Algorithm for explaining credit scores
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United States of America Patent
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Aug 16, 2011
Grant Date -
Dec 13, 2007
app pub date -
Jul 27, 2007
filing date -
Aug 1, 2000
priority date (Note) -
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status (Latency Note)
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Abstract
An exemplary Web-based score explanation service typically requires only the credit bureau identifier, credit score, and up to four reason codes as input. The invention herein discloses an algorithm that is used to provide an explanation of the primary factors influencing the score, where a rich data feed is provided to the facility implementing the algorithm
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