Application processing and decision systems and processes
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United States of America Patent
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Jun 28, 2011
Grant Date -
Jan 25, 2007
app pub date -
Aug 27, 2004
filing date -
Aug 27, 2003
priority date (Note) -
In Force
status (Latency Note)
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Abstract
The present invention relates to automated decisioning for a credit request associated with an applicant. Information associated with an applicant is received. Data associated with the applicant is received from at least one data source. A user interface is configured to allow a user to provide a definition of decision rules in a near-natural language. Information associated with the decision rules is determined based on the definition of the decision rules. A selection of rule flow information associated with the decision rules is received through the user computer interface. A decision is generated based on the information associated with the applicant, data associated with the applicant from the at least one data source, the information associated with the decision rules, and the selection of information associated with decision rules. The decision is displayed.
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