Apparatus and method for verifying transactions using voice print
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United States of America Patent
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Jan 10, 2012
Issued Date -
N/A
app pub date -
Mar 23, 2010
filing date -
Nov 9, 1999
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A system, apparatus, and method for verifying that a consumer seeking to conduct a transaction with a merchant is authorized to use an associated account. An exemplary embodiment of the apparatus may include a voice response unit, a storage medium, and a voice print comparator The voice response unit may be configured to obtain a test voice print during a transaction between the consumer and the merchant. The storage medium may be configured to store an account number associated with the consumer, and a control voice print associated with the account number. Also, the voice print comparator may be configured to receive the control voice print associated with the account number, compare the test voice print to the control voice print, and to return a match level signal indicating a degree of match therebetween. From the match, the merchant may decide whether the consumer is authorized to use the account.
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