Process for optimization of insurance underwriting suitable for use by an automated system
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United States of America Patent
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Mar 1, 2011
Grant Date -
Oct 2, 2003
app pub date -
Jun 18, 2002
filing date -
Dec 31, 2001
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Abstract
A robust process for automating the tuning and maintenance of decision-making systems is described. A configurable multi-stage mutation-based evolutionary algorithm optimally tunes the decision thresholds and internal parameters of fuzzy rule-based and case-based systems that decide the risk categories of insurance applications. The tunable parameters have a critical impact on the coverage and accuracy of decision-making, and a reliable method to optimally tune these parameters is critical to the quality of decision-making and maintainability of these systems.
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