilted antenna 68 1992
5,247,304 Interrogating station for identification purposes, with separate transmitting and receiving antennae 67 1992
5,305,002 Hinged read-out antenna system 69 1992
5,410,649 Imaging computer system and network 89 1992
5,349,357 Circuit arrangement for obtaining a constant field strength of an HF signal radiated by a transmitting device with exchangeable antenna 67 1992
6,192,255 Communication system and methods for enhanced information transfer 158 1992
5,373,303 Built-in chip transponder with antenna coil 69 1992
5,408,243 Method for producing a flat flexible antenna 81 1993
5,701,127 Automatic vehicle identification system capable of vehicle lane discrimination 124 1993
6,038,584 Synchronized MIMD multi-processing system and method of operation 72 1993
5,371,896 Multi-processor having control over synchronization of processors in mind mode and method of operation 134 1993
5,351,052 Transponder systems for automatic identification purposes 195 1993
5,428,363 Antenna system for use in an automatic vehicular identification system 72 1993
5,858,006 Hypodermic needle with a protrusion 78 1993
5,329,617 Graphics processor nonconfined address calculation system 68 1993
5,491,483 Single loop transponder system and method 149 1994
5,488,376 Transponder interface circuit 82 1994
5,513,525 Arrangement for monitoring the operating state of vehicle pneumatic tires mounted on wheel rims 77 1994
5,673,106 Printing system with self-monitoring and adjustment 72 1994
5,471,592 Multi-processor with crossbar link of processors and memories and method of operation 167 1994
5,522,083 Reconfigurable multi-processor operating in SIMD mode with one processor fetching instructions for use by remaining processors 178 1994
6,070,003 System and method of memory access in apparatus having plural processors and plural memories 141 1994
5,500,651 System and method for reading multiple RF-ID transponders 121 1994
5,621,396 Method and apparatus with adaptive transponder plucking 70 1994
5,625,370 Identification system antenna with impedance transformer 96 1994
5,600,175 Apparatus and method for flat circuit assembly 92 1994
5,602,538 Apparatus and method for identifying multiple transponders 155 1994
5,629,981 Information management and security system 634 1994
5,569,187 Method and apparatus for wireless chemical supplying 123 1994
5,550,536 Circuit frequency following technique transponder resonant 109 1994
5,490,079 System for automated toll collection assisted by GPS technology 122 1994
5,592,150 Air coil and method of making the same 67 1994
5,563,582 Integrated air coil and capacitor and method of making the same 68 1994
5,497,121 Automatically correcting data detection circuit and method for FSK modulated signals 66 1994
5,594,448 Highly accurate RF-ID positioning system 118 1994
5,491,484 Electronic transponder tuning circuitry 98 1994
5,660,319 Ultrasonic bonding process 71 1995
5,625,366 Flat flexible antenna 79 1995
5,729,236 Identification system reader with multiplexed antennas 87 1995
5,607,522 Method of making electrical contact material 65 1995
5,880,675 Reusable package for identification devices 86 1995
5,675,342 Automatic vehicle identification system capable of vehicle lane discrimination 89 1995
5,525,994 Transponder interface circuit 89 1995
5,592,405 Multiple operations employing divided arithmetic logic unit and multiple flags register 92 1995
5,606,520 Address generator with controllable modulo power of two addressing capability 85 1995
5,613,146 Reconfigurable SIMD/MIMD processor using switch matrix to allow access to a parameter memory by any of the plurality of processors 106 1995
5,621,412 Multi-stage transponder wake-up, method and structure 346 1995
5,686,920 Transponder maintenance mode method 110 1995
5,691,731 Closed slot antenna having outer and inner magnetic loops 95 1995
5,696,913 Unique processor identifier in a multi-processing system having plural memories with a unified address space corresponding to each processor 98 1995
5,758,195 Register to memory data transfers with field extraction and zero/sign extension based upon size and mode data corresponding to employed address register 74 1995
5,768,609 Reduced area of crossbar and method of operation 116 1995
5,809,288 Synchronized MIMD multi-processing system and method inhibiting instruction fetch on memory access stall 68 1995
5,602,919 Speedup for monetary transactions using a transponder in conjunction with a smartcard 121 1995
6,317,721 Transaction accounting of toll transactions in transponder systems 96 1995
5,792,337 Method and apparatus for detection of corrosion 80 1995
5,646,607 Transponder/interrogator protocol in a multi-interrogator field 85 1995
5,798,709 Wireless transmitter carrier phase synchronization 67 1996
5,557,279 Unitarily-tuned transponder/shield assembly 90 1996
5,793,324 Transponder signal collision avoidance system 84 1996
5,638,080 Manufacture of a flexible antenna, with or without an inner permeable magnetic layer 73 1996
5,581,630 Personal identification 200 1996
5,748,137 Wireless flywheel synchronization method 68 1996
5,619,207 Highly accurate RE-ID positioning system 90 1996
5,608,406 Device for controlling discharge of a charge capacitor in a transponder 69 1996
5,621,411 Positioning with RF-ID transponders 106 1996
5,731,957 Transponder including a fluid cushioning medium and a method for its production 76 1996
5,729,053 Apparatus and method for flat circuit assembly 85 1996
5,867,100 Air Coil a security badge and a transponder 67 1996
5,785,680 Injector and object to be injected by the injector 66 1996
5,809,142 Method and system for calculating a user account balance in a recognition system 83 1996
6,323,566 Transponder for remote keyless entry systems 143 1996
5,797,060 Electrophotographic printing subsystem with self-monitoring and adjustment 71 1996
5,825,302 System and method for transmitting data using reflected electromagnetic radiation 79 1996
5,794,095 Intelligent printing system 63 1996
5,864,323 Ring antennas for resonant circuits 107 1996
5,842,088 Method of calibrating a spatial light modulator printing system 244 1997
5,870,031 Full-wave rectifier and method of operation for a recognition system 84 1997
6,167,236 Damping modulation circuit for a full-duplex transponder 70 1997
5,841,364 Method and apparatus for transfering information from a transponder 68 1997
5,955,969 Method to prevent rouge transponder responses in automatic vehicle identification systems 81 1997
5,912,678 Process flow design at the module effects level through the use of acceptability regions 104 1997
5,826,077 Apparatus and method for adding an associative query capability to a programming language 141 1997
6,101,174 Low power, short range point-to-multipoint communications systems 121 1997
5,905,798 TIRIS based kernal for protection of "copyrighted" program material 141 1997
5,970,148 Low cost encryption transponder 71 1997
5,732,579 Key having an air coil antenna and a method of construction 84 1997
5,929,801 Method for repeating interrogations until failing to receive unintelligible responses to identify plurality of transponders by an interrogator 114 1997
5,870,915 Key lock having inductive key detection and method of construction 69 1997
5,881,272 Synchronized MIMD multi-processing system and method inhibiting instruction fetch at other processors on write to program counter of one processor 64 1997
5,933,624 Synchronized MIMD multi-processing system and method inhibiting instruction fetch at other processors while one processor services an interrupt 71 1997
6,002,438 Method and apparatus for storing decoded video information 65 1997
6,205,151 ATM cell scheduler which uses a heap memory and associates timestamps with each channel 82 1997
6,115,360 Fair scheduling of ATM cell transmissions during overscheduled conditions 81 1997
6,198,875 Tiris based bios for protection of "copyrighted" program material 103 1997
5,953,512 Microprocessor circuits, systems, and methods implementing a loop and/or stride predicting load target buffer 78 1997
6,216,219 Microprocessor circuits, systems, and methods implementing a load target buffer with entries relating to prefetch desirability 99 1997
6,230,270 Integrated circuit identification system 70 1998
6,133,834 Method of trimming film type antennas 76 1998
6,064,320 Automatic vehicle identification system capable of vehicle lane discrimination 104 1998
6,232,917 Navigational system 112 1998
6,266,754 Secure computing device including operating system stored in non-relocatable page of memory 69 1999
6,239,675 Tuning circuit having switchable capacitor controlled by a selection circuit 66 1999
6,116,423 Multi-functional shipping system for integrated circuit devices 71 1999
6,215,437 Procedure for reading the data stored in a transponder and a transponder system for the execution of the procedure 73 1999
6,260,088 Single integrated circuit embodying a risc processor and a digital signal processor 91 2000
6,377,034 Method and circuits for inductor current measurement in MOS switching regulators 76 2000
6,388,533 Programmable ring oscillator 70 2000
 
