US Patent No: 7,996,324

Number of patents in Portfolio can not be more than 2000

Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia

ALSO PUBLISHED AS: 20050171898
1 Status Updates

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

Systems and methods are configured to manage data sets associated with a transaction device. For example, a method is provided for facilitating the management of distinct data sets on a transaction device that are provided by distinct data set owners, wherein the distinct data sets may include differing formats. The method includes the steps of: adding, by a read/write, a first data set to the financial transaction device, wherein the first data set is owned by a first owner; adding, by the read/write device, a second data set to the financial transaction device, wherein the second data set is owned by a second owner; and storing the first data set and the second data set on the financial transaction device in accordance with an owner defined format. The first and second data sets are associated with first and second owners, respectively, and are configured to be stored independent of each other The transaction device user may be permitted to select at least one of the multiple data sets for transaction completion using a secondary identifier indicia. Where the user selects multiple accounts for transaction completion, the user may be permitted to allocate portions of a transaction to the selected transaction accounts. The transaction request may be processed in accordance with the user's allocations.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddressTotal Patents
III HOLDINGS 1, LLCWILMINGTON, DE768

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bishop, Fred Fort Lee, NJ 165 1906
Saunders, Peter D Salt Lake City, UT 203 3745

Cited Art Landscape

Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (41)
4,443,027 Multiple company credit card system 203 1981
4,700,055 Multiple credit card system 339 1985
5,016,274 On-line/off-line digital signing 213 1988
5,101,200 Fast lane credit card 175 1989
5,202,826 Centralized consumer cash value accumulation system for multiple merchants 538 1991
5,326,964 Separable multi-account safety credit card 106 1993
5,774,882 Credit approval system 209 1993
5,397,881 Third millenium credit card with magnetically onto it written multiple validity dates, from which is one single day as the credit card's validity day selected day after day by the legitimate card owner 166 1993
5,585,787 Programmable credit card 444 1994
5,504,808 Secured disposable debit card calling system and method 177 1994
5,748,737 Multimedia electronic wallet with generic card 357 1994
5,844,230 Information card 241 1995
5,825,007 Automatic non-computer network no-stop collection of expressway tolls by prepaid cards and method: pay according to category of vehicle and the distance it travels 92 1996
5,903,880 Self-contained payment system with circulating digital vouchers 203 1996
5,953,710 Children's credit or debit card system 620 1996
6,012,636 Multiple card data system having first and second memory elements including magnetic strip and fingerprints scanning means 293 1997
6,014,650 Purchase management system and method 103 1997
6,078,908 Method for authorizing in data transmission systems 110 1998
6,047,888 Method system and portable data medium for paying for purchases 135 1998
6,342,844 Two-way radio-based electronic toll collection method and system for highway 125 1998
6,123,223 Automated vending system for floral arrangements 126 1998
6,353,811 Credit card billing system for identifying expenditures on a credit card account 155 2000
6,834,270 Secured financial transaction system using single use codes 57 2000
2002/0077,895 Electronic consumer incentive distribution system 94 2000
2002/0107,742 System for and method of transacting non-fuel purchases using an island transaction terminal 89 2001
7,003,501 Method for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites 61 2001
6,520,542 Promotional two-piece in one postcard housing an integral coupon card 61 2001
2002/0147,913 Tamper-proof mobile commerce system 97 2001
* 2002/0040,438 Method to securely load and manage multiple applications on a conventional file system smart card 12 2001
2002/0126,010 Object locator system employing RF signaling 88 2001
2002/0095,389 Method, apparatus and system for identity authentication 112 2001
2003/0014,891 Non-rectangular shaped credit card with case 89 2002
2002/0131,567 Device and method for repetitive communication of messages 73 2002
2002/0107,007 Method for wireless telephony payment and an apparatus therefor 95 2002
6,669,086 Self service check cashing system and method 80 2002
2002/0185,543 Data card 90 2002
2003/0069,846 Multi-function electronic transaction card 98 2002
* 2003/0208,438 System and method for extracting value for consumers and institutions from depth of relationships 54 2002
2003/0222,153 Data card 87 2003
2003/0225,713 Prepayment system for power distribution using RFID technology 78 2003
2003/0195,842 Method and device for making secure transactions 108 2003
 
TEXAS INSTRUMENTS-ACER INCORPORATED (1)
5,989,950 Reduced mask CMOS salicided process 80 1998
 
Tritheim Technologies, Inc. (1)
5,854,891 Smart card reader having multiple data enabling storage compartments 92 1996
 
TEK-LINK SOFTWARE SYSTEMS, LLC (1)
* 2003/0130,820 Work order system 83 2002
 
SIERRA DESIGN GROUP (1)
2002/0111,210 Anonymous player identifiers in a gaming environment 176 2001
 
SOUNDCRAFT, INC. (1)
6,248,199 Method for the continuous fabrication of access control and identification cards with embedded electronics or other elements 88 1999
 
ALEXSAM, INC. (2)
* 6,000,608 Multifunction card system 398 1997
6,189,787 Multifunctional card system 440 1999
 
WESSEL, KENNETH R., 26 BEACH STREET, WHITE PLAINS,NEW YORK 10604 (1)
4,583,766 Secure badge for infrared badge reader and process for making same 91 1984
 
GILBARCO INC. (8)
6,078,888 Cryptography security for remote dispenser transactions 229 1997
6,098,879 Fuel dispensing system providing customer preferences 163 1998
6,073,840 Fuel dispensing and retail system providing for transponder prepayment 308 1998
6,116,505 Fuel transaction system for enabling the purchase of fuel and non-fuel items on a single authorization 192 1998
6,535,726 Cellular telephone-based transaction processing 140 2000
6,422,464 Fuel dispensing system providing customer preferences 172 2000
6,326,934 ADA convertible input display 80 2000
2002/0113,082 Antenna placement in a fueling and retail system 90 2001
 
CU DIRECT CORPORATION (1)
6,029,149 Lender direct credit evaluation and loan processing system 374 1999
 
CHASE MANHATAN BANK USA, N.A. (1)
6,032,136 Customer activated multi-value (CAM) card 429 1998
 
GARMIN LTD. (1)
6,789,012 PDA systems, functional data, and methods for generating a route 109 2002
 
HEWLETT-PACKARD COMPANY (11)
5,641,050 Dispensing machine with data card scanner apparatus and enhanced features 169 1995
5,917,168 System and method for revaluation of stored tokens in IC cards 183 1996
5,963,924 System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce 316 1996
5,987,140 System, method and article of manufacture for secure network electronic payment and credit collection 304 1996
6,016,484 System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment 341 1996
5,983,208 System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 282 1996
6,002,767 System, method and article of manufacture for a modular gateway server architecture 265 1996
6,072,870 System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 392 1996
5,931,917 System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser 343 1996
5,978,840 System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment transactions utilizing a multichannel, extensible, flexible architecture 336 1996
5,996,076 System, method and article of manufacture for secure digital certification of electronic commerce 315 1997
 
WILMINGTON TRUST, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT (2)
5,724,424 Digital active advertising 1022 1995
5,909,492 Network sales system 405 1997
 
SHC Direct, Inc. (1)
6,014,635 System and method for providing a discount credit transaction network 216 1997
 
Mitsubishi Semiconductor Software Co. Ltd. (1)
5,604,342 Noncontact card and card system 76 1995
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (4)
6,438,235 Media content protection utilizing public key cryptography 94 1998
6,588,660 Passive contactless smartcard security system 138 2000
7,096,204 Electronic commerce system 71 2000
2003/0046,228 User-wearable functional jewelry with biometrics and smartcard to remotely sign and/or authenticate to e-services 137 2001
 
