US Patent No: 8,027,914 - Analytics, PDF, Full Text and PAIR Access

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System and method for providing instant-decision, financial network-based payment cards

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Abstract

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A system and method for issuance of a financial network-based payment card (generally known as a “credit card”) almost instantaneously after application, wherein an applicant applies for a credit card by entering data into a data entry system, advantageously by filling in a plurality of predefined forms in a computer-based data entry system. The applicant's data is sent via a data network to a central decision center, which approves or disapproves the application. If the application is approved, data is generated and delivered to a card production system, which embosses and magnetically encodes a card blank. The card is then delivered to the applicant.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
JPMORGAN CHASE BANK, N.A.NEW YORK, NY1951

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Levinson, Ronald Tampa, US 3 15
Sabharwal, Mohit New York, US 5 132
White, Brigette A Cortlandt Manor, US 5 26

Cited Art Landscape

Patent Info (Count) # Cites Year
 
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* Cited By Examiner

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