MASTERCARD INTERNATIONAL INCORPORATED (19)
4,961,142 Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer 425 1988
5,023,782 Travelers cheque transaction terminal 203 1990
5,557,516 System and method for conducting cashless transactions 233 1994
5,878,215 System and method for processing multiple electronic transaction requests 126 1994
5,705,798 System and method for processing a customized financial transaction card 218 1994
5,692,132 System and method for conducting cashless transactions on a computer network 435 1995
5,699,528 System and method for bill delivery and payment over a communications network 813 1995
5,704,046 System and method for conducting cashless transactions 250 1996
6,315,193 Financial transaction card with installment loan feature 111 1998
6,473,500 System and method for using a prepaid card 368 1998
6,546,373 System and method for recovering refundable taxes 98 1999
6,681,328 System and method for global internet digital identification 78 2000
6,578,768 Method and device for selecting a reconfigurable communications protocol between and IC card and a terminal 83 2000
2003/0120,554 System and method for conducting secure payment transactions 65 2002
2003/0140,228 Method and device for control by consumers over personal data 66 2002
2003/0132,284 System and method for integrated circuit card data storage 60 2002
6,857,566 Method and system for conducting transactions using a payment card with two technologies 112 2002
2003/0225,623 Method and system for conducting transactions using a payment card with account information encoded in bar code 76 2003
2005/0119,978 Authentication arrangement and method for use with financial transactions 51 2004
 
MICROSOFT CORPORATION (18)
5,594,227 System and method for protecting unauthorized access to data contents 128 1995
5,852,812 Billing system for a network 442 1995
5,878,141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 370 1995
5,768,385 Untraceable electronic cash 128 1995
5,721,781 Authentication system and method for smart card transactions 494 1995
5,742,756 System and method of using smart cards to perform security-critical operations requiring user authorization 145 1996
5,878,138 System and method for detecting fraudulent expenditure of electronic assets 96 1996
6,038,551 System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer 367 1996
5,778,069 Non-biased pseudo random number generator 132 1996
5,918,216 Automatic recognition of periods for financial transactions 62 1996
5,897,622 Electronic shopping and merchandising system 539 1996
5,999,914 Electronic promotion system for an electronic merchant system 309 1996
6,070,150 Electronic bill presentment and payment system 343 1996
6,125,352 System and method for conducting commerce over a distributed network 266 1996
6,029,147 Method and system for providing an interface for supporting multiple formats for on-line banking services 103 1997
5,883,810 Electronic online commerce card with transactionproxy number for online transactions 548 1997
6,000,832 Electronic online commerce card with customer generated transaction proxy number for online transactions 449 1997
5,958,004 Disabling and enabling transaction committal in transactional application components 96 1997
 
VISA INTERNATIONAL SERVICE ASSOCIATION (17)
5,500,513 Automated purchasing control system 169 1994
5,761,306 Key replacement in a public key cryptosystem 184 1996
RE36365 Method and apparatus for distributing currency 227 1996
6,003,014 Method and apparatus for acquiring access using a smart card 134 1997
6,282,522 Internet payment system using smart card 320 1997
6,240,187 Key replacement in a public key cryptosystem 95 1998
6,179,205 System and method for locking and unlocking and application in a smart card 144 1998
6,105,008 Internet loading system using smart card 219 1998
6,560,581 System and method for secure electronic commerce transaction 212 1998
6,018,717 Method and apparatus for acquiring access using a fast smart card transaction 147 1998
6,549,912 Loyalty file structure for smart card 149 1998
6,367,011 Personalization of smart cards 115 1998
6,273,335 System and method for locking and unlocking an application in a smart card 88 2000
2003/0200,184 Mobile account authentication service 108 2003
2003/0195,843 Conducting commerce between individuals with integrated shipping 79 2003
2004/0015,451 Method for conducting financial transactions utilizing infrared data communications 62 2003
2004/0139,021 Method and system for facilitating data access and management on a secure token 92 2003
 
TEXAS INSTRUMENTS DEUTSCHLAND GMBH (14)
5,053,774 Transponder arrangement 329 1991
5,491,715 Automatic antenna tuning method and circuit 203 1993
5,541,604 Transponders, Interrogators, systems and methods for elimination of interrogator synchronization requirement 207 1993
5,552,789 Integrated vehicle communications system 221 1994
5,543,798 Method of providing a synchronized data stream suitable for use in a combined FDX and HDX RF-ID system 84 1994
5,597,534 Apparatus for wireless chemical sensing 88 1994
5,489,908 Apparatus and method for identifying multiple transponders 156 1994
5,525,992 Method and system for conserving power in a recognition system 147 1994
5,493,312 Reduced current antenna circuit 67 1995
5,548,291 Read/write transponder arrangement and method of communication 107 1995
5,550,548 Interrogator for detecting adjacent transponders 92 1995
5,561,430 Inductor/antenna for a recognition system 84 1995
5,948,116 Bit error correction algorithm 69 1996
6,118,189 Identification system reader with multiplexed antennas 63 1997
 
