Retailer debit card system

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7562048
SERIAL NO

11674811

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. For example, a method is disclosed for enrolling a customer for a retailer debit card which includes receiving enrollment data from the customer, establishing a check writer rating for the customer based on a history of checks associated with the customer and stored by the retailer, automatically adjusting a validation threshold score based on the check writer rating, and denying enrollment of the customer if the validation threshold score is less than the adjusted validation threshold score. Other associated methods and systems are also disclosed.

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Patent Owner(s)

Patent OwnerAddress
TARGET BRANDS INC1000 NICOLLET MALL MINNEAPOLIS MN 55403

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bardell, Timothy Michael St. Louis Park , US 4 23
Gaida, Michele Lynn Blaine , US 4 23
Meissner, Robert Joseph Brooklyn Park , US 4 23
Pier, Brent Allan Minneapolis , US 4 23
Short-Ohana, Brian James North Oaks , US 4 23
Sunde, Catherine Michelle Richfield , US 4 23

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