Dynamic enrollment control system, method and computer program product

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8095462
APP PUB NO 20040243512A1
SERIAL NO

10448530

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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An enrollment control system for activating and deactivating enrollment of beneficiaries of a first entity in a service program, such as a bill pay service program, of a second entity. The system requests information from the second entity identifying beneficiaries enrolled in the program and the timing of services provided to the beneficiaries. A request is sent to the second entity to deactivate enrollment of beneficiaries who have not received services within a dormancy threshold time. Advantageously, no enrollment charges are incurred by the first entity for dormant beneficiaries not recently availing themselves of the second entity's services. Optionally, the system can monitor unfulfilled service requests and remove the corresponding beneficiaries from the deactivation request to avoid deactivating enrollment of a customer needing services. Further, the system detects new requests made by beneficiaries for services from the first entity and requests reactivation of the beneficiaries' accounts by the second entity.

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Patent Owner(s)

Patent OwnerAddress
REGIONS BANK1900 FIFTH AVENUE NORTH BIRMINGHAM AL 35203

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Wallach, Benjamin T Montgomery, US 5 205

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