US Patent No: 7,996,324

Number of patents in Portfolio can not be more than 2000

Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia

Stats

ALSO PUBLISHED AS: 20050171898
See full text
ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

Systems and methods are configured to manage data sets associated with a transaction device. For example, a method is provided for facilitating the management of distinct data sets on a transaction device that are provided by distinct data set owners, wherein the distinct data sets may include differing formats. The method includes the steps of: adding, by a read/write, a first data set to the financial transaction device, wherein the first data set is owned by a first owner; adding, by the read/write device, a second data set to the financial transaction device, wherein the second data set is owned by a second owner; and storing the first data set and the second data set on the financial transaction device in accordance with an owner defined format. The first and second data sets are associated with first and second owners, respectively, and are configured to be stored independent of each other The transaction device user may be permitted to select at least one of the multiple data sets for transaction completion using a secondary identifier indicia. Where the user selects multiple accounts for transaction completion, the user may be permitted to allocate portions of a transaction to the selected transaction accounts. The transaction request may be processed in accordance with the user's allocations.

Loading the Abstract Image... loading....

First Claim

See full text

all claims..

Related Publications

Loading Related Publications... loading....

Patent Owner(s)

Patent OwnerAddressTotal Patents
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.NEW YORK, NY633

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bishop, Fred Fort Lee, NJ 157 1456
Saunders, Peter D Salt Lake City, UT 191 2936

Cited Art Landscape

Patent Info (Count) # Cites Year
 
TEXAS INSTRUMENTS INCORPORATED (115)
4,639,765 Synchronization system for overlay of an internal video signal upon an external video signal 100 1985
5,197,140 Sliced addressing multi-processor and method of operation 175 1989
5,212,777 Multi-processor reconfigurable in single instruction multiple data (SIMD) and multiple instruction multiple data (MIMD) modes and method of operation 313 1989
5,239,654 Dual mode SIMD/MIMD processor providing reuse of MIMD instruction memories as data memories when operating in SIMD mode 268 1989
5,339,447 Ones counting circuit, utilizing a matrix of interconnected half-adders, for counting the number of ones in a binary string of image data 86 1989
5,761,493 Apparatus and method for adding an associative query capability to a programming language 124 1990
5,489,411 Titanium metal foils and method of making 89 1991
5,274,392 Tilted antenna 72 1992
5,247,304 Interrogating station for identification purposes, with separate transmitting and receiving antennae 72 1992
5,305,002 Hinged read-out antenna system 73 1992
5,410,649 Imaging computer system and network 95 1992
5,349,357 Circuit arrangement for obtaining a constant field strength of an HF signal radiated by a transmitting device with exchangeable antenna 72 1992
6,192,255 Communication system and methods for enhanced information transfer 170 1992
5,373,303 Built-in chip transponder with antenna coil 74 1992
5,408,243 Method for producing a flat flexible antenna 86 1993
5,701,127 Automatic vehicle identification system capable of vehicle lane discrimination 131 1993
6,038,584 Synchronized MIMD multi-processing system and method of operation 76 1993
5,371,896 Multi-processor having control over synchronization of processors in mind mode and method of operation 146 1993
5,351,052 Transponder systems for automatic identification purposes 204 1993
5,428,363 Antenna system for use in an automatic vehicular identification system 79 1993
5,858,006 Hypodermic needle with a protrusion 87 1993
5,329,617 Graphics processor nonconfined address calculation system 72 1993
5,491,483 Single loop transponder system and method 177 1994
5,488,376 Transponder interface circuit 91 1994
5,513,525 Arrangement for monitoring the operating state of vehicle pneumatic tires mounted on wheel rims 83 1994
5,673,106 Printing system with self-monitoring and adjustment 76 1994
5,471,592 Multi-processor with crossbar link of processors and memories and method of operation 185 1994
5,522,083 Reconfigurable multi-processor operating in SIMD mode with one processor fetching instructions for use by remaining processors 192 1994
6,070,003 System and method of memory access in apparatus having plural processors and plural memories 155 1994
5,500,651 System and method for reading multiple RF-ID transponders 133 1994
5,621,396 Method and apparatus with adaptive transponder plucking 75 1994
5,625,370 Identification system antenna with impedance transformer 101 1994
5,600,175 Apparatus and method for flat circuit assembly 96 1994
5,602,538 Apparatus and method for identifying multiple transponders 163 1994
5,629,981 Information management and security system 717 1994
5,569,187 Method and apparatus for wireless chemical supplying 161 1994
5,550,536 Circuit frequency following technique transponder resonant 117 1994
5,490,079 System for automated toll collection assisted by GPS technology 130 1994
5,592,150 Air coil and method of making the same 72 1994
5,563,582 Integrated air coil and capacitor and method of making the same 73 1994
5,497,121 Automatically correcting data detection circuit and method for FSK modulated signals 71 1994
5,594,448 Highly accurate RF-ID positioning system 124 1994
5,491,484 Electronic transponder tuning circuitry 112 1994
5,660,319 Ultrasonic bonding process 75 1995
5,625,366 Flat flexible antenna 83 1995
5,729,236 Identification system reader with multiplexed antennas 95 1995
5,607,522 Method of making electrical contact material 69 1995
5,880,675 Reusable package for identification devices 92 1995
5,675,342 Automatic vehicle identification system capable of vehicle lane discrimination 95 1995
5,525,994 Transponder interface circuit 96 1995
5,592,405 Multiple operations employing divided arithmetic logic unit and multiple flags register 97 1995
5,606,520 Address generator with controllable modulo power of two addressing capability 91 1995
5,613,146 Reconfigurable SIMD/MIMD processor using switch matrix to allow access to a parameter memory by any of the plurality of processors 118 1995
5,621,412 Multi-stage transponder wake-up, method and structure 373 1995
5,686,920 Transponder maintenance mode method 116 1995
5,691,731 Closed slot antenna having outer and inner magnetic loops 100 1995
5,696,913 Unique processor identifier in a multi-processing system having plural memories with a unified address space corresponding to each processor 104 1995
5,758,195 Register to memory data transfers with field extraction and zero/sign extension based upon size and mode data corresponding to employed address register 80 1995
5,768,609 Reduced area of crossbar and method of operation 122 1995
5,809,288 Synchronized MIMD multi-processing system and method inhibiting instruction fetch on memory access stall 72 1995
5,602,919 Speedup for monetary transactions using a transponder in conjunction with a smartcard 132 1995
6,317,721 Transaction accounting of toll transactions in transponder systems 105 1995
5,792,337 Method and apparatus for detection of corrosion 86 1995
5,646,607 Transponder/interrogator protocol in a multi-interrogator field 90 1995
5,798,709 Wireless transmitter carrier phase synchronization 74 1996
5,557,279 Unitarily-tuned transponder/shield assembly 100 1996
5,793,324 Transponder signal collision avoidance system 92 1996
5,638,080 Manufacture of a flexible antenna, with or without an inner permeable magnetic layer 77 1996
5,581,630 Personal identification 210 1996
5,748,137 Wireless flywheel synchronization method 73 1996
5,619,207 Highly accurate RE-ID positioning system 95 1996
5,608,406 Device for controlling discharge of a charge capacitor in a transponder 74 1996
5,621,411 Positioning with RF-ID transponders 111 1996
5,731,957 Transponder including a fluid cushioning medium and a method for its production 84 1996
5,729,053 Apparatus and method for flat circuit assembly 93 1996
5,867,100 Air Coil a security badge and a transponder 72 1996
5,785,680 Injector and object to be injected by the injector 74 1996
5,809,142 Method and system for calculating a user account balance in a recognition system 92 1996
6,323,566 Transponder for remote keyless entry systems 161 1996
5,797,060 Electrophotographic printing subsystem with self-monitoring and adjustment 77 1996
5,825,302 System and method for transmitting data using reflected electromagnetic radiation 84 1996
5,794,095 Intelligent printing system 68 1996
5,864,323 Ring antennas for resonant circuits 116 1996
5,842,088 Method of calibrating a spatial light modulator printing system 250 1997
5,870,031 Full-wave rectifier and method of operation for a recognition system 94 1997
6,167,236 Damping modulation circuit for a full-duplex transponder 76 1997
5,841,364 Method and apparatus for transfering information from a transponder 73 1997
5,955,969 Method to prevent rouge transponder responses in automatic vehicle identification systems 88 1997
5,912,678 Process flow design at the module effects level through the use of acceptability regions 110 1997
5,826,077 Apparatus and method for adding an associative query capability to a programming language 160 1997
6,101,174 Low power, short range point-to-multipoint communications systems 129 1997
5,905,798 TIRIS based kernal for protection of "copyrighted" program material 149 1997
5,970,148 Low cost encryption transponder 79 1997
5,732,579 Key having an air coil antenna and a method of construction 91 1997
5,929,801 Method for repeating interrogations until failing to receive unintelligible responses to identify plurality of transponders by an interrogator 120 1997
5,870,915 Key lock having inductive key detection and method of construction 73 1997
5,881,272 Synchronized MIMD multi-processing system and method inhibiting instruction fetch at other processors on write to program counter of one processor 68 1997
5,933,624 Synchronized MIMD multi-processing system and method inhibiting instruction fetch at other processors while one processor services an interrupt 75 1997
6,002,438 Method and apparatus for storing decoded video information 70 1997
6,205,151 ATM cell scheduler which uses a heap memory and associates timestamps with each channel 87 1997
6,115,360 Fair scheduling of ATM cell transmissions during overscheduled conditions 85 1997
6,198,875 Tiris based bios for protection of "copyrighted" program material 110 1997
5,953,512 Microprocessor circuits, systems, and methods implementing a loop and/or stride predicting load target buffer 82 1997
6,216,219 Microprocessor circuits, systems, and methods implementing a load target buffer with entries relating to prefetch desirability 106 1997
6,230,270 Integrated circuit identification system 74 1998
6,133,834 Method of trimming film type antennas 81 1998
6,064,320 Automatic vehicle identification system capable of vehicle lane discrimination 110 1998
6,232,917 Navigational system 125 1998
6,266,754 Secure computing device including operating system stored in non-relocatable page of memory 73 1999
6,239,675 Tuning circuit having switchable capacitor controlled by a selection circuit 71 1999
6,116,423 Multi-functional shipping system for integrated circuit devices 76 1999
6,215,437 Procedure for reading the data stored in a transponder and a transponder system for the execution of the procedure 79 1999
6,260,088 Single integrated circuit embodying a risc processor and a digital signal processor 98 2000
6,377,034 Method and circuits for inductor current measurement in MOS switching regulators 83 2000
6,388,533 Programmable ring oscillator 74 2000
 