U.S. PHILIPS CORPORATION (3)
5,797,085 Wireless communication system for reliable communication between a group of apparatuses 163 1996
5,991,608 Portable communication device with optimized transmission loss 79 1997
2001/0039,617 SYSTEM FOR THE TRANSMISSION OF DATA BETWEEN AT LEAST ONE WRITE/READ STATION AND A PLURALITY OF DATA CARRIERS 74 1997
 
NOBLE, RICHARD (1)
2002/0074,398 System and method for making monetary transactions within a coverage area 107 2001
 
THOMPSON, JAMES (1)
6,623,039 Multi-purpose card 72 2001
 
Meridian Enterprises, Inc. (1)
5,025,372 System and method for administration of incentive award program through use of credit 631 1989
 
US PHILIPS ELECTRONICS (1)
6,424,029 Chip card 209 2000
 
INVENTEC ELECTRONICS (NANJING) CO., LTD. (1)
6,628,961 Device and a method for connecting a mobile phone handset to an external keyboard 84 2000
 
IDENTITY STRONGHOLD, LLC (1)
6,121,544 Electromagnetic shield to prevent surreptitious access to contactless smartcards 189 1998
 
SYMBOL TECHNOLOGIES, INC. (2)
5,979,757 Method and system for presenting item information using a portable data terminal 727 1996
6,264,106 Combination bar code scanner/RFID circuit 171 1999
 
SMART CARD, LLC (2)
5,530,232 Multi-application data card 485 1993
* 5,578,808 Data card that can be used for transactions involving separate card issuers 539 1995
 
DATALOGIC MOBILE, INC. (1)
6,415,978 Multiple technology data reader for bar code labels and RFID tags 213 1999
 
BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY (1)
* 2004/0039,814 Method of updating interests 73 2003
 
FORWARD RESEARCH, INC. (1)
6,092,057 Unattended POS system for automatic control of bank system rejections 139 1997
 
TEXAS INSTRUMENTS INCORPORATED (115)
4,639,765 Synchronization system for overlay of an internal video signal upon an external video signal 105 1985
5,197,140 Sliced addressing multi-processor and method of operation 184 1989
5,212,777 Multi-processor reconfigurable in single instruction multiple data (SIMD) and multiple instruction multiple data (MIMD) modes and method of operation 342 1989
5,239,654 Dual mode SIMD/MIMD processor providing reuse of MIMD instruction memories as data memories when operating in SIMD mode 278 1989
5,339,447 Ones counting circuit, utilizing a matrix of interconnected half-adders, for counting the number of ones in a binary string of image data 91 1989
5,761,493 Apparatus and method for adding an associative query capability to a programming language 133 1990
5,489,411 Titanium metal foils and method of making 93 1991
5,274,392 Tilted antenna 76 1992
5,247,304 Interrogating station for identification purposes, with separate transmitting and receiving antennae 76 1992
5,305,002 Hinged read-out antenna system 77 1992
5,410,649 Imaging computer system and network 121 1992
5,349,357 Circuit arrangement for obtaining a constant field strength of an HF signal radiated by a transmitting device with exchangeable antenna 76 1992
6,192,255 Communication system and methods for enhanced information transfer 184 1992
5,373,303 Built-in chip transponder with antenna coil 78 1992
5,408,243 Method for producing a flat flexible antenna 90 1993
5,701,127 Automatic vehicle identification system capable of vehicle lane discrimination 136 1993
6,038,584 Synchronized MIMD multi-processing system and method of operation 80 1993
5,371,896 Multi-processor having control over synchronization of processors in mind mode and method of operation 156 1993
5,351,052 Transponder systems for automatic identification purposes 209 1993
5,428,363 Antenna system for use in an automatic vehicular identification system 83 1993
5,858,006 Hypodermic needle with a protrusion 95 1993
5,329,617 Graphics processor nonconfined address calculation system 76 1993
5,491,483 Single loop transponder system and method 215 1994
5,488,376 Transponder interface circuit 96 1994
5,513,525 Arrangement for monitoring the operating state of vehicle pneumatic tires mounted on wheel rims 90 1994
5,673,106 Printing system with self-monitoring and adjustment 80 1994
5,471,592 Multi-processor with crossbar link of processors and memories and method of operation 239 1994
5,522,083 Reconfigurable multi-processor operating in SIMD mode with one processor fetching instructions for use by remaining processors 207 1994
6,070,003 System and method of memory access in apparatus having plural processors and plural memories 167 1994
5,500,651 System and method for reading multiple RF-ID transponders 140 1994
5,621,396 Method and apparatus with adaptive transponder plucking 79 1994
5,625,370 Identification system antenna with impedance transformer 107 1994
5,600,175 Apparatus and method for flat circuit assembly 100 1994
5,602,538 Apparatus and method for identifying multiple transponders 168 1994
5,629,981 Information management and security system 770 1994
5,569,187 Method and apparatus for wireless chemical supplying 188 1994
5,550,536 Circuit frequency following technique transponder resonant 123 1994
5,490,079 System for automated toll collection assisted by GPS technology 136 1994
5,592,150 Air coil and method of making the same 76 1994
5,563,582 Integrated air coil and capacitor and method of making the same 77 1994
5,497,121 Automatically correcting data detection circuit and method for FSK modulated signals 75 1994
5,594,448 Highly accurate RF-ID positioning system 129 1994
5,491,484 Electronic transponder tuning circuitry 122 1994
5,660,319 Ultrasonic bonding process 79 1995
5,625,366 Flat flexible antenna 88 1995
5,729,236 Identification system reader with multiplexed antennas 100 1995
5,607,522 Method of making electrical contact material 76 1995
5,880,675 Reusable package for identification devices 96 1995
5,675,342 Automatic vehicle identification system capable of vehicle lane discrimination 100 1995
5,525,994 Transponder interface circuit 102 1995
5,592,405 Multiple operations employing divided arithmetic logic unit and multiple flags register 102 1995
5,606,520 Address generator with controllable modulo power of two addressing capability 97 1995
5,613,146 Reconfigurable SIMD/MIMD processor using switch matrix to allow access to a parameter memory by any of the plurality of processors 174 1995
5,621,412 Multi-stage transponder wake-up, method and structure 394 1995
5,686,920 Transponder maintenance mode method 122 1995
5,691,731 Closed slot antenna having outer and inner magnetic loops 104 1995
5,696,913 Unique processor identifier in a multi-processing system having plural memories with a unified address space corresponding to each processor 152 1995
5,758,195 Register to memory data transfers with field extraction and zero/sign extension based upon size and mode data corresponding to employed address register 84 1995
5,768,609 Reduced area of crossbar and method of operation 168 1995
5,809,288 Synchronized MIMD multi-processing system and method inhibiting instruction fetch on memory access stall 118 1995
5,602,919 Speedup for monetary transactions using a transponder in conjunction with a smartcard 143 1995
6,317,721 Transaction accounting of toll transactions in transponder systems 115 1995
5,792,337 Method and apparatus for detection of corrosion 92 1995
5,646,607 Transponder/interrogator protocol in a multi-interrogator field 94 1995
5,798,709 Wireless transmitter carrier phase synchronization 78 1996
5,557,279 Unitarily-tuned transponder/shield assembly 106 1996
5,793,324 Transponder signal collision avoidance system 97 1996
5,638,080 Manufacture of a flexible antenna, with or without an inner permeable magnetic layer 82 1996
5,581,630 Personal identification 237 1996
5,748,137 Wireless flywheel synchronization method 77 1996
5,619,207 Highly accurate RE-ID positioning system 99 1996
5,608,406 Device for controlling discharge of a charge capacitor in a transponder 80 1996
5,621,411 Positioning with RF-ID transponders 116 1996
5,731,957 Transponder including a fluid cushioning medium and a method for its production 89 1996
5,729,053 Apparatus and method for flat circuit assembly 98 1996
5,867,100 Air Coil a security badge and a transponder 76 1996
5,785,680 Injector and object to be injected by the injector 79 1996
5,809,142 Method and system for calculating a user account balance in a recognition system 100 1996
6,323,566 Transponder for remote keyless entry systems 175 1996
5,797,060 Electrophotographic printing subsystem with self-monitoring and adjustment 82 1996
5,825,302 System and method for transmitting data using reflected electromagnetic radiation 90 1996
5,794,095 Intelligent printing system 73 1996
5,864,323 Ring antennas for resonant circuits 148 1996
5,842,088 Method of calibrating a spatial light modulator printing system 269 1997
5,870,031 Full-wave rectifier and method of operation for a recognition system 100 1997
6,167,236 Damping modulation circuit for a full-duplex transponder 81 1997
5,841,364 Method and apparatus for transfering information from a transponder 77 1997
5,955,969 Method to prevent rouge transponder responses in automatic vehicle identification systems 92 1997
5,912,678 Process flow design at the module effects level through the use of acceptability regions 114 1997
5,826,077 Apparatus and method for adding an associative query capability to a programming language 175 1997
6,101,174 Low power, short range point-to-multipoint communications systems 135 1997
5,905,798 TIRIS based kernal for protection of "copyrighted" program material 154 1997
5,970,148 Low cost encryption transponder 86 1997
5,732,579 Key having an air coil antenna and a method of construction 97 1997
5,929,801 Method for repeating interrogations until failing to receive unintelligible responses to identify plurality of transponders by an interrogator 124 1997
5,870,915 Key lock having inductive key detection and method of construction 78 1997
5,881,272 Synchronized MIMD multi-processing system and method inhibiting instruction fetch at other processors on write to program counter of one processor 72 1997
5,933,624 Synchronized MIMD multi-processing system and method inhibiting instruction fetch at other processors while one processor services an interrupt 80 1997
6,002,438 Method and apparatus for storing decoded video information 76 1997
6,205,151 ATM cell scheduler which uses a heap memory and associates timestamps with each channel 91 1997
6,115,360 Fair scheduling of ATM cell transmissions during overscheduled conditions 89 1997
6,198,875 Tiris based bios for protection of "copyrighted" program material 116 1997
5,953,512 Microprocessor circuits, systems, and methods implementing a loop and/or stride predicting load target buffer 87 1997
6,216,219 Microprocessor circuits, systems, and methods implementing a load target buffer with entries relating to prefetch desirability 114 1997
6,230,270 Integrated circuit identification system 79 1998
6,133,834 Method of trimming film type antennas 85 1998
6,064,320 Automatic vehicle identification system capable of vehicle lane discrimination 117 1998
6,232,917 Navigational system 136 1998
6,266,754 Secure computing device including operating system stored in non-relocatable page of memory 77 1999
6,239,675 Tuning circuit having switchable capacitor controlled by a selection circuit 75 1999
6,116,423 Multi-functional shipping system for integrated circuit devices 80 1999
6,215,437 Procedure for reading the data stored in a transponder and a transponder system for the execution of the procedure 86 1999
6,260,088 Single integrated circuit embodying a risc processor and a digital signal processor 114 2000
6,377,034 Method and circuits for inductor current measurement in MOS switching regulators 87 2000
6,388,533 Programmable ring oscillator 79 2000
 
