US Patent No: 8,185,940

Number of patents in Portfolio can not be more than 2000

System and method for providing discriminated content to network users

ALSO PUBLISHED AS: 20080016180

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

The present invention provides methods and systems for providing discriminated partner system resources to the user of a host system. A host entity has a business relationship with one or more partnered entities. A user accesses the host's system and then uses the host's system to connect to a partner's system. Access from one system to the next is seamless and requires no additional user input to verify the user's access rights to subsequently accessed partners' systems. The content delivered to the user from a partner's system is discriminated from a larger pool of information to appear consistent in appearance, message, or both with the host system. The host system, the partner system or both systems may perform the discrimination functions. The user is thereby provided with seamless access to partnered systems that reflects the business partnership of the host and various partners.

Loading the Abstract Image... loading....

First Claim

See full text

all claims..

Related Publications

Loading Related Publications... loading....

Patent Owner(s)

Patent OwnerAddressTotal Patents
JPMORGAN CHASE BANK, N.A.NEW YORK, NY2401

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bowers, Theodore J Wilmington, DE 4 22
Ilijasic, Dean Wilmington, DE 15 100
Sanders, Shelley F Landenberg, PA 15 63

Cited Art Landscape

Patent Info (Count) # Cites Year
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (59)
4,255,811 Key controlled block cipher cryptographic system 50 1975
4,316,055 Stream/block cipher crytographic system 182 1976
4,223,403 Cryptographic architecture for use with a high security personal identification system 70 1978
4,302,810 Method and apparatus for secure message transmission for use in electronic funds transfer systems 144 1979
4,661,658 Offline PIN validation with DES 68 1985
4,747,050 Transaction security system using time variant parameter 111 1987
5,560,008 Remote authentication and authorization in a distributed data processing system 298 1989
5,315,504 Electronic document approval system 78 1990
5,317,683 Method and apparatus for automated meeting agenda generation in a data processing system 97 1990
5,196,840 Secure communications system for remotely located computers 99 1990
5,469,576 Front end for file access controller 87 1993
5,604,490 Method and system for providing a user access to multiple secured subsystems 153 1994
5,532,920 Data processing system and method to enforce payment of royalties when copying softcopy books 409 1994
6,134,549 Client/server computer system having personalizable and securable views of database data 141 1995
5,661,807 Authentication system using one-time passwords 85 1995
5,832,211 Propagating plain-text passwords from a main registry to a plurality of foreign registries 95 1995
5,838,903 Configurable password integrity servers for use in a shared resource environment 95 1995
5,862,323 Retrieving plain-text passwords from a main registry by a plurality of foreign registries 66 1995
5,592,553 Authentication system using one-time passwords 127 1996
5,826,023 Communications tunneling 59 1996
5,933,827 System for identifying new web pages of interest to a user 226 1996
5,796,827 System and method for near-field human-body coupling for encrypted communication with identification cards 215 1996
6,012,088 Automatic configuration for internet access device 558 1996
5,918,239 Deferred display of web pages corresponding to links selected by user 111 1997
6,104,716 Method and apparatus for lightweight secure communication tunneling over the internet 222 1997
6,684,384 Extensible object oriented framework for general ledger 57 1997
5,963,952 Internet browser based data entry architecture 170 1997
5,982,370 Highlighting tool for search specification in a user interface of a computer system 193 1997
6,000,033 Password control via the web 116 1997
6,092,192 Apparatus and methods for providing repetitive enrollment in a plurality of biometric recognition systems based on an initial enrollment 121 1998
6,505,773 Authenticated electronic coupon issuing and redemption 91 1998
6,178,511 Coordinating user target logons in a single sign-on (SSO) environment 177 1998
6,275,944 Method and system for single sign on using configuration directives with respect to target types 125 1998
6,580,814 System and method for compressing biometric models 40 1998
6,321,337 Method and system for protecting operations of trusted internal networks 226 1998
6,327,578 Four-party credit/debit payment protocol 354 1998
6,507,912 Protection of biometric data via key-dependent sampling 73 1999
6,651,168 Authentication framework for multiple authentication processes and mechanisms 114 1999
6,493,685 Electronic account presentation and response system and method 297 1999
6,256,664 Method and apparatus for computed relevance messaging 122 1999
6,751,654 Simulating web cookies for non-cookie capable browsers 55 1999
6,535,980 Keyless encryption of messages using challenge response 51 1999
6,470,357 System and method of enhanced directory services for telecommunications management network applications 40 1999
6,957,337 Method and apparatus for secure authorization and identification using biometrics without privacy invasion 67 1999
6,549,972 Method and system for providing control accesses between a device on a non-proprietary bus and a device on a proprietary bus 12 1999
6,725,269 System and method for maintaining multiple identities and reputations for internet interactions 98 1999
6,735,695 Methods and apparatus for restricting access of a user using random partial biometrics 93 1999
7,013,286 Generation, distribution, storage, redemption, validation and clearing of electronic coupons 104 1999
6,571,216 Differential rewards with dynamic user profiling 137 2000
7,039,714 Method of enabling an intermediary server to impersonate a client user's identity to a plurality of authentication domains 37 2000
6,976,164 Technique for handling subsequent user identification and password requests with identity change within a certificate-based host session 82 2000
6,819,219 Method for biometric-based authentication in wireless communication for access control 210 2000
6,965,939 Method and apparatus for processing requests in a network data processing system based on a trust association between servers 45 2001
7,134,075 Conversion of documents between XML and processor efficient MXML in content based routing networks 66 2001
2003/0004,794 Corporate rewards program overdraft method 17 2001
2003/0037,131 User information coordination across multiple domains 52 2001
6,641,050 Secure credit card 169 2001
2004/0054,931 Calendar based security object management 9 2002
2005/0240,474 Pattern based promotion evaluation 25 2005
 