MASTERCARD INTERNATIONAL INCORPORATED (19)
4,961,142 Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer 465 1988
5,023,782 Travelers cheque transaction terminal 235 1990
5,557,516 System and method for conducting cashless transactions 273 1994
5,878,215 System and method for processing multiple electronic transaction requests 140 1994
5,705,798 System and method for processing a customized financial transaction card 244 1994
5,692,132 System and method for conducting cashless transactions on a computer network 504 1995
5,699,528 System and method for bill delivery and payment over a communications network 941 1995
5,704,046 System and method for conducting cashless transactions 294 1996
6,315,193 Financial transaction card with installment loan feature 131 1998
6,473,500 System and method for using a prepaid card 417 1998
6,546,373 System and method for recovering refundable taxes 108 1999
6,681,328 System and method for global internet digital identification 83 2000
6,578,768 Method and device for selecting a reconfigurable communications protocol between and IC card and a terminal 89 2000
2003/0120,554 System and method for conducting secure payment transactions 71 2002
2003/0140,228 Method and device for control by consumers over personal data 71 2002
2003/0132,284 System and method for integrated circuit card data storage 64 2002
6,857,566 Method and system for conducting transactions using a payment card with two technologies 133 2002
2003/0225,623 Method and system for conducting transactions using a payment card with account information encoded in bar code 81 2003
2005/0119,978 Authentication arrangement and method for use with financial transactions 65 2004
 
MICROSOFT CORPORATION (18)
5,594,227 System and method for protecting unauthorized access to data contents 138 1995
5,852,812 Billing system for a network 513 1995
5,878,141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 431 1995
5,768,385 Untraceable electronic cash 148 1995
5,721,781 Authentication system and method for smart card transactions 547 1995
5,742,756 System and method of using smart cards to perform security-critical operations requiring user authorization 152 1996
5,878,138 System and method for detecting fraudulent expenditure of electronic assets 104 1996
6,038,551 System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer 420 1996
5,778,069 Non-biased pseudo random number generator 153 1996
5,918,216 Automatic recognition of periods for financial transactions 70 1996
5,897,622 Electronic shopping and merchandising system 590 1996
5,999,914 Electronic promotion system for an electronic merchant system 361 1996
6,070,150 Electronic bill presentment and payment system 404 1996
6,125,352 System and method for conducting commerce over a distributed network 298 1996
6,029,147 Method and system for providing an interface for supporting multiple formats for on-line banking services 121 1997
5,883,810 Electronic online commerce card with transactionproxy number for online transactions 620 1997
6,000,832 Electronic online commerce card with customer generated transaction proxy number for online transactions 521 1997
5,958,004 Disabling and enabling transaction committal in transactional application components 100 1997
 
VISA INTERNATIONAL SERVICE ASSOCIATION (17)
5,500,513 Automated purchasing control system 208 1994
5,761,306 Key replacement in a public key cryptosystem 211 1996
RE36365 Method and apparatus for distributing currency 255 1996
6,003,014 Method and apparatus for acquiring access using a smart card 145 1997
6,282,522 Internet payment system using smart card 377 1997
6,240,187 Key replacement in a public key cryptosystem 105 1998
6,179,205 System and method for locking and unlocking and application in a smart card 162 1998
6,105,008 Internet loading system using smart card 261 1998
6,560,581 System and method for secure electronic commerce transaction 261 1998
6,018,717 Method and apparatus for acquiring access using a fast smart card transaction 163 1998
6,549,912 Loyalty file structure for smart card 178 1998
6,367,011 Personalization of smart cards 130 1998
6,273,335 System and method for locking and unlocking an application in a smart card 93 2000
2003/0200,184 Mobile account authentication service 147 2003
2003/0195,843 Conducting commerce between individuals with integrated shipping 87 2003
2004/0015,451 Method for conducting financial transactions utilizing infrared data communications 67 2003
2004/0139,021 Method and system for facilitating data access and management on a secure token 113 2003
 