INTERMEC IP CORP. (3)
6,286,763 Method and apparatus to automatically search data carriers, such as RFID tags and machine-readable symbols 119 1999
6,318,636 Method and apparatus to read different types of data carriers, such RFID tags and machine-readable symbols, and a user interface for the same 214 1999
6,529,880 Automatic payment system for a plurality of remote merchants 193 1999
 
CARDIS ENTERPRISE INTERNATIONAL N.V. (1)
6,102,162 Automated self-service cafeteria system 103 1998
 
TEXAS INSTRUMENTS HOLLAND B.V. (1)
5,453,747 Transponder systems for automatic identification purposes 154 1994
 
Smart Destinations, Inc. (1)
* 2006/0020,517 Programmable ticketing system 4 2004
 
TEXAS INSTRUMENTS DEUTSCHLAND GMBH (14)
5,053,774 Transponder arrangement 418 1991
5,491,715 Automatic antenna tuning method and circuit 237 1993
5,541,604 Transponders, Interrogators, systems and methods for elimination of interrogator synchronization requirement 253 1993
5,552,789 Integrated vehicle communications system 242 1994
5,543,798 Method of providing a synchronized data stream suitable for use in a combined FDX and HDX RF-ID system 94 1994
5,597,534 Apparatus for wireless chemical sensing 101 1994
5,489,908 Apparatus and method for identifying multiple transponders 173 1994
5,525,992 Method and system for conserving power in a recognition system 166 1994
5,493,312 Reduced current antenna circuit 77 1995
5,548,291 Read/write transponder arrangement and method of communication 122 1995
5,550,548 Interrogator for detecting adjacent transponders 105 1995
5,561,430 Inductor/antenna for a recognition system 95 1995
5,948,116 Bit error correction algorithm 78 1996
6,118,189 Identification system reader with multiplexed antennas 74 1997
 
ASK S.A. (1)
6,390,375 Contactless or hybrid contact-contactless smart card designed to limit the risks of fraud 108 2000
 
SANKYO SEIKI MFG. CO., LTD. (2)
6,674,786 Data demodulation 73 2000
6,679,427 Magnetic card reader 70 2000
 
UV ID CAPITAL SERVICES, LLC (1)
6,671,358 Method and system for rewarding use of a universal identifier, and/or conducting a financial transaction 108 2002
 
XEROX CORPORATION (1)
6,078,906 Method and system for providing a document service over a computer network using an automated brokered auction 249 1998
 
Mobil Oil Corporation (1)
5,859,779 Portable point-of sale terminal with device for inputting security code access key 113 1996
 
NJC INNOVATIONS (1)
6,491,229 Contactless chip card associated with RF transmission means 83 1999
 
CRYOVAC, INC. (1)
6,859,672 Method of linking a food source with a food product 94 2001
 
Compagnie Internationale pour l'Informatique CII-Honeywell Bull (Societe Anonyme) (1)
4,450,535 System and method for authorizing access to an article distribution or service acquisition machine 105 1981
 
MASTERCARD INTERNATIONAL INCORPORATED (19)
4,961,142 Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer 491 1988
5,023,782 Travelers cheque transaction terminal 255 1990
5,557,516 System and method for conducting cashless transactions 297 1994
5,878,215 System and method for processing multiple electronic transaction requests 151 1994
5,705,798 System and method for processing a customized financial transaction card 264 1994
5,692,132 System and method for conducting cashless transactions on a computer network 543 1995
5,699,528 System and method for bill delivery and payment over a communications network 1026 1995
5,704,046 System and method for conducting cashless transactions 327 1996
6,315,193 Financial transaction card with installment loan feature 145 1998
6,473,500 System and method for using a prepaid card 454 1998
6,546,373 System and method for recovering refundable taxes 120 1999
6,681,328 System and method for global internet digital identification 93 2000
6,578,768 Method and device for selecting a reconfigurable communications protocol between and IC card and a terminal 96 2000
2003/0120,554 System and method for conducting secure payment transactions 75 2002
2003/0140,228 Method and device for control by consumers over personal data 80 2002
2003/0132,284 System and method for integrated circuit card data storage 70 2002
6,857,566 Method and system for conducting transactions using a payment card with two technologies 151 2002
2003/0225,623 Method and system for conducting transactions using a payment card with account information encoded in bar code 85 2003
* 2005/0119,978 Authentication arrangement and method for use with financial transactions 82 2004
 