HEWLETT-PACKARD COMPANY (11)
5,641,050 Dispensing machine with data card scanner apparatus and enhanced features 117 1995
5,917,168 System and method for revaluation of stored tokens in IC cards 141 1996
5,963,924 System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce 229 1996
5,987,140 System, method and article of manufacture for secure network electronic payment and credit collection 220 1996
6,016,484 System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment 247 1996
5,983,208 System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 205 1996
6,002,767 System, method and article of manufacture for a modular gateway server architecture 198 1996
6,072,870 System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 294 1996
5,931,917 System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser 271 1996
5,978,840 System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment transactions utilizing a multichannel, extensible, flexible architecture 259 1996
5,996,076 System, method and article of manufacture for secure digital certification of electronic commerce 258 1997
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (10)
D442627 Transparent card with an opacity gradient ornamental rectangle, machine readable stripe and IC chip 102 1999
D442629 Card with an ornamental rectangle 93 1999
D447515 Card with an ornamental rectangle 106 2000
6,581,839 Transaction card 164 2000
6,732,936 Transparent/translucent financial transaction card 67 2000
2001/0034,720 System for facilitating a transaction 155 2001
6,705,530 Transparent/translucent financial transaction card 103 2003
2004/0006,539 System and method for facilitating the handling of a dispute using disparate architectures 38 2003
2003/0233,334 Methods and apparatus for facilitating a transaction 70 2003
2005/0038,718 Method and system for facilitating a shopping experience 53 2004
 
CITIBANK, N.A. (8)
5,453,601 Electronic-monetary system 593 1991
6,088,686 System and method to performing on-line credit reviews and approvals 417 1996
6,122,625 Apparatus and method for secure transacting 229 1998
6,081,790 System and method for secure presentment and payment over open networks 215 1998
6,088,797 Tamper-proof electronic processing device 59 1998
6,336,095 Method for electronic merchandise dispute resolution 92 1998
6,098,053 System and method for performing an electronic financial transaction 376 1999
6,665,405 Cyclotomic polynomial construction of discrete logarithm cryptosystems over finite fields 68 2000
 
GILBARCO INC. (8)
6,078,888 Cryptography security for remote dispenser transactions 191 1997
6,098,879 Fuel dispensing system providing customer preferences 137 1998
6,073,840 Fuel dispensing and retail system providing for transponder prepayment 230 1998
6,116,505 Fuel transaction system for enabling the purchase of fuel and non-fuel items on a single authorization 160 1998
6,535,726 Cellular telephone-based transaction processing 111 2000
6,422,464 Fuel dispensing system providing customer preferences 148 2000
6,326,934 ADA convertible input display 69 2000
2002/0113,082 Antenna placement in a fueling and retail system 78 2001
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (8)
6,092,198 System and method for enabling and controlling anonymous file transfer protocol communications 44 1997
6,177,860 Method and economical direct connected apparatus for deploying and tracking computers 155 1998
6,481,621 System method and article of manufacture for accessing and processing smart card information 85 1999
6,427,910 Method for managing and updating overloaded cards 47 1999
7,103,575 Enabling use of smart cards by consumer devices for internet commerce 79 2000
2002/0095,587 Smart card with integrated biometric sensor 134 2001
6,760,581 System and method for improved mobile phone functionality 72 2001
2005/0040,272 Cartridge with slanted memory chip and conforming wall 46 2003
 
LUCENT TECHNOLOGIES INC. (7)
5,544,246 Smartcard adapted for a plurality of service providers and for remote installation of same 352 1993
5,649,118 Smart card with multiple charge accounts and product item tables designating the account to debit 392 1994
5,608,778 Cellular telephone as an authenticated transaction controller 154 1994
5,577,120 Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like 112 1995
5,898,783 System and method for employing a telecommunications network to remotely disable a SIM or smartcard 117 1996
6,014,636 Point of sale method and system 245 1997
6,006,216 Data architecture for fetch-intensive database applications 114 1997
 
CITICORP DEVELOPMENT CENTER, INC. (6)
6,012,049 System for performing financial transactions using a smartcard 135 1998
6,510,983 System and method for transferring value to a magnetic stripe on a transaction card 115 1998
6,442,532 Wireless transaction and information system 173 1998
2002/0062,284 METHOD AND SYSTEM OF CONTACTLESS INTERFACING FOR SMART CARD BANKING 110 1999
6,289,324 System for performing financial transactions using a smart card 120 2000
6,687,714 Method and system for managing transaction card data 69 2000
 
FUJITSU LIMITED (6)
5,884,280 System for and method of distributing proceeds from contents 68 1996
6,012,143 Method for managing security for card-type storage medium and a transaction apparatus therefor 55 1996
6,129,274 System and method for updating shopping transaction history using electronic personal digital shopping assistant 308 1998
6,513,015 System and method for customer recognition using wireless identification and visual data transmission 131 1998
6,179,206 Electronic shopping system having self-scanning price check and purchasing terminal 172 1998
6,608,995 Detection circuit for proximity IC card device 67 2000
 
MONDEX INTERNATIONAL LIMITED (6)
6,237,848 Reading data from a smart card 81 1994
5,778,067 Value transfer system 235 1996
5,982,293 Transaction recovery in a value transfer system 55 1998
6,220,510 Multi-application IC card with delegation feature 133 1998
6,742,120 System and method for controlling access to computer code in an IC card 70 1998
6,439,455 Value transfer system 61 2000
 
MOTOROLA MOBILITY LLC (6)
5,777,903 Solar cell powered smart card with integrated display and interface keypad 232 1996
5,834,756 Magnetically communicative card 169 1996
5,943,624 Contactless smartcard for use in cellular telephone 126 1996
6,206,293 Magnetically communicative card 154 1997
6,378,073 Single account portable wireless financial messaging unit 72 1997
6,466,804 Method and apparatus for remote multiple access to subscriber identity module 97 2000
 
WALKER DIGITAL, LLC (6)
6,018,718 Method and system for processing customized reward offers 227 1997
6,163,771 Method and device for generating a single-use financial account number 189 1997
6,330,544 System and process for issuing and managing forced redemption vouchers having alias account numbers 122 1999
6,598,024 Method and system for processing supplementary product sales at a point-of-sale terminal 99 1999
2003/0055,727 Method and apparatus for facilitating the provision of a benefit to a customer of a retailer 82 2002
2003/0177,347 Methods and apparatus for awarding prizes based on authentication of computer generated outcomes using coupons 96 2002
 
NCR CORPORATION (5)
5,594,233 Multiple standard smart card reader 151 1995
5,770,843 Access card for multiple accounts 269 1996
6,011,487 System and method of locating wireless devices 70 1996
2002/0079,367 Method and apparatus for operating a self-service checkout terminal to access a customer account 74 2000
2002/0028,704 Information gathering and personalization techniques 77 2001
 
ROUND ROCK RESEARCH, LLC (5)
5,365,551 Data communication transceiver using identification protocol 259 1992
5,572,226 Spherical antenna pattern(s) from antenna(s) arranged in a two-dimensional plane for use in RFID tags and labels 174 1995
6,061,344 Method of addressing messages and communications system 84 1998
6,112,152 RFID system in communication with vehicle on-board computer 186 1999
6,693,513 Wireless identification device, RFID device with push-on/push off switch, and method of manufacturing wireless identification device 99 2002
 
AT&T CORP. (4)
5,461,217 Secure money transfer techniques using smart cards 261 1994
5,845,267 System and method for billing for transactions conducted over the internet from within an intranet 274 1996
6,024,286 Smart card providing a plurality of independently accessible accounts 144 1997
5,970,473 Video communication device providing in-home catalog services 132 1997
 
