Principal first loan product
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United States of America Patent
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Dec 13, 2011
Grant Date -
N/A
app pub date -
Feb 15, 2008
filing date -
Feb 15, 2008
priority date (Note) -
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status (Latency Note)
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Abstract
A principal first loan product that includes qualifying a borrower for a principal first loan, processing the principal first loan, and applying an entire amount of each payment from the borrower for the principal first loan to a principal of the principal first loan during a defined time period. The principal first loan may be a mortgage. The principal first loan may be re-amortized at a remaining loan principal balance and a remaining loan term after the defined time period. Each payment from the borrower received after the defined time period may be applied to the principal first loan in accordance with the re-amortization.
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