Payment system clearing for transactions
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United States of America Patent
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Nov 2, 2010
Issued Date -
N/A
app pub date -
Jan 10, 2003
filing date -
Jan 10, 2003
priority date (Note) -
In Force
status (Latency Note)
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Abstract
According to the invention, a method for a payor paying a merchant using a payment system is disclosed. In one step, account information is received that can be used for receiving funds using a money handler. The account information identifies an account of the payor. A token is generated that correlates to the account information. The token is sent to the merchant that uniquely identifies the payor and the merchant. The token, which corresponds to a payment, is received. It is authenticated that the token was presented by the merchant. The payment is transferred from the payor to the merchant with the payment system.
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