Method and system for loading and reloading portable consumer devices
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United States of America Patent
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Feb 15, 2011
Issued Date -
N/A
app pub date -
Apr 14, 2006
filing date -
Dec 6, 2005
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A method is disclosed. The method includes providing tender at a point of service terminal operated by a load agent, the point of service terminal being in operative communication with a payment processing network. The point of service terminal thereafter sends a transaction authorization request to an issuer of a portable consumer device to be used by a user. The issuer then authorizes or does not authorize the transaction authorization request. If the transaction authorization request is approved, the portable consumer device is either initially loaded or reloaded with an amount associated with the tender provided at the point of service terminal.
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