JPMORGAN CHASE BANK, N.A. (47)
6,266,683 Computerized document management system 145 1997
6,006,249 Method and apparatus for concurrent data processing 123 1997
6,070,244 Computer network security management system 266 1997
6,438,666 Method and apparatus for controlling access to confidential data by analyzing property inherent in data 69 1998
6,301,567 Lockbox browser system 97 1998
6,227,447 Cardless payment system 391 1999
7,389,256 Network based financial transaction processing system 28 1999
6,557,039 System and method for managing information retrievals from distributed archives 205 1999
7,058,817 System and method for single sign on process for websites with multiple applications and services 47 2000
7,747,866 System and method providing improved error detection related to transmission of data over a communication link 5 2000
7,542,921 Network-based financial planning system and method 13 2000
7,321,864 System and method for providing funding approval associated with a project based on a document collection 88 2000
6,631,849 Selectable multi-purpose card 373 2000
6,341,724 Cardless payment system 173 2001
6,532,284 Method and system for optimizing bandwidth cost via caching and other network transmission delaying techniques 109 2001
6,772,146 Website for financial information 80 2001
7,249,095 System and method for executing deposit transactions over the internet 22 2001
2002/0077,978 Method and system for processing internet payments 316 2001
7,246,263 System and method for portal infrastructure tracking 15 2001
7,103,556 System and method for aggregate portfolio client support 105 2001
2002/0116,331 System and method for selectable funding of electronic transactions 90 2001
2003/0101,116 System and method for providing customers with seamless entry to a remote server 15 2001
2003/0105,981 System and method for single session sign-on 87 2001
2003/0220,989 Method and system for client browser update 12 2002
7,689,506 System and method for rapid updating of credit information 11 2002
7,587,363 System and method for optimized funding of electronic transactions 105 2002
7,472,171 Method and system for determining receipt of a delayed cookie in a client-server architecture 12 2002
7,689,504 System and method for establishing or modifying an account with user selectable terms 35 2002
2004/0111,363 Method and system for enhancing credit line management, price management and other discretionary levels setting for financial accounts 86 2003
2004/0243,506 System and method for offering risk-based interest rates in a credit instrument 29 2003
2005/0065,877 Method and system for distribution of unactivated bank account cards 52 2003
2004/0122,736 System and method for granting promotional rewards to credit account holders 90 2003
2004/0210,498 Method and system for performing purchase and other transactions using tokens with multiple chips 72 2004
2005/0091,492 Portable security transaction protocol 45 2004
7,707,111 Customer activated multi-value (CAM) card 32 2004
7,349,866 System and method for funding a collective account by use of an electronic tag 39 2004
7,191,952 Selectable multi-purpose card 94 2004
2006/0106,703 System and method for aggregate portfolio client support 72 2005
2006/0116,949 System for automatically transferring account information, such as information regarding a financial services account 55 2006
7,444,672 System and method for single sign on process for websites with multiple applications and services 18 2006
7,801,814 System and method for selectable funding of electronic transactions 12 2006
7,357,331 Selectable multi-purpose card 53 2006
2007/0260,706 SYSTEM AND METHOD FOR PORTAL INFRASTRUCTURE TRACKING 5 2007
7,680,731 System and method for executing deposit transactions over the internet 4 2007
7,680,732 System and method for executing deposit transactions over the internet 4 2007
2008/0177,659 SYSTEMS AND METHODS FOR PROVIDING FINANCIAL PROCESSING IN CONJUNCTION WITH INSTANT MESSAGING AND OTHER COMMUNICATIONS 68 2007
2008/0184,315 Electronic television program guide schedule system and method with remote product ordering 33 2007
 