TEXAS INSTRUMENTS DEUTSCHLAND GMBH (14)
5,053,774 Transponder arrangement 374 1991
5,491,715 Automatic antenna tuning method and circuit 225 1993
5,541,604 Transponders, Interrogators, systems and methods for elimination of interrogator synchronization requirement 221 1993
5,552,789 Integrated vehicle communications system 234 1994
5,543,798 Method of providing a synchronized data stream suitable for use in a combined FDX and HDX RF-ID system 89 1994
5,597,534 Apparatus for wireless chemical sensing 96 1994
5,489,908 Apparatus and method for identifying multiple transponders 167 1994
5,525,992 Method and system for conserving power in a recognition system 158 1994
5,493,312 Reduced current antenna circuit 72 1995
5,548,291 Read/write transponder arrangement and method of communication 114 1995
5,550,548 Interrogator for detecting adjacent transponders 100 1995
5,561,430 Inductor/antenna for a recognition system 90 1995
5,948,116 Bit error correction algorithm 74 1996
6,118,189 Identification system reader with multiplexed antennas 70 1997
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (11)
D442627 Transparent card with an opacity gradient ornamental rectangle, machine readable stripe and IC chip 110 1999
D442629 Card with an ornamental rectangle 97 1999
D447515 Card with an ornamental rectangle 110 2000
6,581,839 Transaction card 180 2000
6,732,936 Transparent/translucent financial transaction card 71 2000
2001/0034,720 System for facilitating a transaction 189 2001
6,685,088 System and method for selecting an account 60 2002
6,705,530 Transparent/translucent financial transaction card 115 2003
2004/0006,539 System and method for facilitating the handling of a dispute using disparate architectures 44 2003
2003/0233,334 Methods and apparatus for facilitating a transaction 80 2003
2005/0038,718 Method and system for facilitating a shopping experience 68 2004
 
HEWLETT-PACKARD COMPANY (11)
5,641,050 Dispensing machine with data card scanner apparatus and enhanced features 144 1995
5,917,168 System and method for revaluation of stored tokens in IC cards 162 1996
5,963,924 System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce 272 1996
5,987,140 System, method and article of manufacture for secure network electronic payment and credit collection 257 1996
6,016,484 System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment 308 1996
5,983,208 System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 246 1996
6,002,767 System, method and article of manufacture for a modular gateway server architecture 230 1996
6,072,870 System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 338 1996
5,931,917 System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser 304 1996
5,978,840 System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment transactions utilizing a multichannel, extensible, flexible architecture 297 1996
5,996,076 System, method and article of manufacture for secure digital certification of electronic commerce 287 1997
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (10)
6,092,198 System and method for enabling and controlling anonymous file transfer protocol communications 48 1997
6,112,987 Method of executing a transaction on a smartcard, a smartcard and a transaction processing system including a smartcard 48 1998
6,177,860 Method and economical direct connected apparatus for deploying and tracking computers 163 1998
6,651,168 Authentication framework for multiple authentication processes and mechanisms 111 1999
6,481,621 System method and article of manufacture for accessing and processing smart card information 95 1999
6,427,910 Method for managing and updating overloaded cards 50 1999
7,103,575 Enabling use of smart cards by consumer devices for internet commerce 101 2000
2002/0095,587 Smart card with integrated biometric sensor 151 2001
6,760,581 System and method for improved mobile phone functionality 81 2001
2005/0040,272 Cartridge with slanted memory chip and conforming wall 49 2003
 
GILBARCO INC. (8)
6,078,888 Cryptography security for remote dispenser transactions 213 1997
6,098,879 Fuel dispensing system providing customer preferences 150 1998
6,073,840 Fuel dispensing and retail system providing for transponder prepayment 270 1998
6,116,505 Fuel transaction system for enabling the purchase of fuel and non-fuel items on a single authorization 177 1998
6,535,726 Cellular telephone-based transaction processing 123 2000
6,422,464 Fuel dispensing system providing customer preferences 160 2000
6,326,934 ADA convertible input display 74 2000
2002/0113,082 Antenna placement in a fueling and retail system 85 2001
 
CITIBANK, N.A. (7)
6,088,686 System and method to performing on-line credit reviews and approvals 507 1996
6,122,625 Apparatus and method for secure transacting 264 1998
6,081,790 System and method for secure presentment and payment over open networks 256 1998
6,088,797 Tamper-proof electronic processing device 66 1998
6,336,095 Method for electronic merchandise dispute resolution 106 1998
6,098,053 System and method for performing an electronic financial transaction 440 1999
6,665,405 Cyclotomic polynomial construction of discrete logarithm cryptosystems over finite fields 73 2000
 
CITICORP DEVELOPMENT CENTER, INC. (6)
6,012,049 System for performing financial transactions using a smartcard 162 1998
6,510,983 System and method for transferring value to a magnetic stripe on a transaction card 127 1998
6,442,532 Wireless transaction and information system 213 1998
2002/0062,284 METHOD AND SYSTEM OF CONTACTLESS INTERFACING FOR SMART CARD BANKING 119 1999
6,289,324 System for performing financial transactions using a smart card 139 2000
6,687,714 Method and system for managing transaction card data 76 2000
 
FUJITSU LIMITED (6)
5,884,280 System for and method of distributing proceeds from contents 79 1996
6,012,143 Method for managing security for card-type storage medium and a transaction apparatus therefor 58 1996
6,129,274 System and method for updating shopping transaction history using electronic personal digital shopping assistant 358 1998
6,513,015 System and method for customer recognition using wireless identification and visual data transmission 149 1998
6,179,206 Electronic shopping system having self-scanning price check and purchasing terminal 187 1998
6,608,995 Detection circuit for proximity IC card device 72 2000
 
LUCENT TECHNOLOGIES INC. (6)
5,544,246 Smartcard adapted for a plurality of service providers and for remote installation of same 378 1993
5,649,118 Smart card with multiple charge accounts and product item tables designating the account to debit 450 1994
5,608,778 Cellular telephone as an authenticated transaction controller 167 1994
5,577,120 Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like 119 1995
5,898,783 System and method for employing a telecommunications network to remotely disable a SIM or smartcard 127 1996
6,006,216 Data architecture for fetch-intensive database applications 123 1997
 
MONDEX INTERNATIONAL LIMITED (6)
6,237,848 Reading data from a smart card 96 1994
5,778,067 Value transfer system 265 1996
5,982,293 Transaction recovery in a value transfer system 60 1998
6,220,510 Multi-application IC card with delegation feature 144 1998
6,742,120 System and method for controlling access to computer code in an IC card 75 1998
6,439,455 Value transfer system 75 2000
 
MOTOROLA MOBILITY LLC (6)
5,777,903 Solar cell powered smart card with integrated display and interface keypad 254 1996
5,834,756 Magnetically communicative card 210 1996
5,943,624 Contactless smartcard for use in cellular telephone 147 1996
6,206,293 Magnetically communicative card 197 1997
6,378,073 Single account portable wireless financial messaging unit 77 1997
6,466,804 Method and apparatus for remote multiple access to subscriber identity module 103 2000
 
WALKER DIGITAL, LLC (6)
6,018,718 Method and system for processing customized reward offers 297 1997
6,163,771 Method and device for generating a single-use financial account number 223 1997
6,330,544 System and process for issuing and managing forced redemption vouchers having alias account numbers 149 1999
6,598,024 Method and system for processing supplementary product sales at a point-of-sale terminal 113 1999
2003/0055,727 Method and apparatus for facilitating the provision of a benefit to a customer of a retailer 100 2002
2003/0177,347 Methods and apparatus for awarding prizes based on authentication of computer generated outcomes using coupons 119 2002
 
