System and method for revolving credit product offer customization
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Feb 28, 2012
Grant Date -
May 12, 2005
app pub date -
Oct 5, 2001
filing date -
Oct 6, 2000
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A system and method are disclosed for making an offer for at least one revolving credit product to an applicant. An identifier for each of a plurality of revolving credit products is stored and at least one attribute (145) is associated with each of the revolving credit products. An application for a revolving credit product is received from an applicant (105). One or more of the revolving credit product issuer's (160) objectives are identified. A set of revolving credit products that fit within an applicant profile is created, ranked, and at least one of the top ranking revolving credit products are then offered to the applicant from the set of revolving credit products.
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