FIRST DATA CORPORATION (24)
4,321,672 Financial data processing system 682 1979
6,332,126 System and method for a targeted payment system discount program 146 1996
6,141,651 Funding and settlement integrated suspense processing system 138 1998
6,820,202 Account authority digital signature (AADS) system 83 1998
6,135,349 System and method for enabling a merchant to apply for a credit card processing account using the internet 153 1999
6,202,005 System for selectively printing messages and adding inserts to merchant statements 73 1999
6,349,242 Method for selectively printing messages and adding inserts to merchant statements 65 2001
6,623,415 Sheet folding systems and methods 56 2001
2002/0198,806 Systems and methods for accessing and modifying usage parameters associated with a financial transaction account 76 2002
2003/0115,160 Weight measuring systems and methods for weighing items 51 2002
6,938,156 ABDS system and verification status for authenticating entity access 65 2003
6,950,940 ABDS method utilizing security information in authenticating entity access 34 2003
2003/0171,992 System and methods for redeeming rewards associated with accounts 62 2003
2005/0086,166 Systems and methods for fraud management in relation to stored value cards 27 2003
2005/0125,295 Systems and methods for obtaining payor information at a point of sale 44 2003
2005/0125,337 Systems and methods for identifying payor location based on transaction data 36 2003
2005/0125,338 Systems and methods for assessing the risk of a financial transaction using reconciliation information 48 2003
2005/0125,350 Systems and methods for assessing the risk of financial transaction using geographic-related information 53 2003
2005/0125,360 Systems and methods for obtaining authentication marks at a point of sale 63 2003
7,640,205 Systems and methods for accessing reconcilement information 18 2003
2005/0137,982 Systems and methods for determining a reconcilement result 32 2003
2005/0149,440 Systems and methods for routing requests for reconcilement information 22 2003
7,580,857 Methods and systems for online transaction processing 99 2004
2007/0088,950 ACCOUNT-BASED DIGITAL SIGNATURE (ABDS) SYSTEM USING BIOMETRICS 15 2006
 
MICROSOFT CORPORATION (24)
5,861,906 Interactive entertainment network system and method for customizing operation thereof according to viewer preferences 285 1995
5,852,812 Billing system for a network 539 1995
5,878,141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 454 1995
5,815,665 System and method for providing trusted brokering services over a distributed network 643 1996
6,189,029 Web survey tool builder and result compiler 294 1996
5,842,211 Method and system for transferring a bank file to an application program 120 1997
5,883,810 Electronic online commerce card with transactionproxy number for online transactions 645 1997
6,000,832 Electronic online commerce card with customer generated transaction proxy number for online transactions 545 1997
6,484,149 Systems and methods for viewing product information, and methods for generating web pages 375 1997
6,026,429 Seamless integration of internet resources 146 1997
6,308,273 Method and system of security location discrimination 349 1998
6,308,274 Least privilege via restricted tokens 140 1998
6,584,505 Authenticating access to a network server without communicating login information through the network server 144 1999
6,574,348 Technique for watermarking an image and a resulting watermarked image 69 1999
6,401,211 System and method of user logon in combination with user authentication for network access 125 2000
7,089,585 Method and system for authorizing a client computer to access a server computer 41 2000
7,051,330 Generic application server and method of operation therefor 74 2000
6,892,231 Method and apparatus for verifying the contents of a global configuration file 50 2000
2003/0101,454 Methods and systems for planning advertising campaigns 123 2001
7,203,909 System and methods for constructing personalized context-sensitive portal pages or views by analyzing patterns of users' information access activities 70 2002
7,545,931 Protection of application secrets 20 2002
7,076,453 System and method for designing and operating an electronic store 57 2002
7,549,170 System and method of inkblot authentication 6 2003
7,299,201 System and method for designing and operating an electronic store 21 2006
 
WALKER DIGITAL, LLC (23)
5,871,398 Off-line remote system for lotteries and games of skill 525 1996
5,947,747 Method and apparatus for computer-based educational testing 163 1996
5,825,863 Prepaid limited usage calling card 139 1996
5,995,976 Method and apparatus for distributing supplemental information related to printed articles 103 1996
5,946,388 Method and apparatus for priority queuing of telephone calls 165 1997
5,970,478 Method, apparatus, and program for customizing credit accounts 190 1997
6,014,439 Method and apparatus for entertaining callers in a queue 120 1997
5,978,467 Method and apparatus for enabling interaction between callers with calls positioned in a queue 101 1997
6,088,444 Method and apparatus for value-based queuing of telephone calls 73 1997
6,024,640 Off-line remote lottery system 380 1997
6,144,948 Instant credit card marketing system for reservations for future services 324 1997
5,945,653 System and method for establishing and executing functions to affect credit card accounts and transactions 296 1997
6,119,093 System for syndication of insurance 196 1997
6,119,099 Method and system for processing supplementary product sales at a point-of-sale terminal 211 1997
6,018,718 Method and system for processing customized reward offers 324 1997
6,163,771 Method and device for generating a single-use financial account number 240 1997
6,208,978 System and method for issuing security deposit guarantees based on credit card accounts 112 1997
6,064,987 Method and apparatus for providing and processing installment plans at a terminal 209 1997
6,138,106 Dynamically changing system for fulfilling concealed value gift certificate obligations 124 1997
5,999,596 Method and system for controlling authorization of credit card transactions 181 1998
6,336,104 Method and apparatus for providing and processing installment plans at a terminal 78 1999
6,434,534 Method and system for processing customized reward offers 90 1999
7,006,983 Method and system for processing a rebate 41 2000
 
