Online credit card prescreen systems and methods

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8027888
APP PUB NO 20080059317A1
SERIAL NO

11537330

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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In one embodiment, prescreened credit card offers, which are associated with credit cards that a particular borrower would be accepted upon application with the respective issuer, are provided to a borrower via a prescreen provider website and/or a referrer website. In one embodiment, a referrer provides borrower information to a prescreen provider. The prescreen provider initiates and/or performs a prescreening process, which includes accessing credit related information regarding the borrower. The prescreen provider matches the borrower with one or more credit cards that the borrower would like be accepted for, and provides a prescreened offer document to the referrer, or an Internet address of the prescreened offer document. The referrer may then provide the borrower with the prescreened credit card offers by presenting the prescreened offer document to the borrower. The prescreened credit card offers may additionally be filtered according to issuer criteria, referrer criteria, and/or borrower preferences.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
CPL ASSETS LLC12181 BLUFF CREEK DRIVE SUITE 250 PLAYA VISTA CA 90094

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Chandran, Rohan K K Sunnyvale, US 4 29
Mendelovich, Shawn San Francisco, US 1 191
Rodenbusch, Richard Allen, US 18 908

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