Methods and systems for processing and communicating financial transaction data
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United States of America Patent
Stats
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Sep 20, 2011
Grant Date -
Sep 30, 2010
app pub date -
May 5, 2010
filing date -
Dec 28, 2001
priority date (Note) -
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status (Latency Note)
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Abstract
Methods and systems are provided for processing the financial information of a client of a financial institution. One method embodiment includes receiving data from an overdraft data source including at least one overdraft occurrence associated with a transaction performed in association with the client; analyzing the overdraft occurrence in an overdraft application to determine a cause and disposition of the overdraft occurrence in connection with the cause of the overdraft occurrence; and, communicating an overdraft report associated with the analyzing step to a manager associated with the client. Additional system and computer-readable medium embodiments of the present methods are also provided. In another aspect of the present methods and systems, historical overdraft issues are analyzed and reported to the management of a financial institution. System and computer-readable medium embodiments of these analysis and reporting methods are also provided.
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