Future value propensity for life-time value financial processing in a relational database management system
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United States of America Patent
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Nov 30, 2010
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app pub date -
Aug 20, 2003
filing date -
Aug 20, 2003
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Abstract
A Life-Time Value (LTV) system is a data-driven computer-facilitated financial model that provides accurate and consistent profitability projections using current period account level profitability data stored in a Relational Database Management System (RDBMS). The Life-Time Value system performs Net Present Value (NPV) and Future Value (FV) processing using business-rule and data-driven applications that embrace the current period profit components, defines forecast periods, parameters and methodologies, and applies appropriate growth values, attrition values and propensity values to an object of future value interest.
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