Web-based payment system and method
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United States of America Patent
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Oct 19, 2010
Grant Date -
Jun 12, 2003
app pub date -
Oct 8, 2002
filing date -
Dec 10, 2001
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A payment processing method comprises receiving at a host computer system payment information from a client computer, wherein the payment information relates to a payment from a consumer. The method further comprises verifying at least a portion of the payment information and storing at least a portion of the payment information in a database. The method further comprises transmitting a first electronic file comprising at least a portion of the payment information to a financial institution, thereby initiating processing of the payment and transmitting a second electronic file comprises at least a portion of the payment information to a client computing system. The method also comprises responding to a request for historical information by transmitting to a user computer system a third electronic file comprising at least a portion of the payment information.
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