NCR CORPORATION (5)
5,594,233 Multiple standard smart card reader 168 1995
5,770,843 Access card for multiple accounts 309 1996
6,011,487 System and method of locating wireless devices 76 1996
2002/0079,367 Method and apparatus for operating a self-service checkout terminal to access a customer account 79 2000
2002/0028,704 Information gathering and personalization techniques 81 2001
 
ROUND ROCK RESEARCH, LLC (5)
5,365,551 Data communication transceiver using identification protocol 272 1992
5,572,226 Spherical antenna pattern(s) from antenna(s) arranged in a two-dimensional plane for use in RFID tags and labels 189 1995
6,061,344 Method of addressing messages and communications system 95 1998
6,112,152 RFID system in communication with vehicle on-board computer 197 1999
6,693,513 Wireless identification device, RFID device with push-on/push off switch, and method of manufacturing wireless identification device 105 2002
 
AT&T CORP. (4)
5,461,217 Secure money transfer techniques using smart cards 288 1994
5,845,267 System and method for billing for transactions conducted over the internet from within an intranet 301 1996
6,024,286 Smart card providing a plurality of independently accessible accounts 164 1997
5,970,473 Video communication device providing in-home catalog services 153 1997
 
DATASCAPE, INC. (4)
5,742,845 System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network 477 1995
5,898,838 Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence 186 1997
5,905,908 Open network system for I/O operations with non-standard I/O devices utilizing extended protocol including device identifier and identifier for operation to be performed with device 190 1997
6,684,269 System and method for enabling transactions between a web server and a smart card, telephone, or personal digital assistant over the internet 110 2002
 
GLOBALPLATFORM, INC. (4)
6,005,942 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 268 1998
6,233,683 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 171 1998
6,402,028 Integrated production of smart cards 149 1999
6,481,632 Delegated management of smart card applications 135 1999
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (4)
6,438,235 Media content protection utilizing public key cryptography 85 1998
6,588,660 Passive contactless smartcard security system 124 2000
7,096,204 Electronic commerce system 63 2000
2003/0046,228 User-wearable functional jewelry with biometrics and smartcard to remotely sign and/or authenticate to e-services 119 2001
 
NOKIA CORPORATION (4)
5,887,266 Method for using applications in a mobile station, a mobile station and a system for effecting payments 138 1996
6,771,981 Electronic device cover with embedded radio frequency (RF) transponder and methods of using same 169 2000
2002/0194,303 Portable shopping assistant 69 2001
2004/0030,601 Electronic payment methods for a mobile device 158 2003
 
ORBIS PATENTS LTD. (4)
6,029,890 User-Specified credit card system 200 1998
7,136,835 Credit card system and method 84 2000
2003/0018,567 Business-to-business commerce using financial transaction numbers 108 2002
2003/0028,481 Credit card system and method 223 2002
 
PRIVASYS, INC. (4)
2003/0061,168 Method for generating customer secure card numbers 12 2001
2003/0061,168 Method for generating customer secure card numbers 12 2001
2003/0061,168 Method for generating customer secure card numbers 12 2001
7,195,154 Method for generating customer secure card numbers 122 2001
 
STARGAZER SOFTWARE, LIMITED LIABILITY COMPANY (4)
6,115,458 Method and apparatus for summaries of prepaid instrument transaction activity 235 1995
5,991,748 Methods and apparatus for regenerating a prepaid transaction account 267 1996
6,038,292 Methods and apparatus for language registration of prepaid, remote entry customer account 141 1997
5,923,734 Methods and apparatus for providing a prepaid, remote memory transaction account with voice indicia 164 1997
 
BANK OF AMERICA CORPORATION (3)
5,826,243 Integrated system for controlling master account and nested subaccount(s) 296 1994
6,016,482 Enhanced collateralized funding processor 300 1996
6,108,641 Integrated nested account financial system with medical savings subaccount 236 1998
 
CITICORP (3)
5,485,510 Secure credit/debit card authorization 371 1994
5,914,472 Credit card spending authorization control system 425 1997
6,052,675 Method and apparatus for preauthorizing credit card type transactions 181 1998
 
Cubic Corporation (3)
6,259,769 Portable smart card communication device 100 1999
6,577,229 Multiple protocol smart card communication device 215 1999
6,480,101 Contactless proximity automated data collection system and method 108 2000
 
FIRST DATA CORPORATION (3)
6,141,651 Funding and settlement integrated suspense processing system 135 1998
2004/0083,184 Anonymous card transactions 70 2003
7,213,748 Anonymous mailing and shipping transactions 45 2004
 
FRANCE TELECOM (3)
6,014,646 Process for making a payment using an account manager 129 1996
5,991,413 Process for the acceptance of a virtual prepaid card use request permitting the reuse of its serial number 199 1997
2003/0163,699 Cryptography method and smart cards microcircuit 69 2003
 
INTERMEC IP CORP. (3)
6,286,763 Method and apparatus to automatically search data carriers, such as RFID tags and machine-readable symbols 114 1999
6,318,636 Method and apparatus to read different types of data carriers, such RFID tags and machine-readable symbols, and a user interface for the same 203 1999
6,529,880 Automatic payment system for a plurality of remote merchants 176 1999
 
THE WESTERN UNION COMPANY (3)
2003/0187,786 Merchant transponder systems using electronic check processing 74 2002
2003/0187,790 Electronic check processing systems 111 2002
2003/0187,796 Systems for processing transponder-based transactions 102 2002
 
U.S. Philips Corporation (3)
5,797,085 Wireless communication system for reliable communication between a group of apparatuses 151 1996
5,991,608 Portable communication device with optimized transmission loss 73 1997
2001/0039,617 SYSTEM FOR THE TRANSMISSION OF DATA BETWEEN AT LEAST ONE WRITE/READ STATION AND A PLURALITY OF DATA CARRIERS 69 1997
 
YT ACQUISITION CORPORATION (3)
6,269,348 Tokenless biometric electronic debit and credit transactions 223 1999
6,012,039 Tokenless biometric electronic rewards system 214 1999
6,662,166 Tokenless biometric electronic debit and credit transactions 157 2001
 
ACTIVIDENTIY, INC. (2)
2004/0034,734 Method of data caching on a smartcard 2 2002
6,880,037 Method of data caching on a smartcard 18 2002
 
ALEXSAM, INC. (2)
6,000,608 Multifunction card system 350 1997
6,189,787 Multifunctional card system 389 1999
 
AMAZON.COM, INC. (2)
5,715,399 Secure method and system for communicating a list of credit card numbers over a non-secure network 506 1995
5,960,411 Method and system for placing a purchase order via a communications network 1235 1997
 
Biometric Security Card, Inc. (2)
2002/0138,438 Biometric identification system using biometric images and copy protect code stored on a magnetic stripe and associated methods 75 2002
2002/0196,963 Biometric identification system using a magnetic stripe and associated methods 93 2002
 
CHESS VENTURES LLC (2)
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 47 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 47 2001
 
EASTMAN KODAK COMPANY (2)
2003/0069,828 System for and managing assets using priority tokens 98 2001
2003/0227,550 System and method for providing a customized imaging product or service 71 2002
 
GEMALTO SA (2)
5,625,695 Process for generating DSA signatures with low-cost portable apparatuses 93 1994
6,226,382 Method for implementing a private-key communication protocol between two processing devices 66 1997
 