GROUPON, INC. (1)
6,327,573 Multiple party reward system utilizing single account 268 1998
 
TRW INC. (1)
2002/0109,580 Wireless universal personal access system 104 2001
 
GM NETWORK LIMITED (1)
5,983,207 Electronic cash eliminating payment risk 107 1997
 
Intermind Corporation (1)
5,862,325 Computer-based communication system and method using metadata defining a control structure 1277 1996
 
MERIDIAN ENTERPRISES CORPORATION (1)
6,222,914 System and method for administration of an incentive award system having a delayed award payment using a credit instrument 307 1998
 
GOOGLE INC. (2)
6,061,789 Secure anonymous information exchange in a network 116 1998
6,293,462 Wallet consolidator 112 2000
 
KONINKLIJKE PHILIPS ELECTRONICS N.V. (1)
2002/0176,522 Quadrature envelope-sampling of intermediate frequency signal in receiver 79 2001
 
POWER INNOVATIONS LIMITED (1)
5,285,100 Semiconductor switching device 71 1992
 
CERTCO, INC. (1)
6,029,150 Payment and transactions in electronic commerce system 564 1996
 
SONERA SMARTTRUST OY (1)
6,711,262 Procedure for the control of applications stored in a subscriber identity module 86 1999
 
EMS ENGINEERED MATERIALS SOLUTIONS, LLC (1)
5,222,282 Method for reducing thickness of a high-strength low-ductility metal foil on thin strip element 80 1992
 
Juergen Dethloff (1)
4,837,422 Multi-user card system 479 1987
 
FREENY, JAMES P. (1)
6,490,443 Communication and proximity authorization systems 302 2000
 
FORD MOTOR COMPANY (1)
2002/0188,501 Method and system for providing rebates to automobile owners based on purchases made at participating retailer locations 73 2001
 
WALENBRECK GMBH, LLC (1)
6,088,683 Secure purchase transaction method using telephone number 315 1996
 
LENOVO (SINGAPORE) PTE LTD. (1)
6,507,762 Method and system for remotely controlling an appliance using a personal digital assistant 113 1999
 
MOMENTEX, LLC (1)
6,263,316 Automated process for retailing to a vehicle occupant 151 1999
 
III HOLDINGS 1, LLC (8)
6,581,839 Transaction card 192 2000
6,732,936 Transparent/translucent financial transaction card 76 2000
2001/0034,720 System for facilitating a transaction 227 2001
* 6,685,088 System and method for selecting an account 67 2002
6,705,530 Transparent/translucent financial transaction card 128 2003
* 2004/0006,539 System and method for facilitating the handling of a dispute using disparate architectures 48 2003
2003/0233,334 Methods and apparatus for facilitating a transaction 86 2003
* 2005/0038,718 Method and system for facilitating a shopping experience 89 2004
 
GENERAL MOTORS CORPORATION (2)
2003/0014,307 Method and system for mobile commerce advertising 96 2001
2003/0018,532 Method and device for conducting mobile commerce 76 2001
 
EVERY PENNY COUNTS, INC. (1)
6,112,191 Method and system to create and distribute excess funds from consumer spending transactions 309 1995
 
ORGA KARTENSYSTEME GMBH (1)
6,402,026 Smart card and method for bidirectional data transfer between a terminal and a smart card 66 1999
 
ROHM CO., LTD. (1)
6,747,546 Data communication transponder and communications system employing it 67 2000
 
CONTINENTAL CABLEVISION, INC. (1)
5,956,024 Graphical user interface for customer service representatives for subscriber management systems 218 1996
 
GENERAL MOTORS LLC (1)
2003/0014,357 Method and system for conducting user defined mobile commerce 73 2001
 
FACEBOOK, INC. (1)
5,826,242 Method of on-line shopping utilizing persistent client state in a hypertext transfer protocol based client-server system 326 1997
 
CERTICOM CORP. (1)
5,955,717 Transaction verification protocol for Smart Cards 106 1997
 
EBAY INC. (1)
6,267,292 Method and apparatus for funds and credit line transfers 289 1999
 
ON TRACK INNOVATIONS LTD. (1)
6,202,927 Dual mode proximity and in-range smart card data transaction system 94 1998
 
CITIBANK, N.A. (7)
6,088,686 System and method to performing on-line credit reviews and approvals 573 1996
6,122,625 Apparatus and method for secure transacting 289 1998
6,081,790 System and method for secure presentment and payment over open networks 289 1998
6,088,797 Tamper-proof electronic processing device 70 1998
6,336,095 Method for electronic merchandise dispute resolution 113 1998
6,098,053 System and method for performing an electronic financial transaction 484 1999
6,665,405 Cyclotomic polynomial construction of discrete logarithm cryptosystems over finite fields 78 2000
 
RF TECHNOLOGIES (1)
6,483,427 Article tracking system 177 2000
 
PLURIS SAVINGS NETWORKS, LLC (1)
6,105,865 Financial transaction system with retirement saving benefit 388 1998
 
MIROKU JYOHO SERVICE CO., LTD. (1)
5,890,137 On-line shopping system and the method of payment settlement 349 1996
 
SMART SYSTEMS CO., LLC (1)
5,828,044 Non-contacting type radio frequency recognizing credit card system 156 1997
 
TRANSACTION TECHNOLOGY, INC. (1)
5,844,218 Method and system for using an application programmable smart card for financial transactions in multiple countries 227 1996
 
BASAVAN SOFTWARE DE L.L.C. (1)
7,100,821 Charge card and debit transactions using a variable charge number 230 2004
 
TOUCH TECHNOLOGY INTERNATIONAL, INC. (1)
* 2002/0029,254 Method and system for managing personal information 45 2001
 
SMART SYSTEM TECHNOLOGIES, INC. (1)
2002/0011,519 System and method for consumer identification using optical and electronic means 102 2001
 
OPEN NETWORK SOLUTIONS, INC. (4)
5,742,845 System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network 513 1995
5,898,838 Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence 210 1997
5,905,908 Open network system for I/O operations with non-standard I/O devices utilizing extended protocol including device identifier and identifier for operation to be performed with device 212 1997
6,684,269 System and method for enabling transactions between a web server and a smart card, telephone, or personal digital assistant over the internet 128 2002
 
SENTEGRA, LLC (1)
* 2003/0149,662 Apparatus, systems and methods for wirelessly transacting financial transfers , electronically recordable authorization transfers, and other information transfers 218 2002
 
ZIH CORP. (1)
5,519,381 Detection of multiple articles 292 1993
 
DIEBOLD, INCORPORATED (1)
* 2004/0016,796 Automated banking apparatus and method 92 2003
 
DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED (1)
6,315,195 Transaction apparatus and method 253 1998
 
CITICORP DEVELOPMENT CENTER, INC. (2)
6,510,983 System and method for transferring value to a magnetic stripe on a transaction card 139 1998
6,687,714 Method and system for managing transaction card data 86 2000
 
BRENNAN INTELLECTUAL PROPERTY GROUP, LLC (1)
6,014,648 Electronic card valet 63 1997
 
TC LICENSE LTD. (2)
4,739,328 System for identifying particular objects 236 1986
2002/0178,063 Community concept for payment using RF ID transponders 154 2001
 
Martiz, Inc. (1)
5,689,100 Debit card system and method for implementing incentive award program 426 1996
 
