Systems and methods for identifying and verifying a user of a kiosk using an external verification system
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United States of America Patent
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Jun 8, 2010
Grant Date -
N/A
app pub date -
Oct 15, 2004
filing date -
Oct 17, 2003
priority date (Note) -
In Force
status (Latency Note)
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Abstract
The invention includes systems and methods for identifying and verifying the identity of a user of a kiosk using an external verification system. The kiosk receives customer input data that indicates the identity of the user of the kiosk. The kiosk generates an identification query that includes at least some customer input data. The kiosk transmits the identification query to an external verification system. The kiosk receives a verification response from the external verification system. The kiosk then processes the verification response to verify the identity of the user of the kiosk. These systems and methods advantageously provide identification and verification of the identity of a user of a kiosk. With sufficient identification and verification, financial institutions can comply with government regulations designed to reduce the opportunity for money laundering, terrorism, fraud, and identity theft while offering users of kiosks a wider range of financial services.
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