CITIBANK, N.A. (18)
5,557,518 Trusted agents for open electronic commerce 829 1994
5,710,889 Interface device for electronically integrating global financial services 661 1995
5,866,889 Integrated full service consumer banking system and system and method for opening an account 152 1995
5,659,165 Customer-directed, automated process for transferring funds between accounts via a communications network 314 1995
5,966,695 Sales and marketing support system using a graphical query prospect database 377 1995
5,642,419 Method for acquiring and revalidating an electronic credential 273 1995
6,049,782 Relationship management system and process for pricing financial instruments based on a customer's relationship with a financial institution 280 1996
5,930,764 Sales and marketing support system using a customer information database 428 1996
6,088,686 System and method to performing on-line credit reviews and approvals 542 1996
6,029,153 Method and system for analyzing and handling the customer files of a financial institution 109 1997
6,081,790 System and method for secure presentment and payment over open networks 272 1998
6,381,587 Method and system for standardizing and reconciling invoices from vendors 53 1998
6,226,623 Global financial services integration system and process 387 1998
7,010,512 Transfer instrument 80 1998
6,131,810 Integrated full service consumer banking system and system and method for opening an account 269 1999
6,385,652 Customer access solutions architecture 82 1999
6,349,290 Automated system and method for customized and personalized presentation of products and services of a financial institution 282 1999
7,092,905 Systems and methods for the processing of financial transactions 70 2001
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (18)
5,321,841 System for determining the rights of object access for a server process by combining them with the rights of the client process 338 1993
5,844,553 Mechanism to control and use window events among applications in concurrent computing 306 1996
5,828,833 Method and system for allowing remote procedure calls through a network firewall 205 1996
6,055,637 System and method for accessing enterprise-wide resources by presenting to the resource a temporary credential 352 1996
5,884,312 System and method for securely accessing information from disparate data sources through a network 251 1997
6,208,984 Method and system of determining access to records of members of a community 49 1997
6,832,202 Method and system of routing requests for authorized approval 52 1997
6,081,810 Report database system 90 1998
6,810,395 Method and apparatus for query-specific bookmarking and data collection 73 1999
6,349,336 Agent/proxy connection control across a firewall 131 2000
2003/0154,171 Apparatus and method for selling personal information 31 2000
7,302,585 System for providing a trustworthy user interface 46 2000
7,069,434 Secure data transfer method and system 24 2000
6,937,976 Method and system for temporary network identity 20 2001
2003/0055,871 Document/poster composition and printing 51 2001
7,073,059 Secure machine platform that interfaces to operating systems and customized control programs 51 2002
2005/0108,102 Method, apparatus, and system for verifying incoming orders 25 2003
2005/0108,151 Order review workflow 20 2003
 
