Methods and apparatus for automatically exchanging credit information
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United States of America Patent
Stats
-
Aug 2, 2011
Grant Date -
Jun 13, 2002
app pub date -
Nov 14, 2001
filing date -
Nov 14, 2000
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Methods and apparatus for pooling credit and business information are disclosed. A disclosed apparatus includes an input and a data processing facility structured to process credit information received at the input from one of a plurality of unrelated users. The apparatus also includes a data storage device structured to store the processed credit information received from the plurality of unrelated users and a search engine responsive to a request from a requestor for credit information to search the data storage device for responsive credit information. The apparatus further includes an output for outputting the responsive credit information to the requester. The apparatus may also include an accounting facility cooperating with the search engine to charge a search fee to the requester of the responsive credit information without disclosing lender identification information associated with the credit information.
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