US Patent No: 7,597,265

Number of patents in Portfolio can not be more than 2000

Method and system for vascular scan recognition with a smartcard

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ALSO PUBLISHED AS: 20080173708
ATTORNEY / AGENT: (SPONSORED)
 

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Abstract

A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.NEW YORK, NY537

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bonalle, David S New Rochelle, NY 185 2534
Salow, Glen Holmdel, NJ 56 998

Cited Art

Patent Info (Count) # Cites Year
 
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ZEROSOFT CORPORATION (1)
6,931,538 Portable personal authentication apparatus and electronic system to which access is permitted by the same 72 2000
 
OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (40)
4,582,985 Data carrier 330 1982
4,747,147 Fingerprint recognition and retrieval system 118 1986
5,180,902 Self verifying transaction card with disabling capability 110 1991
5,259,649 Credit card 66 1991
5,942,761 Enhancement methods and devices for reading a fingerprint image 121 1995
5,613,001 Digital signature verification technology for smart credit card and internet applications 105 1996
5,875,432 Computerized voting information system having predefined content and voting templates 205 1997
6,012,636 Multiple card data system having first and second memory elements including magnetic strip and fingerprints scanning means 226 1997
5,917,925 System for dispensing, verifying and tracking postage and other information on mailpieces 170 1997
6,148,093 Methods and device for validating a personal signature 66 1998
6,496,594 Method and apparatus for aligning and comparing images of the face and body from different imagers 95 1999
6,446,862 Point of purchase (PoP) terminal 54 1999
6,257,620 High efficiency ski for sailing on snow or ice 49 2000
6,591,249 Touch scan internet credit card verification purchase process 64 2000
2002/0153,424 Method and apparatus of secure credit card transaction 96 2001
2002/0163,421 Personal fingerprint authentication method of bank card and credit card 62 2001
2002/0178,124 Credit card verification system 67 2001
2003/0074,317 Device, method and system for authorizing transactions 85 2001
2003/0001,006 Apparatus and method for electronic payment with strengthened authentification capability and vending machine equiped with the same apparatus 51 2001
2002/0087,869 System and method of authenticating a credit card using a fingerprint 62 2001
6,669,086 Self service check cashing system and method 71 2002
2003/0086,591 Identity card and tracking system 63 2002
2004/0050,930 Smart card with onboard authentication facility 118 2002
2004/0059,923 Systems and methods for authentication 75 2002
H2120 Biometric personal identification credential system (PICS) 49 2002
2003/0123,714 Method and system for capturing fingerprints from multiple swipe images 112 2002
2003/0125,054 Portable messaging device adapted to perform financial transactions 83 2002
2004/0014,457 Systems and methods for storage of user information and for verifying user identity 80 2002
2004/0158,723 Methods for providing high-integrity enrollments into biometric authentication databases 68 2003
2004/0215,575 Efficient management of fueling transactions 50 2003
2003/0208,439 Automated soft limit control of electronic transaction accounts 100 2003
2004/0021,552 Method, device, and system for door lock 56 2003
2005/0098,621 System and method for facilitating monetary transactions 60 2003
2005/0058,262 Communications methods and systems using voiceprints 58 2004
2005/0125,343 Method and apparatus for monetizing personal consumer profiles by aggregating a plurality of consumer credit card accounts into one card 68 2004
2005/0087,597 Access system 53 2004
2005/0139,669 Dual-sided smart card reader 54 2004
2006/0158,434 Electronic payment terminal with active cover 48 2005
2006/0190,419 Video surveillance data analysis algorithms, with local and network-shared communications for facial, physical condition, and intoxication recognition, fuzzy logic intelligent camera system 78 2005
2005/0212,657 Identity verification system with self-authenticating card 69 2005

Patent Citation Ranking

Forward Cites

Patent Info (Count) # Cites Year
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (3)
7,793,845 Smartcard transaction system and method 2 2009
8,016,191 Smartcard transaction system and method 3 2010
8,360,322 System and method of a smartcard transaction with biometric scan recognition 0 2011
 
VISA INTERNATIONAL SERVICE ASSOCIATION (2)
8,159,327 Device including authentication glyph 0 2009
8,111,134 Device including authentication glyph 1 2009
 
EMPIRE TECHNOLOGY DEVELOPMENT LLC (1)
8,238,514 Ultra-short pulsed X-ray imaging 0 2009

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