Method and apparatus for assessing credit for healthcare patients
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United States of America Patent
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Mar 8, 2011
Issued Date -
N/A
app pub date -
Sep 1, 2005
filing date -
Sep 1, 2004
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Abstract
According to one example embodiment, there is provided a method and an apparatus to evaluate the credit of a healthcare patient. The example embodiment provides methods and computer systems programmed to use multiple variables that are known about a patient prior to a service being rendered to segment the patient population into finer grained groupings. These finer grained groupings allow financial factors, such as a credit score, to be a more accurate predictor. Also, according to another example embodiment, the model is not a generic model for all patients, but the variables and their parameters are specific to a particular healthcare organization's or facility's patient population. This creates a custom model that further enhances its predictiveness.
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