CITICORP CREDIT SERVICES, INC. (USA) (5)
6,012,049 System for performing financial transactions using a smartcard 178 1998
6,442,532 Wireless transaction and information system 236 1998
2002/0062,284 METHOD AND SYSTEM OF CONTACTLESS INTERFACING FOR SMART CARD BANKING 130 1999
6,289,324 System for performing financial transactions using a smart card 154 2000
2004/0010,462 Method and system for a multi-purpose transactional platform 179 2003
 
THIRD ACT LLC (1)
6,044,360 Third party credit card 344 1997
 
LUCENT TECHNOLOGIES INC. (6)
* 5,544,246 Smartcard adapted for a plurality of service providers and for remote installation of same 397 1993
5,649,118 Smart card with multiple charge accounts and product item tables designating the account to debit 505 1994
5,608,778 Cellular telephone as an authenticated transaction controller 187 1994
5,577,120 Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like 129 1995
5,898,783 System and method for employing a telecommunications network to remotely disable a SIM or smartcard 144 1996
6,006,216 Data architecture for fetch-intensive database applications 131 1997
 
USA TECHNOLOGIES, INC. (2)
6,895,310 Vehicle related wireless scientific instrumentation telematics 84 2002
6,853,894 Global network based vehicle safety and security telematics 94 2002
 
PRICELINE.COM INCORPORATED (1)
6,041,308 System and method for motivating submission of conditional purchase offers 296 1998
 
MOTOROLA, INC. (2)
5,221,838 Electronic wallet 559 1992
2003/0112,972 Data carrier for the secure transmission of information and method thereof 81 2001
 
NET1 HOLDINGS S.A.R.L. (1)
RE36788 Funds transfer system 137 1997
 
MFH, LLC (1)
6,609,655 Smart card system for providing financial, travel, and entertainment-related services 105 2000
 
CLEARCOMMERCE CORPORATION (1)
5,966,697 System and method for secure transaction order management processing 184 1997
 
DH TECHNOLOGY, INC. (1)
5,331,138 Hybrid card reader 95 1992
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5,698,837 Method and system for identifying and communicating with a plurality of contactless IC cards 185 1995
 
HALIMI, EDWARD MAYER (1)
6,102,672 Motor-driven centrifugal air compressor with internal cooling airflow 97 1997
 
THE CLEARING HOUSE PAYMENTS COMPANY L.L.C. (1)
6,173,272 Electronic funds transfer method and system and bill presentment method and system 257 1998
 
ROTA FINANCIAL TRANSFER LLC (1)
6,021,943 Process for executing payment transactions 148 1997
 
ADVANCED SOFTWARE DESIGN CORPORATION (1)
* 2004/0089,711 Payment validation network 4 2003
 
ANDREWS, GEORGE F. (1)
5,099,226 Intelligent security system 148 1991
 
ENGINEERED MATERIALS SOLUTIONS, INC. (1)
5,226,989 Method for reducing thickness of a titanium foil or thin strip element 73 1991
 
Omron Tateisi Electronics Co. (1)
4,736,094 Financial transaction processing system using an integrated circuit card device 218 1985
 
XATRA FUND MX, LLC (1)
2003/0167,207 System and method for incenting payment using radio frequency identification in contact and contactless transactions 146 2003
 
IER (1)
* 2003/0054,836 Method and device for time control of movement or position of persons, animals or objects 53 2002
 
VANGUARD IDENTIFICATION SYSTEMS, INC. (2)
6,769,718 Printed sheet products 71 2000
6,994,262 Printed sheet products with integral, removable, radio frequency identification elements 75 2002
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (2)
5,949,044 Method and apparatus for funds and credit line transfers 359 1997
6,598,024 Method and system for processing supplementary product sales at a point-of-sale terminal 125 1999
 
ORBIS PATENTS LTD. (4)
6,029,890 User-Specified credit card system 225 1998
7,136,835 Credit card system and method 99 2000
* 2003/0018,567 Business-to-business commerce using financial transaction numbers 118 2002
* 2003/0028,481 Credit card system and method 264 2002
 
VIP DATA SECURITY MGMT. L.L.C. (1)
6,853,987 Centralized authorization and fraud-prevention system for network-based transactions 86 1999
 
AFFINION NET PATENTS, INC. (1)
6,009,412 Fully integrated on-line interactive frequency and award redemption program 275 1998
 
WALKER DIGITAL, LLC (5)
6,018,718 Method and system for processing customized reward offers 351 1997
6,163,771 Method and device for generating a single-use financial account number 262 1997
6,330,544 System and process for issuing and managing forced redemption vouchers having alias account numbers 168 1999
* 2003/0055,727 Method and apparatus for facilitating the provision of a benefit to a customer of a retailer 121 2002
2003/0177,347 Methods and apparatus for awarding prizes based on authentication of computer generated outcomes using coupons 134 2002
 
DOSA ADVANCES LLC (1)
6,213,390 Transaction method of electronic money system 81 1996
 
CHESS VENTURES LLC (2)
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 72 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 72 2001
 
Dell USA, L.P. (1)
5,606,594 Communication accessory and method of telecommunicating for a PDA 198 1994
 
ALCATEL-LUCENT USA INC. (1)
6,014,636 Point of sale method and system 311 1997
 
CITICORP (3)
5,485,510 Secure credit/debit card authorization 416 1994
5,914,472 Credit card spending authorization control system 484 1997
6,052,675 Method and apparatus for preauthorizing credit card type transactions 195 1998
 
MIYAKE, SHINTARO (HIS LEGAL HEIRS) (1)
6,029,892 Method for electronically transferring personal information on credit gaining card, and mini IC card, adapter card, terminal adapter, slip issuing device, portable terminal used therein 91 1998
 
WASHINGTON MUTUAL BANK, F.A. (1)
5,734,838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 427 1995
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6,260,026 Credit card information management system 127 1997
 
Zowi.com, Inc (1)
6,173,269 Method and apparatus for executing electronic commercial transactions with minors 251 1999
 
WM. WRIGLEY JR. COMPANY (1)
2002/0095,343 Apparatus and method for providing point of purchase products 74 2001
 
Charles E. Hill & Associates, Inc. (1)
5,970,471 Virtual catalog and product presentation method and apparatus 346 1996
 
TRASMO LIMITED (1)
6,364,208 Card changing system 84 1999
 
CLICK SALES INC. (1)
5,930,777 Method of charging for pay-per-access information over a network 214 1997
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (3)
D442627 Transparent card with an opacity gradient ornamental rectangle, machine readable stripe and IC chip 118 1999
D442629 Card with an ornamental rectangle 101 1999
D447515 Card with an ornamental rectangle 114 2000
 
VISA INTERNATIONAL SERVICE ASSOCIATION (17)
5,500,513 Automated purchasing control system 248 1994
5,761,306 Key replacement in a public key cryptosystem 236 1996
RE36365 Method and apparatus for distributing currency 279 1996
6,003,014 Method and apparatus for acquiring access using a smart card 155 1997
6,282,522 Internet payment system using smart card 435 1997
6,240,187 Key replacement in a public key cryptosystem 121 1998
6,179,205 System and method for locking and unlocking and application in a smart card 182 1998
6,105,008 Internet loading system using smart card 294 1998
6,560,581 System and method for secure electronic commerce transaction 306 1998
6,018,717 Method and apparatus for acquiring access using a fast smart card transaction 180 1998
6,549,912 Loyalty file structure for smart card 206 1998
6,367,011 Personalization of smart cards 141 1998
6,273,335 System and method for locking and unlocking an application in a smart card 99 2000
2003/0200,184 Mobile account authentication service 170 2003
2003/0195,843 Conducting commerce between individuals with integrated shipping 97 2003
2004/0015,451 Method for conducting financial transactions utilizing infrared data communications 71 2003
2004/0139,021 Method and system for facilitating data access and management on a secure token 133 2003
 
