Methods and systems for opening and funding a financial account online

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8160957
APP PUB NO 20080091593A1
SERIAL NO

11796561

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Methods and systems for opening an account with a financial institution. One method can include electronically storing at least one rule for opening an account with a financial institution. The method can also include electronically receiving account application information from a remote device over at least one network, wherein the account application information includes personal information of a customer requesting to open an account. In addition, the method can include generating at least one risk score based on the account application information and applying the at least one rule to the at least one risk score in order to determine a decision regarding the account application information and to determine at least one funding constraint associated with the account.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
FIDELITY INFORMATION SERVICES LLC601 RIVERSIDE AVENUE JACKSONVILLE FL 32204

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Byal, Amy B Mesa, US 5 231
Egnatios, Rockne Scottsdale, US 5 231
Evans,, Jr Robert L Scottsdale, US 3 55
Marineau, Gerard Redmond, US 5 231

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