Method and system for generating a dynamic verification value

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United States of America Patent

PATENT NO 7740168
APP PUB NO 20080029593A1
SERIAL NO

11764376

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Abstract

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A method is disclosed. The method includes generating a verification value in response to a transaction involving a portable consumer device, where the verification value is generated using a first dynamic data element and a second dynamic data element. The verification value is sent to a service provider associated with the portable consumer device so that the service provider can verify the transaction.

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Patent Owner(s)

Patent OwnerAddress
VISA U S A INCP O BOX 194607 SAN FRANCISCO CA 94119-4607

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Aabye, Christian Foster City, US 146 6898
Faith, Patrick Pleasanton, US 198 15701
Hammad, Ayman Pleasanton, US 322 22561
Sahota, Jagdeep Singh Rodeo, US 19 1026

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