Home asset management account

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United States of America Patent

PATENT NO 7860792
SERIAL NO

12020502

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A home asset management account system is provided that includes a first mortgage account and an equity line of credit (LOC), a periodic sweep feature between the first mortgage and equity LOC, a periodic property value review feature of the first mortgage, and a statement feature that provides a customer valuable information on the subject property estimated value and the relationship between the first mortgage and the equity LOC. The first mortgage and equity LOC, results from a proprietary automated decisioning/pricing system, the periodic sweep feature, the periodic property value review feature, and a unique statement feature are bundled into a financial package available for customers.

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N A420 MONTGOMERY STREET SAN FRANCISCO CA 94104

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Epstein, Adam Martinez, US 8 3030
Magruder, Brian Des Moines, US 2 162
Oakes, Doreen Eagan, US 2 162

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