System and method for providing discriminated content to network users

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8185940
APP PUB NO 20080016180A1
SERIAL NO

11778958

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

The present invention provides methods and systems for providing discriminated partner system resources to the user of a host system. A host entity has a business relationship with one or more partnered entities. A user accesses the host's system and then uses the host's system to connect to a partner's system. Access from one system to the next is seamless and requires no additional user input to verify the user's access rights to subsequently accessed partners' systems. The content delivered to the user from a partner's system is discriminated from a larger pool of information to appear consistent in appearance, message, or both with the host system. The host system, the partner system or both systems may perform the discrimination functions. The user is thereby provided with seamless access to partnered systems that reflects the business partnership of the host and various partners.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddressTotal Patents
JPMORGAN CHASE BANK, N.A.NEW YORK, NY1950

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bowers, Theodore J Wilmington, US 2 34
Ilijasic, Dean Wilmington, US 9 120
Sanders, Shelley F Landenberg, US 11 81

Cited Art Landscape

Patent Info (Count) # Cites Year
 
UNITED PARCEL SERVICE OF AMERICA, INC. (1)
7729980 Systems and associated methods for providing projected incentive based loans 22 2004
 
Other [Check patent profile for assignment information] (138)
4567359 Automatic information, goods and services dispensing system 526 1984
4633397 Union member accounts management system 108 1984
4823264 Electronic funds transfer system 597 1986
4696491 Information reference book and indexing system 67 1986
4747139 Software security method and systems 288 1986
4868877 Public key/signature cryptosystem with enhanced digital signature certification 435 1988
5016274 On-line/off-line digital signing 235 1988
4941090 Centralized consumer cash value accumulation system for multiple merchants 368 1989
5005200 Public key/signature cryptosystem with enhanced digital signature certification 381 1989
5056019 Automated purchase reward accounting system and method 636 1989
5117355 Centralized consumer cash valve accumulation system for multiple merchants 452 1990
5202826 Centralized consumer cash value accumulation system for multiple merchants 564 1991
5297026 System for promoting account activity 320 1992
5287268 Centralized consumer cash value accumulation system for multiple merchants 516 1992
5267314 Secure transaction system and method utilized therein 127 1992
5524073 Secure transaction system and method utilized therein 226 1993
5576951 Automated sales and services system 462 1994
5570465 Apparatus, method and system for printing of legal currency and negotiable instruments 331 1994
5473732 Relational artificial intelligence system 119 1995
5625767 Method and system for two-dimensional visualization of an information taxonomy and of text documents based on topical content of the documents 187 1995
5555303 Secure transaction system and method utilized therein 81 1995
5646998 Secure transaction system and method utilized therein 94 1995
5677521 Personal identification and credit information system and method of performing transaction 84 1995
5787404 Credit-card based retirement fund system and method 216 1995
5706452 Method and apparatus for structuring and managing the participatory evaluation of documents by a plurality of reviewers 194 1995
5671285 Secure communication system 135 1995
5802498 Computer-aided prepaid transmittal charge billing system 191 1996
RE36116 Centralized consumer cash value accumulation system for multiple merchants 296 1996
5907142 Fraud resistant personally activated transaction card 262 1996
5953710 Children's credit or debit card system 682 1996
5793302 Method for securing information relevant to a transaction 100 1996
5991736 Patronage incentive award system incorporating retirement accounts and method thereof 208 1997
5974148 Method for securing information relevant to a transaction 133 1997
5936541 Method for securing information relevant to a transaction 117 1997
6148293 Method and apparatus of creating a financial instrument and administering an adjustable rate loan system 268 1997
6070153 System and method for automatically investing a portion of a credit card interest charged amount in an investment account 184 1997
6069968 Electronic transaction system for banking, security, and/or charge card 12 1997
6038547 Construction tracking and payment method and system 145 1998
5842178 Computerized quotation system and method 584 1998
6253328 Method and apparatus for securing passwords and personal identification numbers 75 1998
6032134 Credit card billing system for identifying expenditures on a credit card account 141 1998
2003/0050,831 SYSTEM FOR DISTRIBUTION AND REDEMPTION OF LOYALTY POINTS AND COUPONS 118 1998
6243689 System and method for authorizing electronic funds transfer at a point of sale 174 1998
2002/0069,104 METHOD AND APPARATUS FOR GENERATING PERSONAL IDENTIFICATION NUMBERS FOR USE IN CONSUMER TRANSACTIONS 63 1999
6609106 System and method for providing electronic multi-merchant gift registry services over a distributed network 179 1999
6385591 Method and system for electronic organization of coupons 335 1999
6446053 Computer-implemented method and system for producing a proposal for a construction project 106 1999
2002/0128,903 ENCRYPTED COUPONS 193 1999
6243688 Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle 306 1999
6327575 Point of sale terminal for the visually impaired 124 2000
6581040 Project specific communications system and method 115 2000
7089203 Building construction bid and contract management system, internet-based method and computer program therefor 50 2000
6769605 Money transfer system 82 2000
2002/0077,895 Electronic consumer incentive distribution system 99 2000
2002/0091,567 System and method for electronically redeeming coupons 26 2001
2002/0147,633 Interactive advertisement and reward system 51 2001
2001/0047,295 Equity rewards method 54 2001
2002/0107,731 Purchase-based reward system and method 45 2001
2001/0029,464 Method for conducting on-line transactions 19 2001
2001/0034,663 Electronic contract broker and contract market maker infrastructure 133 2001
* 2002/0069,122 Method and system for maximizing credit card purchasing power and minimizing interest costs over the internet 136 2001
2001/0038,033 Unified communications and commerce systems and methods, and device therefore 103 2001
2002/0152,116 Method and system for generating fixed and/or dynamic rebates in credit card type transactions 90 2001
* 2002/0059,345 Method for generating transform rules for web-based markup languages 30 2001
* 2002/0178,213 Remote URL munging 20 2001
2002/0152,118 System of a computer-networked, point-of-sale rebate award program 28 2001
2002/0178,113 System and method for offering customized credit card products 35 2001
2003/0009,374 Schemes employing mobile communications 42 2001
2002/0032,650 Payment system and method 44 2001
2001/0047,342 Credit or debit cards of all kinds to be issued with a bank savings account attched 199 2001
* 2002/0002,597 Systems and methods for producing reward advertising and distributing by click-through incentives 33 2001
2002/0007,313 Credit system 131 2001
2002/0055,874 Method and apparatus for value allocation exchange 66 2001
2002/0018,585 System and method for cardless secure credit transaction processing 79 2001
2003/0018,523 Rewards program using electronically encoded instruments 131 2001
2002/0042,742 Customer award and incentive system 33 2001
6607127 Magnetic stripe bridge 261 2001
2002/0040,344 Check guarantee, verification, processing, credit reports and collection system and method awarding purchase points for usage of checks 71 2001
2003/0061,093 System for rewarding customers of financial services providers 72 2001
2002/0178,056 Consumer loyalty marketing program based on multi-transaction platform that provides high rewards to members under a tiered reward scheme 40 2001
2002/0062,253 Loyalty club reward system for use in a broadcast loyalty program 90 2001
2003/0083,933 Systems and methods for providing rewards benefits to account holders 70 2001
2002/0082,920 System and methods for providing a multi-merchant loyalty program 127 2001
2002/0072,974 System and method for displaying and selling goods and services in a retail environment employing electronic shopper aids 239 2001
2002/0059,103 Building frequent shopper programs for web merchants 50 2002
2002/0116,266 Method and system for tracking and providing incentives for time and attention of persons and for timing of performance of tasks 177 2002
7340773 Multi-stage authorisation system 12 2002
2003/0009,426 Methods and apparatus for protecting against credit card fraud, check fraud, and identity theft 61 2002
2003/0200,141 Customer loyalty program 25 2002
2003/0004,803 Method for providing securities rewards to customers 26 2002
2003/0220,834 Retail loyalty system (RLS) with embedded web server 32 2002
2004/0002,916 Systems and methods for managing balance transfer accounts 77 2002
2003/0208,400 Incentive mechanism for encouraging adoption and use 23 2002
2003/0212,630 Method and apparatus for payment of bills and obligations by credit card 33 2002
2003/0065,618 Method and system for electronic payroll advance and deposit 28 2002
6727802 Anti-tear protection for smart card transactions 45 2002
2003/0182,246 Applications of fractal and/or chaotic techniques 109 2003
2003/0233,278 Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets 324 2003
2003/0225,619 System and method for dealing with loyalty program points 39 2003
2003/0216,964 Apparatus and method of distributing and tracking the distribution of incentive points 55 2003
2003/0208,439 Automated soft limit control of electronic transaction accounts 164 2003
2004/0010,447 System, method and apparatus for membership retention and conversion 25 2003
2005/0091,104 Savemore 39 2003
2004/0138,991 Anti-fraud document transaction system 25 2003
2005/0055,270 Supervisory control and acquisition system for retail advertising and reward program 30 2003
2006/0010,033 Reward programme points exchange 76 2003
2004/0177,036 Bank account automatic adjustment system 118 2003
2005/0120,180 Cache time determination 40 2003
2005/0149,393 Lottery credit card rewards system 36 2004
2005/0171,839 Communication system for business marketing including a point system to motivate users 25 2004
2005/0187,820 Participating in an incentive program using a portable memory device 27 2004
2004/0149,544 Scraping and cleaning device for conveyor belts 66 2004
2005/0278,215 Consumer reward system 45 2004
2005/0004,839 Method and system for providing incentives based on a payment type 86 2004
2004/0249,712 System, method and computer program product for presenting, redeeming and managing incentives 91 2004
2004/0236,688 Universal positive pay database method, system, and computer useable medium 233 2004
2006/0010,034 Method for rewarding purchasing activities and a system thereof 25 2004
2004/0230,843 System and method for authenticating users using image selection 142 2004
2006/0020,507 Method and apparatus for managing multi-entity customer relations 27 2004
2005/0021,363 Debit card per-transaction charitable contribution 114 2004
2005/0049,965 Method and system for calculating reward earned from transactions for voucher or stored value for transactions and method of redeeming the voucher or stored value 25 2004
2005/0021,405 Business method for promoting sale of merchandise and novel smiles stamps or gift stamps of philatelic value for use in promoting business by sale of merchandise 29 2004
7051929 Secure credit card having daily changed security number 204 2004
2005/0080,747 Method for generating customer one-time unique purchase order numbers 181 2004
2005/0082,362 Anonymous merchandise delivery system 47 2004
2005/0086,160 Method for implementing anonymous credit card transactions using a fictitious account name 228 2004
2005/0086,177 Method for customizing payment card transactions at the time of the transactions 180 2004
2005/0119,938 Method for providing consumer benefits using a club program 34 2004
2005/0125,292 Retail rebate card 47 2004
2005/0177,523 Method for improving the terms of consumer relationships 23 2004
2005/0222,906 System and method of targeted marketing 115 2005
2005/0160,051 Network-accessible account system 29 2005
2005/0256,802 Payment protocol and data transmission method and data transmission device for conducting payment transactions 90 2005
2006/0259,766 System and method to protect personal identity identifiers 11 2005
2006/0020,783 Method, system and service for conducting authenticated business transactions 71 2005
2006/0026,073 Methods and Systems for Managing Card Programs and Processing Card Transactions 49 2005
2007/0192,618 System and method for single sign on process for websites with multiple applications and services 21 2006
2010/0057,553 System and Method for Performing a Real Time Redemption Transaction by Leveraging a Payment Network 37 2009
 
BENSON, MAHLON A. (1)
5950206 Method and apparatus for searching and tracking construction projects in a document information database 108 1997
 
COASTCOM (1)
6539027 Reconfigurable, intelligent signal multiplexer and network design and maintenance system therefor 58 1999
 
ROYAL BANK OF SCOTLAND PLC, THE (1)
2007/0043,681 ONLINE TRANSACTIONS SYSTEMS AND METHODS 51 2006
 
TIMELY REWARDS, INC. (1)
2002/0111,859 Integrated frequency and award redemption program for installment based receivables behavior modification and customer loyalty management 36 2001
 
7 DEGREES, INC. (1)
5594837 Method for representation of knowledge in a computer as a network database system 128 1994
 
KIDSFUTURE, INC. (1)
2002/0099,601 Loyalty-based program for higher education finance assistance 36 2001
 
BENQ CORPORATION (1)
2006/0005,039 Authentication control system and method thereof 13 2005
 
AMON, THOMAS C., JR (1)
7110962 Apparatus and method for providing a provider-selected message in response to a user request for user-selected information 10 2001
 
SYSTEMS SPRAY COOLED, INC. (1)
6185242 Integral side wall and tap hole cover for an eccentric bottom tap (EBT) electric furnace 59 2000
 
SUNTRUST BANK (1)
2002/0087,471 Multiple mode registration and payment processing 70 2001
 
VULCAN VENTURES, INC. (2)
7313802 Method and system to provide deals and promotions via an interactive video casting system 53 2000
7266835 Method and apparatus for secure transactions in an interactive television ticker 47 2002
 
CONEXANT SYSTEMS UK LIMITED (1)
6111858 Proxy-controlled ATM subnetwork 183 1997
 
EXECUTONE INTER-TELBUSINESS INFORMATION SYSTEMS, INC. (1)
5793861 Transaction processing system and method 298 1996
 
ALEXSAM, INC. (1)
6189787 Multifunctional card system 460 1999
 
ALLIANCE DATA SYSTEMS CORPORATION (1)
2002/0077,890 Methods and systems for interactive collection, exchange and redemption of points 99 2000
 
DECISIONING.COM, INC. (3)
5870721 System and method for real time loan approval 763 1996
5940811 Closed loop financial transaction method and apparatus 614 1996
6105007 Automatic financial account processing system 498 1999
 
CROSSBORDER EXCHANGE CORPORATION (1)
2002/0032,642 Internet based secure virtual exchange and distributed relational database for cross border trading of securities 24 2001
 
SHORE DEARY, L.L.P. (1)
5910988 Remote image capture with centralized processing and storage 458 1997
 
RISEN, KATHERINE D. (1)
6018714 Method of protecting against a change in value of intellectual property, and product providing such protection 167 1997
 
CU DIRECT CORPORATION (1)
5611052 Lender direct credit evaluation and loan processing system 475 1993
 
COMPAGNIE GENERALE D'AUTOMATISME CGA-HBS (1)
5532689 Method of transmitting data quickly and securely from a smart card during a remote transaction 107 1994
 
BESTBUY.COM, LLC (1)
2003/0046,173 Store delivery of products ordered over a computer network 20 2001
 
ATC REALTY FIFTEEN, INC. (1)
6045039 Cardless automated teller transactions 374 1997
 
CHASE MANHATAN BANK USA, N.A. (2)
6032136 Customer activated multi-value (CAM) card 445 1998
6865547 Customer activated multi-value (CAM) card 164 2000
 
NOMOREFORMS, INC. (1)
6088700 Automated forms completion for global information network applications 174 1999
 
NORTHROP GRUMMAN SYSTEMS CORPORATION (1)
5848190 Method and apparatus for locating and identifying an object of interest in a complex image 26 1996
 
Datamind Corporation (1)
5970482 System for data mining using neuroagents 192 1996
 
PEGASYSTEMS INC. (1)
5826250 Rules bases and methods of access thereof 117 1996
 
SHOPALOTTO.COM LIMTED (1)
6540608 Lottery 9 2001
 
OKAIKEI, INC. (1)
* 2004/0078,276 System for electronic merchandising and shopping 17 2000
 
HEWLETT-PACKARD COMPANY (3)
5212792 Method and apparatus for controlling execution of tools in a computer-aided software engineering system 81 1989
5175682 Check system and method including prioritizing checks for transmission to banks for processing 330 1990
5933812 Portable transaction terminal system 220 1995
 
SHC Direct, Inc. (1)
6014635 System and method for providing a discount credit transaction network 240 1997
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (9)
5321841 System for determining the rights of object access for a server process by combining them with the rights of the client process 357 1993
6810395 Method and apparatus for query-specific bookmarking and data collection 82 1999
6349336 Agent/proxy connection control across a firewall 159 2000
2003/0154,171 Apparatus and method for selling personal information 47 2000
* 7302585 System for providing a trustworthy user interface 56 2000
6937976 Method and system for temporary network identity 26 2001
2003/0055,871 Document/poster composition and printing 66 2001
2005/0108,102 Method, apparatus, and system for verifying incoming orders 30 2003
2005/0108,151 Order review workflow 24 2003
 