DATASCAPE, INC. (4)
5,742,845 System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network 423 1995
5,898,838 Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence 150 1997
5,905,908 Open network system for I/O operations with non-standard I/O devices utilizing extended protocol including device identifier and identifier for operation to be performed with device 155 1997
6,684,269 System and method for enabling transactions between a web server and a smart card, telephone, or personal digital assistant over the internet 88 2002
 
GLOBALPLATFORM, INC. (4)
6,005,942 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 236 1998
6,233,683 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 156 1998
6,402,028 Integrated production of smart cards 135 1999
6,481,632 Delegated management of smart card applications 118 1999
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (4)
6,438,235 Media content protection utilizing public key cryptography 76 1998
6,588,660 Passive contactless smartcard security system 110 2000
7,096,204 Electronic commerce system 56 2000
2003/0046,228 User-wearable functional jewelry with biometrics and smartcard to remotely sign and/or authenticate to e-services 105 2001
 
NOKIA CORPORATION (4)
5,887,266 Method for using applications in a mobile station, a mobile station and a system for effecting payments 130 1996
6,771,981 Electronic device cover with embedded radio frequency (RF) transponder and methods of using same 139 2000
2002/0194,303 Portable shopping assistant 64 2001
2004/0030,601 Electronic payment methods for a mobile device 128 2003
 
ORBIS PATENTS LTD. (4)
6,029,890 User-Specified credit card system 175 1998
7,136,835 Credit card system and method 71 2000
2003/0018,567 Business-to-business commerce using financial transaction numbers 92 2002
2003/0028,481 Credit card system and method 182 2002
 
STARGAZER SOFTWARE, LIMITED LIABILITY COMPANY (4)
6,115,458 Method and apparatus for summaries of prepaid instrument transaction activity 205 1995
5,991,748 Methods and apparatus for regenerating a prepaid transaction account 228 1996
6,038,292 Methods and apparatus for language registration of prepaid, remote entry customer account 126 1997
5,923,734 Methods and apparatus for providing a prepaid, remote memory transaction account with voice indicia 144 1997
 
THE WESTERN UNION COMPANY (4)
5,350,906 Currency transfer system and method using fixed limit cards 383 1992
2003/0187,786 Merchant transponder systems using electronic check processing 66 2002
2003/0187,790 Electronic check processing systems 103 2002
2003/0187,796 Systems for processing transponder-based transactions 89 2002
 
BANK OF AMERICA CORPORATION (3)
5,826,243 Integrated system for controlling master account and nested subaccount(s) 245 1994
6,016,482 Enhanced collateralized funding processor 246 1996
6,108,641 Integrated nested account financial system with medical savings subaccount 198 1998
 
CITICORP (3)
5,485,510 Secure credit/debit card authorization 331 1994
5,914,472 Credit card spending authorization control system 346 1997
6,052,675 Method and apparatus for preauthorizing credit card type transactions 165 1998
 
CUBIC CORPORATION (3)
6,259,769 Portable smart card communication device 95 1999
6,577,229 Multiple protocol smart card communication device 193 1999
6,480,101 Contactless proximity automated data collection system and method 96 2000
 
FIRST DATA CORPORATION (3)
6,141,651 Funding and settlement integrated suspense processing system 119 1998
2004/0083,184 Anonymous card transactions 62 2003
7,213,748 Anonymous mailing and shipping transactions 40 2004
 
FRANCE TELECOM (3)
6,014,646 Process for making a payment using an account manager 105 1996
5,991,413 Process for the acceptance of a virtual prepaid card use request permitting the reuse of its serial number 170 1997
2003/0163,699 Cryptography method and smart cards microcircuit 64 2003
 
INTERMEC IP CORP. (3)
6,286,763 Method and apparatus to automatically search data carriers, such as RFID tags and machine-readable symbols 107 1999
6,318,636 Method and apparatus to read different types of data carriers, such RFID tags and machine-readable symbols, and a user interface for the same 190 1999
6,529,880 Automatic payment system for a plurality of remote merchants 157 1999
 
PRIVASYS, INC. (3)
2003/0061,168 Method for generating customer secure card numbers 2 2001
2003/0061,168 Method for generating customer secure card numbers 2 2001
2003/0061,168 Method for generating customer secure card numbers 2 2001
 
U.S. PHILIPS CORPORATION (3)
5,797,085 Wireless communication system for reliable communication between a group of apparatuses 136 1996
5,991,608 Portable communication device with optimized transmission loss 68 1997
2001/0039,617 SYSTEM FOR THE TRANSMISSION OF DATA BETWEEN AT LEAST ONE WRITE/READ STATION AND A PLURALITY OF DATA CARRIERS 65 1997
 
YT ACQUISITION CORPORATION (3)
6,269,348 Tokenless biometric electronic debit and credit transactions 201 1999
6,012,039 Tokenless biometric electronic rewards system 182 1999
6,662,166 Tokenless biometric electronic debit and credit transactions 129 2001
 
AMAZON.COM, INC. (2)
5,715,399 Secure method and system for communicating a list of credit card numbers over a non-secure network 423 1995
5,960,411 Method and system for placing a purchase order via a communications network 1086 1997
 
BIOMETRIC SECURITY CARD, INC. (2)
2002/0138,438 Biometric identification system using biometric images and copy protect code stored on a magnetic stripe and associated methods 70 2002
2002/0196,963 Biometric identification system using a magnetic stripe and associated methods 89 2002
 
CHESS VENTURES LLC (2)
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 4 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 4 2001
 
EASTMAN KODAK COMPANY (2)
2003/0069,828 System for and managing assets using priority tokens 84 2001
2003/0227,550 System and method for providing a customized imaging product or service 67 2002
 
GEMALTO SA (2)
5,625,695 Process for generating DSA signatures with low-cost portable apparatuses 89 1994
6,226,382 Method for implementing a private-key communication protocol between two processing devices 62 1997
 
GENERAL MOTORS CORPORATION (2)
2003/0014,307 Method and system for mobile commerce advertising 71 2001
2003/0018,532 Method and device for conducting mobile commerce 66 2001
 
GOOGLE INC. (2)
6,061,789 Secure anonymous information exchange in a network 95 1998
6,293,462 Wallet consolidator 80 2000
 
JAESENT INC. (2)
5,913,203 System and method for pseudo cash transactions 158 1996
5,956,699 System for secured credit card transactions on the internet 204 1997
 
JOAO BOCK TRANSACTION SYSTEMS, LLC (2)
5,878,337 Transaction security apparatus and method 165 1997
5,903,830 Transaction security apparatus and method 217 1997
 
MOTOROLA, INC. (2)
5,221,838 Electronic wallet 457 1992
2003/0112,972 Data carrier for the secure transmission of information and method thereof 70 2001
 
SANKYO SEIKI MFG. CO., LTD. (2)
6,674,786 Data demodulation 65 2000
6,679,427 Magnetic card reader 62 2000
 
