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Abstract

A prepaid messaging solution using open networking standards (e.g., TCP/IP) to support pre-payment of Internet messaging services. The disclosed prepaid architectures/methods determine if a subscriber has sufficient account balance to deliver a short message, prior to message delivery. A message may be prevented from being delivered (at the source end or destination end) if a subscriber account has insufficient funds. A prepaid tariff engine supports remote interaction with the SMSC and web chat servers to apply real-time billing for each message. A service provider may define subscriber rates and/or tariffing plans to apply real-time billing for sending/receiving messages. Message billing may be based upon, e.g., rate per message, message count, character count, Time of Day, Day of Week, message type, and/or mobile location. The prepaid short messaging service preferably supports internet access to subscriber's account balances and status maintained in the prepaid short messaging database of the prepaid messaging server.

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First Claim