CAPITAL ONE FINANCIAL CORPORATION (16)
5933817 Tiered interest rate revolving credit system and method 253 1996
6947897 System and method for managing consumer information 19 2001
2002/0123,946 Methods and systems for providing debt recovery partnership 38 2001
2003/0009,393 Systems and methods for providing purchase transaction incentives 68 2001
6819748 Menuing method and system 23 2001
2003/0105,689 Methods, systems and articles of manufacture for managing financial accounts with reward incentives 49 2001
2003/0126,011 Systems and methods for issuing partnership checks to a customer having a financial account 30 2002
2004/0064,401 Systems and methods for detecting fraudulent information 84 2002
2004/0078,324 Systems and methods for authenticating a financial account at activation 41 2002
7090138 System and method for redeeming rewards and incentives 33 2003
2005/0171,901 Methods and systems for offering a credit card account to a potential home buyer 32 2004
2005/0192,862 Methods, systems, and articles of manufacture for providing incentives for a financial account 33 2004
2005/0246,289 System and method for processing and for funding a transaction 33 2004
2005/0234,769 System and method for providing personalized customer assistance using a financial card having an RFID device 40 2004
2005/0234,789 Systems, methods and computer readable media for providing and managing balance transfer accounts 42 2004
2005/0144,105 Methods and systems for adjusting account terms based on purchase transaction information 25 2004
 
Mailshell.com, Inc. (1)
7092992 Web page filtering including substitution of user-entered email address 103 2001
 
LANYON SOLUTIONS, INC. (1)
7523385 System and method for enterprise event marketing and management automation 55 2001
 
POSITIVE SERVICES GROUP, INC. (1)
2004/0015,394 Method for rewarding customer loyalty with respect to a lease agreement 25 2002
 
Meridian Enterprises, Inc. (1)
5025372 System and method for administration of incentive award program through use of credit 664 1989
 
Trivnet Ltd. (1)
2001/0034,718 Applications of automatic internet identification method 77 2001
 
ACCENTURE GLOBAL SERVICES LIMITED (6)
5592378 Computerized order entry system and method 457 1994
6718535 System, method and article of manufacture for an activity framework design in an e-commerce based environment 487 1999
6438594 Delivering service to a client via a locally addressable interface 611 1999
6671818 Problem isolation through translating and filtering events into a standard object format in a network based supply chain 562 1999
7124101 Asset tracking in a network-based supply chain environment 524 1999
2002/0111,890 Financial modeling and counseling system 112 2001
 
GREEN WIRELESS LLC (1)
5590199 Electronic information network user authentication and authorization system 238 1993
 
BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY (3)
5802502 System for selective communication connection based on transaction pricing signals 514 1994
2003/0001,888 Data transfer method and apparatus 50 2002
2004/0117,409 Application synchronisation 51 2003
 
INTELLECTUAL DISCOVERY, INC. (1)
6934848 Technique for handling subsequent user identification and password requests within a certificate-based host session 104 2000
 
OMNISEC A.G. (1)
5161244 Cryptographic system based on information difference 30 1991
 
Corillian Corporation (1)
2004/0122,766 Method and apparatus for paying bills online 35 2002
 
FORWARD RESEARCH, INC. (1)
6092057 Unattended POS system for automatic control of bank system rejections 146 1997
 
MILES, GORDON H. (1)
6119933 Method and apparatus for customer loyalty and marketing analysis 263 1998
 
TEXAS INSTRUMENTS INCORPORATED (1)
6161113 Computer-aided project notebook 108 1998
 
C-SAM S.A. (1)
5952641 Security device for controlling the access to a personal computer or to a computer terminal 262 1996
 
GoldenSource Corporation (1)
6513019 Financial consolidation and communication platform 343 1999
 
PERSONALIZED MEDIA COMMUNICATIONS, L.L.C. (1)
5233654 Signal processing apparatus and methods 424 1992
 
SYSTEMNEEDS, INC. (1)
6938020 Memory rental service system in intelligent authentication unit 11 2002
 
BuildNet, Inc. (3)
5923552 Systems and methods for facilitating the exchange of information between separate business entities 88 1996
6115641 Systems and methods for facilitating the exchange of information between separate business entities 41 1998
6115642 Systems and methods for facilitating the exchange of information between separate business entities 94 1998
 
GLIDE ELECTRONIC TRADE, LTD. (1)
2002/0002,479 Career management system 83 2000
 
iPass Inc. (1)
5898780 Method and apparatus for authorizing remote internet access 450 1996
 
Massmedium. com (1)
2001/0025,253 Multi-level award program 29 2001
 
EVIDAN (1)
6317838 Method and architecture to provide a secured remote access to private resources 126 1998
 
MICRON TECHNOLOGY, INC. (1)
5692124 Support of limited write downs through trustworthy predictions in multilevel security of computer network communications 117 1996
 
MIDWEST PAYMENT SYSTEMS, INC. (1)
2001/0032,183 System and method for paying bills and other obligations including selective payor and payee controls 108 2001
 
BOZEMAN FINANCIAL LLC (1)
6754640 Universal positive pay match, authentication, authorization, settlement and clearing system 136 2001
 
ACCESS BUSINESS GROUP INTERNATIONAL LLC (1)
2005/0289,003 System and method for direct marketing 33 2005
 
ACCUCARD LIMITED (1)
2002/0077,966 Personalised financial products and computer implemented management system 45 2001
 
E2INTERACTIVE, INC. D/B/A E2INTERACTIVE, INC. (1)
2005/0091,126 Method and apparatus for efficient handling of product return transactions 21 2004
 
DATATREASURY CORPORATION (3)
5787403 Bank-centric service platform, network and system 330 1995
6182052 Communications network interface for user friendly interactive access to online services 174 1997
5899982 Bank-centric service platform, network and system 202 1998
 
GROUPON, INC. (2)
6327573 Multiple party reward system utilizing single account 290 1998
6985879 Systems and methods for facilitating group rewards 101 2002
 
MERIDIAN ENTERPRISES CORPORATION (1)
6222914 System and method for administration of an incentive award system having a delayed award payment using a credit instrument 344 1998
 
LoanMarket Resources, L.L.C. (1)
5940812 Apparatus and method for automatically matching a best available loan to a potential borrower via global telecommunications network 440 1997
 
EACCELERATION CORPORATION (1)
6449765 Varying web page link based on user and web page status 62 1999
 
GOOGLE INC. (6)
5534855 Method and system for certificate based alias detection 257 1994
6005939 Method and apparatus for storing an internet user's identity and access rights to world wide web resources 209 1996
6105006 Transaction authentication for 1-way wireless financial messaging units 122 1997
6589291 Dynamically determining the most appropriate location for style sheet application 113 1999
6697947 Biometric based multi-party authentication 175 1999
2002/0133,481 Methods and apparatus for providing search results in response to an ambiguous search query 96 2000
 
CERTCO, INC. (1)
2001/0011,255 RELIANCE MANAGEMENT FOR ELECTRONIC TRANSACTION SYSTEM 116 1998
 
IPF, Inc. (2)
5918214 System and method for finding product and service related information on the internet 615 1996
5950173 System and method for delivering consumer product related information to consumers within retail environments using internet-based information servers and sales agents 752 1997
 
AQUASOFT LTD. (1)
2001/0027,474 Method for clientless real time messaging between internet users, receipt of pushed content and transacting of secure e-commerce on the same web page 111 2000
 
EXCALIBUR IP, LLC (1)
7370011 Financial information portal 40 2001
 
CIENA CORPORATION (1)
7020696 Distributed user management information in telecommunications networks 205 2000
 
ICON INTERNET COMPETENCE NETWORK B.V. (1)
5796395 System for publishing and searching interests of individuals 241 1997
 
LINGUATEG, INC. (1)
6032147 Method and apparatus for rationalizing different data formats in a data management system 120 1997
 
Hitachi Information Network, Ltd. (1)
6202158 Detection method of illegal access to computer system 71 1998
 
COMCAST MO GROUP, INC. (1)
6546392 Self service gateway 118 1999
 
ATALLA CORPORATION, 2304 ZANKER ROAD, SAN JOSE, CA 95131 A CORP OF CA (2)
5319710 Method and means for combining and managing personal verification and message authentication encrytions for network transmission 86 1986
4965568 Multilevel security apparatus and method with personal key 87 1989
 
ICOM MOBILE LTD. (1)
2002/0152,179 Remote payment method and system 153 2001
 
PSKW, LLC (1)
2005/0273,387 Apparatus and method for rewarding consumers 42 2004
 
TRANSUNION INTERACTIVE, INC. (1)
2005/0154,664 Credit and financial information and management system 178 2005
 
BROADVISION, INC. (1)
5710887 Computer system and method for electronic commerce 1529 1995
 
QWEST COMMUNICATIONS INTERNATIONAL INC. (1)
5784562 System for using a dialog session context to process electronic forms data on the world wide web 186 1995
 
CGI TECHNOLOGIES AND SOLUTIONS INC. (1)
6343279 System integrating credit card transactions into a financial management system 265 1998
 
PHONEWORKS, INC. (1)
2002/0069,109 Interactive computerized methods and apparatus for conducting an incentive awards program 72 2001
 
INETBON, A.S. (1)
2003/0097,298 On-line bonus program 28 2001
 
LEXTRON SYSTEMS, INC. (1)
5794259 Apparatus and methods to enhance web browsing on the internet 274 1996
 
ORACLE AMERICA, INC. (14)
5715450 Method of selecting and presenting data from a database using a query language to a user of a computer system 746 1995
5848400 Electronic check exchange, clearing and settlement system 219 1996
5884288 Method and system for electronic bill payment 380 1996
6105012 Security system and method for financial institution server and client web browser 219 1997
6226679 Common management information protocol (CMIP) agent registration methods systems and computer program products 76 1997
5873096 Method of maintaining a network of partially replicated database system 827 1997
5963953 Method, and system for product configuration 811 1998
6073113 Compatibility checking between instruments, operations and protocols in electronic commerce 135 1998
6510523 Method and system for providing limited access privileges with an untrusted terminal 108 1999
6226752 Method and apparatus for authenticating users 332 1999
* 7188181 Universal session sharing 165 1999
6609198 Log-on service providing credential level change without loss of session continuity 378 1999
6668322 Access management system and method employing secure credentials 290 1999
7165256 Task grouping in a distributed processing framework system and methods for implementing the same 21 2001
 
KOITO MANUFACTURING CO., LTD. (1)
2003/0191,549 Design method and design system for vehicular lamp, program to execute designing of vehicular lamp and record medium recording the program 43 2003
 
Sony Corporation/Sony Electronic Inc. (1)
7493636 Method and apparatus for providing electronic coupons 32 2005
 
AKAMAI TECHNOLOGIES, INC. (1)
6763388 Method and apparatus for selecting and viewing portions of web pages 127 1999
 
ORACLE INTERNATIONAL CORPORATION (6)
6332192 Generalized user identification and authentication system 86 1998
6145086 Security and password mechanisms in a database system 70 1999
6487641 Dynamic caches with miss tables 109 2000
6675261 Request based caching of data store data 148 2001
2003/0097,574 Systems and methods for integration adapter security 47 2002
2007/0234,408 Methods and systems for multifactor authentication 79 2006
 
UNITED VIDEO PROPERTIES, INC. (1)
2007/0156,521 Systems and methods for commerce in media program related merchandise 73 2005
 
ENT. SERVICES DEVELOPMENT CORPORATION LP (2)
5884312 System and method for securely accessing information from disparate data sources through a network 284 1997
6061665 System, method and article of manufacture for dynamic negotiation of a network payment framework 315 1997
 
DFS SERVICES LLC (2)
7630935 Award system with increased payout options 42 2003
2005/0096,976 Inverted tier rebate system 40 2003
 
GULA CONSULTING LIMITED LIABILITY COMPANY (6)
2002/0188,509 System and method for networked loyalty program 66 2001
7613629 System and method for the transfer of loyalty points 45 2002
7467096 System and method for the real-time transfer of loyalty points between accounts 50 2003
7496950 Secure remote management appliance 17 2003
2004/0243,468 GEOGRAPHIC LOYALTY SYSTEM AND METHOD 84 2004
2005/0177,503 PAY YOURSELF FIRST LOYALTY SYSTEM AND METHOD 46 2004
 
REALTIME DATA, LLC (4)
6624761 Content independent data compression method and system 137 2001
7417568 System and method for data feed acceleration and encryption 96 2003
7161506 Systems and methods for data compression such as content dependent data compression 99 2003
7400274 System and method for data feed acceleration and encryption 53 2007
 
SMART TV LLC (1)
5880769 Interactive smart card system for integrating the provision of remote and local services 386 1995
 
Martiz, Inc. (2)
5689100 Debit card system and method for implementing incentive award program 451 1996
2005/0240,477 Cardholder loyalty program with rebate 150 2005
 
National Transaction Network, Inc. (2)
5050207 Portable automated teller machine 193 1989
5157717 Portable automated teller machine 181 1991
 
365 DIRECT MARKETING COMPANY (1)
2003/0083,939 Automated lost property recovery and marketing system and program 13 2001
 
CANON KABUSHIKI KAISHA (6)
6144946 Accounting device, communicating apparatus, and communication system 186 1997
6009442 Computer-based document management system 329 1997
6182225 Network data base control device and method thereof 81 1998
6807285 Embedding information in digital image data 58 1999
6804786 User customizable secure access token and multiple level portable interface 64 2000
2004/0111,610 Secure file format 36 2002
 
SUBSIDIARY OF PENDRELL TECHNOLOGIES LLC (1)
6182220 System and method for building and exchanging encrypted passwords between a client and server 47 1998
 
SAP SE (1)
2005/0288,998 Managing customer entitlements to rewards from multiple entitlement programs 76 2004
 
BALLY TECHNOLOGIES, INC. (1)
2003/0069,808 Incentive based purchasing system and method 27 2002
 
LUCENT TECHNOLOGIES INC. (6)
5570295 System and method of capturing encoded data transmitted over a communications network in a video system 368 1994
5857079 Smart card for automatic financial records 354 1994
5657383 Flexible customer controlled telecommunications handling 146 1995
6005943 Electronic identifiers for network terminal devices 90 1996
5961593 System and method for providing anonymous personalized browsing by a proxy system in a network 542 1997
6618579 Tunable filter with bypass 119 1999
 
KONINKLIJKE KPN N.V. (1)
6042006 Authentication system wherein definition signals of two devices are altered, communicated between the two devices, and compared 63 1997
 
PRICELINE.COM INCORPORATED (1)
5797127 Method, apparatus, and program for pricing, selling, and exercising options to purchase airline tickets 419 1996
 
AD. Ken Corporation (1)
6721743 Value points exchanging managing method among first and second business entities where value points available to on-line customer obtaining goods or services 88 2000
 
R. Alan Blau & Associates, Inc. (1)
5634101 Method and apparatus for obtaining consumer information 120 1995
 
ALIBABA GROUP HOLDING LIMITED (1)
5875296 Distributed file system web server user authentication with cookies 494 1997
 
ROUSTAN, W. GRAEME (1)
2001/0037,243 System and method for redeeming frequent flyer miles 53 2001
 
SAP AG (1)
2005/0273,386 Creating customer bonus rule 25 2004
 
PANALOGIN LLC (1)
5790785 World Wide Web registration information processing system 213 1996
 
SOURCE SEARCH TECHNOLOGIES, LLC (1)
5758328 Computerized quotation system and method 811 1996
 
BI PERFORMANCE SERVICES (1)
5915244 Computerized incentive program with plateau pricing and remote award redemption 189 1996
 
VESTA CORPORATION (2)
6404866 Telephone calling account system and method 31 1999
2003/0048,888 Telephone calling account system and method 31 2002
 
Authernative, Inc. (1)
2004/0225,880 Strong authentication systems built on combinations of "what user knows" authentication factors 36 2003
 
TOYOTA FINANCE CORPORATION (1)
2002/0070,270 Award point service system, recording medium for use therein and award point service method 23 2001
 
BLUETIE, INC. (1)
6978378 Secure file transfer system 34 2001
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5698837 Method and system for identifying and communicating with a plurality of contactless IC cards 196 1995
 
SIRAS.COM INC. (1)
2002/0169,671 Electronic product registration system with sales incentive program management function 36 2002
 
TRAVELFIO.COM (1)
2002/0143,621 System and method for transferring credits as an incentive for prompt payment 42 2001
 
ALIGN TECHNOLOGY, INC. (4)
2002/0188,478 Health-care systems and methods 60 2002
2005/0182,654 Systems and methods for providing treatment planning 28 2004
2005/0159,986 Health-care systems and methods 49 2005
2006/0064,329 Health-care e-commerce systems and methods 32 2005
 
SHABBIR KHAN (1)
6401206 Method and apparatus for binding electronic impressions made by digital identities to documents 138 1998
 
