Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7996324
APP PUB NO 20050171898A1
SERIAL NO

10711720

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods are configured to manage data sets associated with a transaction device. For example, a method is provided for facilitating the management of distinct data sets on a transaction device that are provided by distinct data set owners, wherein the distinct data sets may include differing formats. The method includes the steps of: adding, by a read/write, a first data set to the financial transaction device, wherein the first data set is owned by a first owner; adding, by the read/write device, a second data set to the financial transaction device, wherein the second data set is owned by a second owner; and storing the first data set and the second data set on the financial transaction device in accordance with an owner defined format. The first and second data sets are associated with first and second owners, respectively, and are configured to be stored independent of each other The transaction device user may be permitted to select at least one of the multiple data sets for transaction completion using a secondary identifier indicia. Where the user selects multiple accounts for transaction completion, the user may be permitted to allocate portions of a transaction to the selected transaction accounts. The transaction request may be processed in accordance with the user's allocations.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
III HOLDINGS 1, LLCWILMINGTON, DE848

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bishop, Fred Glendale, US 111 2581
Saunders, Peter D Salt Lake City, US 139 5085

Cited Art Landscape

Patent Info (Count) # Cites Year
 
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CLEARCOMMERCE CORPORATION (1)
5966697 System and method for secure transaction order management processing 195 1997
 
DH TECHNOLOGY, INC. (1)
5331138 Hybrid card reader 102 1992
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5698837 Method and system for identifying and communicating with a plurality of contactless IC cards 196 1995
 
THE CLEARING HOUSE PAYMENTS COMPANY L.L.C. (1)
6173272 Electronic funds transfer method and system and bill presentment method and system 294 1998
 
ADVANCED SOFTWARE DESIGN CORPORATION (1)
* 2004/0089,711 Payment validation network 12 2003
 
ANDREWS, GEORGE F. (1)
5099226 Intelligent security system 155 1991
 
HEWLETT PACKARD ENTERPRISE DEVELOPMENT LP (9)
5963924 System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce 364 1996
5987140 System, method and article of manufacture for secure network electronic payment and credit collection 352 1996
6016484 System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment 366 1996
5983208 System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 298 1996
6002767 System, method and article of manufacture for a modular gateway server architecture 283 1996
6072870 System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 414 1996
5931917 System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser 368 1996
5978840 System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment transactions utilizing a multichannel, extensible, flexible architecture 361 1996
7096204 Electronic commerce system 81 2000
 
BENHOV GMBH, LLC (3)
5991748 Methods and apparatus for regenerating a prepaid transaction account 315 1996
6038292 Methods and apparatus for language registration of prepaid, remote entry customer account 157 1997
5923734 Methods and apparatus for providing a prepaid, remote memory transaction account with voice indicia 186 1997
 
ENGINEERED MATERIALS SOLUTIONS, INC. (1)
5226989 Method for reducing thickness of a titanium foil or thin strip element 78 1991
 
Omron Tateisi Electronics Co. (1)
4736094 Financial transaction processing system using an integrated circuit card device 226 1985
 
IER (1)
* 2003/0054,836 Method and device for time control of movement or position of persons, animals or objects 57 2002
 
VANGUARD IDENTIFICATION SYSTEMS, INC. (2)
6769718 Printed sheet products 75 2000
6994262 Printed sheet products with integral, removable, radio frequency identification elements 82 2002
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (4)
5949044 Method and apparatus for funds and credit line transfers 377 1997
6018718 Method and system for processing customized reward offers 389 1997
6163771 Method and device for generating a single-use financial account number 310 1997
6598024 Method and system for processing supplementary product sales at a point-of-sale terminal 134 1999
 
ORBIS PATENTS LTD. (4)
6029890 User-Specified credit card system 247 1998
7136835 Credit card system and method 127 2000
* 2003/0018,567 Business-to-business commerce using financial transaction numbers 124 2002
* 2003/0028,481 Credit card system and method 324 2002
 
AFFINION NET PATENTS, INC. (1)
6009412 Fully integrated on-line interactive frequency and award redemption program 301 1998
 
WALKER DIGITAL, LLC (3)
6330544 System and process for issuing and managing forced redemption vouchers having alias account numbers 185 1999
* 2003/0055,727 Method and apparatus for facilitating the provision of a benefit to a customer of a retailer 140 2002
2003/0177,347 Methods and apparatus for awarding prizes based on authentication of computer generated outcomes using coupons 161 2002
 
