Method and system to manage a credit portfolio and to trigger credit actions
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United States of America Patent
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Mar 6, 2012
Grant Date -
Oct 20, 2005
app pub date -
Apr 20, 2004
filing date -
Apr 20, 2004
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A method to trigger credit actions may include determining a quantity of triggers flagged for a selected creditor. The method may also include establishing an action plan in response to the quantity of flagged triggers being greater than the predetermined number. In accordance with another embodiment of the present invention, a system to trigger credit actions may include a processor and at least one trigger. The system may also include a credit action program operable on the processor to generate a sires of inquiries and to determine a quantity of the at least one trigger being flagged based on the responses to the series of inquiries for a selected creditor.
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