Prepaid negative balance fee processing and fee diversion
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United States of America Patent
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Apr 3, 2012
Grant Date -
Dec 4, 2008
app pub date -
Jun 4, 2007
filing date -
Jun 4, 2007
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Systems and methods are provided for a prepaid credit card processing system wherein components or entities such as the acquirer, issuer, or prepaid card processing network can dynamically determine, at the time of the transaction, whether a credit card transaction will be allowed—even where the fee associated with the transaction would cause the balance to fall below zero.
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