CHESS VENTURES LLC (2)
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6260026 Credit card information management system 135 1997
 
Dell USA, L.P. (1)
5606594 Communication accessory and method of telecommunicating for a PDA 216 1994
 
ALCATEL-LUCENT USA INC. (1)
6014636 Point of sale method and system 332 1997
 
CITICORP (3)
5485510 Secure credit/debit card authorization 454 1994
5914472 Credit card spending authorization control system 524 1997
6052675 Method and apparatus for preauthorizing credit card type transactions 207 1998
 
WASHINGTON MUTUAL BANK, F.A. (1)
5734838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 451 1995
 
Zowi.com, Inc (1)
6173269 Method and apparatus for executing electronic commercial transactions with minors 277 1999
 
WM. WRIGLEY JR. COMPANY (1)
2002/0095,343 Apparatus and method for providing point of purchase products 78 2001
 
Charles E. Hill & Associates, Inc. (1)
5970471 Virtual catalog and product presentation method and apparatus 360 1996
 
TRASMO LIMITED (1)
6364208 Card changing system 90 1999
 
CLICK SALES INC. (1)
5930777 Method of charging for pay-per-access information over a network 226 1997
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (3)
D442627 Transparent card with an opacity gradient ornamental rectangle, machine readable stripe and IC chip 127 1999
D442629 Card with an ornamental rectangle 105 1999
D447515 Card with an ornamental rectangle 118 2000
 
VISA INTERNATIONAL SERVICE ASSOCIATION (17)
5500513 Automated purchasing control system 282 1994
5761306 Key replacement in a public key cryptosystem 283 1996
RE36365 Method and apparatus for distributing currency 288 1996
6003014 Method and apparatus for acquiring access using a smart card 162 1997
6282522 Internet payment system using smart card 476 1997
6240187 Key replacement in a public key cryptosystem 152 1998
6179205 System and method for locking and unlocking and application in a smart card 195 1998
6105008 Internet loading system using smart card 315 1998
6560581 System and method for secure electronic commerce transaction 328 1998
6018717 Method and apparatus for acquiring access using a fast smart card transaction 190 1998
6549912 Loyalty file structure for smart card 232 1998
6367011 Personalization of smart cards 157 1998
6273335 System and method for locking and unlocking an application in a smart card 105 2000
2003/0200,184 Mobile account authentication service 199 2003
2003/0195,843 Conducting commerce between individuals with integrated shipping 106 2003
2004/0015,451 Method for conducting financial transactions utilizing infrared data communications 75 2003
2004/0139,021 Method and system for facilitating data access and management on a secure token 147 2003
 
SAMSUNG ELECTRONICS CO., LTD. (1)
6374245 Server system communicating with personal digital assistant and communication method thereof 106 1998
 
SONY ELECTRONICS INC. (1)
* 2002/0026,419 Apparatus and method for populating a portable smart device 70 2000
 
M & R Industries, Inc. (1)
4839504 IC card system compatible with bank account system 175 1987
 
QVALENT PTY LIMITED (1)
5970475 Electronic procurement system and method for trading partners 661 1997
 
NXP B.V. (1)
6411611 Communication systems, communication methods and a method of communicating data within a DECT communication system 131 1998
 
AMTECH SYSTEMS, LLC (1)
RE37822 Automated vehicle parking system for a plurality of remote parking facilities 80 2000
 
CALLAHAN CELLULAR L.L.C. (1)
7100821 Charge card and debit transactions using a variable charge number 298 2004
 
NOT APPLICABLE (1)
6014748 System and apparatus for smart card personalization 90 1998
 
Felsher, David (1)
* 7181017 System and method for secure three-party communications 503 2002
 
DONNELLY CORPORATION (1)
6547133 Vehicle mounted remote transaction interface system 194 2000
 
SCAN-EM CORP (1)
5640002 Portable RF ID tag and barcode reader 784 1995
 
SPARKCHARGE, INC., A CALIFORNIA CORPORATION (1)
* 2002/0046,341 System, and method for prepaid anonymous and pseudonymous credit card type transactions 114 2001
 
PENDRAGON WIRELESS LLC (1)
6198728 Medium access control (MAC) protocol for wireless ATM 192 1996
 
