Method and system for assessing repurchase risk

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7885892
SERIAL NO

12858321

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Abstract

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A method and system for evaluating loan repurchase risk are disclosed. The method includes receiving information related to the loan and determining a loan repurchase risk based on the information. The information may be used to determine a joint probability of an underwriting discrepancy sufficient to trigger a repurchase request and an adverse event in connection with the loan, such as default or delinquency. A repurchase report may provide feedback regarding factors contributing to a repurchase risk. In one embodiment, depending on the repurchase risk, the purchaser may waive repurchase rights in connection with the loan, thereby reducing the requirements of the seller to reserve capital for the loan.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
Fannie MaeWASHINGTON, DC92

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ajose, Stella Y South Brunswick, US 2 3
Buist, Henry McLean, US 2 3
Koscinski, Patricia R Washington, US 2 3
Rosenblatt, Eric L Derwood, US 7 25

Cited Art Landscape

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* Cited By Examiner

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