Profile and identity authentication service
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United States of America Patent
Stats
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Sep 13, 2011
Grant Date -
Mar 25, 2004
app pub date -
Sep 10, 2003
filing date -
Sep 10, 2002
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Authenticating the identity and validating the profile of an individual who presents himself to another party as having a certain identity and corresponding profile data occurs during an Internet transaction. A trusted party gives a definitive answer regarding the authentication of identity and validity of profile data. The trusted party can be a financial institution that has an established relationship with the individual. For example, the financial institution can be a bank that issues a debit or credit card to the individual. The trusted party can also provide the profile data of the individual to the other party, rather than have the individual provide such data. The trusted party can also update the individual's profile data held by the other party when such data is no longer current.
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