CHARTOLEAUX KG LIMITED LIABILITY COMPANY (2)
6671358 Method and system for rewarding use of a universal identifier, and/or conducting a financial transaction 161 2002
2003/0167,207 System and method for incenting payment using radio frequency identification in contact and contactless transactions 171 2003
 
INTERTRUST TECHNOLOGIES CORPORATION (1)
5949876 Systems and methods for secure transaction management and electronic rights protection 633 1997
 
UNIVERSITY OF WASHINGTON (1)
5920628 Method and apparatus for fingerprinting and authenticating various magnetic media 179 1997
 
CARALINA MARKETING INTERNATIONAL, INC. (1)
6014634 System and method for providing shopping aids and incentives to customers through a computer network 666 1997
 
JOAO BOCK TRANSACTION SYSTEMS, LLC (2)
5878337 Transaction security apparatus and method 309 1997
5903830 Transaction security apparatus and method 361 1997
 
MAXIM INTEGRATED PRODUCTS, INC. (1)
6105013 Method, apparatus, system and firmware for secure transactions 133 1998
 
OneName Corporation (1)
6088717 Computer-based communication system and method using metadata defining a control-structure 565 1998
 
MIYAKE, SHINTARO (HIS LEGAL HEIRS) (1)
6029892 Method for electronically transferring personal information on credit gaining card, and mini IC card, adapter card, terminal adapter, slip issuing device, portable terminal used therein 105 1998
 
NOKIA CORPORATION (1)
2002/0194,303 Portable shopping assistant 89 2001
 
LIFEPROXY LLC (1)
* 2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 47 2001
 
GEMALTO SA (2)
5625695 Process for generating DSA signatures with low-cost portable apparatuses 103 1994
6226382 Method for implementing a private-key communication protocol between two processing devices 74 1997
 
NANOPIERCE TECHNOLOGIES, INC. (1)
6853087 Component and antennae assembly in radio frequency identification devices 127 2001
 
NCR CORPORATION (5)
5594233 Multiple standard smart card reader 181 1995
5770843 Access card for multiple accounts 361 1996
6011487 System and method of locating wireless devices 88 1996
2002/0079,367 Method and apparatus for operating a self-service checkout terminal to access a customer account 91 2000
2002/0028,704 Information gathering and personalization techniques 98 2001
 
CUBIC CORPORATION (3)
6259769 Portable smart card communication device 111 1999
6577229 Multiple protocol smart card communication device 262 1999
6480101 Contactless proximity automated data collection system and method 125 2000
 
PRIVASYS, INC. (3)
* 7195154 Method for generating customer secure card numbers 182 2001
2003/0061,168 Method for generating customer secure card numbers 36 2001
2003/0061,168 Method for generating customer secure card numbers 36 2001
 
NOKIA TECHNOLOGIES OY (3)
5887266 Method for using applications in a mobile station, a mobile station and a system for effecting payments 160 1996
6771981 Electronic device cover with embedded radio frequency (RF) transponder and methods of using same 264 2000
2004/0030,601 Electronic payment methods for a mobile device 232 2003
 
AMAZON.COM, INC. (2)
5715399 Secure method and system for communicating a list of credit card numbers over a non-secure network 633 1995
5960411 Method and system for placing a purchase order via a communications network 1598 1997
 
Biometric Security Card, Inc. (2)
2002/0138,438 Biometric identification system using biometric images and copy protect code stored on a magnetic stripe and associated methods 90 2002
2002/0196,963 Biometric identification system using a magnetic stripe and associated methods 105 2002
 
Fogdog Sports (1)
5970472 Performing electronic commerce on the internet providing links from product manufacturers to authorized dealers where the authorized dealer provides a custom order interface for the manufacturer's products 358 1997
 
OL SECURITY LIMITED LIABILITY COMPANY (1)
6088683 Secure purchase transaction method using telephone number 340 1996
 
JOVIAN HOLDINGS, LLC (1)
* 2002/0095,298 Blind Gift Method and System 77 1999
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
* 2001/0049,628 On-line system for aggregation of purchase bonuses 109 2001
 
T-MOBILE DEUTSCHLAND GMBH (1)
6690930 Process to control a subscriber identity module (SIM) in mobile phone system 94 2000
 
JESS-LINK PRODUCTS CO., LTD. (1)
6457996 Connector to PDA external keyboard 90 2001
 
