Method and apparatus for verifying financial account information
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United States of America Patent
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Jul 27, 2010
Grant Date -
Dec 16, 2004
app pub date -
Jun 10, 2003
filing date -
Jun 10, 2003
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
An apparatus and method for verifying a customer's financial information is disclosed wherein a seller accepts information about the details of price and quantity of the goods to be purchased, and accepts information about customer's financial account. Payment is authorized for desired goods in two or more separate transactions, the amount of each transaction totaling the total price of the goods. Then the amount of each transaction is received from the customer and compared to the amount charged to the bank. If the two amounts match then the goods are shipped to the customer and payment is settled. In an alternative embodiment a ratio of the two amounts received from the customer is used rather than the amounts themselves to compensate for currency variations.
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