System and method for executing deposit transactions over the internet
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United States of America Patent
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Mar 16, 2010
Grant Date -
N/A
app pub date -
Jun 27, 2007
filing date -
Jun 7, 2000
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Abstract
A system and method for initiating and processing banking deposits. In a preferred embodiment, the system is maintained by a financial institution such as a bank and the bank's customers access the system through the Internet. The system provides a Graphical User Interface that allows the customers to view the bank's current rates for a plurality of currencies and a plurality of time periods. The customer selects the desired rate on the interface and the system automatically generates a deal ticket that is presented to the customer. The customer submits the deal ticket for trading. A confirmation of the trade occurs online and real time. The system has further utilities for the customers to view archives of previous deals, establish profiles and preferences and chat with bank representatives. The system further includes state of the art security in order to ensure the safety and confidentiality of the banking transactions.
First Claim
Family
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
- JPMORGAN CHASE BANK, N.A.
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Chang, Coleman | Hong Kong, HK | 3 | 108 |
Davies, Anthony | Bridgend, GB | 15 | 463 |
Hirschhorn, Eric | Paramus, US | 7 | 173 |
Lally, Dave | Middlesex, GB | 3 | 170 |
Moy, Eileen | Manhasset, US | 3 | 170 |
Resca, Teri | North Bellmore, US | 3 | 170 |
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Fee | Large entity fee | small entity fee | micro entity fee | due date |
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Fee | Large entity fee | small entity fee | micro entity fee |
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Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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