SAMSUNG ELECTRONICS CO., LTD. (1)
6,374,245 Server system communicating with personal digital assistant and communication method thereof 100 1998
 
SONY ELECTRONICS INC. (1)
* 2002/0026,419 Apparatus and method for populating a portable smart device 65 2000
 
M & R Industries, Inc. (1)
4,839,504 IC card system compatible with bank account system 170 1987
 
QVALENT PTY LIMITED (1)
5,970,475 Electronic procurement system and method for trading partners 611 1997
 
NXP B.V. (1)
6,411,611 Communication systems, communication methods and a method of communicating data within a DECT communication system 124 1998
 
AMTECH SYSTEMS, LLC (1)
RE37822 Automated vehicle parking system for a plurality of remote parking facilities 75 2000
 
NOT APPLICABLE (1)
6,014,748 System and apparatus for smart card personalization 88 1998
 
DONNELLY CORPORATION (1)
6,547,133 Vehicle mounted remote transaction interface system 135 2000
 
SCAN-EM CORP (1)
5,640,002 Portable RF ID tag and barcode reader 663 1995
 
SPARKCHARGE, INC., A CALIFORNIA CORPORATION (1)
* 2002/0046,341 System, and method for prepaid anonymous and pseudonymous credit card type transactions 107 2001
 
PENDRAGON WIRELESS LLC (1)
6,198,728 Medium access control (MAC) protocol for wireless ATM 163 1996
 
InterTrust Technologies Corp. (1)
5,949,876 Systems and methods for secure transaction management and electronic rights protection 586 1997
 
UNIVERSITY OF WASHINGTON (1)
5,920,628 Method and apparatus for fingerprinting and authenticating various magnetic media 162 1997
 
CARALINA MARKETING INTERNATIONAL, INC. (1)
6,014,634 System and method for providing shopping aids and incentives to customers through a computer network 642 1997
 
JOAO BOCK TRANSACTION SYSTEMS, LLC (2)
5,878,337 Transaction security apparatus and method 249 1997
5,903,830 Transaction security apparatus and method 309 1997
 
MAXIM INTEGRATED PRODUCTS, INC. (1)
6,105,013 Method, apparatus, system and firmware for secure transactions 104 1998
 
OneName Corporation (1)
6,088,717 Computer-based communication system and method using metadata defining a control-structure 512 1998
 
GEPA HOLDINGS LIMITED LIABILITY COMPANY (1)
6,219,439 Biometric authentication system 301 1999
 
LIFEPROXY LLC (1)
* 2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 19 2001
 
NOKIA CORPORATION (4)
5,887,266 Method for using applications in a mobile station, a mobile station and a system for effecting payments 149 1996
6,771,981 Electronic device cover with embedded radio frequency (RF) transponder and methods of using same 213 2000
2002/0194,303 Portable shopping assistant 78 2001
2004/0030,601 Electronic payment methods for a mobile device 186 2003
 
GEMALTO SA (2)
5,625,695 Process for generating DSA signatures with low-cost portable apparatuses 98 1994
6,226,382 Method for implementing a private-key communication protocol between two processing devices 70 1997
 
NANOPIERCE TECHNOLOGIES, INC. (1)
6,853,087 Component and antennae assembly in radio frequency identification devices 99 2001
 
NCR CORPORATION (5)
5,594,233 Multiple standard smart card reader 174 1995
5,770,843 Access card for multiple accounts 347 1996
6,011,487 System and method of locating wireless devices 83 1996
2002/0079,367 Method and apparatus for operating a self-service checkout terminal to access a customer account 85 2000
2002/0028,704 Information gathering and personalization techniques 90 2001
 
CUBIC CORPORATION (3)
6,259,769 Portable smart card communication device 107 1999
6,577,229 Multiple protocol smart card communication device 234 1999
6,480,101 Contactless proximity automated data collection system and method 114 2000
 
PRIVASYS, INC. (3)
* 7,195,154 Method for generating customer secure card numbers 147 2001
2003/0061,168 Method for generating customer secure card numbers 22 2001
2003/0061,168 Method for generating customer secure card numbers 22 2001
 
FIRENSITI II CONSULTING LLC (1)
5,915,023 Automatic portable account controller for remotely arranging for transfer of value to a recipient 169 1997
 
AMAZON.COM, INC. (2)
5,715,399 Secure method and system for communicating a list of credit card numbers over a non-secure network 582 1995
5,960,411 Method and system for placing a purchase order via a communications network 1381 1997
 
Biometric Security Card, Inc. (2)
2002/0138,438 Biometric identification system using biometric images and copy protect code stored on a magnetic stripe and associated methods 80 2002
2002/0196,963 Biometric identification system using a magnetic stripe and associated methods 98 2002
 
Fogdog Sports (1)
5,970,472 Performing electronic commerce on the internet providing links from product manufacturers to authorized dealers where the authorized dealer provides a custom order interface for the manufacturer's products 335 1997
 
JOVIAN HOLDINGS, LLC (1)
* 2002/0095,298 Blind Gift Method and System 67 1999
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
* 2001/0049,628 On-line system for aggregation of purchase bonuses 90 2001
 
T-MOBILE DEUTSCHLAND GMBH (1)
6,690,930 Process to control a subscriber identity module (SIM) in mobile phone system 90 2000
 
JESS-LINK PRODUCTS CO., LTD. (1)
6,457,996 Connector to PDA external keyboard 82 2001
 
BANK OF AMERICA CORPORATION (3)
5,826,243 Integrated system for controlling master account and nested subaccount(s) 323 1994
6,016,482 Enhanced collateralized funding processor 325 1996
6,108,641 Integrated nested account financial system with medical savings subaccount 264 1998
 
YT ACQUISITION CORPORATION (3)
6,269,348 Tokenless biometric electronic debit and credit transactions 240 1999
6,012,039 Tokenless biometric electronic rewards system 239 1999
6,662,166 Tokenless biometric electronic debit and credit transactions 175 2001
 
VENGTE SOFTWARE AG LIMITED LIABILITY COMPANY (1)
6,587,835 Shopping assistance with handheld computing device 869 2000
 
GE CAPITAL CORPORATION (1)
5,991,750 System and method for pre-authorization of individual account transactions 425 1997
 
JSM LLC A COMPANY ORGANIZED IN ILLINOIS (1)
5,614,703 Hotel check-in system with wireless communication 119 1995
 
SECURITY DYNAMICS TECHNOLOGIES, INC. (2)
5,023,908 Method and apparatus for personal identification 130 1989
5,657,388 Method and apparatus for utilizing a token for resource access 315 1994
 
ACTIVEPOINT LTD. (1)
6,070,154 Internet credit card security 107 1998
 
Worcop Investment Ltd. (1)
6,445,794 System and method for synchronizing one time pad encryption keys for secure communication and access control 70 1998
 
YOZAN INC. (1)
2002/0052,839 Charge collection method 72 2001
 
ACTIVCARD IRELAND LIMITED (1)
5,987,155 Biometric input device with peripheral port 214 1997
 
PALM, INC. (1)
5,276,311 Method and device for simplifying the use of a plurality of credit cards, or the like 556 1992
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
6,257,486 Smart card pin system, card, and reader 263 1998
 
SPENDINGMONEY, LLC (1)
5,864,830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 373 1997
 
LOGICLINK CORPORATION (1)
5,987,498 Credit card operated computer on-line service communication system 287 1996
 