SECURITY DYNAMICS TECHNOLOGIES, INC. (2)
5,023,908 Method and apparatus for personal identification 116 1989
5,657,388 Method and apparatus for utilizing a token for resource access 225 1994
 
SMART CARD, LLC (2)
5,530,232 Multi-application data card 398 1993
5,578,808 Data card that can be used for transactions involving separate card issuers 405 1995
 
SOVERAIN SOFTWARE LLC (2)
5,724,424 Digital active advertising 855 1995
5,909,492 Network sales system 312 1997
 
SYMBOL TECHNOLOGIES, INC. (2)
5,979,757 Method and system for presenting item information using a portable data terminal 583 1996
6,264,106 Combination bar code scanner/RFID circuit 145 1999
 
TC LICENSE LTD. (2)
4,739,328 System for identifying particular objects 219 1986
2002/0178,063 Community concept for payment using RF ID transponders 127 2001
 
USA TECHNOLOGIES, INC. (2)
6,895,310 Vehicle related wireless scientific instrumentation telematics 65 2002
6,853,894 Global network based vehicle safety and security telematics 67 2002
 
VANGUARD IDENTIFICATION SYSTEMS, INC. (2)
6,769,718 Printed sheet products 56 2000
6,994,262 Printed sheet products with integral, removable, radio frequency identification elements 59 2002
 
VOICE SECURITY SYSTEMS, INC. (2)
5,835,894 Speaker and command verification method 73 1997
6,519,565 Method of comparing utterances for security control 73 2000
 
A.P.M. CO., LTD. (1)
5,903,875 Method of issuing a service ticket in transactions of commodities by making use of communication 36 1996
 
ACTIVCARD IRELAND LIMITED (1)
5,987,155 Biometric input device with peripheral port 187 1997
 
ACTIVEPOINT LTD. (1)
6,070,154 Internet credit card security 91 1998
 
ADVENTURE GALLERY SOFTWARE LIMITED LIABILITY COMPANY (1)
5,930,767 Transaction methods systems and devices 250 1997
 
AFFINION NET PATENTS, INC. (1)
6,009,412 Fully integrated on-line interactive frequency and award redemption program 167 1998
 
ALEXSAM, INC. (1)
6,189,787 Multifunctional card system 332 1999
 
ANDREWS, GEORGE F. (1)
5,099,226 Intelligent security system 137 1991
 
ASK S.A. (1)
6,390,375 Contactless or hybrid contact-contactless smart card designed to limit the risks of fraud 94 2000
 
ASSA ABLOY AB (1)
5,832,090 Radio frequency transponder stored value system employing a secure encryption protocol 63 1995
 
AT&T INTELLECTUAL PROPERTY I, L.P. (1)
6,188,994 Internet billing method 154 1998
 
AVERY DENNISON CORPORATION (1)
6,851,617 Laser imageable RFID label/tag 49 2002
 
BANK ONE, DELAWARE, NATIONAL ASSOCIATION (1)
2003/0187,787 System and process for performing purchase transactions using tokens 107 2003
 
BASAVAN SOFTWARE DE L.L.C. (1)
7,100,821 Charge card and debit transactions using a variable charge number 111 2004
 
BLOCK FINANCIAL LLC (1)
6,014,645 Real-time financial card application system 328 1996
 
BRENNAN INTELLECTUAL PROPERTY GROUP, LLC (1)
6,014,648 Electronic card valet 52 1997
 
BRIDGEPOINT SYSTEMS, INC. (1)
6,223,984 Distinct smart card reader having wiegand, magnetic strip and bar code types emulation output 144 1997
 
BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY (1)
2004/0039,814 Method of updating interests 55 2003
 
C-SAM, INC. (1)
5,590,038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 536 1994
 
CARALINA MARKETING INTERNATIONAL, INC. (1)
6,014,634 System and method for providing shopping aids and incentives to customers through a computer network 475 1997
 
CARDIS ENTERPRISE INTERNATIONAL N.V. (1)
6,102,162 Automated self-service cafeteria system 93 1998
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
6,257,486 Smart card pin system, card, and reader 226 1998
 
CARNEGIE MELLON UNIVERSITY (1)
6,076,078 Anonymous certified delivery 68 1997
 
CERTCO, INC. (1)
6,029,150 Payment and transactions in electronic commerce system 452 1996
 
CERTICOM CORP. (1)
5,955,717 Transaction verification protocol for Smart Cards 85 1997
 
CHARLES E. HILL & ASSOCIATES, INC. (1)
5,970,471 Virtual catalog and product presentation method and apparatus 306 1996
 
CHASE MANHATAN BANK USA, N.A. (1)
6,032,136 Customer activated multi-value (CAM) card 296 1998
 
CITICORP CREDIT SERVICES, INC. (1)
2004/0010,462 Method and system for a multi-purpose transactional platform 125 2003
 
CLEARCOMMERCE CORPORATION (1)
5,966,697 System and method for secure transaction order management processing 141 1997
 
CLEARING HOUSE PAYMENTS COMPANY L.L.C., THE (1)
6,173,272 Electronic funds transfer method and system and bill presentment method and system 182 1998
 
CLICK SALES INC. (1)
5,930,777 Method of charging for pay-per-access information over a network 188 1997
 
COMPAGNIE INTERNATIONALE POUR L'INFORMATIQUE CII-HONEYWELL BULL (SOCIETE ANONYME) (1)
4,450,535 System and method for authorizing access to an article distribution or service acquisition machine 95 1981
 
CONTINENTAL CABLEVISION, INC. (1)
5,956,024 Graphical user interface for customer service representatives for subscriber management systems 181 1996
 
CRYOVAC, INC. (1)
6,859,672 Method of linking a food source with a food product 79 2001
 
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6,029,149 Lender direct credit evaluation and loan processing system 285 1999
 
DATALOGIC MOBILE, INC. (1)
6,415,978 Multiple technology data reader for bar code labels and RFID tags 185 1999
 
DELL USA, L.P. (1)
5,606,594 Communication accessory and method of telecommunicating for a PDA 177 1994
 
DH TECHNOLOGY, INC. (1)
5,331,138 Hybrid card reader 85 1992
 
DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED (1)
6,315,195 Transaction apparatus and method 188 1998
 
DISNEY ENTERPRISES, INC. (1)
5,963,915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 424 1996
 
DONNELLY CORPORATION (1)
6,547,133 Vehicle mounted remote transaction interface system 94 2000
 
DOSA ADVANCES LLC (1)
6,213,390 Transaction method of electronic money system 68 1996
 
DRESSER, INC. (1)
2003/0025,600 Wireless communication in a retail refueling environment 67 2001
 
E-PARCEL CORPORATION (1)
6,058,418 Marketing data delivery system 71 1997
 
EBAY INC. (1)
6,267,292 Method and apparatus for funds and credit line transfers 188 1999
 
