Altering card-issuer interchange categories
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United States of America Patent
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Oct 13, 2009
Grant Date -
Oct 30, 2008
app pub date -
Apr 25, 2007
filing date -
Apr 25, 2007
priority date (Note) -
In Force
status (Latency Note)
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Abstract
This document describes tools capable of determining ways in which to alter interchange categories assigned to credit-card transactions and the accompanying potential fee savings. In some embodiments, the tools receive parameters for interchange categories and transaction information for merchants that have been charged interchange fees based on some of these categories. The tools may determine, based on these parameters and transaction information, parameter changes that enable similar credit-card transactions to be assigned a lower-cost interchange category and the accompanying potential fee savings.
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