CAPITAL ONE FINANCIAL CORPORATION (16)
5,933,817 Tiered interest rate revolving credit system and method 234 1996
6,947,897 System and method for managing consumer information 16 2001
2002/0123,946 Methods and systems for providing debt recovery partnership 32 2001
2003/0009,393 Systems and methods for providing purchase transaction incentives 58 2001
6,819,748 Menuing method and system 19 2001
2003/0105,689 Methods, systems and articles of manufacture for managing financial accounts with reward incentives 46 2001
2003/0126,011 Systems and methods for issuing partnership checks to a customer having a financial account 26 2002
2004/0064,401 Systems and methods for detecting fraudulent information 71 2002
2004/0078,324 Systems and methods for authenticating a financial account at activation 23 2002
7,090,138 System and method for redeeming rewards and incentives 29 2003
2005/0171,901 Methods and systems for offering a credit card account to a potential home buyer 26 2004
2005/0192,862 Methods, systems, and articles of manufacture for providing incentives for a financial account 30 2004
2005/0246,289 System and method for processing and for funding a transaction 30 2004
2005/0234,769 System and method for providing personalized customer assistance using a financial card having an RFID device 25 2004
2005/0234,789 Systems, methods and computer readable media for providing and managing balance transfer accounts 35 2004
2005/0144,105 Methods and systems for adjusting account terms based on purchase transaction information 24 2004
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (16)
5,768,382 Remote-auditing of computer generated outcomes and authenticated biling and access control system using cryptographic and other protocols 693 1995
5,970,143 Remote-auditing of computer generated outcomes, authenticated billing and access control, and software metering system using cryptographic and other protocols 541 1996
5,884,270 Method and system for facilitating an employment search incorporating user-controlled anonymous communications 182 1996
5,884,272 Method and system for establishing and maintaining user-controlled anonymous communications 248 1996
5,949,875 Parallel data network billing and collection system 104 1996
6,012,983 Automated play gaming device 466 1996
6,001,016 Remote gaming device 528 1996
5,909,486 Method and apparatus for awarding and redeeming prepaid telephone time 137 1997
6,010,404 Method and apparatus for using a player input code to affect a gambling outcome 155 1997
5,926,796 Method and apparatus for selling subscriptions to periodicals in a retail environment 145 1997
5,737,414 900 number billing and collection system and method for on-line computer services 147 1997
5,949,044 Method and apparatus for funds and credit line transfers 334 1997
5,970,470 System and method for establishing and managing subscription purchase agreements including commitments to purchase goods over time at agreed upon prices 172 1997
6,128,599 Method and apparatus for processing customized group reward offers 394 1997
6,049,778 Method and apparatus for administering a reward program 327 1997
5,967,896 Method and apparatus for controlling a gaming device having a plurality of balances 163 1998
 
FUJITSU LIMITED (13)
5,097,115 Transaction authentication system 116 1989
5,428,684 Electronic cashless transaction system 120 1992
6,003,762 Transaction terminal for an electronic cashless system 249 1994
5,539,825 Electronic cashless transaction system 195 1994
5,848,427 Information changing system and method of sending information over a network to automatically change information output on a user terminal 96 1996
5,913,202 Financial information intermediary system 384 1997
6,611,819 Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon 40 1998
2001/0029,490 Automatic transaction device and recording medium having a transaction program which can be read by a computer 22 2001
2003/0018,915 Method and system for user authentication and authorization of services 44 2001
2005/0091,138 Method and apparatus for processing reward point, and computer product therefor 84 2004
2006/0080,254 Individual authentication method, individual authentication device, and program for same 19 2005
2006/0143,117 Automated transaction control method, automated transaction device, and storage medium stored program for same 23 2005
2009/0313,110 METHOD AND SYSTEM FOR SUPPORTING SELECTION OF REWARD PROGRAM 12 2009
 
III HOLDINGS 1, LLC (13)
2001/0034,720 System for facilitating a transaction 207 2001
2001/0054,003 System and method for using loyalty points 322 2001
2003/0225,618 System and method for exchanging loyalty points for acquisitions 47 2002
2003/0236,712 System and method for distributing vouchers 45 2003
2005/0086,103 Electronic shopping cart for transactions 30 2003
2005/0033,619 METHOD AND SYSTEM FOR TRACKING USER PERFORMANCE 74 2004
2005/0203,824 A SYSTEM AND METHOD FOR USING CASH REBATES 43 2004
2006/0004,629 Deferred loyalty points redemption method 64 2004
2005/0171,898 SYSTEMS AND METHODS FOR MANAGING MULTIPLE ACCOUNTS ON A RF TRANSACTION DEVICE USING SECONDARY IDENTIFICATION INDICIA 133 2004
2005/0197,904 Credit card reward program 29 2005
2005/0160,003 SYSTEM AND METHOD FOR INCENTING RFID TRANSACTION DEVICE USAGE AT A MERCHANT LOCATION 36 2005
7,506,806 Smartcard transaction method and system using fingerprint recognition 38 2007
7,686,218 System and method for exchanging loyalty points for acquisitions 20 2007
 
SUN MICROSYSTEMS, INC. (12)
5,848,400 Electronic check exchange, clearing and settlement system 202 1996
5,884,288 Method and system for electronic bill payment 350 1996
6,105,012 Security system and method for financial institution server and client web browser 181 1997
6,226,679 Common management information protocol (CMIP) agent registration methods systems and computer program products 63 1997
6,073,113 Compatibility checking between instruments, operations and protocols in electronic commerce 123 1998
6,510,523 Method and system for providing limited access privileges with an untrusted terminal 94 1999
6,226,752 Method and apparatus for authenticating users 291 1999
7,188,181 Universal session sharing 130 1999
6,609,198 Log-on service providing credential level change without loss of session continuity 251 1999
6,668,322 Access management system and method employing secure credentials 183 1999
7,165,256 Task grouping in a distributed processing framework system and methods for implementing the same 15 2001
2005/0015,490 System and method for single-sign-on access to a resource via a portal server 22 2003
 