BANK OF AMERICA CORPORATION (3)
5826243 Integrated system for controlling master account and nested subaccount(s) 336 1994
6016482 Enhanced collateralized funding processor 341 1996
6108641 Integrated nested account financial system with medical savings subaccount 283 1998
 
YT ACQUISITION CORPORATION (3)
6269348 Tokenless biometric electronic debit and credit transactions 258 1999
6012039 Tokenless biometric electronic rewards system 255 1999
6662166 Tokenless biometric electronic debit and credit transactions 210 2001
 
XYLON LLC (1)
6213390 Transaction method of electronic money system 87 1996
 
GE CAPITAL CORPORATION (1)
5991750 System and method for pre-authorization of individual account transactions 447 1997
 
JSM LLC A COMPANY ORGANIZED IN ILLINOIS (1)
5614703 Hotel check-in system with wireless communication 134 1995
 
SECURITY DYNAMICS TECHNOLOGIES, INC. (2)
5023908 Method and apparatus for personal identification 140 1989
5657388 Method and apparatus for utilizing a token for resource access 369 1994
 
ACTIVEPOINT LTD. (1)
6070154 Internet credit card security 115 1998
 
Worcop Investment Ltd. (1)
6445794 System and method for synchronizing one time pad encryption keys for secure communication and access control 79 1998
 
YOZAN INC. (1)
2002/0052,839 Charge collection method 76 2001
 
ACTIVCARD IRELAND LIMITED (1)
5987155 Biometric input device with peripheral port 225 1997
 
PALM, INC. (1)
5276311 Method and device for simplifying the use of a plurality of credit cards, or the like 647 1992
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
6257486 Smart card pin system, card, and reader 294 1998
 
SPENDINGMONEY, LLC (1)
5864830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 395 1997
 
LOGICLINK CORPORATION (1)
5987498 Credit card operated computer on-line service communication system 308 1996
 
E-PARCEL CORPORATION (1)
6058418 Marketing data delivery system 98 1997
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 220 2002
 
SOVERAIN SOFTWARE LLC (1)
5909492 Network sales system 430 1997
 
Presto Technologies, Inc. (1)
6400272 Wireless transceiver for communicating with tags 286 2000
 
CARNEGIE MELLON UNIVERSITY (1)
6076078 Anonymous certified delivery 90 1997
 
NANJI, ANVAR (1)
5797133 Method for automatically determining the approval status of a potential borrower 373 1997
 
PHILIPS ELECTRONICS NORTH AMERICA CORPORATION (1)
6023510 Method of secure anonymous query by electronic messages transported via a public network and method of response 111 1997
 
A.P.M. Co., Ltd. (1)
5903875 Method of issuing a service ticket in transactions of commodities by making use of communication 47 1996
 
Tech Link International Entertainment Ltd. (1)
5851149 Distributed gaming system 836 1995
 
THE WESTERN UNION COMPANY (3)
2003/0187,786 Merchant transponder systems using electronic check processing 87 2002
2003/0187,790 Electronic check processing systems 131 2002
2003/0187,796 Systems for processing transponder-based transactions 122 2002
 
KABUSHIKI KAISHA MEISHUN, A CORP. OF JAPAN (1)
4868849 Telephone card and telephone card-operated telephone 87 1988
 
AT&T INTELLECTUAL PROPERTY I, L.P. (1)
6188994 Internet billing method 183 1998
 
First Marketrust Intl. (1)
5537314 Referral recognition system for an incentive award program 779 1995
 
APPLE INC. (1)
* 2004/0044,627 Methods, systems and apparatuses for secure transactions 250 2002
 
ASSA ABLOY AB (1)
* 7032067 Security token sharable data and synchronization cache 6 2002
 
MONDEX INTERNATIONAL LIMITED (6)
6237848 Reading data from a smart card 110 1994
5778067 Value transfer system 315 1996
5982293 Transaction recovery in a value transfer system 73 1998
6220510 Multi-application IC card with delegation feature 165 1998
6742120 System and method for controlling access to computer code in an IC card 85 1998
6439455 Value transfer system 86 2000
 
KAPSCH TRAFFICCOM AB (1)
6109525 Method and device for registering vehicles in a road toll facility 151 1998
 
DISNEY ENTERPRISES, INC. (1)
5963915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 634 1996
 
GEMPLUS (1)
6589119 Data and value unit transfer system on slot machine network 89 1999
 