GENERAL MOTORS CORPORATION (2)
2003/0014,307 Method and system for mobile commerce advertising 84 2001
2003/0018,532 Method and device for conducting mobile commerce 71 2001
 
GOOGLE INC. (2)
6,061,789 Secure anonymous information exchange in a network 107 1998
6,293,462 Wallet consolidator 92 2000
 
Jaesent Inc. (2)
5,913,203 System and method for pseudo cash transactions 201 1996
5,956,699 System for secured credit card transactions on the internet 261 1997
 
JOAO BOCK TRANSACTION SYSTEMS, LLC (2)
5,878,337 Transaction security apparatus and method 210 1997
5,903,830 Transaction security apparatus and method 268 1997
 
MOTOROLA, INC. (2)
5,221,838 Electronic wallet 506 1992
2003/0112,972 Data carrier for the secure transmission of information and method thereof 75 2001
 
SANKYO SEIKI MFG. CO., LTD. (2)
6,674,786 Data demodulation 69 2000
6,679,427 Magnetic card reader 66 2000
 
SECURITY DYNAMICS TECHNOLOGIES, INC. (2)
5,023,908 Method and apparatus for personal identification 124 1989
5,657,388 Method and apparatus for utilizing a token for resource access 283 1994
 
SMART CARD, LLC (2)
5,530,232 Multi-application data card 452 1993
5,578,808 Data card that can be used for transactions involving separate card issuers 461 1995
 
SOVERAIN SOFTWARE LLC (2)
5,724,424 Digital active advertising 953 1995
5,909,492 Network sales system 357 1997
 
SYMBOL TECHNOLOGIES, INC. (2)
5,979,757 Method and system for presenting item information using a portable data terminal 656 1996
6,264,106 Combination bar code scanner/RFID circuit 156 1999
 
TC LICENSE LTD. (2)
4,739,328 System for identifying particular objects 229 1986
2002/0178,063 Community concept for payment using RF ID transponders 139 2001
 
USA TECHNOLOGIES, INC. (2)
6,895,310 Vehicle related wireless scientific instrumentation telematics 72 2002
6,853,894 Global network based vehicle safety and security telematics 82 2002
 
VANGUARD IDENTIFICATION SYSTEMS, INC. (2)
6,769,718 Printed sheet products 63 2000
6,994,262 Printed sheet products with integral, removable, radio frequency identification elements 68 2002
 
VOICE SECURITY SYSTEMS, INC. (2)
5,835,894 Speaker and command verification method 77 1997
6,519,565 Method of comparing utterances for security control 78 2000
 
A.P.M. Co., Ltd. (1)
5,903,875 Method of issuing a service ticket in transactions of commodities by making use of communication 41 1996
 
ACTIVCARD IRELAND LIMITED (1)
5,987,155 Biometric input device with peripheral port 199 1997
 
ACTIVEPOINT LTD. (1)
6,070,154 Internet credit card security 96 1998
 
ADVENTURE GALLERY SOFTWARE LIMITED LIABILITY COMPANY (1)
5,930,767 Transaction methods systems and devices 263 1997
 
AFFINION NET PATENTS, INC. (1)
6,009,412 Fully integrated on-line interactive frequency and award redemption program 229 1998
 
ALCATEL-LUCENT USA INC. (1)
6,014,636 Point of sale method and system 281 1997
 
AMTECH SYSTEMS, LLC (1)
RE37822 Automated vehicle parking system for a plurality of remote parking facilities 69 2000
 
ANDREWS, GEORGE F. (1)
5,099,226 Intelligent security system 144 1991
 
ASK S.A. (1)
6,390,375 Contactless or hybrid contact-contactless smart card designed to limit the risks of fraud 100 2000
 
ASSA ABLOY AB (1)
7,032,067 Security token sharable data and synchronization cache 3 2002
 
AT&T INTELLECTUAL PROPERTY I, L.P. (1)
6,188,994 Internet billing method 166 1998
 
AVERY DENNISON CORPORATION (1)
6,851,617 Laser imageable RFID label/tag 53 2002
 
BASAVAN SOFTWARE DE L.L.C. (1)
7,100,821 Charge card and debit transactions using a variable charge number 163 2004
 
BLOCK FINANCIAL LLC (1)
6,014,645 Real-time financial card application system 393 1996
 
BRENNAN INTELLECTUAL PROPERTY GROUP, LLC (1)
6,014,648 Electronic card valet 57 1997
 
BRIDGEPOINT SYSTEMS, INC. (1)
6,223,984 Distinct smart card reader having wiegand, magnetic strip and bar code types emulation output 153 1997
 
BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY (1)
2004/0039,814 Method of updating interests 61 2003
 
C-SAM, INC. (1)
5,590,038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 626 1994
 
CARALINA MARKETING INTERNATIONAL, INC. (1)
6,014,634 System and method for providing shopping aids and incentives to customers through a computer network 567 1997
 
CARDIS ENTERPRISE INTERNATIONAL N.V. (1)
6,102,162 Automated self-service cafeteria system 98 1998
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
6,257,486 Smart card pin system, card, and reader 249 1998
 
CARNEGIE MELLON UNIVERSITY (1)
6,076,078 Anonymous certified delivery 76 1997
 
CERTCO, INC. (1)
6,029,150 Payment and transactions in electronic commerce system 513 1996
 
CERTICOM CORP. (1)
5,955,717 Transaction verification protocol for Smart Cards 100 1997
 
Charles E. Hill & Associates, Inc. (1)
5,970,471 Virtual catalog and product presentation method and apparatus 330 1996
 
CHASE BANK USA, NATIONAL ASSOCIATION (1)
2003/0187,787 System and process for performing purchase transactions using tokens 125 2003
 
CHASE MANHATAN BANK USA, N.A. (1)
6,032,136 Customer activated multi-value (CAM) card 375 1998
 
CITICORP CREDIT SERVICES, INC. (1)
2004/0010,462 Method and system for a multi-purpose transactional platform 154 2003
 
CLEARCOMMERCE CORPORATION (1)
5,966,697 System and method for secure transaction order management processing 168 1997
 
CLEARING HOUSE PAYMENTS COMPANY L.L.C., THE (1)
6,173,272 Electronic funds transfer method and system and bill presentment method and system 233 1998
 
CLICK SALES INC. (1)
5,930,777 Method of charging for pay-per-access information over a network 204 1997
 
Compagnie Internationale pour l'Informatique CII-Honeywell Bull (Societe Anonyme) (1)
4,450,535 System and method for authorizing access to an article distribution or service acquisition machine 99 1981
 
CONTINENTAL CABLEVISION, INC. (1)
5,956,024 Graphical user interface for customer service representatives for subscriber management systems 199 1996
 
CRYOVAC, INC. (1)
6,859,672 Method of linking a food source with a food product 87 2001
 
CU DIRECT CORPORATION (1)
6,029,149 Lender direct credit evaluation and loan processing system 336 1999
 
DATALOGIC MOBILE, INC. (1)
6,415,978 Multiple technology data reader for bar code labels and RFID tags 201 1999
 
Dell USA, L.P. (1)
5,606,594 Communication accessory and method of telecommunicating for a PDA 191 1994
 
DH TECHNOLOGY, INC. (1)
5,331,138 Hybrid card reader 90 1992
 
DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED (1)
6,315,195 Transaction apparatus and method 219 1998
 
DIEBOLD, INCORPORATED (1)
2004/0016,796 Automated banking apparatus and method 84 2003
 