EMS ENGINEERED MATERIALS SOLUTIONS, LLC (1)
5,222,282 Method for reducing thickness of a high-strength low-ductility metal foil on thin strip element 72 1992
 
ENGINEERED MATERIALS SOLUTIONS, INC. (1)
5,226,989 Method for reducing thickness of a titanium foil or thin strip element 65 1991
 
ENSIGN HOLDINGS (1)
6,483,929 Method and apparatus for histological and physiological biometric operation and authentication 136 2000
 
EVERY PENNY COUNTS, INC. (1)
6,112,191 Method and system to create and distribute excess funds from consumer spending transactions 226 1995
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 138 2002
 
FAIRMOUNT CHEMICAL COMPANY, INC. (1)
4,672,021 Contrast enhancement layer composition with naphthoquinone diazide, indicator dye and polymeric binder 83 1985
 
FIRENSITI II CONSULTING LLC (1)
5,915,023 Automatic portable account controller for remotely arranging for transfer of value to a recipient 133 1997
 
FIRST AMERICAN CMSI (1)
5,878,403 Computer implemented automated credit application analysis and decision routing system 390 1995
 
FIRST MARKETRUST INTL. (1)
5,537,314 Referral recognition system for an incentive award program 579 1995
 
FOGDOG SPORTS (1)
5,970,472 Performing electronic commerce on the internet providing links from product manufacturers to authorized dealers where the authorized dealer provides a custom order interface for the manufacturer's products 292 1997
 
FORD MOTOR COMPANY (1)
2002/0188,501 Method and system for providing rebates to automobile owners based on purchases made at participating retailer locations 64 2001
 
FORWARD RESEARCH, INC. (1)
6,092,057 Unattended POS system for automatic control of bank system rejections 106 1997
 
FREENY, JAMES P. (1)
6,490,443 Communication and proximity authorization systems 189 2000
 
GARMIN LTD. (1)
6,789,012 PDA systems, functional data, and methods for generating a route 85 2002
 
GE CAPITAL CORPORATION (1)
5,991,750 System and method for pre-authorization of individual account transactions 329 1997
 
GEMPLUS (1)
6,589,119 Data and value unit transfer system on slot machine network 71 1999
 
GENERAL ELECTRIC COMPANY (1)
6,626,356 Multi-use credit card for financial transactions and vehicle configuration 64 2001
 
GENERAL MOTORS LLC (1)
2003/0014,357 Method and system for conducting user defined mobile commerce 63 2001
 
GEPA HOLDINGS LIMITED LIABILITY COMPANY (1)
6,219,439 Biometric authentication system 239 1999
 
GM NETWORK LIMITED (1)
5,983,207 Electronic cash eliminating payment risk 80 1997
 
GROUPON, INC. (1)
6,327,573 Multiple party reward system utilizing single account 183 1998
 
HALIMI, EDWARD MAYER (1)
6,102,672 Motor-driven centrifugal air compressor with internal cooling airflow 86 1997
 
HARBINGER ENTERPRISES, L.L.C. (1)
6,064,981 Method for online display and negotiation of cargo rates 178 1999
 
HARRIS CORPORATION (1)
6,483,477 RF receiving antenna system 42 2000
 
IDENTITY STRONGHOLD, LLC (1)
6,121,544 Electromagnetic shield to prevent surreptitious access to contactless smartcards 159 1998
 
IER (1)
2003/0054,836 Method and device for time control of movement or position of persons, animals or objects 43 2002
 
INFINEON TECHNOLOGIES AG (1)
5,809,633 Method for producing a smart card module for contactless smart cards 131 1997
 
INNOVATRON (1)
6,325,293 Method and system for using a microcircuit card in a plurality of applications 53 2000
 
INTERMIND CORPORATION (1)
5,862,325 Computer-based communication system and method using metadata defining a control structure 1041 1996
 
INTERTRUST TECHNOLOGIES CORP. (1)
5,949,876 Systems and methods for secure transaction management and electronic rights protection 485 1997
 
INVENTEC ELECTRONICS (NANJING) CO., LTD. (1)
6,628,961 Device and a method for connecting a mobile phone handset to an external keyboard 76 2000
 
ISLIP TECHNOLOGIES LLC (1)
6,325,285 Smart card with integrated fingerprint reader 166 1999
 
JESS-LINK PRODUCTS CO., LTD. (1)
6,457,996 Connector to PDA external keyboard 70 2001
 
JPMORGAN CHASE BANK, N.A. (1)
6,227,447 Cardless payment system 304 1999
 
JPS INTERNATIONAL, LLC (1)
2002/0095,298 Blind Gift Method and System 53 1999
 
JSM LLC A COMPANY ORGANIZED IN ILLINOIS (1)
5,614,703 Hotel check-in system with wireless communication 94 1995
 
JUERGEN DETHLOFF (1)
4,837,422 Multi-user card system 385 1987
 
KABUSHIKI KAISHA MEISHUN, A CORP. OF JAPAN (1)
4,868,849 Telephone card and telephone card-operated telephone 76 1988
 
KAPSCH TRAFFICCOM AB (1)
6,109,525 Method and device for registering vehicles in a road toll facility 117 1998
 
KONICA CORPORATION (1)
5,407,893 Material for making identification cards 97 1993
 
KONINKLIJKE PHILIPS ELECTRONICS N.V. (1)
2002/0176,522 Quadrature envelope-sampling of intermediate frequency signal in receiver 69 2001
 
LENOVO (SINGAPORE) PTE LTD. (1)
6,507,762 Method and system for remotely controlling an appliance using a personal digital assistant 93 1999
 
LOGICLINK CORPORATION (1)
5,987,498 Credit card operated computer on-line service communication system 230 1996
 
LOWENSOHN, BRENT (1)
7,069,444 Portable wireless access to computer-based systems 71 2002
 
M & R INDUSTRIES, INC. (1)
4,839,504 IC card system compatible with bank account system 148 1987
 
MARTIZ, INC. (1)
5,689,100 Debit card system and method for implementing incentive award program 311 1996
 
MAXIM INTEGRATED PRODUCTS, INC. (1)
6,105,013 Method, apparatus, system and firmware for secure transactions 83 1998
 
MERIDIAN ENTERPRISES CORPORATION (1)
6,222,914 System and method for administration of an incentive award system having a delayed award payment using a credit instrument 212 1998
 
MERIDIAN ENTERPRISES, INC. (1)
5,025,372 System and method for administration of incentive award program through use of credit 481 1989
 
MFH, LLC (1)
6,609,655 Smart card system for providing financial, travel, and entertainment-related services 84 2000
 
MIROKU JYOHO SERVICE CO., LTD. (1)
5,890,137 On-line shopping system and the method of payment settlement 300 1996
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5,698,837 Method and system for identifying and communicating with a plurality of contactless IC cards 151 1995
 
MITSUBISHI SEMICONDUCTOR SOFTWARE CO. LTD. (1)
5,604,342 Noncontact card and card system 67 1995
 