RAYTHEON COMPANY (1)
5864306 Detection regions for transponder tracking 75 1997
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (10)
6092198 System and method for enabling and controlling anonymous file transfer protocol communications 55 1997
* 6112987 Method of executing a transaction on a smartcard, a smartcard and a transaction processing system including a smartcard 55 1998
6177860 Method and economical direct connected apparatus for deploying and tracking computers 225 1998
* 6651168 Authentication framework for multiple authentication processes and mechanisms 158 1999
6481621 System method and article of manufacture for accessing and processing smart card information 108 1999
6427910 Method for managing and updating overloaded cards 59 1999
7103575 Enabling use of smart cards by consumer devices for internet commerce 140 2000
2002/0095,587 Smart card with integrated biometric sensor 191 2001
6760581 System and method for improved mobile phone functionality 97 2001
* 2005/0040,272 Cartridge with slanted memory chip and conforming wall 56 2003
 
WYNN, SOL H. (1)
5859419 Programmable multiple company credit card system 468 1995
 
Fairmount Chemical Company, Inc. (1)
4672021 Contrast enhancement layer composition with naphthoquinone diazide, indicator dye and polymeric binder 100 1985
 
TRACFONE WIRELESS, INC. (1)
6650887 Mobile phone system with host processor coordination and internal mobile phone accounting capabilities 234 2000
 
ACTIVIDENTIY, INC. (2)
* 6880037 Method of data caching on a smartcard 28 2002
* 2004/0034,734 Method of data caching on a smartcard 6 2002
 
TVWORKS, LLC (1)
6141752 Mechanism for facilitating secure storage and retrieval of information on a smart card by an internet service provider using various network computer client devices 110 1998
 
FUJITSU LIMITED (6)
5884280 System for and method of distributing proceeds from contents 98 1996
6012143 Method for managing security for card-type storage medium and a transaction apparatus therefor 65 1996
6129274 System and method for updating shopping transaction history using electronic personal digital shopping assistant 433 1998
6513015 System and method for customer recognition using wireless identification and visual data transmission 188 1998
6179206 Electronic shopping system having self-scanning price check and purchasing terminal 235 1998
6608995 Detection circuit for proximity IC card device 84 2000
 
FIRST AMERICAN CMSI (1)
5878403 Computer implemented automated credit application analysis and decision routing system 530 1995
 
AVERY DENNISON CORPORATION (1)
6851617 Laser imageable RFID label/tag 65 2002
 
INFINEON TECHNOLOGIES AG (1)
5809633 Method for producing a smart card module for contactless smart cards 150 1997
 
FIRST DATA CORPORATION (3)
6141651 Funding and settlement integrated suspense processing system 152 1998
* 2004/0083,184 Anonymous card transactions 102 2003
7213748 Anonymous mailing and shipping transactions 60 2004
 
ROUND ROCK RESEARCH, LLC (5)
5365551 Data communication transceiver using identification protocol 302 1992
5572226 Spherical antenna pattern(s) from antenna(s) arranged in a two-dimensional plane for use in RFID tags and labels 218 1995
6061344 Method of addressing messages and communications system 107 1998
6112152 RFID system in communication with vehicle on-board computer 243 1999
6693513 Wireless identification device, RFID device with push-on/push off switch, and method of manufacturing wireless identification device 135 2002
 
HARRIS CORPORATION (1)
6483477 RF receiving antenna system 55 2000
 
BLOCK FINANCIAL LLC (1)
6014645 Real-time financial card application system 489 1996
 
Inventec Electronics (Shanghai) Co., Ltd. (1)
6628961 Device and a method for connecting a mobile phone handset to an external keyboard 89 2000
 
VOICE SECURITY SYSTEMS, INC. (2)
5835894 Speaker and command verification method 88 1997
6519565 Method of comparing utterances for security control 121 2000
 
BRIDGEPOINT SYSTEMS, INC. (1)
6223984 Distinct smart card reader having wiegand, magnetic strip and bar code types emulation output 197 1997
 
ISLIP TECHNOLOGIES LLC (1)
6325285 Smart card with integrated fingerprint reader 260 1999
 
INNOVATRON (1)
6325293 Method and system for using a microcircuit card in a plurality of applications 68 2000
 
PAYPAL, INC. (2)
5826241 Computerized system for making payments and authenticating transactions over the internet 884 1994
6267292 Method and apparatus for funds and credit line transfers 343 1999
 