MICROSOFT CORPORATION (1)
2003/0101,454 Methods and systems for planning advertising campaigns 188 2001
 
Ultramercial, Inc. (1)
2002/0111,860 Method and system for payment ofgoods and/or services by thesponsor of an interposedcommunication on behalf ofa consumer 23 2001
 
Postron Corp. (1)
4695880 Electronic information dissemination system 309 1985
 
RAKUTEN MARKETING LLC (1)
* 5991740 Data processing system for integrated tracking and management of commerce related activities on a public access network 219 1997
 
NETSAGE CORPORATION (1)
6201948 Agent based instruction system and method 353 1998
 
THE CLEARING HOUSE PAYMENTS COMPANY L.L.C. (1)
6647376 System and method for point-of-sale check authorization 73 2000
 
Porto Ranelli, SA (1)
2001/0032,184 Property linked-credit card 46 2000
 
NETSCAPE COMMUNICATIONS CORPORATION (1)
6134592 Persistant client state in a hypertext transfer protocol based client-server system 154 1997
 
FMR LLC (1)
5991878 Controlling access to information 116 1997
 
Equifax, Inc. (1)
6496936 System and method for authentication of network users 208 2000
 
FMR CORP. (1)
2005/0193,208 User authentication 32 2004
 
NEXTCARD, LLC (6)
6324524 Method and apparatus for an account level offer of credit and real time balance transfer 458 1998
6405181 Method and apparatus for real time on line credit approval 354 1998
6567791 Method and apparatus for a verifiable on line rejection of an application for credit 201 1998
6795812 Implementing a counter offer for an on line credit card application 119 2000
7143063 Method and apparatus for a verifiable on line rejection of an applicant for credit 135 2003
2005/0004,864 Implementing a counter offer for an on line credit card application 58 2004
 
POINT INTERNATIONAL LTD. (1)
2003/0040,964 Loyalty currency vending system 105 2002
 
NUANCE COMMUNICATIONS, INC. (3)
5598557 Apparatus and method for retrieving and grouping images representing text files based on the relevance of key words extracted from a selected file to the text files 395 1992
6219639 Method and apparatus for recognizing identity of individuals employing synchronized biometrics 190 1998
6411933 Methods and apparatus for correlating biometric attributes and biometric attribute production features 57 1999
 
NEXTCARD, INC. (1)
6718313 Integrating live chat into an online credit card application 83 2000
 
HEWLETT PACKARD ENTERPRISE DEVELOPMENT LP (10)
5844553 Mechanism to control and use window events among applications in concurrent computing 332 1996
5815657 System, method and article of manufacture for network electronic authorization utilizing an authorization instrument 626 1996
5889863 System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture 364 1996
5828833 Method and system for allowing remote procedure calls through a network firewall 244 1996
6055637 System and method for accessing enterprise-wide resources by presenting to the resource a temporary credential 437 1996
6208984 Method and system of determining access to records of members of a community 57 1997
6832202 Method and system of routing requests for authorized approval 61 1997
6081810 Report database system 99 1998
7069434 Secure data transfer method and system 34 2000
7073059 Secure machine platform that interfaces to operating systems and customized control programs 67 2002
 
IGT (1)
7485040 Methods and apparatus for advertising in gaming device 21 2004
 
BENHOV GMBH, LLC (1)
5991748 Methods and apparatus for regenerating a prepaid transaction account 315 1996
 
COMMUNITY UNITED IP, LLC (1)
5862223 Method and apparatus for a cryptographically-assisted commercial network system designed to facilitate and support expert-based commerce 899 1996
 
Omron Tateisi Electronics Co. (1)
4713760 Transaction processing system for separate registration and settlement functions 43 1985
 
FANNIE MAE (1)
7089503 Mortgage loan customization system and process 138 2002
 
Visa U.S.A. Inc. (7)
4605820 Key management system for on-line communication 142 1983
7356516 Method and system for facilitating electronic dispute resolution 90 2002
6920611 Method and system for implementing a loyalty merchant component 95 2003
2005/0071,225 System and apparatus for linking multiple rewards programs to promote the purchase of specific product mixes 129 2003
2005/0071,226 Method and system for managing dynamic terms and conditions and user interaction 72 2003
2005/0071,227 Method and system for managing concurrent sku-based rewards program 102 2003
2006/0080,243 System and method for issuer originated payments for on-line banking bill payments 58 2005
 
R.R. DONNELLEY & SONS COMPANY (1)
5502636 Personalized coupon generating and processing system 387 1992
 
Interfuse Technology Corporation (1)
6874139 Method and system for seamless integration of preprocessing and postprocessing functions with an existing application program 87 2001
 
INVENTOR HOLDINGS, LLC (1)
7006983 Method and system for processing a rebate 60 2000
 
BIG BABOON, INC. (1)
6115690 Integrated business-to-business Web commerce and business automation system 602 1997
 
Bluefire Systems, Inc. (1)
7155402 Method and apparatus for distribution of fashion and seasonal goods 76 2000
 
E-SCORING, INC. (1)
2002/0077,964 Systems and methods for providing consumers anonymous pre-approved offers from a consumer-selected group of merchants 247 2000
 
TEXTURA CORPORATION (9)
2005/0289,051 Construction payment management system and method 45 2005
2006/0173,706 Method of and system for evaluating financial risk associated with a construction project 13 2006
2006/0271,477 Construction payment management system and method with real-time draw notification features 14 2006
2006/0271,478 Construction payment management system and method with hierarchical invoicing and direct payment features 12 2006
2006/0271,479 Construction payment management system and method with budget reconciliation features 10 2006
2006/0271,397 Construction payment management system and method with automatic workflow management features 12 2006
2006/0271,480 Construction payment management system and method with graphical user interface features 14 2006
2007/0078,771 Construction payment management system and method with document tracking features 25 2006
7490064 Construction payment management system and method with budget reconciliation features 9 2007
 
ORBIS PATENTS LTD. (1)
6029890 User-Specified credit card system 247 1998
 
THOMSON REUTERS GLOBAL RESOURCES (4)
5864871 Information delivery system and method including on-line entitlements 403 1997
5940843 Information delivery system and method including restriction processing 189 1997
6912529 Method and system for storing and retrieving documents 27 1998
6535917 Market data domain and enterprise system implemented by a master entitlement processor 62 1999
 
Inforonics, Inc. (1)
5999971 Apparatus and method for identifying clients accessing network sites 84 1998
 
TAO TECHNOLOGIES, LLC (1)
6047268 Method and apparatus for billing for transactions conducted over the internet 587 1997
 
MITEL NETWORKS CORPORATION (1)
5761288 Service context sensitive features and applications 89 1995
 
VISHAY DALE ELECTRONICS, INC. (1)
5970480 Centralized credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle 164 1997
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6260026 Credit card information management system 135 1997
 
CHESS VENTURES LLC (7)
6805288 Method for generating customer secure card numbers subject to use restrictions by an electronic card 259 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 107 2001
 
SIVAULT, INC. (1)
2002/0031,230 Method and apparatus for a web-based application service model for security management 237 2001
 
Points.com (1)
2002/0143,614 Apparatus and method of facilitating the exchange of points between selected entitles 84 2001
 
ASCEND HIT LLC (1)
6154750 Method and system for navigation and data entry in heirarchically-organized database views 113 1998
 
POINTS CORPORATION (1)
2003/0144,902 Computer program and system for recording and processing bonus credits 22 2001
 
EXPERIENCE LAB, INC. (1)
2002/0010,668 Online merchandising and marketing system 55 2001
 
CERTEGY CHECK SERVICES, INC. (1)
2005/0283,429 Scored negative file system and method 29 2004
 
ICHIHIME SHOJI CO., LTD. (1)
2005/0108,090 Service points liquidation system 25 2004
 
RSA SECURITY INC. (1)
6460141 Security and access management system for web-enabled and non-web-enabled applications and content on a computer network 612 1998
 
Bullock Communications, Inc. (1)
5351186 System and method for obtaining information concerning a product or a service 251 1991
 
EASYCHECK, INC. (3)
2004/0111,371 Methods and systems for check processing 45 2003
2005/0199,708 Method for a host based smart card 47 2004
2005/0203,857 Methods for transaction processing 83 2005
 
RPX CORPORATION (5)
5970483 Apparatus and methodology for submitting search queries 88 1997
6081900 Secure intranet access 387 1999
6640302 Secure intranet access 148 2000
6687245 System and method for performing IP telephony 130 2001
6950936 Secure intranet access 95 2003
 
LEGEND FILMS, INC. (1)
2005/0240,916 SYSTEM AND METHOD FOR DISTRIBUTED PROJECT OUTSOURCING 11 2004
 
INFOSPACE, INC. (1)
4529870 Cryptographic identification, financial transaction, and credential device 444 1982
 
OPEN SOLUTIONS INC. (1)
5602936 Method of and apparatus for document data recapture 293 1995
 
MATSUSHITA ELECTRIC INDUSTRIAL CO., LTD. (1)
2002/0111,861 Data transmission system 23 2002
 
Adhesives Technology Corporation 1987 (1)
5257486 Nozzle for injecting a sealant into a crack 66 1991
 
NVOQ INCORPORATED (1)
2002/0156,900 Protocol independent control module 80 2002
 
INTERTECH HOLDINGS, LLC (2)
4745468 System for evaluation and recording of responses to broadcast transmissions 456 1986
4926255 System for evaluation of response to broadcast transmissions 493 1988
 
SOPHEON UK LIMITED (1)
6526404 Information system using human resource profiles 56 2000
 
SONY CORPORATION (2)
5845260 System and method for parent-controlled charging for on-line services 268 1996
2002/0188,565 Client terminal device, storage medium product, bank server apparatus, information transmitting method, information transmitting program, and information transmitting/receiving program 50 2002
 
CBS INTERACTIVE INC. (1)
6405175 Shopping scouts web site for rewarding customer referrals on product and price information with rewards scaled by the number of shoppers using the information 252 1999
 
MDWERKS, INC (1)
2003/0149,594 System and method for secure highway for real-time preadjudication and payment of medical claims 82 2002
 
Instasearch Corp. (1)
5583778 Computer method for collecting on judgments 90 1994
 
SUMITOMO MITSUI BANKING CORPORATION (1)
6085168 Electronic commerce settlement system 274 1998
 
SONY ELECTRONICS INC. (2)
2002/0072,931 System and method to provide financial rewards and other incentives to users of personal transaction devices 36 2001
7729925 System and method for facilitating real time transactions between a user and multiple entities 47 2005
 
TRIMBLE NAVIGATION LIMITED (1)
5764770 Image authentication patterning 132 1997
 
UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC. (1)
2005/0021,457 Financial account up-front incentives management system and method 172 2004
 
PASS TECHNOLOGIES, INC. (1)
4859837 Portable data carrier incorporating manually presettable processing modes 147 1988
 
DOCK 3, INC. (1)
2002/0032,613 Methods and systems for the physical delivery of goods ordered through an electronic network 91 2001
 
CALLAHAN CELLULAR L.L.C. (3)
5999907 Intellectual property audit system 238 1993
6490601 Server for enabling the automatic insertion of data into electronic forms on a user computer 371 1999
7155477 Method and system for continuous interactive communication in an electronic network 11 2001
 
UNWIRED PLANET, LLC (2)
6065120 Method and system for self-provisioning a rendezvous to ensure secure access to information in a database from multiple devices 276 1997
6754833 Method for generating and distributing telecom and internet revenue 204 1999
 
WEBMD, INC. (1)
6826696 System and method for enabling single sign-on for networked applications 127 2000
 
RONALD A. KATZ TECHNOLOGY LICENSING, L.P. (1)
5828734 Telephone interface call processing system with call selectivity 97 1993
 
SIGNATURE SYSTEMS LLC (6)
6594640 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 268 2000
6947898 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 119 2003
6820061 Method and system for exchange and aggregation of reward points via a global computer network 121 2003
6829586 Method and system for aggregation of reward points for payment of auctioned items 122 2003
6842739 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 122 2003
7512551 Method and system for implementing a search engine with reward components and payment components 44 2005
 
BELLSOUTH INTELLECTUAL PROPERTY CORPORATION (1)
2004/0254,991 Switching Internet service providers 24 2003
 
INTERTRUST TECHNOLOGIES CORPORATION (2)
5892900 Systems and methods for secure transaction management and electronic rights protection 2393 1996
6112181 Systems and methods for matching, selecting, narrowcasting, and/or classifying based on rights management and/or other information 963 1997
 
TOTAL SYSTEM SERVICES, INC. (2)
6817008 System and method for enterprise-wide business process management 64 2003
2006/0031,718 System and method for generating production-quality data to support software testing 27 2004
 
Weiss Jensen Ellis & Howard (1)
6144848 Handheld remote computer control and methods for secured interactive real-time telecommunications 773 1996
 
SMARTOUCH, LLC (1)
5764789 Tokenless biometric ATM access system 426 1996
 
OLYMPUS OPTICAL CO., LTD. (1)
5551021 Image storing managing apparatus and method for retreiving and displaying merchandise and customer specific sales information 257 1994
 
RICOH COMPANY, LTD. (2)
5933823 Image database browsing and query using texture analysis 249 1996
6363381 Compressed document matching 146 1998
 
LANDESK SOFTWARE LIMITED (1)
7032110 PKI-based client/server authentication 72 2000
 
CARLSON COMPANIES, INC. (1)
2005/0144,074 Computer implemented method and system for on-line redemption of coupons 116 2004
 
IMPRIVATA, INC. (1)
6618806 System and method for authenticating users in a computer network 261 1999
 
NEXTPAGE, INC. (1)
6401125 System and method for maintaining state information between a web proxy server and its clients 78 1999
 
TQP DEVELOPMENT, LLC (1)
5412730 Encrypted data transmission system employing means for randomly altering the encryption keys 102 1992
 
OSUMA FINLAND OY (1)
2006/0011,719 Customer loyalty card and devices associated therewith 38 2005
 
Hipersoft Corp. (1)
6098070 Case management for a personal injury plaintiff's law office using a relational database 205 1998
 
MEDIA IP HOLDINGS, LLC (1)
2007/0186,252 Method and system for home shopping using video-on-demand services 29 2006
 
COVERDELL & COMPANY (1)
2002/0010,599 Method for targeting insurance policy incentive rewards 64 2001
 
NCR CORPORATION (4)
6539363 Write input credit transaction apparatus and method with paperless merchant credit card processing 97 1990
5835603 Financial transaction system 161 1996
6151584 Computer architecture and method for validating and collecting and metadata and data about the internet and electronic commerce environments (data discoverer) 370 1997
6564189 Universal methods and apparatus for determining prices and rewards within retail transactions 42 1998
 
CUBIC CORPORATION (1)
2006/0261,927 Smart card receiver and system for pulsed RF fields 36 2006
 
TELSPAN, INC. (1)
5467269 Method and means for telephonically crediting customers with rebates and refunds 326 1994
 
TOBIN FAMILY EDUCATION AND HEALTH FOUNDATION, THE (1)
6141666 Method and system for customizing marketing services on networks communicating with hypertext tagging conventions 331 1997
 
SOCIETE ANONYME DITE: COMPAGNIE GENERALE D'AUTOMATISME CGA-HBS (1)
4977501 Fare collection system using microwaves 85 1989
 
PRIVASYS, INC. (7)
6592044 Anonymous electronic card for generating personal coupons useful in commercial and security transactions 334 2000
6609654 Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions 274 2000
6755341 Method for storing data in payment card transaction 193 2000
7195154 Method for generating customer secure card numbers 182 2001
2003/0061,168 Method for generating customer secure card numbers 36 2001
2003/0061,168 Method for generating customer secure card numbers 36 2001
2007/0215,688 Method for Generating Customer Secure Card Numbers 33 2007
 
CHEMTRON RESEARCH LLC (2)
2005/0216,346 System and method for consumer-selected advertising and branding in interactive media 147 2005
2005/0261,995 Method and system for processing tax pertaining to a goods and services transaction 41 2005
 
Radisson Hotels International, Inc. (1)
5483444 System for awarding credits to persons who book travel-related reservations 367 1995
 
1-800-PAY-BY-PHONE, INC. (1)
2005/0033,637 Bill payment incentives system 31 2003
 
AMAZON TECHNOLOGIES, INC. (5)
6029141 Internet-based customer referral system 1200 1997
2002/0152,163 Network based user-to-user payment service 87 2001
7599856 Detection of fraudulent attempts to initiate transactions using modified display objects 34 2002
2006/0015,463 Performing automatically authorized programmatic transactions 51 2004
2006/0036,553 Automatic authorization of programmatic transactions 107 2004
 
