Method and apparatus for explaining credit scores
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United States of America Patent
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Dec 13, 2011
Grant Date -
Mar 6, 2003
app pub date -
Jun 25, 2002
filing date -
Feb 22, 2001
priority date (Note) -
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Abstract
The invention comprises a method and apparatus for explaining credit scores, for example in connection with a credit score explanation service, in which consumers can identify the sources of information used to establish their credit score, supply their credit report and credit score information in connection with their application for credit-related products and services, such as loans, and determine the effect on their credit score and cost for credit-related products and services based upon various hypothetical changes in their credit behavior.
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