MIYAKE, SHINTARO (HIS LEGAL HEIRS) (1)
6,029,892 Method for electronically transferring personal information on credit gaining card, and mini IC card, adapter card, terminal adapter, slip issuing device, portable terminal used therein 78 1998
 
MOBIL OIL CORPORATION (1)
5,859,779 Portable point-of sale terminal with device for inputting security code access key 99 1996
 
MOMENTEX, LLC (1)
6,263,316 Automated process for retailing to a vehicle occupant 124 1999
 
MORPHO (1)
6,494,380 IC card having fingerprint sensor designed to withstand bending 64 2001
 
NANJI, ANVAR (1)
5,797,133 Method for automatically determining the approval status of a potential borrower 236 1997
 
NANOPIERCE TECHNOLOGIES, INC. (1)
6,853,087 Component and antennae assembly in radio frequency identification devices 80 2001
 
NET1 HOLDINGS S.A.R.L. (1)
RE36788 Funds transfer system 111 1997
 
NEW AURORA CORPORATION (1)
5,826,242 Method of on-line shopping utilizing persistent client state in a hypertext transfer protocol based client-server system 271 1997
 
NJC INNOVATIONS (1)
6,491,229 Contactless chip card associated with RF transmission means 71 1999
 
NOBLE, RICHARD (1)
2002/0074,398 System and method for making monetary transactions within a coverage area 85 2001
 
NOT APPLICABLE (1)
6,014,748 System and apparatus for smart card personalization 75 1998
 
OBERTHUR CARD SYSTEMS SA (1)
6,484,937 Method for storing data in a chip card rewritable memory 97 1999
 
OBIS PATENTS LTD. (1)
6,636,833 Credit card system and method 177 1999
 
OMRON TATEISI ELECTRONICS CO. (1)
4,736,094 Financial transaction processing system using an integrated circuit card device 174 1985
 
ON TRACK INNOVATIONS LTD. (1)
6,202,927 Dual mode proximity and in-range smart card data transaction system 84 1998
 
ONENAME CORPORATION (1)
6,088,717 Computer-based communication system and method using metadata defining a control-structure 428 1998
 
ORGA KARTENSYSTEME GMBH (1)
6,402,026 Smart card and method for bidirectional data transfer between a terminal and a smart card 56 1999
 
PALM, INC. (1)
5,276,311 Method and device for simplifying the use of a plurality of credit cards, or the like 403 1992
 
PAYPAL, INC. (1)
5,826,241 Computerized system for making payments and authenticating transactions over the internet 642 1994
 
PAYTRONIX SYSTEMS, INC. (1)
2003/0009,382 Customer identification, loyalty and merchant payment gateway 163 2002
 
PENDRAGON WIRELESS LLC (1)
6,198,728 Medium access control (MAC) protocol for wireless ATM 131 1996
 
PHILIPS ELECTRONICS NORTH AMERICA CORPORATION (1)
6,023,510 Method of secure anonymous query by electronic messages transported via a public network and method of response 73 1997
 
PLURIS SAVINGS NETWORKS, LLC (1)
6,105,865 Financial transaction system with retirement saving benefit 266 1998
 
POWER INNOVATIONS LIMITED (1)
5,285,100 Semiconductor switching device 63 1992
 
PRESTO TECHNOLOGIES, INC. (1)
6,400,272 Wireless transceiver for communicating with tags 222 2000
 
PRICELINE.COM INCORPORATED (1)
6,041,308 System and method for motivating submission of conditional purchase offers 223 1998
 
PRIVARIS, INC. (1)
2004/0044,627 Methods, systems and apparatuses for secure transactions 130 2002
 
QVALENT PTY LIMITED (1)
5,970,475 Electronic procurement system and method for trading partners 457 1997
 
RAYTHEON COMPANY (1)
5,864,306 Detection regions for transponder tracking 54 1997
 
RELATED ENERGY & SECURITY (1)
4,475,308 Revolving door system 74 1982
 
RF TECHNOLOGIES (1)
6,483,427 Article tracking system 137 2000
 
ROHM CO., LTD. (1)
6,747,546 Data communication transponder and communications system employing it 57 2000
 
ROTA FINANCIAL TRANSFER LLC (1)
6,021,943 Process for executing payment transactions 100 1997
 
SAMSUNG ELECTRONICS CO., LTD. (1)
6,374,245 Server system communicating with personal digital assistant and communication method thereof 84 1998
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
2001/0049,628 On-line system for aggregation of purchase bonuses 48 2001
 
SAT CORPORATION (1)
6,480,100 Radio frequency identification tag formatting method 128 2001
 
SCAN-EM CORP (1)
5,640,002 Portable RF ID tag and barcode reader 521 1995
 
SHC DIRECT, INC. (1)
6,014,635 System and method for providing a discount credit transaction network 146 1997
 
SIERRA DESIGN GROUP (1)
2002/0111,210 Anonymous player identifiers in a gaming environment 115 2001
 
SMART SYSTEM TECHNOLOGIES, INC. (1)
2002/0011,519 System and method for consumer identification using optical and electronic means 84 2001
 
SMART SYSTEMS CO., LLC (1)
5,828,044 Non-contacting type radio frequency recognizing credit card system 113 1997
 
SONERA SMARTTRUST OY (1)
6,711,262 Procedure for the control of applications stored in a subscriber identity module 74 1999
 
SONY ELECTRONICS INC. (1)
2002/0026,419 Apparatus and method for populating a portable smart device 57 2000
 
SOUNDCRAFT, INC. (1)
6,248,199 Method for the continuous fabrication of access control and identification cards with embedded electronics or other elements 73 1999
 
SPARKCHARGE, INC., A CALIFORNIA CORPORATION (1)
2002/0046,341 System, and method for prepaid anonymous and pseudonymous credit card type transactions 73 2001
 
SPENDINGMONEY, LLC (1)
5,864,830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 288 1997
 
SYNTONIC TECHNOLOGY, INC. (1)
4,303,904 Universally applicable, in-motion and automatic toll paying system using microwaves 229 1979
 
T-MOBILE DEUTSCHLAND GMBH (1)
6,690,930 Process to control a subscriber identity module (SIM) in mobile phone system 79 2000
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6,260,026 Credit card information management system 105 1997
 
TECH LINK INTERNATIONAL ENTERTAINMENT LTD. (1)
5,851,149 Distributed gaming system 442 1995
 
TEK-LINK SOFTWARE SYSTEMS, LLC (1)
2003/0130,820 Work order system 56 2002
 
TEXAS INSTRUMENTS HOLLAND B.V. (1)
5,453,747 Transponder systems for automatic identification purposes 143 1994
 
TEXAS INSTRUMENTS-ACER INCORPORATED (1)
5,989,950 Reduced mask CMOS salicided process 72 1998
 
TGIP, INC. (1)
5,577,109 Pre-paid card system and method 403 1995
 
THIRD ACT LLC (1)
6,044,360 Third party credit card 242 1997
 
THOMPSON, JAMES (1)
6,623,039 Multi-purpose card 57 2001
 
TRACFONE WIRELESS, INC. (1)
6,650,887 Mobile phone system with host processor coordination and internal mobile phone accounting capabilities 99 2000
 