AMAZON.COM, INC. (3)
5727163 Secure method for communicating credit card data when placing an order on a non-secure network 432 1995
5715399 Secure method and system for communicating a list of credit card numbers over a non-secure network 634 1995
5960411 Method and system for placing a purchase order via a communications network 1600 1997
 
AMAZON.COM HOLDINGS, INC. (1)
6360254 System and method for providing secure URL-based access to private resources 314 1999
 
PAYMENT PROCESSING, INC. (1)
2003/0229,590 Global integrated payment system 59 2002
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
2001/0049,628 On-line system for aggregation of purchase bonuses 109 2001
 
BLACKHAWK NETWORK, INC. (1)
5956695 Filter processor and method for implementing a program 280 1997
 
BRIGHT RESPONSE, LLC (3)
6182059 Automatic electronic message interpretation and routing system 201 1997
6278996 System and method for message process and response 128 1998
6411947 Automatic message interpretation and routing system 152 1998
 
Wireless Checking, Inc. (1)
2003/0125,969 Method and apparatus for processing financial transactions over a paging network 76 2001
 
YT ACQUISITION CORPORATION (8)
5615277 Tokenless security system for authorizing access to a secured computer system 382 1994
5838812 Tokenless biometric transaction authorization system 403 1996
5805719 Tokenless identification of individuals 476 1997
6366682 Tokenless electronic transaction system 180 1998
6230148 Tokenless biometric electric check transaction 158 1999
6269348 Tokenless biometric electronic debit and credit transactions 258 1999
6154879 Tokenless biometric ATM access system 300 1999
2009/0228,362 TOKENLESS BIOMETRIC ELECTRONIC FINANCIAL TRANSACTIONS VIA A THIRD PARTY IDENTICATOR 24 2009
 
BANK OF AMERICA CORPORATION (2)
6128602 Open-architecture system for real-time consolidation of information from multiple financial systems 390 1998
6789115 System for collecting, analyzing, and reporting high volume multi-web server usage 92 1999
 
The United States of America as represented by the Secretary of the Air Force (1)
5189606 Totally integrated construction cost estimating, analysis, and reporting system 263 1991
 
VESDIA CORPORATION (2)
6345261 Customer loyalty investment program 209 1999
2003/0004,809 Method and system for automatically calculating and managing consumer earned equity 44 2002
 
Bottomline Technologies (DE) Inc. (1)
6856970 Electronic financial transaction system 115 2000
 
VEICON TECHNOLOGY, INC. (1)
5958007 Automatic and secure system for remote access to electronic mail and the internet 136 1997
 
NYTELL SOFTWARE LLC (1)
6138118 Method and system for reconciling concurrent streams of transactions in a database 203 1998
 
PALM, INC. (1)
5276311 Method and device for simplifying the use of a plurality of credit cards, or the like 647 1992
 
CUSTOMEDIA, LLC (1)
6213391 Portable system for personal identification based upon distinctive characteristics of the user 239 1997
 
SPENDINGMONEY, LLC (1)
5864830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 395 1997
 
LOGICLINK CORPORATION (1)
5987498 Credit card operated computer on-line service communication system 308 1996
 
PAYBYCLICK CORPORATION--TEXAS (1)
7249099 Method and apparatus for conducting electronic commerce transactions using electronic tokens 62 2005
 
HYBRID KIOSKS, LLC (1)
2007/0011,089 Electronic savings transfers 83 2006
 
BANK ONE, DELAWARE, NATIONAL ASSOCIATION (2)
5995948 Correspondence and chargeback workstation 156 1997
7072864 Customer activated multi-value (CAM) card 145 2003
 
TWINTECH E.U. II, LIMITED LIABILITY COMPANY (1)
5819285 Apparatus for capturing, storing and processing co-marketing information associated with a user of an on-line computer service using the world-wide-web. 308 1995
 
SL SOFRTWARE, INC. (1)
5682524 Databank system with methods for efficiently storing non-uniform data records 287 1995
 
TTI INVENTIONS C LLC (1)
5084816 Real time fault tolerant transaction processing system 198 1989
 
Ait Advanced Information Technologies Corporation (1)
2002/0104,006 Method and system for securing a computer network and personal identification device used therein for controlling access to network components 133 2001
 
TOUCH TECHNOLOGIES, INC. (1)
5544086 Information consolidation within a transaction network 292 1994
 
eSpoc, Inc. (1)
6785810 System and method for providing secure transmission, search, and storage of data 133 1999
 
The MathWorks, Inc. (1)
7139686 Report generator for a mathematical computing environment 37 2000
 
GOEKEN GROUP CORP. (1)
5617474 Telephone handset having a latch-receiving opening in an enlarged inlet opening of a card-receiving slot 67 1990
 
The United States of America as represented by the Secretary of Commerce (2)
5231668 Digital signature algorithm 180 1991
6202066 Implementation of role/group permission association using object access type 260 1998
 
THE WESTERN UNION COMPANY (3)
7440923 Method and apparatus for preauthorizing electronic fund transfers without actual written authentication 10 1999
2003/0158,818 Systems and methods for operating loyalty programs 64 2002
2005/0125,296 Systems and methods for obtaining biometric information at a point of sale 42 2003
 
PITNEY BOWES INC. (1)
4713761 System for centralized processing of accounting and payment functions 287 1985
 
HARRISON COMPANY, LLC, THE (2)
6009415 Data processing technique for scoring bank customer relationships and awarding incentive rewards 276 1991
6424951 Data processing technique for scoring bank customer relationships and awarding incentive rewards 98 1999
 
ASSA ABLOY AB (1)
5832090 Radio frequency transponder stored value system employing a secure encryption protocol 104 1995
 
APPLE INC. (2)
6714987 Architecture for an IP centric distributed network 272 1999
2005/0198,634 Assigning tasks in a distributed system 25 2004
 
KABUSHIKI KAISHA TOSHIBA (4)
4641239 Automatic-transfer-transaction processing apparatus 124 1984
5225664 Mutual authentication system 69 1991
6409080 Portable electronic device and loyalty point system 78 2001
2004/0128,248 Method for managing account, method for performing settling, method for managing lot, computer readable recording medium, account managing/settling system, and lot managing system 23 2003
 
DISNEY ENTERPRISES, INC. (1)
5963915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 634 1996
 
AUTOGAS ACQUISITIONS CORP. (1)
2005/0261,916 Fuel dispensing system and method providing discounted prices to individually identified customers 39 2003
 
Printon AB (1)
6992786 Method and system for online creation and ordering of customized material for printing 46 2000
 
RAYTHEON COMPANY (1)
5241594 One-time logon means and methods for distributed computing systems 330 1992
 
SELFOO (1)
2004/0006,487 Centralised system and method for dispensing services to automatic sales terminals 34 2003
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (52)
4661658 Offline PIN validation with DES 75 1985
4747050 Transaction security system using time variant parameter 118 1987
5560008 Remote authentication and authorization in a distributed data processing system 365 1989
5315504 Electronic document approval system 93 1990
5317683 Method and apparatus for automated meeting agenda generation in a data processing system 106 1990
5196840 Secure communications system for remotely located computers 105 1990
5469576 Front end for file access controller 92 1993
5604490 Method and system for providing a user access to multiple secured subsystems 170 1994
5532920 Data processing system and method to enforce payment of royalties when copying softcopy books 437 1994
5661807 Authentication system using one-time passwords 112 1995
5832211 Propagating plain-text passwords from a main registry to a plurality of foreign registries 107 1995
5838903 Configurable password integrity servers for use in a shared resource environment 112 1995
5862323 Retrieving plain-text passwords from a main registry by a plurality of foreign registries 77 1995
5592553 Authentication system using one-time passwords 172 1996
5826023 Communications tunneling 68 1996
5933827 System for identifying new web pages of interest to a user 282 1996
5796827 System and method for near-field human-body coupling for encrypted communication with identification cards 246 1996
5918239 Deferred display of web pages corresponding to links selected by user 129 1997
6104716 Method and apparatus for lightweight secure communication tunneling over the internet 265 1997
6684384 Extensible object oriented framework for general ledger 66 1997
5963952 Internet browser based data entry architecture 195 1997
5982370 Highlighting tool for search specification in a user interface of a computer system 230 1997
6000033 Password control via the web 134 1997
6092192 Apparatus and methods for providing repetitive enrollment in a plurality of biometric recognition systems based on an initial enrollment 157 1998
6505773 Authenticated electronic coupon issuing and redemption 128 1998
6178511 Coordinating user target logons in a single sign-on (SSO) environment 227 1998
6275944 Method and system for single sign on using configuration directives with respect to target types 147 1998
6580814 System and method for compressing biometric models 51 1998
6321337 Method and system for protecting operations of trusted internal networks 295 1998
6507912 Protection of biometric data via key-dependent sampling 93 1999
6651168 Authentication framework for multiple authentication processes and mechanisms 158 1999
6493685 Electronic account presentation and response system and method 338 1999
6256664 Method and apparatus for computed relevance messaging 146 1999
6751654 Simulating web cookies for non-cookie capable browsers 63 1999
6535980 Keyless encryption of messages using challenge response 58 1999
6470357 System and method of enhanced directory services for telecommunications management network applications 55 1999
6957337 Method and apparatus for secure authorization and identification using biometrics without privacy invasion 84 1999
6549972 Method and system for providing control accesses between a device on a non-proprietary bus and a device on a proprietary bus 16 1999
6725269 System and method for maintaining multiple identities and reputations for internet interactions 136 1999
6735695 Methods and apparatus for restricting access of a user using random partial biometrics 149 1999
7013286 Generation, distribution, storage, redemption, validation and clearing of electronic coupons 130 1999
6571216 Differential rewards with dynamic user profiling 179 2000
7039714 Method of enabling an intermediary server to impersonate a client user's identity to a plurality of authentication domains 57 2000
6976164 Technique for handling subsequent user identification and password requests with identity change within a certificate-based host session 111 2000
6819219 Method for biometric-based authentication in wireless communication for access control 301 2000
6965939 Method and apparatus for processing requests in a network data processing system based on a trust association between servers 55 2001
7134075 Conversion of documents between XML and processor efficient MXML in content based routing networks 92 2001
2003/0004,794 Corporate rewards program overdraft method 19 2001
2003/0037,131 User information coordination across multiple domains 93 2001
6641050 Secure credit card 200 2001
2004/0054,931 Calendar based security object management 10 2002
2005/0240,474 Pattern based promotion evaluation 32 2005
 
U.S. BANK NATIONAL ASSOCIATION (2)
7506804 System and method for an integrated payment and reward card 34 2005
2010/0057,551 POINT-OF-SALE PURCHASE SYSTEM AND METHOD WITH OPTION OF PAYMENT USING LOYALTY POINTS 32 2008
 
AT&T IPM CORP. (2)
5450491 Authenticator card and system 136 1993
5541583 Arrangement for interrogating portable data communication devices 155 1995
 
ARUNACHALAM, LAKSHMI, DR. (1)
5778178 Method and apparatus for enabling real-time bi-directional transactions on a network 315 1996
 
FLEETBOSTON FINANCIAL CORPORATION (1)
5677955 Electronic funds transfer instruments 1068 1995
 
DATAMOTION TEXAS LLC (1)
6684248 Method of transferring data from a sender to a recipient during which a unique account for the recipient is automatically created if the account does not previously exist 104 2000
 
NORTHERN LIGHT WEB SEARCH (1)
2005/0131,721 System and method to facilitate sharing of information 6 2004
 
Agovino, Frank R. (1)
2003/0088,462 DEBIT CARD SYSTEM AND METHOD FOR IMPLEMENTING INCENTIVE AWARD PROGRAM 55 1999
 
Coin Acceptors, Inc. (1)
2005/0205,666 Loyalty automatic merchandiser system 45 2005
 
APPAGE CORPORATION (1)
5903878 Method and apparatus for electronic commerce 397 1997
 
U.S. BANCORP LICENSING, INC. (1)
2005/0060,579 SECURE NETWORK SYSTEM AND ASSOCIATED METHOD OF USE 25 2004
 
I novation Inc. (1)
6662215 System and method for content optimization 77 2000
 
GLOBAL ONLINE PROMOTIONS, INC. (1)
2001/0039,511 Lottery award promotional method and system 38 2000
 
HUMANA INC. (1)
2003/0154,403 Web-based security with controlled access to data and resources 92 2002
 
HOME ACCOUNT NETWORK, INC. (1)
5852811 Method for managing financial accounts by a preferred allocation of funds among accounts 555 1994
 
BLOCK FINANCIAL LLC (1)
6014645 Real-time financial card application system 489 1996
 
Gascard, Inc. (1)
4891503 Distributed authorization system 228 1988
 
United Health Group Incorporated (1)
2005/0256,794 Benefit financing arrangement 30 2005
 
MINOLTA CO., LTD. (1)
6075519 Operational mode setting apparatus for display screen 54 1996
 
MIDNIGHT BLUE REMOTE ACCESS LLC (2)
6292786 Method and system for generating incentives based on substantially real-time product purchase information 426 1999
6611811 Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold 127 1999
 
Coordinated Data Services, Inc. (1)
5878405 Pension planning and liquidity management system 244 1996
 
SHEP DATA FUNDING LLC (1)
5761661 Data management system and method 130 1994
 
ZYNGA INC. (4)
5921864 Electronic word puzzle game 85 1996
5798508 Postpaid traveler's checks 89 1996
6006205 Credit card billing method and system 148 1997
6360209 Credit card billing method and system 61 1999
 
Charter One Financial, Inc. (1)
2003/0225,688 Financial account transfer apparatus and method 55 2002
 
SUPERMARKETS ONLINE, INC. (1)
6298330 Communicating with a computer based on the offline purchase history of a particular consumer 236 1999
 
Phoenix Licensing, LLC (3)
5987434 Apparatus and method for transacting marketing and sales of financial products 502 1996
6076072 Method and apparatus for preparing client communications involving financial products and services 340 1997
6999938 Automated reply generation direct marketing system 91 1999
 
HARRAH'S OPERATING COMPANY, INC. (1)
5761647 National customer recognition system and method 708 1996
 
AT&T Bell Laboratories (2)
5253294 Secure transmission system 90 1983
5311594 Fraud protection for card transactions 340 1993
 
PRINCIPAL FINANCIAL SERVICES, INC. (1)
2003/0167,199 Automated workflow means and method for pension products 12 2002
 
DEFAULT PROOF CREDIT CARD SYSTEMS, INC. (1)
2003/0088,470 System and process for debit card dispensing 27 2003
 
GOETEL COMMUNICATIONS CORP. (1)
5546452 Communications system using a central controller to control at least one network and agent system 268 1995
 
ASPEN MARKETING SERVICES, INC. (1)
5983196 Interactive computerized methods and apparatus for conducting an incentive awards program 227 1996
 
EOLAS TECHNOLOGIES INC. (1)
5838906 Distributed hypermedia method for automatically invoking external application providing interaction and display of embedded objects within a hypermedia document 682 1994
 
ASN HOLDINGS, LLC (1)
2002/0052,778 System and method for providing incentives to purchasers 105 2000
 
GENERAL INSTRUMENT CORPORATION (GIC-4) (1)
5054067 Block-cipher cryptographic device based upon a pseudorandom nonlinear sequence generator 45 1990
 
GENERAL ELECTRIC COMPANY (3)
4845347 Transaction system 76 1986
2002/0069,158 Method and system for providing a secured multi-purpose electronic account 31 2000
* 2002/0152,279 Personalized intranet portal 64 2001
 
Aztar Corporation (1)
2005/0075,889 Progressive customer reward program 74 2003
 
CURSYS, INC. (NOW CURRENCY SCIENTIFIC INC.) (1)
5420405 Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes 310 1993
 
VERIZON PATENT AND LICENSING INC. (8)
6088451 Security system and method for network element access 414 1996
5944824 System and method for single sign-on to a plurality of network elements 413 1997
6202151 System and method for authenticating electronic transactions using biometric certificates 236 1997
6067531 Automated contract negotiator/generation system and method 158 1998
6611498 Integrated customer web station for web based call management 171 1998
7225249 Integrated systems for providing communications network management services and interactive generating invoice documents 274 1998
6438219 System, method and computer program product for achieving local number portability costing support 27 1999
2005/0216,421 Integrated business systems for web based telecommunications management 490 2005
 
SYNAPSE GROUP, INC. (1)
6014641 Method and apparatus for providing open-ended subscriptions to commodity items normally available only through term-based subscriptions 109 1996
 
MARS, INCORPORATED (1)
2002/0004,742 Time variable incentive for purchasing goods and services 30 2000
 
ZEDO, INC. (1)
* 2002/0069,105 Data processing system for targeted content 154 2000
 
