US Patent No: 7,959,076

Number of patents in Portfolio can not be more than 2000

Secure card

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ATTORNEY / AGENT: (SPONSORED)
 

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Abstract

Systems and methods for monetary cards are described. The cards are free from personally identifiable data, e.g., no name or embossment. In an example, the card includes a first number that activates the card and a second number written to the card at activation away from the card manufacturer. This helps prevent theft at the manufacturer. This second account is a bearer account where anyone who knows the account number can withdraw the funds from the account. The account may be funded with either the account number or the authentication number.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)SAN ANTONIO, TX364

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hopkins,, III John Chandler - 20 53

Cited Art

Patent Info (Count) # Cites Year
 
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PRIVASYS, INC. (2)
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MCGREGOR, TRAVIS M. (1)
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OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (14)
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2003/0061,170 Method and apparatus for making secure electronic payments 81 2002
2008/0169,344 Bank Transaction System Linking Accounts Via Common Accounts 6 2004
2006/0218,096 METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER 6 2006
2007/0198,347 PROCESS FOR DISTRIBUTING PRODUCT ENTITLEMENTS TO MEMBERS OF A RETAIL STORE'S FREQUENT SHOPPER PROGRAM 3 2006
2008/0201,265 Smart card with random temporary account number generation 22 2007
2008/0222,037 Customer Enrollment in a Stored Value Card Program 4 2008
2011/0062,239 ELECTRONIC PAYMENT CARD MANUFACTURING PROCESS 2 2009

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