TRANSACTION TECHNOLOGY, INC. (1)
5,844,218 Method and system for using an application programmable smart card for financial transactions in multiple countries 183 1996
 
TRANSMO LIMITED (1)
6,510,998 Card charging system 87 1999
 
TRASMO LIMITED (1)
6,364,208 Card changing system 74 1999
 
TRITHEIM TECHNOLOGIES, INC. (1)
5,854,891 Smart card reader having multiple data enabling storage compartments 79 1996
 
TRW INC. (1)
2002/0109,580 Wireless universal personal access system 86 2001
 
TVWORKS, LLC (1)
6,141,752 Mechanism for facilitating secure storage and retrieval of information on a smart card by an internet service provider using various network computer client devices 80 1998
 
US PHILIPS ELECTRONICS (1)
6,424,029 Chip card 161 2000
 
UV ID CAPITAL SERVICES, LLC (1)
6,671,358 Method and system for rewarding use of a universal identifier, and/or conducting a financial transaction 86 2002
 
VENGTE SOFTWARE AG LIMITED LIABILITY COMPANY (1)
6,587,835 Shopping assistance with handheld computing device 522 2000
 
VIP DATA SECURITY MGMT. L.L.C. (1)
6,853,987 Centralized authorization and fraud-prevention system for network-based transactions 57 1999
 
VLSI TECHNOLOGY, INC. (1)
6,411,611 Communication systems, communication methods and a method of communicating data within a DECT communication system 109 1998
 
VT TECH CORP. (1)
2003/0195,037 Video gaming machine for casino games 100 2002
 
WALENBRECK GMBH, LLC (1)
6,088,683 Secure purchase transaction method using telephone number 247 1996
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (1)
5,949,044 Method and apparatus for funds and credit line transfers 261 1997
 
WASHINGTON MUTUAL BANK, F.A. (1)
5,734,838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 315 1995
 
WASHINGTON UNIVERSITY (1)
5,920,628 Method and apparatus for fingerprinting and authenticating various magnetic media 123 1997
 
WESSEL, KENNETH R., 26 BEACH STREET, WHITE PLAINS,NEW YORK 10604 (1)
4,583,766 Secure badge for infrared badge reader and process for making same 81 1984
 
WM. WRIGLEY JR. COMPANY (1)
2002/0095,343 Apparatus and method for providing point of purchase products 66 2001
 
WORCOP INVESTMENT LTD. (1)
6,445,794 System and method for synchronizing one time pad encryption keys for secure communication and access control 55 1998
 
WYNN; SOL H. (1)
5,859,419 Programmable multiple company credit card system 333 1995
 
XATRA FUND MX, LLC (1)
2003/0167,207 System and method for incenting payment using radio frequency identification in contact and contactless transactions 126 2003
 
XEROX CORPORATION (1)
6,078,906 Method and system for providing a document service over a computer network using an automated brokered auction 188 1998
 
YOZAN INC. (1)
2002/0052,839 Charge collection method 63 2001
 
ZIH CORP. (1)
5,519,381 Detection of multiple articles 265 1993
 
ZOWI.COM, INC (1)
6,173,269 Method and apparatus for executing electronic commercial transactions with minors 175 1999
 
OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (40)
4,443,027 Multiple company credit card system 174 1981
4,700,055 Multiple credit card system 262 1985
5,016,274 On-line/off-line digital signing 182 1988
5,101,200 Fast lane credit card 157 1989
5,202,826 Centralized consumer cash value accumulation system for multiple merchants 403 1991
5,326,964 Separable multi-account safety credit card 92 1993
5,774,882 Credit approval system 166 1993
5,397,881 Third millenium credit card with magnetically onto it written multiple validity dates, from which is one single day as the credit card's validity day selected day after day by the legitimate card owner 137 1993
5,585,787 Programmable credit card 322 1994
5,504,808 Secured disposable debit card calling system and method 147 1994
5,748,737 Multimedia electronic wallet with generic card 290 1994
5,844,230 Information card 198 1995
5,825,007 Automatic non-computer network no-stop collection of expressway tolls by prepaid cards and method: pay according to category of vehicle and the distance it travels 74 1996
5,903,880 Self-contained payment system with circulating digital vouchers 140 1996
5,953,710 Children's credit or debit card system 450 1996
6,012,636 Multiple card data system having first and second memory elements including magnetic strip and fingerprints scanning means 226 1997
6,014,650 Purchase management system and method 88 1997
5,984,180 Method and system for gift credit card 138 1997
6,078,908 Method for authorizing in data transmission systems 93 1998
6,047,888 Method system and portable data medium for paying for purchases 117 1998
6,342,844 Two-way radio-based electronic toll collection method and system for highway 110 1998
6,123,223 Automated vending system for floral arrangements 109 1998
6,353,811 Credit card billing system for identifying expenditures on a credit card account 109 2000
6,834,270 Secured financial transaction system using single use codes 46 2000
2002/0077,895 Electronic consumer incentive distribution system 75 2000
2002/0107,742 System for and method of transacting non-fuel purchases using an island transaction terminal 76 2001
7,003,501 Method for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites 46 2001
6,520,542 Promotional two-piece in one postcard housing an integral coupon card 49 2001
2002/0147,913 Tamper-proof mobile commerce system 82 2001
2002/0126,010 Object locator system employing RF signaling 76 2001
2002/0095,389 Method, apparatus and system for identity authentication 83 2001
2003/0014,891 Non-rectangular shaped credit card with case 79 2002
2002/0131,567 Device and method for repetitive communication of messages 65 2002
2002/0107,007 Method for wireless telephony payment and an apparatus therefor 81 2002
6,669,086 Self service check cashing system and method 71 2002
2002/0185,543 Data card 79 2002
2003/0069,846 Multi-function electronic transaction card 84 2002
2003/0222,153 Data card 77 2003
2003/0225,713 Prepayment system for power distribution using RFID technology 66 2003
2003/0195,842 Method and device for making secure transactions 83 2003

Patent Citation Ranking

Forward Cites

Patent Info (Count) # Cites Year
 
DT LABS, LLC (2)
8,359,271 Apparatus for customer authentication of an item 0 2011
8,261,058 System, method and apparatus for electronically protecting data and digital content 0 2011
 
FRANCE TELECOM (1)
8,341,088 Multipurpose electronic payment method and system 0 2004
 
PROPAY, INC. (1)
8,069,121 End-to-end secure payment processes 1 2008
 
SECUREDPAY SOLUTIONS, INC. (1)
8,356,754 Portable handheld device for wireless order entry and real time payment authorization and related methods 0 2011
 
SWISSCOM (SCHWEIZ) AG (1)
8,238,874 Method and system for location-dependent billing for services 0 2011
 
VISA U.S.A. INC. (1)
8,224,731 Form factor identification 0 2011
 
OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (1)
7,813,963 Interactive electronic desktop action method and system for executing a transaction 0 2005

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