MORPHO (1)
6494380 IC card having fingerprint sensor designed to withstand bending 80 2001
 
JPMORGAN CHASE BANK, N.A. (2)
6227447 Cardless payment system 449 1999
2003/0187,787 System and process for performing purchase transactions using tokens 154 2003
 
OBERTHUR CARD SYSTEMS SA (1)
6484937 Method for storing data in a chip card rewritable memory 114 1999
 
MICROSOFT TECHNOLOGY LICENSING, LLC (18)
5594227 System and method for protecting unauthorized access to data contents 164 1995
5852812 Billing system for a network 590 1995
5878141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 525 1995
5768385 Untraceable electronic cash 161 1995
* 5721781 Authentication system and method for smart card transactions 675 1995
5742756 System and method of using smart cards to perform security-critical operations requiring user authorization 179 1996
5878138 System and method for detecting fraudulent expenditure of electronic assets 114 1996
6038551 System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer 500 1996
5778069 Non-biased pseudo random number generator 194 1996
5918216 Automatic recognition of periods for financial transactions 85 1996
5897622 Electronic shopping and merchandising system 681 1996
5999914 Electronic promotion system for an electronic merchant system 426 1996
6070150 Electronic bill presentment and payment system 459 1996
6125352 System and method for conducting commerce over a distributed network 349 1996
6029147 Method and system for providing an interface for supporting multiple formats for on-line banking services 133 1997
5883810 Electronic online commerce card with transactionproxy number for online transactions 732 1997
6000832 Electronic online commerce card with customer generated transaction proxy number for online transactions 639 1997
5958004 Disabling and enabling transaction committal in transactional application components 108 1997
 
ADVENTURE GALLERY SOFTWARE LIMITED LIABILITY COMPANY (1)
5930767 Transaction methods systems and devices 292 1997
 
KEYCORP SERVICES PTY LIMITED (1)
* 7287011 Application management for multi application devices 7 2000
 
Konica Corporation (1)
5407893 Material for making identification cards 120 1993
 
Jaesent Inc. (2)
5913203 System and method for pseudo cash transactions 278 1996
5956699 System for secured credit card transactions on the internet 405 1997
 
LOWENSOHN, BRENT (1)
7069444 Portable wireless access to computer-based systems 100 2002
 
ENSIGN HOLDINGS (1)
6483929 Method and apparatus for histological and physiological biometric operation and authentication 186 2000
 
TRANSMO LIMITED (1)
6510998 Card charging system 123 1999
 
GENERAL ELECTRIC COMPANY (1)
6626356 Multi-use credit card for financial transactions and vehicle configuration 82 2001
 
GLOBALPLATFORM, INC. (4)
6005942 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 361 1998
6233683 System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card 214 1998
6402028 Integrated production of smart cards 181 1999
* 6481632 Delegated management of smart card applications 157 1999
 
Obis Patents Ltd. (1)
6636833 Credit card system and method 285 1999
 
HARBINGER ENTERPRISES, L.L.C. (1)
6064981 Method for online display and negotiation of cargo rates 226 1999
 
PAYTRONIX SYSTEMS, INC. (1)
2003/0009,382 Customer identification, loyalty and merchant payment gateway 253 2002
 
DRESSER, INC. (1)
2003/0025,600 Wireless communication in a retail refueling environment 85 2001
 
STARGAZER SOFTWARE, LIMITED LIABILITY COMPANY (1)
6115458 Method and apparatus for summaries of prepaid instrument transaction activity 268 1995
 
SAT Corporation (1)
* 6480100 Radio frequency identification tag formatting method 149 2001
 
TGIP, INC. (1)
5577109 Pre-paid card system and method 506 1995
 
EASTMAN KODAK COMPANY (2)
2003/0069,828 System for and managing assets using priority tokens 135 2001
2003/0227,550 System and method for providing a customized imaging product or service 81 2002
 
Related Energy & Security (1)
4475308 Revolving door system 88 1982
 
FRANCE TELECOM (3)
6014646 Process for making a payment using an account manager 143 1996
5991413 Process for the acceptance of a virtual prepaid card use request permitting the reuse of its serial number 241 1997
2003/0163,699 Cryptography method and smart cards microcircuit 77 2003
 
F. POSZAT HU, L.L.C. (2)
6219439 Biometric authentication system 343 1999
6587835 Shopping assistance with handheld computing device 1113 2000
 