E-TALK CORPORATION (2)
5621789 Method and system for integrating a plurality of call center agent performance enhancement modules 173 1993
5684870 Method and system for transferring calls and call-related data between a plurality of call centers 191 1996
 
TOSHIBA GLOBAL COMMERCE SOLUTIONS HOLDINGS CORPORATION (2)
6016476 Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security 631 1998
2006/0143,077 Method and system to ensure maintenance of individual government benefits in a retail environment 25 2004
 
GENERAL ELECTRIC CAPITAL CORPORATION (5)
6970830 Methods and systems for analyzing marketing campaigns 149 1999
7003476 Methods and systems for defining targeted marketing campaigns using embedded models and historical data 116 1999
7006979 Methods and systems for creating models for marketing campaigns 58 1999
7010495 Methods and systems for analyzing historical trends in marketing campaigns 46 1999
6901406 Methods and systems for accessing multi-dimensional customer data 127 2000
 
AGRATEC, LLC (1)
* 2002/0072,984 Method and apparatus for the distribution and sale of a branded product 32 2000
 
CHEYENNE PROPERTY TRUST (1)
5841869 Method and apparatus for trusted processing 131 1996
 
SNAPCHAT, INC. (1)
6012088 Automatic configuration for internet access device 663 1996
 
IMPERVA, INC. (1)
2008/0320,567 SYSTEM AND METHOD FOR PREVENTING WEB FRAUDS COMMITTED USING CLIENT-SCRIPTING ATTACKS 55 2008
 
PATRICK CUNNINGHAM GROUP, INC. (1)
2002/0107,788 Application and payment database system for lenders and builders and a method therefor 129 2001
 
FRANCE TELECOM (1)
2002/0032,622 Shop management method and platform for performing the method 28 2001
 
ECOVA, INC. (1)
5943656 Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill consolidating, utility billing access and payment and utility provider consolidated billing systems 303 1997
 
METASWARM INC (1)
2006/0041,540 System and Method Relating to Dynamically Constructed Addresses in Electronic Messages 55 2005
 
F. POSZAT HU, L.L.C. (5)
5754840 System, method, and computer program product for developing and maintaining documents which includes analyzing a patent application with regards to the specification and claims 168 1996
6216115 Method for multi-directional consumer purchasing, selling, and transaction management 104 1998
6609104 Method and system for accumulating marginal discounts and applying an associated incentive 65 1999
6516302 Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds 104 1999
6587835 Shopping assistance with handheld computing device 1118 2000
 
GENERAL DYNAMICS C4 SYSTEMS, INC. (1)
5381332 Project management system with automated schedule and cost integration 194 1991
 
AT&T CORP. (3)
5835580 Method and apparatus for automated provisioning and billing of communication services 227 1996
5950174 Affiliation-based arrangement for billing 157 1997
2007/0283,436 Method and apparatus for large-scale automated distributed denial of service attack detection 20 2006
 
AMERICA ONLINE, INC. (1)
2005/0278,641 Javascript Calendar Application Delivered to a Web Browser 170 2003
 
INTERNATIONAL TECHNOLOGIES & SYSTEMS, CORPORATION (4)
D491953 Proximity interface with advertising insert for transaction acceptance systems 74 2002
D490840 Proximity interface for transaction acceptance systems 61 2002
D491186 Magnetic stripe simulacrum for transaction acceptance systems 64 2002
D498236 Coreless inductor magnetic stripe simulacrum for transaction acceptance systems 57 2003
 
EXPERIAN INFORMATION SOLUTIONS, INC. (1)
6925441 System and method of targeted marketing 170 1997
 
FITBIT, INC. (3)
2006/0249,574 Automated payment card fraud detection and location 77 2006
2007/0136,211 FINANCIAL TRANSACTIONS WITH DYNAMIC CARD VERIFICATION VALUES 115 2006
2007/0208,671 FINANCIAL TRANSACTIONS WITH DYNAMIC PERSONAL ACCOUNT NUMBERS 87 2006
 
PLANETJAM MEDIA GROUP, INC. (1)
2002/0010,621 Incentives for content consumption 55 2001
 
RESEARCH IN MOTION LIMITED (1)
6868391 Tele/datacommunications payment method and apparatus 215 1998
 
Spot Metals Online (1)
5715402 Method and system for matching sellers and buyers of spot metals 550 1995
 
MShift, Inc. (1)
6950881 System for converting wireless communications for a mobile device 31 2000
 
DIGICASH INCORPORATED (1)
2007/0179,883 System and method and computer readable code for visualizing and managing digital cash 64 2006
 
HYPERWALLET SYSTEMS, INC. (1)
7177830 On-line payment system 27 2003
 
Vindicator Corporation (1)
5001755 Security system network 55 1990
 
TOTAL SYSTEMS SERVICES, INC. (1)
2004/0210,531 System and method for single event authorization control of transactions 50 2002
 
TOTAL SYSTEMS INTEGRATORS, INC. (1)
5842421 Power and free conveyor system utilizing power track and dog elevation to prevent jamming conditions at transfers and switches 24 1996
 
AVAYA INC. (2)
5740231 Network-based multimedia communications and directory system and method of operation 537 1994
6161182 Method and apparatus for restricting outbound access to remote equipment 120 1998
 
Yodlee.com, Inc. (3)
6199077 Server-side web summary generation and presentation 287 1999
2002/0023,108 AUTOMATIC WEB FORM INTERACTION PROXY 100 1999
7225464 Method for verifying the identity of a user for session authentication purposes during Web navigation 43 2002
 
eCardless Bancorp, Ltd. (1)
2004/0019,563 Purchasing on the internet using verified order information and bank payment assurance 28 2003
 
The Beacon Journal Publishing Company (1)
2002/0095,443 Method for automated generation of interactive enhanced electronic newspaper 39 2002
 
ESCHER GROUP, LTD., THE (1)
2002/0042,808 Method and apparatus for linking data and objects 20 2001
 
Financial Engines, Inc. (1)
5918217 User interface for a financial advisory system 358 1997
 
Powell, Raymond H.J. (1)
2003/0233,255 METHOD OF COORDINATING MAINTENANCE OF VITAL PATIENT DATA AND SOFTWARE THEREFOR 23 1999
 
WILMINGTON TRUST, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT (7)
5511117 Integrated voice and business transaction reporting for telephone call centers 121 1994
5675637 Method for automatically obtaining and presenting data from multiple data sources 170 1995
5640577 Data processing system with automated at least partial forms completion 421 1995
5724424 Digital active advertising 1077 1995
5790650 Telephone call center management system which supports multi-user and separate private applications 126 1996
5963635 Method and apparatus for providing result-oriented customer service 261 1996
6298356 Methods and apparatus for enabling dynamic resource collaboration 169 1998
 
CATALINA MARKETING CORPORATION (12)
5644723 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 493 1994
5832457 Method and apparatus for selective distribution of discount coupons based on prior customer behavior 623 1995
5642485 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 489 1995
5649114 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 591 1995
5687322 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 818 1995
5710886 Electric couponing method and apparatus 621 1995
6334108 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 192 1996
6424949 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 212 1997
6795809 Method and apparatus for logging system test data in a POS system 52 1998
6684195 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 148 2000
2002/0133,401 Method and system for accumulating coupon values in an account for future redemption 24 2001
2003/0216,967 Electronic promotions systems 118 2003
 
Corpra Research, Inc. (1)
4575621 Portable electronic transaction device and system therefor 432 1984
 
U.S. PHILIPS CORPORATION (1)
4890324 Enciphering/deciphering method and arrangement for performing the method 15 1987
 
SANDCHERRY NETWORKS, INC. (1)
7185094 Media session framework using a control module to direct and manage application and service servers 54 2001
 
CATALINA MARKETING INTERNATIONAL, INC. (1)
2001/0023,407 Method and apparatus for distributing and redeeming offers and incentives 46 2001
 
BARTON PATENT 533 LLC (1)
6164533 Point of sale automatic savings program contribution system 203 1998
 
OKI ELECTRIC INDUSTRY CO., LTD. (2)
4877947 Transaction processing system 240 1987
2005/0273,425 Acceptance/reception separating system in financial institution 23 2005
 
ROSE BLUSH SOFTWARE LLC (1)
5991780 Computer based system, method, and computer program product for selectively displaying patent text and images 134 1998
 
FOLETTA, WAYNE S., SUNNYVALE, CALIFORNIA (1)
4650981 Credit card with active electronics 179 1984
 
SUN MICROSYSTEMS, INC. (1)
2005/0015,490 System and method for single-sign-on access to a resource via a portal server 38 2003
 
TANDEM COMPUTERS INCORPORATED (1)
4723246 Integrated scrambler-encoder using PN sequence generator 51 1985
 
FUJI XEROX CO., LTD. (1)
2006/0274,970 Image processing device, method, and storage medium which stores a program 23 2005
 
OFFICIAL PAYMENTS CORPORATION (2)
5870724 Targeting advertising in a home retail banking delivery service 510 1995
6202054 Method and system for remote delivery of retail banking services 440 1998
 
INDIVIDUAL NETWORK, LLC (1)
6735778 Method and system for providing home shopping programs 17 2002
 
INVENSYS SYSTEMS, INC. (1)
2002/0069,172 Method and system for administering a concurrent user licensing agreement on a manufacturing/process control information portal server 37 2001
 
INTERNET MEDIA INTERACTIVE CORPORATION (1)
6049835 System for providing easy access to the World Wide Web utilizing a published list of preselected Internet locations together with their unique multi-digit jump codes 166 1996
 
HIP Consult Inc. (1)
2007/0295,803 APPARATUS AND METHOD FOR FACILITATING MONEY OR VALUE TRANSFER 142 2006
 
CARDIS ENTERPRISE INTERNATIONAL N.V. (1)
6065675 Processing system and method for a heterogeneous electronic cash environment 322 1998
 
SYMANTEC CORPORATION (1)
6408389 System for supporting secured log-in of multiple users into a plurality of computers using combined presentation of memorized password and transportable passport record 62 2000
 
BOUYANT HOLDINGS LIMITED (1)
2009/0100,508 METHOD AND APPARATUS FOR THE SECURE IDENTIFICATION OF THE OWNER OF A PORTABLE DEVICE 18 2008
 
BPREPAID, LLC (1)
2005/0125,315 System for account management and method therefor 39 2003
 
DIALWARE INC. (1)
2004/0031,856 Physical presence digital authentication system 232 2003
 
SEIKO EPSON CORPORATION (2)
* 2002/0032,724 Web page transmission system, web page transmission method and storage medium 7 2001
2002/0194,071 Reward system and apparatus used therefor 22 2002
 
XEROX CORPORATION (2)
5857023 Space efficient method of redeeming electronic payments 36 1996
2007/0019,806 System and method for establishing secondary channels 12 2006
 
PENDRAGON NETWORKS LLC (1)
6317834 Biometric authentication system with encrypted models 183 1999
 
LAAGE, MARIA THERESA, MS (1)
6931382 Payment instrument authorization technique 117 2001
 
SILICON VALLEY BANK (1)
6915271 Method and system for delivering redeeming dynamically and adaptively characterized promotional incentives on a computer network 201 1999
 
INSTITUTE FOR INFORMATION SCIENCES (1)
2003/0051,026 Network surveillance and security system 411 2001
 
MASTERCARD INTERNATIONAL INCORPORATED (6)
5023782 Travelers cheque transaction terminal 273 1990
5692132 System and method for conducting cashless transactions on a computer network 573 1995
5699528 System and method for bill delivery and payment over a communications network 1111 1995
2001/0027,441 System and method for conducting electronic commerce with a remote wallet server 147 2001
2008/0133,350 METHOD AND APPARATUS FOR REWARD REDEMPTION AT THE POINT OF INTERACTION 48 2007
2009/0171,778 METHODS AND SYSTEMS FOR APPLYING A REWARDS PROGRAM PROMOTION TO PAYMENT TRANSACTIONS 36 2007
 
TELE-PUBLISHING, INC. (1)
6073105 Interactive personals online network method and apparatus 293 1997
 
OPTIMIZEUSA, INC. (1)
2003/0088,489 Automated investment advisory software and method 37 2000
 
Societe Nationale Elf Aquitaine (1)
5302810 Method for rapid and uniform heating of a multilayer assembly comprising at least one thin layer based on an ion-conducting macromolecular material interleaved between two structures with high electronic conduction 16 1991
 
UBS PAINEWEBBER INC. (1)
2003/0040,995 Benefit provider system and method 53 2001
 
ERN, LLC (1)
2002/0026,365 Method and system for electronic payment and check guarantee 30 2001
 
TELEBUYER, LLC (1)
5412708 Videophone system for scrutiny monitoring with computer control 183 1993
 
XL TRANSISTORS LIMITED LIABILITY COMPANY (2)
5450134 Video facility management system for encoding and decoding video signals to facilitate identification of the video signals 131 1993
5557334 Apparatus for tracking the flow of video signals by incorporating patterns of machine readable signals which will appear at predetermined locations of a television picture 119 1995
 
National Bancard Corporation (1)
5432326 Systems and methods for operating data card terminals for transaction chargeback protection 81 1994
 
SYSTEMS & COMPUTER TECHNOLOGY CORPORATION (2)
2002/0029,269 Methods and systems for coordinating the termination of sessions on one or more systems 62 2001
7093020 Methods and systems for coordinating sessions on one or more systems 86 2001
 
THE 41ST PARAMETER, INC. (1)
2007/0234,409 SYSTEMS AND METHODS FOR DETECTION OF SESSION TAMPERING AND FRAUD PREVENTION 58 2007
 
BUZZMETRICS, LTD., AN ISRAEL CORPORATION (1)
7197470 System and method for collection analysis of electronic discussion methods 64 2000
 
BUYERLEVERAGE (1)
2003/0158,776 Buyer-driven targeting of purchasing entities 151 2001
 
Intellicard International, Inc. (1)
4614861 Unitary, self-contained card verification and validation system and method 667 1984
 
REWARDS SYSTEMS, INC. (1)
2004/0215,507 Fully funded reward program 70 2002
 
3M INNOVATIVE PROPERTIES COMPANY (1)
5781909 Supervised satellite kiosk management system with combined local and remote data storage 238 1996
 
NETSILICA, INC. (1)
2003/0046,587 Secure remote access using enterprise peer networks 229 2002
 
TELEFONAKTIEBOLAGET L M ERICSSON (PUBL) (1)
5724423 Method and apparatus for user authentication 105 1995
 
FORD MOTOR COMPANY (1)
6684212 System and method for data sharing between members of diverse organizations 39 2000
 
IDLOYALTY, LLC (1)
6070147 Customer identification and marketing analysis systems 563 1996
 
TRIDIM INNOVATIONS LLC (1)
5847709 3-D document workspace with focus, immediate and tertiary spaces 178 1996
 
III HOLDINGS 1, LLC (13)
2001/0034,720 System for facilitating a transaction 267 2001
2001/0054,003 System and method for using loyalty points 397 2001
2003/0225,618 System and method for exchanging loyalty points for acquisitions 63 2002
2003/0236,712 System and method for distributing vouchers 60 2003
2005/0086,103 Electronic shopping cart for transactions 31 2003
2005/0033,619 METHOD AND SYSTEM FOR TRACKING USER PERFORMANCE 83 2004
2005/0203,824 A SYSTEM AND METHOD FOR USING CASH REBATES 45 2004
2006/0004,629 Deferred loyalty points redemption method 76 2004
2005/0171,898 SYSTEMS AND METHODS FOR MANAGING MULTIPLE ACCOUNTS ON A RF TRANSACTION DEVICE USING SECONDARY IDENTIFICATION INDICIA 200 2004
2005/0197,904 Credit card reward program 37 2005
2005/0160,003 SYSTEM AND METHOD FOR INCENTING RFID TRANSACTION DEVICE USAGE AT A MERCHANT LOCATION 44 2005
7506806 Smartcard transaction method and system using fingerprint recognition 44 2007
7686218 System and method for exchanging loyalty points for acquisitions 36 2007
 
AT&T Technologies, Inc. (1)
4605844 Computerized transaction card with inductive data transfer 151 1985
 
Mantra Technologies, Inc. (1)
5926812 Document extraction and comparison method with applications to automatic personalized database searching 164 1997
 
BACK PAGES INC. (1)
5513102 Data processing methods of implementing an award to an authorized user of a credit card 342 1994
 
RPX CLEARINGHOUSE LLC (2)
6092196 HTTP distributed remote user authentication system 545 1997
6101486 System and method for retrieving customer information at a transaction center 246 1998
 
MORE MAGIC HOLDINGS, INC. (1)
6343323 Resource retrieval over a source network determined by checking a header of the requested resource for access restrictions 52 1998
 
