Payment card processing system and methods
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Aug 10, 2010
Grant Date -
Jun 17, 2004
app pub date -
Sep 5, 2003
filing date -
May 10, 2000
priority date (Note) -
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status (Latency Note)
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Abstract
A payment card processing system and method is provided that allows an account holder to upgrade a private label card to a dual card. The dual card may be used for both private label transactions and bankcard transactions. Methods for upgrading to the dual card account include selecting a private label account having associated monetary and non-monetary data and maintained on a first processing platform for upgrade to a dual card account, creating the dual card account on a second processing platform, transferring the non-monetary data associated with the private label account from the first processing platform to the second processing platform for association with the dual card account, and initiating a trailing activity process to identify monetary and non-monetary activity associated with the private label account and update a cross reference table to associate the trailing activity with the dual card account.
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