VT TECH CORP. (1)
* 2003/0195,037 Video gaming machine for casino games 202 2002
 
C-SAM, INC. (1)
* 5590038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 854 1994
 
AT&T CORP. (4)
5461217 Secure money transfer techniques using smart cards 326 1994
5845267 System and method for billing for transactions conducted over the internet from within an intranet 356 1996
6024286 Smart card providing a plurality of independently accessible accounts 201 1997
5970473 Video communication device providing in-home catalog services 209 1997
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (4)
9009807 Smart device lockout 3 2013
9319404 Security for the internet of things 1 2015
9344437 Internet of things security 1 2015
9432378 Internet of things security 0 2016
 
Sprint Communications Company L.P. (4)
8577731 Method of transaction processing to support proxy financial card 6 2011
* 8566168 Electronic payment using a proxy account number stored in a secure element 16 2012
9420403 Remote deactivation of near field communication functionality 0 2012
8862181 Electronic purchase transaction trust infrastructure 38 2012
 
NCR CORPORATION (2)
* 8639594 Cash management of self-service transactional devices 0 2010
* 2012/0109,791 CASH MANAGEMENT OF SELF-SERVICE TRANSACTIONAL DEVICES 0 2010
 
NUANCE COMMUNICATIONS, INC. (1)
* 2014/0279,514 PRO-ACTIVE IDENTITY VERIFICATION FOR AUTHENTICATION OF TRANSACTION INITIATED VIA NON-VOICE CHANNEL 1 2013
 
INTUIT INC. (1)
* 2008/0077,514 Method and apparatus for performing a financial transaction 2 2006
 
BLACKBERRY LIMITED (2)
* 8918855 Transaction provisioning for mobile wireless communications devices and related methods 0 2011
* 2013/0152,185 TRANSACTION PROVISIONING FOR MOBILE WIRELESS COMMUNICATIONS DEVICES AND RELATED METHODS 18 2011
 
EAGLE HARBOR HOLDINGS, LLC (1)
8762210 Alternative payment implementation for electronic retailers 0 2013
 
TOSHIBA GLOBAL COMMERCE SOLUTIONS HOLDINGS CORPORATION (1)
* 2012/0290,366 OPTIMIZATION OF PURCHASE BENEFITS BY USE OF MULTIPLE FINANCIAL ACCOUNTS 0 2011
 
MASTERCARD INTERNATIONAL INCORPORATED (1)
* 2007/0262,138 Dynamic encryption of payment card numbers in electronic payment transactions 14 2006
 
FIRST DATA CORPORATION (2)
* 9569768 Systems, methods and apparatus for selecting a payment account for a payment transaction 0 2009
* 2010/0217,674 SYSTEMS, METHODS AND APPARATUS FOR SELECTING A PAYMENT ACCOUNT FOR A PAYMENT TRANSACTION 4 2009
 
YALE SECURITY INC. (1)
9467859 Virtual key ring 0 2013
 
PAYPAL, INC. (1)
* 2015/0006,376 CONDUCTIVE PAYMENT DEVICE 0 2013
 
SECUREKEY TECHNOLOGIES INC. (1)
* 2014/0207,682 SYSTEMS AND METHODS FOR CONTACTLESS TRANSACTION PROCESSING 3 2014
 
JPMORGAN CHASE BANK, N.A. (2)
9230259 Systems and methods for mobile ordering and payment 0 2010
8645222 System and methods for mobile ordering and payment 7 2011
 
GOOGLE INC. (4)
9355391 Digital wallet 0 2012
8606720 Secure storage of payment information on client devices 18 2012
* 2015/0019,417 UPDATING A DIGITAL WALLET FROM FINANCIAL ACCOUNT ISSUER 0 2013
* 8930274 Securing payment transactions with rotating application transaction counters 0 2013
 
NOKIA SOLUTIONS AND NETWORKS OY (1)
* 2010/0229,232 SUBSCRIPTION AND DEVICE OF CHARGE CONTROL 1 2008
 
CARDINALCOMMERCE CORPORATION (3)
8645266 Universal merchant platform for payment authentication 0 2010
* 2011/0167,002 UNIVERSAL MERCHANT PLATFORM FOR PAYMENT AUTHENTICATION 3 2010
8650118 Universal merchant platform for payment authentication 1 2012
* Cited By Examiner

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