E-PARCEL CORPORATION (1)
6,058,418 Marketing data delivery system 92 1997
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 187 2002
 
PRESTO TECHNOLOGIES, INC. (1)
6,400,272 Wireless transceiver for communicating with tags 263 2000
 
CARNEGIE MELLON UNIVERSITY (1)
6,076,078 Anonymous certified delivery 84 1997
 
NANJI, ANVAR (1)
5,797,133 Method for automatically determining the approval status of a potential borrower 330 1997
 
PHILIPS ELECTRONICS NORTH AMERICA CORPORATION (1)
6,023,510 Method of secure anonymous query by electronic messages transported via a public network and method of response 93 1997
 
A.P.M. Co., Ltd. (1)
5,903,875 Method of issuing a service ticket in transactions of commodities by making use of communication 45 1996
 
TECH LINK INTERNATIONAL ENTERTAINMENT LTD. (1)
5,851,149 Distributed gaming system 653 1995
 
THE WESTERN UNION COMPANY (3)
2003/0187,786 Merchant transponder systems using electronic check processing 81 2002
2003/0187,790 Electronic check processing systems 122 2002
2003/0187,796 Systems for processing transponder-based transactions 113 2002
 
KABUSHIKI KAISHA MEISHUN, A CORP. OF JAPAN (1)
4,868,849 Telephone card and telephone card-operated telephone 84 1988
 
AT&T INTELLECTUAL PROPERTY I, L.P. (1)
6,188,994 Internet billing method 173 1998
 
First Marketrust Intl. (1)
5,537,314 Referral recognition system for an incentive award program 743 1995
 
APPLE INC. (1)
* 2004/0044,627 Methods, systems and apparatuses for secure transactions 204 2002
 
ASSA ABLOY AB (1)
* 7,032,067 Security token sharable data and synchronization cache 3 2002
 
GOOGLE TECHNOLOGY HOLDINGS LLC (6)
5,777,903 Solar cell powered smart card with integrated display and interface keypad 271 1996
5,834,756 Magnetically communicative card 239 1996
5,943,624 Contactless smartcard for use in cellular telephone 161 1996
6,206,293 Magnetically communicative card 226 1997
6,378,073 Single account portable wireless financial messaging unit 82 1997
6,466,804 Method and apparatus for remote multiple access to subscriber identity module 115 2000
 
MONDEX INTERNATIONAL LIMITED (6)
6,237,848 Reading data from a smart card 102 1994
5,778,067 Value transfer system 292 1996
5,982,293 Transaction recovery in a value transfer system 67 1998
6,220,510 Multi-application IC card with delegation feature 154 1998
6,742,120 System and method for controlling access to computer code in an IC card 79 1998
6,439,455 Value transfer system 80 2000
 
KAPSCH TRAFFICCOM AB (1)
6,109,525 Method and device for registering vehicles in a road toll facility 141 1998
 
DISNEY ENTERPRISES, INC. (1)
5,963,915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 577 1996
 
GEMPLUS (1)
6,589,119 Data and value unit transfer system on slot machine network 85 1999
 
RAYTHEON COMPANY (1)
5,864,306 Detection regions for transponder tracking 65 1997
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (10)
6,092,198 System and method for enabling and controlling anonymous file transfer protocol communications 53 1997
* 6,112,987 Method of executing a transaction on a smartcard, a smartcard and a transaction processing system including a smartcard 51 1998
6,177,860 Method and economical direct connected apparatus for deploying and tracking computers 170 1998
* 6,651,168 Authentication framework for multiple authentication processes and mechanisms 128 1999
6,481,621 System method and article of manufacture for accessing and processing smart card information 101 1999
6,427,910 Method for managing and updating overloaded cards 55 1999
7,103,575 Enabling use of smart cards by consumer devices for internet commerce 124 2000
2002/0095,587 Smart card with integrated biometric sensor 168 2001
6,760,581 System and method for improved mobile phone functionality 87 2001
* 2005/0040,272 Cartridge with slanted memory chip and conforming wall 53 2003
 
Wynn; Sol H. (1)
5,859,419 Programmable multiple company credit card system 429 1995
 
Fairmount Chemical Company, Inc. (1)
4,672,021 Contrast enhancement layer composition with naphthoquinone diazide, indicator dye and polymeric binder 92 1985
 
TRACFONE WIRELESS, INC. (1)
6,650,887 Mobile phone system with host processor coordination and internal mobile phone accounting capabilities 174 2000
 
ACTIVIDENTIY, INC. (2)
* 6,880,037 Method of data caching on a smartcard 25 2002
* 2004/0034,734 Method of data caching on a smartcard 5 2002
 
TVWORKS, LLC (1)
6,141,752 Mechanism for facilitating secure storage and retrieval of information on a smart card by an internet service provider using various network computer client devices 102 1998
 
FUJITSU LIMITED (6)
5,884,280 System for and method of distributing proceeds from contents 89 1996
6,012,143 Method for managing security for card-type storage medium and a transaction apparatus therefor 62 1996
6,129,274 System and method for updating shopping transaction history using electronic personal digital shopping assistant 405 1998
6,513,015 System and method for customer recognition using wireless identification and visual data transmission 161 1998
6,179,206 Electronic shopping system having self-scanning price check and purchasing terminal 199 1998
6,608,995 Detection circuit for proximity IC card device 77 2000
 
FIRST AMERICAN CMSI (1)
5,878,403 Computer implemented automated credit application analysis and decision routing system 475 1995
 
AVERY DENNISON CORPORATION (1)
6,851,617 Laser imageable RFID label/tag 58 2002
 
INFINEON TECHNOLOGIES AG (1)
5,809,633 Method for producing a smart card module for contactless smart cards 145 1997
 
FIRST DATA CORPORATION (3)
6,141,651 Funding and settlement integrated suspense processing system 144 1998
* 2004/0083,184 Anonymous card transactions 81 2003
7,213,748 Anonymous mailing and shipping transactions 54 2004
 
ROUND ROCK RESEARCH, LLC (5)
5,365,551 Data communication transceiver using identification protocol 287 1992
5,572,226 Spherical antenna pattern(s) from antenna(s) arranged in a two-dimensional plane for use in RFID tags and labels 202 1995
6,061,344 Method of addressing messages and communications system 103 1998
6,112,152 RFID system in communication with vehicle on-board computer 213 1999
6,693,513 Wireless identification device, RFID device with push-on/push off switch, and method of manufacturing wireless identification device 113 2002
 
FELSHER, DAVID P., MR. (1)
* 7,181,017 System and method for secure three-party communications 376 2002
 
HARRIS CORPORATION (1)
6,483,477 RF receiving antenna system 51 2000
 
BLOCK FINANCIAL LLC (1)
6,014,645 Real-time financial card application system 438 1996
 
VOICE SECURITY SYSTEMS, INC. (2)
5,835,894 Speaker and command verification method 82 1997
6,519,565 Method of comparing utterances for security control 88 2000
 
BRIDGEPOINT SYSTEMS, INC. (1)
6,223,984 Distinct smart card reader having wiegand, magnetic strip and bar code types emulation output 171 1997
 
ISLIP TECHNOLOGIES LLC (1)
6,325,285 Smart card with integrated fingerprint reader 228 1999
 
INNOVATRON (1)
6,325,293 Method and system for using a microcircuit card in a plurality of applications 63 2000
 
PAYPAL, INC. (1)
5,826,241 Computerized system for making payments and authenticating transactions over the internet 814 1994
 
MORPHO (1)
6,494,380 IC card having fingerprint sensor designed to withstand bending 74 2001
 