DISNEY ENTERPRISES, INC. (1)
5,963,915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 518 1996
 
DONNELLY CORPORATION (1)
6,547,133 Vehicle mounted remote transaction interface system 114 2000
 
DOSA ADVANCES LLC (1)
6,213,390 Transaction method of electronic money system 74 1996
 
DRESSER, INC. (1)
2003/0025,600 Wireless communication in a retail refueling environment 71 2001
 
E-PARCEL CORPORATION (1)
6,058,418 Marketing data delivery system 78 1997
 
EBAY INC. (1)
6,267,292 Method and apparatus for funds and credit line transfers 237 1999
 
EMS ENGINEERED MATERIALS SOLUTIONS, LLC (1)
5,222,282 Method for reducing thickness of a high-strength low-ductility metal foil on thin strip element 76 1992
 
ENGINEERED MATERIALS SOLUTIONS, INC. (1)
5,226,989 Method for reducing thickness of a titanium foil or thin strip element 69 1991
 
ENSIGN HOLDINGS (1)
6,483,929 Method and apparatus for histological and physiological biometric operation and authentication 149 2000
 
EVERY PENNY COUNTS, INC. (1)
6,112,191 Method and system to create and distribute excess funds from consumer spending transactions 275 1995
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 159 2002
 
Fairmount Chemical Company, Inc. (1)
4,672,021 Contrast enhancement layer composition with naphthoquinone diazide, indicator dye and polymeric binder 87 1985
 
FELSHER, DAVID P., MR. (1)
7,181,017 System and method for secure three-party communications 299 2002
 
FIRENSITI II CONSULTING LLC (1)
5,915,023 Automatic portable account controller for remotely arranging for transfer of value to a recipient 148 1997
 
FIRST AMERICAN CMSI (1)
5,878,403 Computer implemented automated credit application analysis and decision routing system 434 1995
 
First Marketrust Intl. (1)
5,537,314 Referral recognition system for an incentive award program 674 1995
 
Fogdog Sports (1)
5,970,472 Performing electronic commerce on the internet providing links from product manufacturers to authorized dealers where the authorized dealer provides a custom order interface for the manufacturer's products 317 1997
 
FORD MOTOR COMPANY (1)
2002/0188,501 Method and system for providing rebates to automobile owners based on purchases made at participating retailer locations 68 2001
 
FORWARD RESEARCH, INC. (1)
6,092,057 Unattended POS system for automatic control of bank system rejections 126 1997
 
FREENY, JAMES P. (1)
6,490,443 Communication and proximity authorization systems 235 2000
 
GARMIN LTD. (1)
6,789,012 PDA systems, functional data, and methods for generating a route 95 2002
 
GE CAPITAL CORPORATION (1)
5,991,750 System and method for pre-authorization of individual account transactions 390 1997
 
GEMPLUS (1)
6,589,119 Data and value unit transfer system on slot machine network 79 1999
 
GENERAL ELECTRIC COMPANY (1)
6,626,356 Multi-use credit card for financial transactions and vehicle configuration 68 2001
 
GENERAL MOTORS LLC (1)
2003/0014,357 Method and system for conducting user defined mobile commerce 69 2001
 
GEPA HOLDINGS LIMITED LIABILITY COMPANY (1)
6,219,439 Biometric authentication system 268 1999
 
GM NETWORK LIMITED (1)
5,983,207 Electronic cash eliminating payment risk 96 1997
 
GROUPON, INC. (1)
6,327,573 Multiple party reward system utilizing single account 227 1998
 
HALIMI, EDWARD MAYER (1)
6,102,672 Motor-driven centrifugal air compressor with internal cooling airflow 91 1997
 
HARBINGER ENTERPRISES, L.L.C. (1)
6,064,981 Method for online display and negotiation of cargo rates 206 1999
 
HARRIS CORPORATION (1)
6,483,477 RF receiving antenna system 46 2000
 
IDENTITY STRONGHOLD, LLC (1)
6,121,544 Electromagnetic shield to prevent surreptitious access to contactless smartcards 172 1998
 
IER (1)
2003/0054,836 Method and device for time control of movement or position of persons, animals or objects 47 2002
 
INFINEON TECHNOLOGIES AG (1)
5,809,633 Method for producing a smart card module for contactless smart cards 139 1997
 
INNOVATRON (1)
6,325,293 Method and system for using a microcircuit card in a plurality of applications 56 2000
 
Intermind Corporation (1)
5,862,325 Computer-based communication system and method using metadata defining a control structure 1172 1996
 
InterTrust Technologies Corp. (1)
5,949,876 Systems and methods for secure transaction management and electronic rights protection 542 1997
 
INVENTEC ELECTRONICS (NANJING) CO., LTD. (1)
6,628,961 Device and a method for connecting a mobile phone handset to an external keyboard 80 2000
 
ISLIP TECHNOLOGIES LLC (1)
6,325,285 Smart card with integrated fingerprint reader 198 1999
 
JESS-LINK PRODUCTS CO., LTD. (1)
6,457,996 Connector to PDA external keyboard 76 2001
 
JPMORGAN CHASE BANK, N.A. (1)
6,227,447 Cardless payment system 371 1999
 
JPS INTERNATIONAL, LLC (1)
2002/0095,298 Blind Gift Method and System 59 1999
 
JSM LLC A COMPANY ORGANIZED IN ILLINOIS (1)
5,614,703 Hotel check-in system with wireless communication 106 1995
 
Juergen Dethloff (1)
4,837,422 Multi-user card system 434 1987
 
KABUSHIKI KAISHA MEISHUN, A CORP. OF JAPAN (1)
4,868,849 Telephone card and telephone card-operated telephone 79 1988
 
KAPSCH TRAFFICCOM AB (1)
6,109,525 Method and device for registering vehicles in a road toll facility 131 1998
 
KEYCORP SERVICES PTY LIMITED (1)
7,287,011 Application management for multi application devices 5 2000
 
Konica Corporation (1)
5,407,893 Material for making identification cards 103 1993
 
KONINKLIJKE PHILIPS ELECTRONICS N.V. (1)
2002/0176,522 Quadrature envelope-sampling of intermediate frequency signal in receiver 74 2001
 
LENOVO (SINGAPORE) PTE LTD. (1)
6,507,762 Method and system for remotely controlling an appliance using a personal digital assistant 106 1999
 
LOGICLINK CORPORATION (1)
5,987,498 Credit card operated computer on-line service communication system 267 1996
 
LOWENSOHN, BRENT (1)
7,069,444 Portable wireless access to computer-based systems 79 2002
 
M & R Industries, Inc. (1)
4,839,504 IC card system compatible with bank account system 160 1987
 
Martiz, Inc. (1)
5,689,100 Debit card system and method for implementing incentive award program 377 1996
 
MAXIM INTEGRATED PRODUCTS, INC. (1)
6,105,013 Method, apparatus, system and firmware for secure transactions 92 1998
 
MERIDIAN ENTERPRISES CORPORATION (1)
6,222,914 System and method for administration of an incentive award system having a delayed award payment using a credit instrument 267 1998
 
Meridian Enterprises, Inc. (1)
5,025,372 System and method for administration of incentive award program through use of credit 569 1989
 
MFH, LLC (1)
6,609,655 Smart card system for providing financial, travel, and entertainment-related services 94 2000
 
MIROKU JYOHO SERVICE CO., LTD. (1)
5,890,137 On-line shopping system and the method of payment settlement 327 1996
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5,698,837 Method and system for identifying and communicating with a plurality of contactless IC cards 169 1995
 