FACEBOOK, INC. (3)
5657390 Secure socket layer application program apparatus and method 407 1995
6014638 System for customizing computer displays in accordance with user preferences 691 1996
5825890 Secure socket layer application program apparatus and method 239 1997
 
EURONET WORLDWIDE, INC. (1)
2004/0078,332 System and method for purchasing goods and services through data network access points over a point of sale network 78 2003
 
THE GOLUB CORPORATION (2)
2003/0033,252 Methods and systems for check processing using blank checks at a point-of-sale 47 2001
2004/0044,606 Methods and systems for check processing 44 2003
 
W. & T. Avery Limited (1)
5352877 Non-contact transaction system with token presence detection 68 1992
 
MCAFEE, INC. (1)
6584508 Advanced data guard having independently wrapped components 100 1999
 
STRATEGIC PROCESSING CORPORATION (1)
4799156 Interactive market management system 1824 1986
 
CITIBANK, N.A. (18)
5557518 Trusted agents for open electronic commerce 892 1994
5710889 Interface device for electronically integrating global financial services 734 1995
5866889 Integrated full service consumer banking system and system and method for opening an account 187 1995
5659165 Customer-directed, automated process for transferring funds between accounts via a communications network 355 1995
5966695 Sales and marketing support system using a graphical query prospect database 468 1995
5642419 Method for acquiring and revalidating an electronic credential 306 1995
6049782 Relationship management system and process for pricing financial instruments based on a customer's relationship with a financial institution 299 1996
5930764 Sales and marketing support system using a customer information database 507 1996
6088686 System and method to performing on-line credit reviews and approvals 640 1996
6029153 Method and system for analyzing and handling the customer files of a financial institution 127 1997
6081790 System and method for secure presentment and payment over open networks 305 1998
6381587 Method and system for standardizing and reconciling invoices from vendors 65 1998
6226623 Global financial services integration system and process 444 1998
7010512 Transfer instrument 100 1998
6131810 Integrated full service consumer banking system and system and method for opening an account 297 1999
6385652 Customer access solutions architecture 89 1999
6349290 Automated system and method for customized and personalized presentation of products and services of a financial institution 340 1999
7092905 Systems and methods for the processing of financial transactions 80 2001
 
PLURIS SAVINGS NETWORKS, LLC (1)
6105865 Financial transaction system with retirement saving benefit 444 1998
 
NEW FIRST CITY, TEXAS-AUSTIN, N.A. (1)
4725719 Restricted purpose, commercial, monetary regulation method 204 1986
 
ROCKET SOFTWARE, INC. (1)
5305456 Apparatus and method for computer system integrated security 48 1991
 
METRO88 PARTNERSHIP (2)
2001/0054,059 Opt-in electronic mail advertising for internet radio network 45 2001
2001/0034,651 Earning and using benefits for responses to internet advertising at a merchant location 36 2001
 
PROGRESS FEDERAL SAVINGS BANK (1)
5495981 Transaction card mailer and method of making 129 1994
 
RATEZE REMOTE MGMT. L.L.C. (2)
5765141 Computerized merchandising system 308 1995
5870718 Computer-printer terminal for producing composite greeting and gift certificate card 295 1996
 
CARLSON MARKETING GROUP, INC. (1)
2005/0242,179 Loyalty system incorporating embedded incentives 28 2005
 
OPEN NETWORK SOLUTIONS, INC. (3)
5742845 System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network 547 1995
5898838 Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence 224 1997
5905908 Open network system for I/O operations with non-standard I/O devices utilizing extended protocol including device identifier and identifier for operation to be performed with device 221 1997
 
AFFINION LOYALTY GROUP, INC. (1)
2006/0161,478 System, method and computer program product for currency redemption in loyalty reward programs 20 2006
 
SPINDLE MOBILE, INC. (1)
5991738 Automated credit card processing 102 1997
 
PRICELINE.COM LLC (1)
5794207 Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers 1786 1996
 
ZIH CORP. (1)
5680459 Passive transponder 134 1995
 
TRANSAMERICA BUSINESS CREDIT CORPORATION (1)
5991751 System, method, and computer program product for patent-centric and group-oriented data processing 333 1997
 
DIEBOLD, INCORPORATED (1)
7080036 Automated banking machine development method 39 2000
 
INTELLECT AUSTRALIA PTY LTD. (2)
6091817 Host and user transaction system 143 1997
6095412 Host and user transaction system 157 1997
 
KNAPP INVESTMENT COMPANY LIMITED (1)
2005/0246,627 System and method for creating and maintaining a web site 82 2005
 
OGILVIE, JOHN (1)
2006/0095,350 Funds collection tools and techniques 32 2005
 
CITICORP DEVELOPMENT CENTER, INC. (1)
5485370 Home services delivery system with intelligent terminal emulator 252 1993
 
DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED (1)
6315195 Transaction apparatus and method 280 1998
 
MARITZ INC. (2)
2002/0120,497 System and method for operating an awards redemption program 23 2001
2002/0123,926 System and method for implementing a loyalty program incorporating on-line and off-line transactions 111 2001
 
H-Renee, Incorporated (1)
4992940 System and method for automated selection of equipment for purchase through input of user desired specifications 1302 1989
 
CITICORP CREDIT SERVICES, INC. (USA) (13)
5825003 Customer-directed, automated process for transferring funds between accounts using a holding account and local processing 139 1997
5963647 Method and system for transferring funds from an account to an individual 266 1997
5933816 System and method for delivering financial services 471 1997
6012049 System for performing financial transactions using a smartcard 198 1998
6889198 Method and system for tracking smart card loyalty points 43 1999
6289324 System for performing financial transactions using a smart card 175 2000
7137006 Method and system for single sign-on user access to multiple web servers 116 2000
2004/0010,462 Method and system for a multi-purpose transactional platform 206 2003
2004/0143,526 Establishing, modifying, and customizing account-based products 37 2003
2005/0144,143 Method and system for identity theft prevention, detection and victim assistance 39 2004
2006/0080,230 Method and system for identity theft prevention, detection and victim assistance 68 2004
2005/0251,446 Methods and systems for integration of multiple rewards programs 39 2005
2005/0234,773 Credit card mileage rewards program, system and method 31 2005
 
Indala Corporation (1)
5382784 Hand-held dual technology identification tag reading head 253 1993
 
SMART VOUCHER LIMITED (1)
2003/0158,782 Electronic processing system 27 2003
 
EXTREME NETWORKS, INC. (1)
7152242 Modular system for detecting, filtering and providing notice about attack events associated with network security 75 2002
 
THOMSON CORPORATION, THE (1)
2005/0114,254 Financial-information systems, methods, interfaces, and software 21 2004
 
CISCO TECHNOLOGY, INC. (9)
5848143 Communications system using a central controller to control at least one network and agent system 258 1996
6311275 Method for providing single step log-on access to a differentiated computer network 102 1998
6424947 Distributed IRD system 183 1998
6219706 Access control for networks 336 1998
6253327 Single step network logon based on point to point protocol 161 1998
6687222 Backup service managers for providing reliable network services in a distributed environment 131 1999
6775783 Client security for networked applications 21 1999
7051199 System, method and article of manufacture for providing cryptographic services utilizing a network 31 2000
6847991 Data communication among processes of a network component 96 2001
 
FDR INTERACTIVE TECHNOLOGIES, 200 VESEY STREET, NEW YORK, NEW YORK, 10285, A NY PARTNERSHIP (1)
5016270 Expanded telephone data organization system 148 1989
 
CITRIX SYSTEMS INTERNATIONAL GMBH (1)
6243816 Single sign-on (SSO) mechanism personal key manager 203 1998
 
KLUG, JOHN (1)
6615251 Method for providing node targeted content in an addressable network 78 1999
 
GRAU, EDWARD (1)
2003/0149,629 Method of point of sale investment 35 2002
 
J.P. MORGAN CHASE & CO. (1)
2005/0251,470 Mutual fund card method and system 27 2005
 
WALKER ASSET MANAGEMENT LTD. PARTNERSHIP (2)
5923763 Method and apparatus for secure document timestamping 172 1996
5828751 Method and apparatus for secure measurement certification 115 1996
 
PROACT TECHNOLOGIES CORP. (1)
2002/0184,507 Centralized single sign-on method and system for a client-server environment 95 2001
 
EMC CORPORATION (2)
5367572 Method and apparatus for personal identification 106 1992
5818936 System and method for automically authenticating a user in a distributed network system 171 1996
 
INTEL CORPORATION (3)
5664115 Interactive computer system to match buyers and sellers of real estate, businesses and other property using the internet 911 1995
6792572 Method and apparatus to approve documents 19 2000
2005/0131,761 Mobile digital coupons 116 2003
 
SMART TONE, INC. (3)
5583933 Method and apparatus for the secure communication of data 151 1994
5745555 System and method using personal identification numbers and associated prompts for controlling unauthorized use of a security device and unauthorized access to a resource 194 1996
5825871 Information storage device for storing personal identification information 197 1996
 
CAMBRIDGE DISPLAY TECHNOLOGY LIMITED (1)
5653914 Electroluminescent device comprising a chromophoric polymeric composition 150 1995
 
ONLINE RESOURCES & COMMUNICATIONS INC. (1)
5220501 Method and system for remote delivery of retail banking services 1489 1989
 
ACTIVANT SOLUTIONS INC. (1)
5765143 Method and system for inventory management 304 1995
 
LOUDCLOUD, INC. (1)
* 2002/0161,901 System for communicating with servers using message definitions 12 2001
 
ADOBE SYSTEMS INCORPORATED (2)
7003565 Clickstream data collection technique 52 2001
6766370 Internet website traffic flow analysis using timestamp data 123 2002
 
TRILEGIANT LOYALTY SOLUTIONS, INC. (2)
2003/0200,142 On-line employee incentive system 111 2002
2002/0188,511 Interactive online point redemption system 76 2002
 
PINPOINT INCORPORATED (1)
5835087 System for generation of object profiles for a system for customized electronic identification of desirable objects 1245 1995
 
SONUS NETWORKS, INC. (1)
2003/0159,072 Single sign-on for multiple network -based services 100 2003
 
XATRA FUND MX, LLC (1)
2004/0239,481 METHOD AND SYSTEM FOR FACIAL RECOGNITION BIOMETRICS ON A FOB 73 2004
 
AUCTNYC 20 LLC (1)
5969318 Gateway apparatus for designing and issuing multiple application cards 192 1997
 
NEC CORPORATION (4)
4663500 Cryptographic system 26 1986
2002/0049,605 Electronic business transaction system including server device, client device and connecting terminal used therein 23 2001
6938158 Single sign-on system and single sign-on method for a web site and recording medium 59 2001
2005/0071,637 Password authenticating apparatus, method, and program 27 2004
 
SENSCOM, INC. (1)
2002/0120,571 Wireless financial system 48 2001
 
Lykes Bros., Inc. (1)
5666493 System for managing customer orders and method of implementation 497 1993
 
WALKER DIGITAL MANAGEMENT LIMITED PARTNERSHIP (1)
5884274 System and method for generating and executing insurance policies for foreign exchange losses 161 1996
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (36)
5768382 Remote-auditing of computer generated outcomes and authenticated biling and access control system using cryptographic and other protocols 989 1995
5871398 Off-line remote system for lotteries and games of skill 650 1996
5947747 Method and apparatus for computer-based educational testing 187 1996
5825863 Prepaid limited usage calling card 160 1996
5970143 Remote-auditing of computer generated outcomes, authenticated billing and access control, and software metering system using cryptographic and other protocols 693 1996
5884270 Method and system for facilitating an employment search incorporating user-controlled anonymous communications 216 1996
5884272 Method and system for establishing and maintaining user-controlled anonymous communications 289 1996
5995976 Method and apparatus for distributing supplemental information related to printed articles 114 1996
5949875 Parallel data network billing and collection system 118 1996
6012983 Automated play gaming device 645 1996
6001016 Remote gaming device 741 1996
5946388 Method and apparatus for priority queuing of telephone calls 204 1997
5970478 Method, apparatus, and program for customizing credit accounts 240 1997
5909486 Method and apparatus for awarding and redeeming prepaid telephone time 162 1997
6010404 Method and apparatus for using a player input code to affect a gambling outcome 217 1997
6014439 Method and apparatus for entertaining callers in a queue 150 1997
5978467 Method and apparatus for enabling interaction between callers with calls positioned in a queue 129 1997
6088444 Method and apparatus for value-based queuing of telephone calls 84 1997
5926796 Method and apparatus for selling subscriptions to periodicals in a retail environment 176 1997
5737414 900 number billing and collection system and method for on-line computer services 171 1997
5949044 Method and apparatus for funds and credit line transfers 377 1997
6144948 Instant credit card marketing system for reservations for future services 385 1997
5945653 System and method for establishing and executing functions to affect credit card accounts and transactions 339 1997
6119093 System for syndication of insurance 208 1997
5970470 System and method for establishing and managing subscription purchase agreements including commitments to purchase goods over time at agreed upon prices 194 1997
6119099 Method and system for processing supplementary product sales at a point-of-sale terminal 237 1997
6018718 Method and system for processing customized reward offers 390 1997
6163771 Method and device for generating a single-use financial account number 311 1997
6208978 System and method for issuing security deposit guarantees based on credit card accounts 124 1997
6064987 Method and apparatus for providing and processing installment plans at a terminal 274 1997
6128599 Method and apparatus for processing customized group reward offers 454 1997
6049778 Method and apparatus for administering a reward program 405 1997
5999596 Method and system for controlling authorization of credit card transactions 218 1998
5967896 Method and apparatus for controlling a gaming device having a plurality of balances 250 1998
6336104 Method and apparatus for providing and processing installment plans at a terminal 85 1999
6434534 Method and system for processing customized reward offers 124 1999
 
WALKER DIGITAL, LLC (2)
6024640 Off-line remote lottery system 460 1997
6138106 Dynamically changing system for fulfilling concealed value gift certificate obligations 153 1997
 
AFFINION NET PATENTS, INC. (3)
6578012 Fully integrated, on-line interactive frequency and award redemption program 82 1999
2003/0036,952 Redemption system for award redemption 36 2001
2003/0195,805 On-line, interactive frequency and award redemption program 27 2003
 
NENDELL, TRUSTEE OF "THE DONALD F. NENDELL FAMILY TRUST" DATED APRIL 15, 2013, DONALD F. (1)
6668321 Verification of identity of participant in electronic communication 13 2002
 
DANA AUTOMOTIVE SYSTEMS GROUP, LLC (1)
6832587 Plastic valve cover with integrated metal 30 2003
 
MICRO ENHANCEMENT INTERNATIONAL (1)
7024374 Targeted marketing and purchase behavior monitoring system 91 2000
 
PRUDENTIAL SECURITIES CREDIT CORPORATION, LLC (2)
5550734 Computerized healthcare accounts receivable purchasing collections securitization and management system 398 1993
5704044 Computerized healthcare accounts receivable purchasing, collections, securitization and management system 381 1996
 
INTUIT INC. (3)
5903881 Personal online banking with integrated online statement and checkbook user interface 574 1997
7395241 Consumer-directed financial transfers using automated clearinghouse networks 68 2000
2003/0204,460 Data collection and transaction initiation using a financial messaging protocol 61 2003
 
ALCATEL-LUCENT USA INC. (1)
6014636 Point of sale method and system 332 1997
 
AMSTRAD PUBLIC LIMITED COMPANY (1)
5537473 Video recorder system 71 1995
 
HRB TAX GROUP, INC. (1)
7539635 System and method for generating a personalized tax advice document 21 2003
 
L. R. G., 1800 NORTHERN BOULEVARD, ROSLYN, NEW YORK, 11576 (1)
4752676 Reliable secure, updatable "cash" card system 242 1985
 
WANG SOFTWARE N.Y., INC. (2)
5446740 Method of and apparatus for processing data at a remote workstation 185 1993
5568489 Method and apparatus for processing data received at a remote workstation 187 1995
 
CITICORP (2)
5914472 Credit card spending authorization control system 525 1997
6188309 Method and apparatus for minimizing credit card fraud 120 1998
 
PLUSNETMARKETING, INC. (2)
2002/0161,641 Method and system for redeeming product marketing rebates 57 2002
2004/0215,514 METHOD AND SYSTEM FOR REDEEMING PRODUCT MARKETING REBATES 50 2003
 
OGENISYS, INC. (1)
6938048 Universal task management system, method and product for automatically managing remote workers, including automatically training the workers 104 2001
 
HELP/SYSTEMS, LLC (1)
6134549 Client/server computer system having personalizable and securable views of database data 171 1995
 
WASHINGTON MUTUAL BANK, F.A. (1)
5734838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 451 1995
 