CATALINA MARKETING CORPORATION (11)
5,644,723 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 446 1994
5,832,457 Method and apparatus for selective distribution of discount coupons based on prior customer behavior 578 1995
5,642,485 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 443 1995
5,649,114 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 523 1995
5,687,322 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 731 1995
5,710,886 Electric couponing method and apparatus 520 1995
6,334,108 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 157 1996
6,424,949 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 190 1997
6,795,809 Method and apparatus for logging system test data in a POS system 47 1998
6,298,330 Communicating with a computer based on the offline purchase history of a particular consumer 186 1999
6,684,195 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 124 2000
 
HITACHI, LTD. (10)
5,018,196 Method for electronic transaction with digital signature 130 1989
5,450,537 Method and apparatus for completing a partially completed document in accordance with a blank form from data automatically retrieved from a database 116 1993
5,774,122 Method for visual programming with aid of animation 74 1996
5,832,476 Document searching method using forward and backward citation tables 93 1996
5,952,639 Depositing, withdrawal, balance check, exchange and transfer of electronic money in automatic cash handling machine 162 1996
6,718,482 Fault monitoring system 64 2001
6,954,932 Program control system and program control method 27 2001
2002/0046,106 Method and system for modeling business card exchanges in a point-to -point value 53 2001
2002/0198,807 Product brokerage transaction processing system, and product brokerage transaction processing method and program 27 2002
2004/0249,710 Methods and apparatus for implementing loyalty programs using portable electronic data storage devices 41 2004
 
INTER*ACT SYSTEMS, INCORPORATED (9)
5,237,620 Check reader method and system for reading check MICR code 223 1992
5,621,812 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 527 1993
5,638,457 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 417 1994
5,448,471 Check transaction processing, database building and marketing method and system utilizing automatic check reading 333 1994
5,675,662 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 320 1994
5,592,560 Method and system for building a database and performing marketing based upon prior shopping history 371 1994
5,430,644 Check transaction processing, database building and marketing method and system utilizing automatic check reading 267 1994
5,659,469 Check transaction processing, database building and marketing method and system utilizing automatic check reading 289 1995
2002/0073,019 SYSTEM, METHOD, AND DATABASE FOR PROCESSING TRANSACTIONS 111 1997
 
TEXTURA CORPORATION (9)
2005/0289,051 Construction payment management system and method 29 2005
2006/0173,706 Method of and system for evaluating financial risk associated with a construction project 9 2006
2006/0271,477 Construction payment management system and method with real-time draw notification features 11 2006
2006/0271,478 Construction payment management system and method with hierarchical invoicing and direct payment features 9 2006
2006/0271,479 Construction payment management system and method with budget reconciliation features 8 2006
2006/0271,397 Construction payment management system and method with automatic workflow management features 10 2006
2006/0271,480 Construction payment management system and method with graphical user interface features 9 2006
2007/0078,771 Construction payment management system and method with document tracking features 21 2006
7,490,064 Construction payment management system and method with budget reconciliation features 7 2007
 
CISCO TECHNOLOGY, INC. (8)
5,848,143 Communications system using a central controller to control at least one network and agent system 226 1996
6,311,275 Method for providing single step log-on access to a differentiated computer network 91 1998
6,424,947 Distributed IRD system 154 1998
6,219,706 Access control for networks 263 1998
6,253,327 Single step network logon based on point to point protocol 137 1998
6,687,222 Backup service managers for providing reliable network services in a distributed environment 117 1999
6,775,783 Client security for networked applications 19 1999
6,847,991 Data communication among processes of a network component 67 2001
 
CITICORP DEVELOPMENT CENTER, INC. (8)
5,485,370 Home services delivery system with intelligent terminal emulator 231 1993
5,825,003 Customer-directed, automated process for transferring funds between accounts using a holding account and local processing 119 1997
5,963,647 Method and system for transferring funds from an account to an individual 236 1997
5,933,816 System and method for delivering financial services 441 1997
6,012,049 System for performing financial transactions using a smartcard 171 1998
6,889,198 Method and system for tracking smart card loyalty points 37 1999
6,289,324 System for performing financial transactions using a smart card 145 2000
7,137,006 Method and system for single sign-on user access to multiple web servers 79 2000
 
EBAY INC. (8)
5,832,460 Method and system for bill presentation and payment reconciliation 328 1995
6,267,292 Method and apparatus for funds and credit line transfers 258 1999
7,047,222 Secure encryption of data packets for transmission over unsecured networks 36 2000
7,043,455 Method and apparatus for securing session information of users in a web application server environment 15 2000
2001/0016,835 Method of payment by means of an electronic communication device 43 2001
2005/0171,842 Method and system for incentivizing the promotion of a payment service 42 2004
2005/0144,071 Method and apparatus to facilitate the electronic accumulation and redemption of a value in an account 34 2004
7,581,112 Identifying fraudulent activities and the perpetrators thereof 15 2004
 