Mitsubishi Semiconductor Software Co. Ltd. (1)
5,604,342 Noncontact card and card system 72 1995
 
MIYAKE, SHINTARO (HIS LEGAL HEIRS) (1)
6,029,892 Method for electronically transferring personal information on credit gaining card, and mini IC card, adapter card, terminal adapter, slip issuing device, portable terminal used therein 82 1998
 
Mobil Oil Corporation (1)
5,859,779 Portable point-of sale terminal with device for inputting security code access key 106 1996
 
MOMENTEX, LLC (1)
6,263,316 Automated process for retailing to a vehicle occupant 138 1999
 
MORPHO (1)
6,494,380 IC card having fingerprint sensor designed to withstand bending 70 2001
 
NANJI, ANVAR (1)
5,797,133 Method for automatically determining the approval status of a potential borrower 291 1997
 
NANOPIERCE TECHNOLOGIES, INC. (1)
6,853,087 Component and antennae assembly in radio frequency identification devices 90 2001
 
NET1 HOLDINGS S.A.R.L. (1)
RE36788 Funds transfer system 131 1997
 
NEW AURORA CORPORATION (1)
5,826,242 Method of on-line shopping utilizing persistent client state in a hypertext transfer protocol based client-server system 302 1997
 
NJC INNOVATIONS (1)
6,491,229 Contactless chip card associated with RF transmission means 77 1999
 
NOBLE, RICHARD (1)
2002/0074,398 System and method for making monetary transactions within a coverage area 95 2001
 
NOT APPLICABLE (1)
6,014,748 System and apparatus for smart card personalization 82 1998
 
NXP B.V. (1)
6,411,611 Communication systems, communication methods and a method of communicating data within a DECT communication system 117 1998
 
OBERTHUR CARD SYSTEMS SA (1)
6,484,937 Method for storing data in a chip card rewritable memory 102 1999
 
Obis Patents Ltd. (1)
6,636,833 Credit card system and method 206 1999
 
Omron Tateisi Electronics Co. (1)
4,736,094 Financial transaction processing system using an integrated circuit card device 196 1985
 
ON TRACK INNOVATIONS LTD. (1)
6,202,927 Dual mode proximity and in-range smart card data transaction system 89 1998
 
OneName Corporation (1)
6,088,717 Computer-based communication system and method using metadata defining a control-structure 476 1998
 
ORGA KARTENSYSTEME GMBH (1)
6,402,026 Smart card and method for bidirectional data transfer between a terminal and a smart card 60 1999
 
PALM, INC. (1)
5,276,311 Method and device for simplifying the use of a plurality of credit cards, or the like 480 1992
 
PAYPAL, INC. (1)
5,826,241 Computerized system for making payments and authenticating transactions over the internet 745 1994
 
PAYTRONIX SYSTEMS, INC. (1)
2003/0009,382 Customer identification, loyalty and merchant payment gateway 189 2002
 
PENDRAGON WIRELESS LLC (1)
6,198,728 Medium access control (MAC) protocol for wireless ATM 148 1996
 
PHILIPS ELECTRONICS NORTH AMERICA CORPORATION (1)
6,023,510 Method of secure anonymous query by electronic messages transported via a public network and method of response 78 1997
 
PLURIS SAVINGS NETWORKS, LLC (1)
6,105,865 Financial transaction system with retirement saving benefit 327 1998
 
POWER INNOVATIONS LIMITED (1)
5,285,100 Semiconductor switching device 67 1992
 
PRESTO TECHNOLOGIES, INC. (1)
6,400,272 Wireless transceiver for communicating with tags 241 2000
 
PRICELINE.COM INCORPORATED (1)
6,041,308 System and method for motivating submission of conditional purchase offers 264 1998
 
PRIVARIS, INC. (1)
2004/0044,627 Methods, systems and apparatuses for secure transactions 166 2002
 
QVALENT PTY LIMITED (1)
5,970,475 Electronic procurement system and method for trading partners 535 1997
 
RAYTHEON COMPANY (1)
5,864,306 Detection regions for transponder tracking 58 1997
 
Related Energy & Security (1)
4,475,308 Revolving door system 79 1982
 
RF TECHNOLOGIES (1)
6,483,427 Article tracking system 152 2000
 
ROHM CO., LTD. (1)
6,747,546 Data communication transponder and communications system employing it 61 2000
 
ROTA FINANCIAL TRANSFER LLC (1)
6,021,943 Process for executing payment transactions 124 1997
 
SAMSUNG ELECTRONICS CO., LTD. (1)
6,374,245 Server system communicating with personal digital assistant and communication method thereof 93 1998
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
2001/0049,628 On-line system for aggregation of purchase bonuses 65 2001
 
SAT Corporation (1)
6,480,100 Radio frequency identification tag formatting method 136 2001
 
SCAN-EM CORP (1)
5,640,002 Portable RF ID tag and barcode reader 572 1995
 
SHC Direct, Inc. (1)
6,014,635 System and method for providing a discount credit transaction network 184 1997
 
SIERRA DESIGN GROUP (1)
2002/0111,210 Anonymous player identifiers in a gaming environment 145 2001
 
SMART DESTINATIONS INC. (1)
2006/0020,517 Programmable ticketing system 4 2004
 
SMART SYSTEM TECHNOLOGIES, INC. (1)
2002/0011,519 System and method for consumer identification using optical and electronic means 93 2001
 
SMART SYSTEMS CO., LLC (1)
5,828,044 Non-contacting type radio frequency recognizing credit card system 134 1997
 
SONERA SMARTTRUST OY (1)
6,711,262 Procedure for the control of applications stored in a subscriber identity module 79 1999
 
SONY ELECTRONICS INC. (1)
2002/0026,419 Apparatus and method for populating a portable smart device 61 2000
 
SOUNDCRAFT, INC. (1)
6,248,199 Method for the continuous fabrication of access control and identification cards with embedded electronics or other elements 79 1999
 
SPARKCHARGE, INC., A CALIFORNIA CORPORATION (1)
2002/0046,341 System, and method for prepaid anonymous and pseudonymous credit card type transactions 89 2001
 
SPENDINGMONEY, LLC (1)
5,864,830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 334 1997
 
SYNTONIC TECHNOLOGY, INC. (1)
4,303,904 Universally applicable, in-motion and automatic toll paying system using microwaves 239 1979
 
T-MOBILE DEUTSCHLAND GMBH (1)
6,690,930 Process to control a subscriber identity module (SIM) in mobile phone system 84 2000
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6,260,026 Credit card information management system 117 1997
 
TECH LINK INTERNATIONAL ENTERTAINMENT LTD. (1)
5,851,149 Distributed gaming system 542 1995
 
TEK-LINK SOFTWARE SYSTEMS, LLC (1)
2003/0130,820 Work order system 71 2002
 
TEXAS INSTRUMENTS HOLLAND B.V. (1)
5,453,747 Transponder systems for automatic identification purposes 150 1994
 
TEXAS INSTRUMENTS-ACER INCORPORATED (1)
5,989,950 Reduced mask CMOS salicided process 76 1998
 
TGIP, INC. (1)
5,577,109 Pre-paid card system and method 452 1995
 
THIRD ACT LLC (1)
6,044,360 Third party credit card 285 1997
 
THOMPSON, JAMES (1)
6,623,039 Multi-purpose card 64 2001
 
TOUCH TECHNOLOGY INTERNATIONAL, INC. (1)
2002/0029,254 Method and system for managing personal information 41 2001
 