JDA SOFTWARE GROUP, INC (1)
6983421 Using connectors to automatically update graphical user interface elements at a client system according to an updated state of a configuration 88 2002
 
ECHARGE CORPORATION (1)
7249097 Method for ordering goods, services, and content over an internetwork using a virtual payment account 118 2003
 
BCE EMERGIS TECHNOLOGIES, INC. (1)
6044362 Electronic invoicing and payment system 444 1997
 
PrivaSys (1)
2007/0034,700 Electronic cards and methods for making same 163 2006
 
AMERICAN EXPRESS COMPANY (1)
4453074 Protection system for intelligent cards 380 1981
 
NetBuck Payment Service Co., Ltd. (1)
2003/0216,998 System and method for establishing and processing online transaction account based on awards resulting from transactions 22 2002
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (3)
2002/0046,116 System and method for loyalty program distribution and settlement 85 2001
2002/0128,977 Microchip-enabled online transaction system 121 2001
2005/0149,386 AUTHORIZING THIRD PARTY PARTICIPANTS 29 2003
 
VERANCE CORPORATION (1)
6912315 Pre-processed information embedding system 74 2000
 
SECURITY AND INTRUSION DETECTION RESEARCH LABS, LLC (1)
2002/0078,382 Scalable system for monitoring network system and components and methodology therefore 175 2001
 
BOTTOMLINE TECHNOLOGIES, INC. (2)
6223168 Automatic remittance delivery system 202 1998
2003/0167,229 Modular business transations platform 70 2001
 
SENA CONSULTING INC. (1)
2003/0070,069 Authentication module for an enterprise access management system 64 2001
 
ValueCentric Marketing Group, Inc. (1)
2008/0262,915 Loyalty rewards management and processing system and method 27 2007
 
SAMSUNG ELECTRONICS CO., LTD. (3)
2003/0131,357 Method and apparatus for displaying additional information linked to digital TV program 37 2002
2003/0193,657 Range finder device and camera 43 2003
2003/0193,657 Range finder device and camera 43 2003
 
VISA INTERNATIONAL SERVICE ASSOCIATION (8)
4701601 Transaction card with magnetic stripe emulator 475 1985
5465206 Electronic bill pay system 810 1993
5703344 Electronic funds confirmation at point of transaction 358 1995
5621201 Automated purchasing control system 452 1996
5920847 Electronic bill pay system 736 1996
5963925 Electronic statement presentment system 457 1997
6560581 System and method for secure electronic commerce transaction 329 1998
2002/0178,112 Point of sale check service 138 2001
 
CHASE BANK USA, N.A. (4)
7163153 Selectable multi-purpose card 213 2003
2007/0265,924 System and method for funding a collective account by use of an electronic tag 57 2007
2008/0010,202 System and method for funding a collective account by use of an electronic tag 54 2007
2009/0043,651 System and method for funding a collective account by use of an electronic tag 54 2007
 
PTC INC. (1)
7117239 Reporting the state of an apparatus to a remote computer 148 2000
 
VIVOTECH, INC. (2)
2004/0159,700 Method and apparatus for secure import of information into data aggregation program hosted by personal trusted device 151 2003
D496365 Coreless inductor magnetic strip simulacrum for right angle transaction acceptance systems 60 2004
 
PLAYMEDIA SYSTEMS, INC. (1)
2001/0032,312 System and method for secure electronic digital rights management, secure transaction management and content distribution 172 2000
 
AMTECH SYSTEMS, LLC (1)
5351187 Automatic debiting parking meter system 185 1992
 
PRAGMATUS TELECOM, LLC (1)
5884032 System for coordinating communications via customer contact channel changing system using call centre for setting up the call between customer and an available help agent 853 1995
 
DS-IQ, INC. (2)
6009411 Method and system for distributing and reconciling electronic promotions 340 1997
6330543 Method and system for distributing and reconciling electronic promotions 268 1998
 
KONINKLIJKE PHILIPS ELECTRONICS N.V. (1)
2004/0039,940 Hardware-based packet filtering accelerator 39 2002
 
GBS Systems Corporation (1)
5341428 Multiple cross-check document verification system 85 1992
 
GOPIN INC. (1)
2004/0078,328 Method and system for completing a transaction between a customer and a merchant 211 2003
 
THE SPERRY AND HUTCHINSON COMPANY, INC. (1)
2002/0128,916 Methods, apparatus and articles-of-manufacture for distributing/redeeming a universal incentive currency 42 2001
 
NSK LTD. (1)
5644493 Production information processing system 110 1995
 
Urban Juice & Soda Company (1)
6493677 Method and apparatus for creating and ordering customized branded merchandise over a computer network 87 2000
 
PRISM TECHNOLOGIES LLC (1)
6516416 Subscription access system for use with an untrusted network 399 1997
 
CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION (6)
5678046 Method and apparatus for distributing files on a file storage device 294 1995
6038552 Method and apparatus to process combined credit and debit card transactions 239 1997
6418457 Document storage and processing system for inventors that utilize timestamps and digital signatures 59 1997
6535855 Push banking system and method 185 1998
6609125 Funds transfer repair system 121 1999
6609113 Method and system for processing internet payments using the electronic funds transfer network 502 2000
 
CHARTOLEAUX KG LIMITED LIABILITY COMPANY (7)
6178408 Method of redeeming collectible points 286 1999
7249112 System and method for assigning a funding source for a radio frequency identification device 109 2002
7121471 Method and system for DNA recognition biometrics on a fob 50 2004
7228155 System and method for remotely initializing a RF transaction 94 2004
7493288 RF payment via a mobile device 64 2004
7312707 System and method for authenticating a RF transaction using a transaction account routing number 76 2004
2005/0077,349 METHOD AND SYSTEM FOR FACILITATING A TRANSACTION USING A TRANSPONDER 127 2004
 
DAVO FINANCIAL SERVICES LLC (1)
2003/0105,688 Secure digital escrow account transactions system and method 98 2001
 
Prout AG (1)
6498657 Programmable data extractor, data analyzer, and printer report generator 47 1999
 
TIME WARNER, INC. (1)
6539424 Restricting deep hyperlinking on the World Wide Web 98 1999
 
SUNTEC CITY DEVELOPMENT PTE LTD (1)
2002/0087,349 System and method for increasing perceived value of property to tenants 24 2001
 
FREE-PC, INC. (1)
6907566 Method and system for optimum placement of advertisements on a webpage 441 1999
 
NATIONAL SEMICONDUCTOR CORPORATION (1)
5828812 Recurrent neural network-based fuzzy logic system and method 61 1995
 
INTERNET DEVELOPMENT RESEARCH CENTER, INC. (1)
2002/0104,017 Firewall system for protecting network elements connected to a public network 64 2001
 
INNOVATION CONNECTION CORPORATION (1)
2004/0133,787 System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe 298 2003
 
CLUBMOM, INC. (1)
2002/0174,011 Systems and methods for conducting a loyalty program 54 2002
 
LIFEPROXY LLC (3)
2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 47 2001
2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 47 2001
2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 47 2001
 
COMPUWARE CORPORATION (1)
6519763 Time management and task completion and prediction software 179 1999
 
PROPULSION REMOTE HOLDINGS, LLC (1)
2006/0053,056 CARD MEMBER DISCOUNT SYSTEM AND METHOD 149 2005
 
PRIO, INC. (1)
2003/0009,379 System and method for providing an automatic purchase reward 71 2002
 
BIOMETRIC ACCESS COMPANY (1)
2002/0147,691 Method and system for consummating a transaction in a biometric verification system based on prior transactional histories 34 2001
 
iMarket, Incorporated (1)
6026398 System and methods for searching and matching databases 298 1997
 
CYBERSOURCE CORPORATION (2)
2001/0044,764 Accepting and processing electronic checks authorized via a public network 49 2001
2002/0194,119 Method and apparatus for evaluating fraud risk in an electronic commerce transaction 130 2002
 
OL SECURITY LIMITED LIABILITY COMPANY (1)
6088683 Secure purchase transaction method using telephone number 340 1996
 
BOSTON GEAR LLC (1)
4964043 System for visualizing, identifying and ordering gearing configurations 122 1988
 
MENTOR GRAPHICS CORPORATION (1)
5815683 Accessing a remote cad tool server 119 1996
 
IBM INTERNATIONAL GROUP BV (1)
5758126 Customizable bidirectional EDI translation system 205 1996
 
SCIENCE APPLICATIONS INTERNATIONAL CORPORATION (1)
2005/0055,306 User-defined dynamic collaborative environments 318 2004
 
INTELLECTUAL VENTURES II LLC (2)
6510464 Secure gateway having routing feature 167 1999
7225462 Systems and methods for managing web user information 23 2002
 
BMC RESOURCES, INC. (4)
5652786 Automated interactive bill payment system 285 1996
5715298 Automated interactive bill payment system using debit cards 222 1997
5870456 Automated interactive bill payment system using debit cards 253 1997
RE38801 Automated interactive bill payment system using debit cards 34 2003
 
ADMINASTAR COMMUNICATIONS, INC. (1)
5644778 Medical transaction system 230 1993
 
Concealogram Ltd. (1)
2004/0146,159 Hiding images in halftone pictures 12 2004
 
UMB International, LLC (1)
6266648 Benefits tracking and correlation system for use with third-party enabling organizations 72 1998
 
MicroBilt Corporation (2)
5466920 Real time decoding for card transaction terminal 57 1991
5479530 Signature capturing printer and data card terminal 145 1993
 
AOL LLC (1)
6496855 Web site registration proxy system 171 2000
 
VIRNETX INC. (1)
2003/0037,142 Agile network protocol for secure communications with assured system availability 73 2002
 
ACTIVCARD IRELAND LIMITED (1)
7093282 Method for supporting dynamic password 31 2001
 
PARALLEL NETWORKS, LLC (1)
6446111 Method and apparatus for client-server communication using a limited capability client over a low-speed communications link 66 1999
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
2003/0115,100 System and method for receiving and redeeming loyalty incentives 57 2002
 
ORACLE OTC SUBSIDIARY LLC (1)
6791974 Universal internet based telephony system that provides ubiquitous access for subscribers from any terminal device 56 2000
 
PARALLEL AXIS GOLF (1)
RE38717 Golf club 23 2000
 
DAVO Technologies LLC (1)
2004/0193,540 Selective escrow using electronic funds transfer 24 2004
 
IOWA STATE UNIVERSITY RESEARCH FOUNDATION, INC. (1)
6044402 Network connection blocker, method, and computer readable memory for monitoring connections in a computer network and blocking the unwanted connections 125 1997
 
ENTRUST, INC. (3)
6182142 Distributed access management of information resources 534 1998
6453353 Role-based navigation of information resources 380 1999
6339423 Multi-domain access control 203 2000
 
AEGIS TECHNOLOGIES, INC. (1)
5606496 Personal assistant computer method 143 1995
 
Exxon Research and Engineering Company (2)
5072380 Automatic vehicle recognition and customer billing system 192 1990
5500890 Point-of-sale system using multi-threaded transactions and interleaved file transfer 168 1993
 
ICONIX, INC. (1)
2005/0182,735 Method and apparatus for implementing a micropayment system to control e-mail spam 60 2004
 
AIMIA PROPRIETARY LOYALTY U.S. INC. (1)
6138911 In-store points redemption system and method 248 1999
 
EDATANETWORKS INC. (1)
2005/0267,800 Method, system and computer program for providing a loyalty engine enabling dynamic administration of loyalty programs 43 2004
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 220 2002
 
SOVERAIN SOFTWARE LLC (1)
5715314 Network sales system 1359 1994
 
NTT DOCOMO, INC. (2)
2005/0066,037 Browser session mobility system for multi-platform applications 98 2003
7640321 Electronic mail delivery system, mail server, and mail client 6 2003
 
PARAGON TRADE BRANDS, INC. (1)
7266839 System and method for providing discriminated content to network users 22 2001
 
Steven Nichtberger (1)
4882675 Paperless system for distributing, redeeming and clearing merchandise coupons 543 1984
 
WELLS FARGO BANK, NATIONAL ASSOCIATION (2)
5870725 High volume financial image media creation and display system and method 318 1995
2009/0112,639 Combined Rewards System and Process Providing Variable Travel Redemption 28 2007
 
BONDREWARDS, INC. (2)
2002/0077,904 Loyalty program 40 2001
2005/0209,917 Employee incentive program 40 2004
 
DEUTSCHE POST AG (3)
2005/0006,286 Method and device for processing mail 23 2004
2004/0249,764 Method for verifying the validity of digital franking notes 36 2004
2005/0167,342 Method and device for processing postal articles 27 2004
 
XTEC, INCORPORATED (1)
6901375 Methods and apparatus for electronically storing and retrieving value information on a portable card 91 2001
 
HEARTLAND PAYMENT SYSTEMS, INC. (1)
2006/0149,671 Payment processing method and system 64 2005
 
MITSUI MINING & SMELTING CO., LTD. (1)
2004/0249,689 Basic business integrating application system, basic business support method, program for causing computer to execute the method, and computer-readable recording medium containing the program 34 2004
 
HITACHI, LTD. (10)
5018196 Method for electronic transaction with digital signature 134 1989
5450537 Method and apparatus for completing a partially completed document in accordance with a blank form from data automatically retrieved from a database 158 1993
5774122 Method for visual programming with aid of animation 83 1996
5832476 Document searching method using forward and backward citation tables 110 1996
5952639 Depositing, withdrawal, balance check, exchange and transfer of electronic money in automatic cash handling machine 178 1996
6718482 Fault monitoring system 76 2001
6954932 Program control system and program control method 32 2001
2002/0046,106 Method and system for modeling business card exchanges in a point-to -point value 63 2001
2002/0198,807 Product brokerage transaction processing system, and product brokerage transaction processing method and program 31 2002
2004/0249,710 Methods and apparatus for implementing loyalty programs using portable electronic data storage devices 57 2004
 
First Marketrust Intl. (1)
5537314 Referral recognition system for an incentive award program 780 1995
 
Amway Corporation (1)
6980962 Electronic commerce transactions within a marketing system that may contain a membership buying opportunity 304 2000
 
Starbucks Corporation (1)
2005/0080,672 Creating customer loyalty 31 2004
 
Vermeer Technologies, Inc. (1)
5819092 Online service development tool with fee setting capabilities 611 1997
 
Gazebo Inc. (1)
2002/0087,447 System and method for managing and executing event based investments 103 2001
 
JSA Technologies (1)
6963857 Network-accessible account system 74 1999
 
BELL TELEPHONE LABORATORIES, INCORPORATED (2)
4471164 Stream cipher operation using public key cryptosystem 137 1981
4984272 Secure file handling in a computer operating system 109 1988
 
INTER*ACT SYSTEMS, INCORPORATED (9)
5237620 Check reader method and system for reading check MICR code 241 1992
5621812 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 580 1993
5638457 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 468 1994
5448471 Check transaction processing, database building and marketing method and system utilizing automatic check reading 363 1994
5675662 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 351 1994
5592560 Method and system for building a database and performing marketing based upon prior shopping history 434 1994
5430644 Check transaction processing, database building and marketing method and system utilizing automatic check reading 290 1994
5659469 Check transaction processing, database building and marketing method and system utilizing automatic check reading 321 1995
2002/0073,019 SYSTEM, METHOD, AND DATABASE FOR PROCESSING TRANSACTIONS 129 1997
 
ABLECO FINANCE LLC (1)
7333948 Method and system for cross-marketing products and services over a distributed communication network 22 2004
 
York Eggleston (1)
6061660 System and method for incentive programs and award fulfillment 625 1998
 
WYNN, SOL H. (1)
5859419 Programmable multiple company credit card system 468 1995
 
LENOVO PC INTERNATIONAL (1)
6976067 Method and apparatus for providing entitlement information for interactive support 8 2001
 
VINDICATOR, 1445 OAKLAND ROAD, SAN JOSE, CA 95112-1203 (1)
4980913 Security system network 127 1988
 
SIEMENS AKTIENGESELLSCHAFT (1)
2003/0120,544 International incentive system 24 2002
 
COLLECTORS TOOLBOX (1)
2002/0123,955 System and method for collectibles 43 2000
 
CHECKFREE CORPORATION (3)
5873072 System and method for electronically providing customer services including payment of bills, financial analysis and loans 347 1995
6289322 Electronic bill processing 397 1998
6678664 Cashless transactions without credit cards, debit cards or checks 139 1999
 
