Method and apparatus for issuing and managing gift certificates
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United States of America Patent
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Feb 22, 2011
Grant Date -
Sep 28, 2006
app pub date -
Jun 9, 2006
filing date -
Dec 9, 1996
priority date (Note) -
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status (Latency Note)
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Abstract
The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. The present invention includes a first aspect directed to a merchant card authorization terminal and a second aspect directed to a credit card issuer central controller. According to the first aspect, a method for redeeming a gift certificate drawn on a financial account is disclosed including the steps of receiving a gift certificate for payment of an identified value, transmitting a request for authorization to a central server, receiving an authorization signal, representing an indication that redemption of the gift certificate is authorized, from said central server and receiving a payment from the account issuer based on said identified value. A system is also disclosed for implementing the methods in all aspects of the present invention.
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