US Patent No: 7,734,545

Number of patents in Portfolio can not be more than 2000

Method and system for processing recurring payments

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Abstract

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According to an embodiment of the present invention, a computer implemented method and system for processing payments may involve receiving a payment file from a paying entity; identifying at least one payee from the payment file; identifying a payment amount for the at least one payee for a contribution based on a pre-existing contract between the paying entity and the at least one payee for recurring payments to the at least one payee; identifying a payment method for the at least one payee from a payee profile; and distributing the payment amount via the payment method to the at least one payee; wherein a group manages the recurring payments for the at least one payee.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
JPMORGAN CHASE BANK, N.A.NEW YORK, NY2038

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Fogliano, Frank J - 3 24
Gniewosz, Dennis J - 2 24
Striano, Riccardo M - 2 24
Trupia, Paul Gerard - 2 24

Cited Art Landscape

Patent Info (Count) # Cites Year
 
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KONINKLIJKE KPN N.V. (1)
2003/0055,675 Arrangement and method for tele-commerce with client profiles 46 2002
 
Lewis, Woodson (1)
2003/0105,641 Electronic ticketing and validation system and method 108 2000
 
LEXISNEXIS RISK SOLUTIONS GA INC. (1)
5,832,464 System and method for efficiently processing payments via check and electronic funds transfer 192 1996
 
LONGITUDE LLC (1)
6,321,212 Financial products having a demand-based, adjustable return, and trading exchange therefor 618 1999
 
LOT 19 ACQUISITION FOUNDATION, LLC (1)
5,748,780 Method and apparatus for imaging, image processing and data compression 209 1994
 
Lykes Bros., Inc. (1)
5,666,493 System for managing customer orders and method of implementation 438 1993
 
MACROMARKETS LLC (1)
5,987,435 Proxy asset data processor 191 1997
 
MELLON BANK, N.A. (1)
6,058,380 System and method for electronically processing invoice information 147 1995
 
MERIDIAN ENTERPRISES CORPORATION (1)
2006/0106,650 Insurance claim payment card system 52 2002
 
MIRROR IMAGING L.L.C. (1)
6,446,072 Method of obtaining an electronically-stored financial document 59 2000
 
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MONEYFAX, INC. (1)
5,122,950 Method of and system for electronic funds transfer via facsimile machines 149 1989
 
Mopex, Inc. (1)
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MOTOROLA MOBILITY LLC (1)
6,434,159 Transaction system and method therefor 148 1999
 
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Other [Check patent profile for assignment information] (34)
4,495,018 Process for producing a reinforced tube 81 1983
4,700,055 Multiple credit card system 304 1985
4,823,264 Electronic funds transfer system 536 1986
5,053,607 Point-of-sale device particularly adapted for processing checks 331 1989
5,111,395 Automated fund collection system including means to eliminate duplicate entries from a mailing list 128 1989
5,432,506 Counterfeit document detection system 102 1992
5,326,959 Automated customer initiated entry remittance processing system 355 1992
5,570,465 Apparatus, method and system for printing of legal currency and negotiable instruments 286 1994
5,477,040 Structure for a method of facilitating charge transactions 232 1994
6,073,104 System for invoice record management and asset-backed commercial paper program management 175 1994
5,826,245 Providing verification information for a transaction 374 1995
5,802,498 Computer-aided prepaid transmittal charge billing system 170 1996
6,110,044 Method and apparatus for issuing and automatically validating gaming machine payout tickets 157 1997
6,148,293 Method and apparatus of creating a financial instrument and administering an adjustable rate loan system 238 1997
6,129,273 Method and apparatus for an automated, computer approved, check cashing system 128 1998
6,721,715 Method and apparatus for localizing currency valuation independent of the original and objective currencies 141 1998
5,987,436 Obligated investment system 116 1999
6,390,362 Method and device for preventing check fraud 121 1999
2001/0032,139 Cybermoney network; a seamless internet commercial and investment bank account connectivity interface for payment and settlement of goods and services purchased via the internet 58 2000
2002/0107,770 System for allocating funds in a plurality of stock portfolios 86 2000
2002/0082,985 Method and system for converting existing or future trade credit obligations into a new obligation 44 2000
2002/0087,415 Method and system for on-line shopping utlizing personalized shopping list and electronic network 39 2001
2002/0023,055 System and method for digital bill presentment and payment 156 2001
2002/0032,651 Method and apparatus for making payments and delivering payment information 54 2001
2002/0013,728 Universal transaction manager agent, systems and methods 147 2001
2003/0046,218 System and method for protecting positions in volatile markets 114 2001
2002/0055,907 Electronic payment system and method 61 2001
2002/0169,658 System and method for modeling and analyzing strategic business decisions 185 2002
2003/0200,107 System and method for cash management 37 2002
2003/0191,710 Invoice purchase order system 59 2003
2005/0261,955 Film production staff administration system 32 2004
2005/0033,690 System and method for digital bill presentment and payment 107 2004
2006/0282,389 Payment method and apparatus for use in digital distribution system 33 2005
2006/0136,335 System and methods for accessing high-profile individuals 31 2005

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) (17)
8,351,677 Systems and methods for remote deposit of checks 0 2006
8,433,127 Systems and methods for real-time validation of check image quality 0 2007
8,358,826 Systems and methods for receiving and orienting an image of one or more checks 1 2007
8,320,657 Systems and methods to use a digital camera to remotely deposit a negotiable instrument 6 2007
8,290,237 Systems and methods to use a digital camera to remotely deposit a negotiable instrument 1 2007
8,351,678 Duplicate check detection 0 2008
8,422,758 Systems and methods of check re-presentment deterrent 1 2008
7,974,899 Atomic deposit transaction 49 2008
7,962,411 Atomic deposit transaction 49 2008
7,885,880 Atomic deposit transaction 50 2008
8,391,599 Systems and methods for adaptive binarization of an image 0 2008
8,452,689 Systems and methods of check detection 0 2009
8,542,921 Systems and methods for remote deposit of negotiable instrument using brightness correction 0 2009
8,392,332 Systems and methods for remote deposit of checks 0 2010
8,464,933 Systems, methods and apparatus for receiving images of one or more checks 0 2011
8,688,579 Automatic remote deposit image preparation apparatuses, methods and systems 0 2011
8,611,635 Duplicate check detection 0 2012
 
JPMORGAN CHASE BANK, N.A. (3)
7,945,492 System and method for integrating trading operations including the generation, processing and tracking of and trade documents 5 2000
8,622,308 System and method for processing transactions using a multi-account transactions device 0 2009
8,463,687 Upside forward with early funding provision 0 2010
 
BANK OF AMERICA CORPORATION (1)
8,693,737 Authentication systems, operations, processing, and interactions 0 2008
 
United Services Auto Association (USAA) (1)
8,538,124 Systems and methods for real-time validation of check image quality 1 2007
 
Other [Check patent profile for assignment information] (2)
8,117,132 Dating service system and method increasing member profile development and reducing unwanted communications 0 2009
8,699,779 Systems and methods for alignment of check during mobile deposit 0 2009

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