Commercial insurance scoring system and method
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United States of America Patent
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Mar 27, 2012
Grant Date -
Oct 31, 2002
app pub date -
Oct 23, 2001
filing date -
Oct 23, 2000
priority date (Note) -
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status (Latency Note)
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Abstract
A quantitative system and method that employs data sources external to an insurance company to generate a statistical model that may be used to more accurately and consistently predict commercial insurance profitability (the “predictive statistical model”). The system and method are able to predict individual commercial insurance policyholder profitability on a prospective basis regardless of the internal data and business practices of a particular insurance company.
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