VERIZON PATENT AND LICENSING INC. (8)
6,088,451 Security system and method for network element access 355 1996
5,944,824 System and method for single sign-on to a plurality of network elements 369 1997
6,202,151 System and method for authenticating electronic transactions using biometric certificates 207 1997
6,067,531 Automated contract negotiator/generation system and method 125 1998
6,611,498 Integrated customer web station for web based call management 122 1998
7,225,249 Integrated systems for providing communications network management services and interactive generating invoice documents 186 1998
6,438,219 System, method and computer program product for achieving local number portability costing support 24 1999
2005/0216,421 Integrated business systems for web based telecommunications management 323 2005
 
VISA INTERNATIONAL SERVICE ASSOCIATION (8)
4,701,601 Transaction card with magnetic stripe emulator 371 1985
5,465,206 Electronic bill pay system 752 1993
5,703,344 Electronic funds confirmation at point of transaction 319 1995
5,621,201 Automated purchasing control system 401 1996
5,920,847 Electronic bill pay system 678 1996
5,963,925 Electronic statement presentment system 420 1997
6,560,581 System and method for secure electronic commerce transaction 285 1998
2002/0178,112 Point of sale check service 116 2001
 
YT ACQUISITION CORPORATION (8)
5,615,277 Tokenless security system for authorizing access to a secured computer system 290 1994
5,838,812 Tokenless biometric transaction authorization system 298 1996
5,805,719 Tokenless identification of individuals 389 1997
6,366,682 Tokenless electronic transaction system 121 1998
6,230,148 Tokenless biometric electric check transaction 145 1999
6,269,348 Tokenless biometric electronic debit and credit transactions 227 1999
6,154,879 Tokenless biometric ATM access system 240 1999
2009/0228,362 TOKENLESS BIOMETRIC ELECTRONIC FINANCIAL TRANSACTIONS VIA A THIRD PARTY IDENTICATOR 18 2009
 
CHESS VENTURES LLC (7)
6,805,288 Method for generating customer secure card numbers subject to use restrictions by an electronic card 192 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 58 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 58 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 58 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 58 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 58 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 58 2001
 
PRIVASYS, INC. (7)
6,592,044 Anonymous electronic card for generating personal coupons useful in commercial and security transactions 235 2000
6,609,654 Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions 200 2000
6,755,341 Method for storing data in payment card transaction 138 2000
7,195,154 Method for generating customer secure card numbers 132 2001
2003/0061,168 Method for generating customer secure card numbers 16 2001
2003/0061,168 Method for generating customer secure card numbers 16 2001
2007/0215,688 Method for Generating Customer Secure Card Numbers 31 2007
 
UNWIRED PLANET, LLC (7)
6,065,120 Method and system for self-provisioning a rendezvous to ensure secure access to information in a database from multiple devices 251 1997
6,754,833 Method for generating and distributing telecom and internet revenue 145 1999
2001/0001,008 Transmitter/receiver for GMSK and Offset-QAM 9 2000
2001/0001,008 Transmitter/receiver for GMSK and Offset-QAM 9 2000
2001/0001,008 Transmitter/receiver for GMSK and Offset-QAM 9 2000
2001/0001,008 Transmitter/receiver for GMSK and Offset-QAM 9 2000
2001/0001,008 Transmitter/receiver for GMSK and Offset-QAM 9 2000
 
VISA U.S.A. INC. (7)
4,605,820 Key management system for on-line communication 133 1983
7,356,516 Method and system for facilitating electronic dispute resolution 49 2002
6,920,611 Method and system for implementing a loyalty merchant component 73 2003
2005/0071,225 System and apparatus for linking multiple rewards programs to promote the purchase of specific product mixes 89 2003
2005/0071,226 Method and system for managing dynamic terms and conditions and user interaction 62 2003
2005/0071,227 Method and system for managing concurrent sku-based rewards program 67 2003
2006/0080,243 System and method for issuer originated payments for on-line banking bill payments 46 2005
 
XATRA FUND MX, LLC (7)
7,249,112 System and method for assigning a funding source for a radio frequency identification device 77 2002
7,121,471 Method and system for DNA recognition biometrics on a fob 39 2004
2004/0239,481 METHOD AND SYSTEM FOR FACIAL RECOGNITION BIOMETRICS ON A FOB 60 2004
7,228,155 System and method for remotely initializing a RF transaction 71 2004
7,493,288 RF payment via a mobile device 54 2004
7,312,707 System and method for authenticating a RF transaction using a transaction account routing number 60 2004
2005/0077,349 METHOD AND SYSTEM FOR FACILITATING A TRANSACTION USING A TRANSPONDER 97 2004
 
