Apparatus and methods for providing a payment system over a network

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7739195
APP PUB NO 20020133459A1
SERIAL NO

10043493

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Apparatus and methods provide an accumulator that processes electronic payments from an employer to a recipient via a network. The payments processed may be, for example, child support payments collected from an employee by the employer. The employer may submit one transaction made up of payments collected from multiple employees bound for multiple recipients and the accumulator may receive, translate, batch, and deliver the payments to the multiple recipients. The accumulator, employers, and recipients may communicate via a network such as the Internet.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
ACS STATE & LOCAL SOLUTIONS, INC.TEANECK, NJ20
CONDUENT BUSINESS SERVICES, LLCDALLAS, TX319

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kach, Jeffrey F Ardsley, US 7 25
Polk, John D McLean, US 10 31
Selway, James K Austin, US 7 25

Cited Art Landscape

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* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
FMR LLC (1)
8660861 Allocation of financial incentives for employee wellness programs 2 2012
 
CITIGROUP GLOBAL MARKETS, INC. (3)
8880889 Systems and methods for remote authorization of financial transactions using public key infrastructure (PKI) 1 2008
9264902 Systems and methods for remote authorization of financial transactions using public key infrastructure (PKI) 1 2014
9462473 Systems and methods for remote authorization of financial transactions using public key infrastructure (PKI) 0 2016
 
CONDUENT STATE & LOCAL SOLUTIONS, INC. (1)
* 2013/0332,350 Systems and Methods for Processinig Levies 0 2012
* Cited By Examiner

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Dec 15, 2017
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 15, 2021
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00