JPMORGAN CHASE BANK, N.A. (2)
6,227,447 Cardless payment system 414 1999
2003/0187,787 System and process for performing purchase transactions using tokens 143 2003
 
OBERTHUR CARD SYSTEMS SA (1)
6,484,937 Method for storing data in a chip card rewritable memory 107 1999
 
MICROSOFT TECHNOLOGY LICENSING, LLC (18)
5,594,227 System and method for protecting unauthorized access to data contents 153 1995
5,852,812 Billing system for a network 557 1995
5,878,141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 480 1995
5,768,385 Untraceable electronic cash 157 1995
* 5,721,781 Authentication system and method for smart card transactions 612 1995
5,742,756 System and method of using smart cards to perform security-critical operations requiring user authorization 168 1996
5,878,138 System and method for detecting fraudulent expenditure of electronic assets 112 1996
6,038,551 System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer 454 1996
5,778,069 Non-biased pseudo random number generator 173 1996
5,918,216 Automatic recognition of periods for financial transactions 80 1996
5,897,622 Electronic shopping and merchandising system 639 1996
5,999,914 Electronic promotion system for an electronic merchant system 400 1996
6,070,150 Electronic bill presentment and payment system 438 1996
6,125,352 System and method for conducting commerce over a distributed network 323 1996
6,029,147 Method and system for providing an interface for supporting multiple formats for on-line banking services 131 1997
5,883,810 Electronic online commerce card with transactionproxy number for online transactions 676 1997
6,000,832 Electronic online commerce card with customer generated transaction proxy number for online transactions 582 1997
5,958,004 Disabling and enabling transaction committal in transactional application components 105 1997
 
ADVENTURE GALLERY SOFTWARE LIMITED LIABILITY COMPANY (1)
5,930,767 Transaction methods systems and devices 275 1997
 
KEYCORP SERVICES PTY LIMITED (1)
* 7,287,011 Application management for multi application devices 6 2000
 
Konica Corporation (1)
5,407,893 Material for making identification cards 109 1993
 
Jaesent Inc. (2)
5,913,203 System and method for pseudo cash transactions 239 1996
5,956,699 System for secured credit card transactions on the internet 323 1997
 
LOWENSOHN, BRENT (1)
7,069,444 Portable wireless access to computer-based systems 88 2002
 
ENSIGN HOLDINGS (1)
6,483,929 Method and apparatus for histological and physiological biometric operation and authentication 164 2000
 
TRANSMO LIMITED (1)
6,510,998 Card charging system 117 1999
 
GENERAL ELECTRIC COMPANY (1)
6,626,356 Multi-use credit card for financial transactions and vehicle configuration 75 2001
 
GLOBALPLATFORM, INC. (4)
6,005,942 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 308 1998
6,233,683 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 193 1998
6,402,028 Integrated production of smart cards 172 1999
* 6,481,632 Delegated management of smart card applications 145 1999
 
Obis Patents Ltd. (1)
6,636,833 Credit card system and method 238 1999
 
HARBINGER ENTERPRISES, L.L.C. (1)
6,064,981 Method for online display and negotiation of cargo rates 219 1999
 
PAYTRONIX SYSTEMS, INC. (1)
2003/0009,382 Customer identification, loyalty and merchant payment gateway 221 2002
 
DRESSER, INC. (1)
2003/0025,600 Wireless communication in a retail refueling environment 77 2001
 
STARGAZER SOFTWARE, LIMITED LIABILITY COMPANY (4)
6,115,458 Method and apparatus for summaries of prepaid instrument transaction activity 257 1995
5,991,748 Methods and apparatus for regenerating a prepaid transaction account 296 1996
6,038,292 Methods and apparatus for language registration of prepaid, remote entry customer account 153 1997
5,923,734 Methods and apparatus for providing a prepaid, remote memory transaction account with voice indicia 177 1997
 
SAT Corporation (1)
* 6,480,100 Radio frequency identification tag formatting method 141 2001
 
TGIP, INC. (1)
5,577,109 Pre-paid card system and method 484 1995
 
EASTMAN KODAK COMPANY (2)
2003/0069,828 System for and managing assets using priority tokens 109 2001
2003/0227,550 System and method for providing a customized imaging product or service 76 2002
 
Related Energy & Security (1)
4,475,308 Revolving door system 84 1982
 
FRANCE TELECOM (3)
6,014,646 Process for making a payment using an account manager 139 1996
5,991,413 Process for the acceptance of a virtual prepaid card use request permitting the reuse of its serial number 222 1997
2003/0163,699 Cryptography method and smart cards microcircuit 73 2003
 
VT TECH CORP. (1)
* 2003/0195,037 Video gaming machine for casino games 166 2002
 
C-SAM, INC. (1)
* 5,590,038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 726 1994
 
AT&T CORP. (4)
5,461,217 Secure money transfer techniques using smart cards 310 1994
5,845,267 System and method for billing for transactions conducted over the internet from within an intranet 325 1996
6,024,286 Smart card providing a plurality of independently accessible accounts 185 1997
5,970,473 Video communication device providing in-home catalog services 171 1997
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
Sprint Communications Company L.P. (3)
8,577,731 Method of transaction processing to support proxy financial card 2 2011
* 8,566,168 Electronic payment using a proxy account number stored in a secure element 2 2012
8,862,181 Electronic purchase transaction trust infrastructure 5 2012
 
Other [Check patent profile for assignment information] (1)
9,009,807 Smart device lockout 0 2013
 
NCR CORPORATION (1)
* 8,639,594 Cash management of self-service transactional devices 0 2010
 
JPMORGAN CHASE BANK, N.A. (1)
8,645,222 System and methods for mobile ordering and payment 1 2011
 
BLACKBERRY LIMITED (2)
* 8,918,855 Transaction provisioning for mobile wireless communications devices and related methods 0 2011
* 2013/0152,185 TRANSACTION PROVISIONING FOR MOBILE WIRELESS COMMUNICATIONS DEVICES AND RELATED METHODS 0 2011
 
GOOGLE INC. (3)
8,606,720 Secure storage of payment information on client devices 2 2012
* 2015/0019,417 UPDATING A DIGITAL WALLET FROM FINANCIAL ACCOUNT ISSUER 0 2013
* 8,930,274 Securing payment transactions with rotating application transaction counters 0 2013
 
NOKIA SOLUTIONS AND NETWORKS OY (1)
* 2010/0229,232 SUBSCRIPTION AND DEVICE OF CHARGE CONTROL 0 2008
 
CARDINALCOMMERCE CORPORATION (3)
8,645,266 Universal merchant platform for payment authentication 0 2010
8,650,118 Universal merchant platform for payment authentication 1 2012
8,762,210 Alternative payment implementation for electronic retailers 0 2013
 
TOSHIBA GLOBAL COMMERCE SOLUTIONS HOLDINGS CORPORATION (1)
* 2012/0290,366 OPTIMIZATION OF PURCHASE BENEFITS BY USE OF MULTIPLE FINANCIAL ACCOUNTS 0 2011
 
MASTERCARD INTERNATIONAL INCORPORATED (1)
* 2007/0262,138 Dynamic encryption of payment card numbers in electronic payment transactions 13 2006
 
FIRST DATA CORPORATION (1)
* 2010/0217,674 SYSTEMS, METHODS AND APPARATUS FOR SELECTING A PAYMENT ACCOUNT FOR A PAYMENT TRANSACTION 1 2009
* Cited By Examiner

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Feb 9, 2015
7.5 Year Payment $3600.00 $1800.00 $900.00 Feb 9, 2019
11.5 Year Payment $7400.00 $3700.00 $1850.00 Feb 9, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00