TRACFONE WIRELESS, INC. (1)
6,650,887 Mobile phone system with host processor coordination and internal mobile phone accounting capabilities 140 2000
 
TRANSACTION TECHNOLOGY, INC. (1)
5,844,218 Method and system for using an application programmable smart card for financial transactions in multiple countries 202 1996
 
TRANSMO LIMITED (1)
6,510,998 Card charging system 102 1999
 
TRASMO LIMITED (1)
6,364,208 Card changing system 79 1999
 
Tritheim Technologies, Inc. (1)
5,854,891 Smart card reader having multiple data enabling storage compartments 87 1996
 
TRW INC. (1)
2002/0109,580 Wireless universal personal access system 93 2001
 
TVWORKS, LLC (1)
6,141,752 Mechanism for facilitating secure storage and retrieval of information on a smart card by an internet service provider using various network computer client devices 88 1998
 
UNIVERSITY OF WASHINGTON (1)
5,920,628 Method and apparatus for fingerprinting and authenticating various magnetic media 143 1997
 
UNWIRED PLANET, LLC (1)
2001/0001,008 Transmitter/receiver for GMSK and Offset-QAM 6 2000
 
US PHILIPS ELECTRONICS (1)
6,424,029 Chip card 187 2000
 
UV ID CAPITAL SERVICES, LLC (1)
6,671,358 Method and system for rewarding use of a universal identifier, and/or conducting a financial transaction 96 2002
 
VENGTE SOFTWARE AG LIMITED LIABILITY COMPANY (1)
6,587,835 Shopping assistance with handheld computing device 708 2000
 
VIP DATA SECURITY MGMT. L.L.C. (1)
6,853,987 Centralized authorization and fraud-prevention system for network-based transactions 69 1999
 
VT TECH CORP. (1)
2003/0195,037 Video gaming machine for casino games 129 2002
 
WALENBRECK GMBH, LLC (1)
6,088,683 Secure purchase transaction method using telephone number 285 1996
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (1)
5,949,044 Method and apparatus for funds and credit line transfers 316 1997
 
WASHINGTON MUTUAL BANK, F.A. (1)
5,734,838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 383 1995
 
WESSEL, KENNETH R., 26 BEACH STREET, WHITE PLAINS,NEW YORK 10604 (1)
4,583,766 Secure badge for infrared badge reader and process for making same 86 1984
 
WM. WRIGLEY JR. COMPANY (1)
2002/0095,343 Apparatus and method for providing point of purchase products 70 2001
 
Worcop Investment Ltd. (1)
6,445,794 System and method for synchronizing one time pad encryption keys for secure communication and access control 62 1998
 
Wynn; Sol H. (1)
5,859,419 Programmable multiple company credit card system 386 1995
 
XATRA FUND MX, LLC (1)
2003/0167,207 System and method for incenting payment using radio frequency identification in contact and contactless transactions 134 2003
 
XEROX CORPORATION (1)
6,078,906 Method and system for providing a document service over a computer network using an automated brokered auction 216 1998
 
YOZAN INC. (1)
2002/0052,839 Charge collection method 68 2001
 
ZIH CORP. (1)
5,519,381 Detection of multiple articles 279 1993
 
Zowi.com, Inc (1)
6,173,269 Method and apparatus for executing electronic commercial transactions with minors 215 1999
 
Other [Check patent profile for assignment information] (42)
4,443,027 Multiple company credit card system 190 1981
4,700,055 Multiple credit card system 304 1985
5,016,274 On-line/off-line digital signing 193 1988
5,101,200 Fast lane credit card 164 1989
5,202,826 Centralized consumer cash value accumulation system for multiple merchants 480 1991
5,326,964 Separable multi-account safety credit card 99 1993
5,774,882 Credit approval system 187 1993
5,397,881 Third millenium credit card with magnetically onto it written multiple validity dates, from which is one single day as the credit card's validity day selected day after day by the legitimate card owner 152 1993
5,585,787 Programmable credit card 385 1994
5,504,808 Secured disposable debit card calling system and method 166 1994
5,748,737 Multimedia electronic wallet with generic card 324 1994
5,844,230 Information card 217 1995
5,825,007 Automatic non-computer network no-stop collection of expressway tolls by prepaid cards and method: pay according to category of vehicle and the distance it travels 82 1996
5,903,880 Self-contained payment system with circulating digital vouchers 173 1996
5,953,710 Children's credit or debit card system 544 1996
6,012,636 Multiple card data system having first and second memory elements including magnetic strip and fingerprints scanning means 261 1997
6,014,650 Purchase management system and method 96 1997
6,078,908 Method for authorizing in data transmission systems 99 1998
6,047,888 Method system and portable data medium for paying for purchases 131 1998
6,342,844 Two-way radio-based electronic toll collection method and system for highway 117 1998
6,123,223 Automated vending system for floral arrangements 117 1998
6,353,811 Credit card billing system for identifying expenditures on a credit card account 122 2000
6,834,270 Secured financial transaction system using single use codes 52 2000
2002/0077,895 Electronic consumer incentive distribution system 86 2000
2002/0107,742 System for and method of transacting non-fuel purchases using an island transaction terminal 81 2001
7,003,501 Method for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites 55 2001
6,520,542 Promotional two-piece in one postcard housing an integral coupon card 53 2001
2002/0147,913 Tamper-proof mobile commerce system 89 2001
2002/0040,438 Method to securely load and manage multiple applications on a conventional file system smart card 9 2001
2002/0126,010 Object locator system employing RF signaling 81 2001
2002/0095,389 Method, apparatus and system for identity authentication 95 2001
2003/0014,891 Non-rectangular shaped credit card with case 84 2002
2002/0131,567 Device and method for repetitive communication of messages 69 2002
2002/0107,007 Method for wireless telephony payment and an apparatus therefor 86 2002
6,669,086 Self service check cashing system and method 75 2002
2003/0149,662 Apparatus, systems and methods for wirelessly transacting financial transfers , electronically recordable authorization transfers, and other information transfers 175 2002
2002/0185,543 Data card 85 2002
2003/0069,846 Multi-function electronic transaction card 90 2002
2003/0208,438 System and method for extracting value for consumers and institutions from depth of relationships 47 2002
2003/0222,153 Data card 83 2003
2003/0225,713 Prepayment system for power distribution using RFID technology 72 2003
2003/0195,842 Method and device for making secure transactions 95 2003

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
CARDINALCOMMERCE CORPORATION (2)
8,645,266 Universal merchant platform for payment authentication 0 2010
8,650,118 Universal merchant platform for payment authentication 0 2012
 
Sprint Communications Company L.P. (2)
8,577,731 Method of transaction processing to support proxy financial card 0 2011
8,566,168 Electronic payment using a proxy account number stored in a secure element 0 2012
 
GOOGLE INC. (1)
8,606,720 Secure storage of payment information on client devices 0 2012
 
JPMORGAN CHASE BANK, N.A. (1)
8,645,222 System and methods for mobile ordering and payment 0 2011
 
NCR CORPORATION (1)
8,639,594 Cash management of self-service transactional devices 0 2010

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Feb 9, 2015
7.5 Year Payment $3600.00 $1800.00 $900.00 Feb 9, 2019
11.5 Year Payment $7400.00 $3700.00 $1850.00 Feb 9, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00