Method and apparatus for providing pre-existing customers and prospective customers with an immediately accessible account
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United States of America Patent
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Apr 19, 2011
Issued Date -
N/A
app pub date -
Jul 6, 2010
filing date -
Mar 20, 2001
priority date (Note) -
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status (Latency Note)
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Abstract
A system and method for providing in real-time an immediately accessible customized transaction account via the internet is disclosed. In particular, the system and method recognizes distinct access codes which are correlated to the credit profile of a person accessing an on-line application system via a computer network. During operation of the invention, a party may be driven to the on-line application system via the internet to conduct a transaction in response to an invitation to enroll in a special program. Upon entering the on-line application system, the accessing party may be unilaterally given the opportunity to apply for a special offer, which has been tailored to the accessing party's credit profile.
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