FREEMAN, CRAIG (1)
6950826 Material and supplies ordering system 13 2000
 
FUJITSU LIMITED (13)
5097115 Transaction authentication system 131 1989
5428684 Electronic cashless transaction system 151 1992
6003762 Transaction terminal for an electronic cashless system 265 1994
5539825 Electronic cashless transaction system 237 1994
5848427 Information changing system and method of sending information over a network to automatically change information output on a user terminal 105 1996
5913202 Financial information intermediary system 411 1997
6611819 Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon 46 1998
2001/0029,490 Automatic transaction device and recording medium having a transaction program which can be read by a computer 26 2001
2003/0018,915 Method and system for user authentication and authorization of services 50 2001
2005/0091,138 Method and apparatus for processing reward point, and computer product therefor 89 2004
2006/0080,254 Individual authentication method, individual authentication device, and program for same 23 2005
2006/0143,117 Automated transaction control method, automated transaction device, and storage medium stored program for same 28 2005
2009/0313,110 METHOD AND SYSTEM FOR SUPPORTING SELECTION OF REWARD PROGRAM 17 2009
 
SOUND VIEW INNOVATIONS, LLC (1)
6360250 Apparatus and method for sharing information in simultaneously viewed documents on a communication system 194 1998
 
ASSOCIATES COMMERCE SOLUTIONS, INC. (1)
5231569 Account transaction system 279 1990
 
NEWGISTICS, INC. (1)
* 2001/0047,315 System and method for single-action returns of remotely purchased merchandise 27 2001
 
FIRST DATA CORPORATION (23)
6332126 System and method for a targeted payment system discount program 197 1996
6141651 Funding and settlement integrated suspense processing system 152 1998
6820202 Account authority digital signature (AADS) system 99 1998
6135349 System and method for enabling a merchant to apply for a credit card processing account using the internet 186 1999
6202005 System for selectively printing messages and adding inserts to merchant statements 81 1999
6349242 Method for selectively printing messages and adding inserts to merchant statements 73 2001
6623415 Sheet folding systems and methods 62 2001
2002/0198,806 Systems and methods for accessing and modifying usage parameters associated with a financial transaction account 111 2002
2003/0115,160 Weight measuring systems and methods for weighing items 57 2002
6938156 ABDS system and verification status for authenticating entity access 102 2003
6950940 ABDS method utilizing security information in authenticating entity access 41 2003
2003/0171,992 System and methods for redeeming rewards associated with accounts 66 2003
2005/0086,166 Systems and methods for fraud management in relation to stored value cards 36 2003
2005/0125,295 Systems and methods for obtaining payor information at a point of sale 53 2003
2005/0125,337 Systems and methods for identifying payor location based on transaction data 42 2003
2005/0125,338 Systems and methods for assessing the risk of a financial transaction using reconciliation information 67 2003
2005/0125,350 Systems and methods for assessing the risk of financial transaction using geographic-related information 64 2003
2005/0125,360 Systems and methods for obtaining authentication marks at a point of sale 92 2003
7640205 Systems and methods for accessing reconcilement information 21 2003
2005/0137,982 Systems and methods for determining a reconcilement result 37 2003
2005/0149,440 Systems and methods for routing requests for reconcilement information 27 2003
7580857 Methods and systems for online transaction processing 177 2004
2007/0088,950 ACCOUNT-BASED DIGITAL SIGNATURE (ABDS) SYSTEM USING BIOMETRICS 32 2006
 
THINK TEK, INC. (2)
2002/0198,803 Method and apparatus for facilitating monetary and commercial transactions and for providing consumer reward programs 42 2002
2005/0131,792 Financial transaction system with integrated, automatic reward detection 61 2005
 
AINSWORTH GAME TECHNOLOGY LIMITED (1)
2003/0061,098 Consumer incentive system 24 2002
 
FIVE 2 SOLUTIONS LIMITED LIABILITY COMPANY (2)
5265033 ATM/POS based electronic mail system 495 1991
5473143 ATM/POS based electronic mail system 319 1993
 
BOWIE, STUART S. (1)
6195644 Computer program and system for credit card companies for recording and processing bonus credits issued to card users 186 1999
 
BAKKER, ANTON (1)
2003/0205,617 Self contained electronic loyalty system 31 2003
 
TELECOM ITALIA S.P.A. (1)
6738779 Apparatus for and method of multiple parallel string searching 70 2001
 
RED HAT, INC. (1)
5987454 Method and apparatus for selectively augmenting retrieved text, numbers, maps, charts, still pictures and/or graphics, moving pictures and/or graphics and audio information from a network resource 581 1997
 
LVWA, LLC (1)
2002/0082,962 Value transfer system for unbanked customers 93 2001
 
CASIO COMPUTER CO., LTD. (2)
4697072 Identification card and authentication system therefor 125 1985
4801787 IC card identification system having first and second data identification functions 87 1986
 
Outsite Networks, Inc. (1)
2005/0023,346 System and method for providing incentives based on receipt sniffing 36 2004
 
S.F. IP PROPERTIES 33 LLC (1)
5163098 System for preventing fraudulent use of credit card 109 1990
 
V-ONE CORPORATION (1)
5590197 Electronic payment system and method 875 1995
 
BORLAND SOFTWARE CORPORATION (1)
5603025 Methods for hypertext reporting in a relational database management system 293 1994
 
TRADEWARE TECHNOLOGIES, INC. (1)
5235509 Customer self-ordering system using information displayed on a screen 284 1989
 
NPAX, Inc. (1)
2002/0002,495 INTEGRATED PHARMACEUTICAL ACCOUNTS MANAGEMENT SYSTEM AND METHOD 127 2000
 
Paymentech, Inc. (1)
6169974 Method for closed loop processing of transactions utilizing bank card association 91 1998
 
SIEMENS MEDICAL SOLUTIONS HEALTH SERVICES CORPORATION (1)
2004/0199,406 System for monitoring payment for provision of services to an entity 39 2004
 
AMERICAN MANAGEMENT SYSTEMS, INCORPORATED (1)
2001/0051,917 System integrating credit card transactions into a financial management system 127 2001
 
PAYPAL, INC. (12)
5826241 Computerized system for making payments and authenticating transactions over the internet 884 1994
5832460 Method and system for bill presentation and payment reconciliation 363 1995
6246996 Computerized system for facilitating transactions between parties on the internet using e-mail 250 1998
6327578 Four-party credit/debit payment protocol 465 1998
6267292 Method and apparatus for funds and credit line transfers 343 1999
7047222 Secure encryption of data packets for transmission over unsecured networks 40 2000
7089208 System and method for electronically exchanging value among distributed users 291 2000
7043455 Method and apparatus for securing session information of users in a web application server environment 34 2000
2001/0016,835 Method of payment by means of an electronic communication device 55 2001
2005/0171,842 Method and system for incentivizing the promotion of a payment service 45 2004
2005/0144,071 Method and apparatus to facilitate the electronic accumulation and redemption of a value in an account 35 2004
7581112 Identifying fraudulent activities and the perpetrators thereof 39 2004
 
E-KOOPON S.A.R.L. (1)
2002/0010,627 System and method for creation, distribution, exchange, redemption and tracking of digitally signed electronic coupons 68 2001
 
JPMORGAN CHASE BANK, N.A. (51)
6266683 Computerized document management system 173 1997
6006249 Method and apparatus for concurrent data processing 149 1997
6070244 Computer network security management system 308 1997
6438666 Method and apparatus for controlling access to confidential data by analyzing property inherent in data 80 1998
6301567 Lockbox browser system 112 1998
6227447 Cardless payment system 449 1999
7389256 Network based financial transaction processing system 33 1999
6557039 System and method for managing information retrievals from distributed archives 241 1999
7426530 System and method for providing customers with seamless entry to a remote server 32 2000
7058817 System and method for single sign on process for websites with multiple applications and services 78 2000
7747866 System and method providing improved error detection related to transmission of data over a communication link 8 2000
7542921 Network-based financial planning system and method 23 2000
7321864 System and method for providing funding approval associated with a project based on a document collection 122 2000
6631849 Selectable multi-purpose card 475 2000
6341724 Cardless payment system 206 2001
6532284 Method and system for optimizing bandwidth cost via caching and other network transmission delaying techniques 126 2001
6772146 Website for financial information 95 2001
7249095 System and method for executing deposit transactions over the internet 22 2001
2002/0077,978 Method and system for processing internet payments 384 2001
7246263 System and method for portal infrastructure tracking 17 2001
7103556 System and method for aggregate portfolio client support 119 2001
2002/0116,331 System and method for selectable funding of electronic transactions 101 2001
2003/0101,116 System and method for providing customers with seamless entry to a remote server 27 2001
2003/0105,981 System and method for single session sign-on 118 2001
2003/0220,989 Method and system for client browser update 34 2002
7689506 System and method for rapid updating of credit information 18 2002
7587363 System and method for optimized funding of electronic transactions 133 2002
7472171 Method and system for determining receipt of a delayed cookie in a client-server architecture 16 2002
7689504 System and method for establishing or modifying an account with user selectable terms 42 2002
2003/0187,787 System and process for performing purchase transactions using tokens 154 2003
2004/0111,363 Method and system for enhancing credit line management, price management and other discretionary levels setting for financial accounts 99 2003
2004/0243,506 System and method for offering risk-based interest rates in a credit instrument 42 2003
2005/0065,877 Method and system for distribution of unactivated bank account cards 53 2003
2004/0122,736 System and method for granting promotional rewards to credit account holders 129 2003
2004/0210,498 Method and system for performing purchase and other transactions using tokens with multiple chips 98 2004
2005/0091,492 Portable security transaction protocol 54 2004
7707111 Customer activated multi-value (CAM) card 35 2004
7349866 System and method for funding a collective account by use of an electronic tag 44 2004
7191952 Selectable multi-purpose card 116 2004
2006/0106,703 System and method for aggregate portfolio client support 79 2005
2006/0116,949 System for automatically transferring account information, such as information regarding a financial services account 72 2006
2006/0122,943 System for providing cardless payment 13 2006
7444672 System and method for single sign on process for websites with multiple applications and services 22 2006
7801814 System and method for selectable funding of electronic transactions 15 2006
7357331 Selectable multi-purpose card 57 2006
2007/0260,706 SYSTEM AND METHOD FOR PORTAL INFRASTRUCTURE TRACKING 5 2007
7680731 System and method for executing deposit transactions over the internet 4 2007
7680732 System and method for executing deposit transactions over the internet 4 2007
2008/0177,659 SYSTEMS AND METHODS FOR PROVIDING FINANCIAL PROCESSING IN CONJUNCTION WITH INSTANT MESSAGING AND OTHER COMMUNICATIONS 85 2007
2008/0184,315 Electronic television program guide schedule system and method with remote product ordering 80 2007
2009/0192,940 SYSTEM FOR PROVIDING CARDLESS PAYMENT 16 2009
 
NELNET, INC. (1)
2002/0161,630 Loyalty reward program for reducing the balance of a loan obligation 87 2000
 
MICROSOFT TECHNOLOGY LICENSING, LLC (23)
5861906 Interactive entertainment network system and method for customizing operation thereof according to viewer preferences 416 1995
5852812 Billing system for a network 590 1995
5878141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 525 1995
5815665 System and method for providing trusted brokering services over a distributed network 751 1996
6189029 Web survey tool builder and result compiler 329 1996
5842211 Method and system for transferring a bank file to an application program 147 1997
5883810 Electronic online commerce card with transactionproxy number for online transactions 732 1997
6000832 Electronic online commerce card with customer generated transaction proxy number for online transactions 639 1997
6484149 Systems and methods for viewing product information, and methods for generating web pages 474 1997
6026429 Seamless integration of internet resources 242 1997
6308273 Method and system of security location discrimination 448 1998
6308274 Least privilege via restricted tokens 184 1998
6584505 Authenticating access to a network server without communicating login information through the network server 175 1999
6574348 Technique for watermarking an image and a resulting watermarked image 75 1999
6401211 System and method of user logon in combination with user authentication for network access 149 2000
7089585 Method and system for authorizing a client computer to access a server computer 71 2000
7051330 Generic application server and method of operation therefor 96 2000
6892231 Method and apparatus for verifying the contents of a global configuration file 56 2000
7203909 System and methods for constructing personalized context-sensitive portal pages or views by analyzing patterns of users' information access activities 102 2002
7545931 Protection of application secrets 23 2002
7076453 System and method for designing and operating an electronic store 91 2002
7549170 System and method of inkblot authentication 8 2003
7299201 System and method for designing and operating an electronic store 29 2006
 
GENESYS TELECOMMUNICATIONS LABORATORIES, INC. (2)
5825870 Methods and apparatus for implementing a network call center 128 1996
6170011 Method and apparatus for determining and initiating interaction directionality within a multimedia communication center 435 1998
 
CONCIERGE NETWORKS INCORPORATED (1)
2005/0102,178 Systems and methods for generating multiple revenue streams involving the use of an integrated appliance 27 2003
 
SANTA CRUZ NETWORKS, INC. (1)
2003/0041,165 System and method for group video teleconferencing using a bandwidth optimizer 37 2001
 
EFUNDS CORPORATION (1)
2002/0120,846 Electronic payment and authentication system with debit and identification data verification and electronic check capabilities 176 2002
 
CK GLOBAL INC. (1)
2002/0019,938 Method and apparatus for secure identification for networked environments 58 2001
 
Electronic Consumer Concepts, L.L.C. (1)
5845259 Electronic coupon dispensing system 435 1996
 
PSC SCANNING, INC. (1)
5789732 Portable data module and system for consumer transactions 175 1996
 
QUALCOMM INCORPORATED (3)
2001/0055,391 System and method for extracting, decoding, and utilizing hidden data embedded in audio signals 58 2001
2006/0091,853 Battery disable/enable control circuitry of a portable computing device 1 2005
2006/0091,853 Battery disable/enable control circuitry of a portable computing device 1 2005
 
ENTERASYS NETWORKS, INC. (1)
2003/0149,756 Configuration management method and system 48 2002
 
SWISS REINSURANCE CORPORATION (1)
2004/0117,658 Security monitoring and intrusion detection system 29 2003
 
ROVI GUIDES, INC. (1)
2009/0150,937 CLIENT-SERVER BASED INTERACTIVE TELEVISION PROGRAM GUIDE SYSTEM WITH REMOTE SERVER RECORDING 38 2009
 
FAIR ISAAC CORPORATION (2)
5794178 Visualization of information using graphical representations of context vector based relationships and attributes 435 1996
2004/0181,441 Model-based and data-driven analytic support for strategy development 39 2004
 
RELIANCE DATA, L.P. (1)
6421768 Method and system for authentication and single sign on using cryptographically assured cookies in a distributed computer environment 151 1999
 
MPOWER MOBILE, INC. (1)
2007/0203,850 Multifactor authentication system 54 2007
 
PRINCIPIA PARTNERS LLC (1)
2002/0111,891 Accounting system for dynamic state of the portfolio reporting 84 2001
 
CLOUDING CORP. (1)
6925481 Technique for enabling remote data access and manipulation from a pervasive device 60 2001
 
E-Loan, Inc. (1)
2005/0097,033 Debt management system 45 2004
 
ECTOLINK, LLC (1)
5826245 Providing verification information for a transaction 427 1995
 
LIFESHIELD SCIENCES LLC (1)
6016810 Endovasular aortic graft 114 1998
 
SEARCHLITE ADVANCES, LLC (2)
6108642 Device for selectively blocking remote purchase requests 100 1998
6714919 Device for selectively blocking remote purchase requests 35 2000
 
UNISYS CORPORATION (1)
2005/0193,056 Message transfer using multiplexed connections in an open system interconnection transaction processing environment 40 2002
 
C-SAM, INC. (1)
5590038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 854 1994
 
LOANX CORPORATION (1)
5966699 System and method for conducting loan auction over computer network 361 1996
 
MONEYFAX, INC. (4)
4454414 Funds transfer system using optically coupled, portable modules 494 1982
4523087 Transaction verification system using optical coupling data communication link 144 1982
5122950 Method of and system for electronic funds transfer via facsimile machines 173 1989
5265008 Method of and system for electronic funds transfer via facsimile with image processing verification 232 1991
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
APPLE INC. (1)
* 2010/0321,159 TOUCH BASED DATA COMMUNICATION USING BIOMETRIC FINGER SENSOR AND ASSOCIATED METHODS 11 2010
 
BANK OF AMERICA, N.A. (1)
* 2012/0022,987 Personal Data Aggregation, Integration and Access 0 2010
 
CRICKET MEDIA, INC. (1)
* 2011/0119,598 DYNAMIC COLLABORATION IN SOCIAL NETWORKING ENVIRONMENT 3 2010
 
BANK OF AMERICA CORPORATION (1)
* 8417604 Personal data aggregation, integration and access 1 2010
* Cited By Examiner

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 22, 2019
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 22, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00