ACCENTURE GLOBAL SERVICES LIMITED (6)
5,592,378 Computerized order entry system and method 391 1994
6,718,535 System, method and article of manufacture for an activity framework design in an e-commerce based environment 385 1999
6,438,594 Delivering service to a client via a locally addressable interface 454 1999
6,671,818 Problem isolation through translating and filtering events into a standard object format in a network based supply chain 425 1999
7,124,101 Asset tracking in a network-based supply chain environment 376 1999
2002/0111,890 Financial modeling and counseling system 85 2001
 
CANON KABUSHIKI KAISHA (6)
6,144,946 Accounting device, communicating apparatus, and communication system 156 1997
6,009,442 Computer-based document management system 279 1997
6,182,225 Network data base control device and method thereof 70 1998
6,807,285 Embedding information in digital image data 54 1999
6,804,786 User customizable secure access token and multiple level portable interface 51 2000
2004/0111,610 Secure file format 26 2002
 
CHASE MANHATTAN BANK, THE (6)
5,678,046 Method and apparatus for distributing files on a file storage device 242 1995
6,038,552 Method and apparatus to process combined credit and debit card transactions 211 1997
6,418,457 Document storage and processing system for inventors that utilize timestamps and digital signatures 53 1997
6,535,855 Push banking system and method 132 1998
6,609,125 Funds transfer repair system 110 1999
6,609,113 Method and system for processing internet payments using the electronic funds transfer network 437 2000
 
CITICORP CREDIT SERVICES, INC. (6)
2004/0010,462 Method and system for a multi-purpose transactional platform 165 2003
2004/0143,526 Establishing, modifying, and customizing account-based products 31 2003
2005/0144,143 Method and system for identity theft prevention, detection and victim assistance 28 2004
2006/0080,230 Method and system for identity theft prevention, detection and victim assistance 40 2004
2005/0251,446 Methods and systems for integration of multiple rewards programs 29 2005
2005/0234,773 Credit card mileage rewards program, system and method 29 2005
 
HEWLETT-PACKARD COMPANY (6)
5,212,792 Method and apparatus for controlling execution of tools in a computer-aided software engineering system 75 1989
5,175,682 Check system and method including prioritizing checks for transmission to banks for processing 309 1990
5,933,812 Portable transaction terminal system 186 1995
5,815,657 System, method and article of manufacture for network electronic authorization utilizing an authorization instrument 540 1996
5,889,863 System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture 294 1996
6,061,665 System, method and article of manufacture for dynamic negotiation of a network payment framework 278 1997
 
LUCENT TECHNOLOGIES INC. (6)
5,570,295 System and method of capturing encoded data transmitted over a communications network in a video system 287 1994
5,857,079 Smart card for automatic financial records 307 1994
5,657,383 Flexible customer controlled telecommunications handling 121 1995
6,005,943 Electronic identifiers for network terminal devices 77 1996
5,961,593 System and method for providing anonymous personalized browsing by a proxy system in a network 381 1997
6,618,579 Tunable filter with bypass 113 1999
 
MASTERCARD INTERNATIONAL INCORPORATED (6)
5,023,782 Travelers cheque transaction terminal 243 1990
5,692,132 System and method for conducting cashless transactions on a computer network 521 1995
5,699,528 System and method for bill delivery and payment over a communications network 982 1995
2001/0027,441 System and method for conducting electronic commerce with a remote wallet server 130 2001
2008/0133,350 METHOD AND APPARATUS FOR REWARD REDEMPTION AT THE POINT OF INTERACTION 29 2007
2009/0171,778 METHODS AND SYSTEMS FOR APPLYING A REWARDS PROGRAM PROMOTION TO PAYMENT TRANSACTIONS 26 2007
 
NEXTCARD, LLC (6)
6,324,524 Method and apparatus for an account level offer of credit and real time balance transfer 358 1998
6,405,181 Method and apparatus for real time on line credit approval 284 1998
6,567,791 Method and apparatus for a verifiable on line rejection of an application for credit 138 1998
6,795,812 Implementing a counter offer for an on line credit card application 74 2000
7,143,063 Method and apparatus for a verifiable on line rejection of an applicant for credit 75 2003
2005/0004,864 Implementing a counter offer for an on line credit card application 32 2004
 
ORACLE INTERNATIONAL CORPORATION (6)
6,332,192 Generalized user identification and authentication system 73 1998
6,145,086 Security and password mechanisms in a database system 62 1999
6,487,641 Dynamic caches with miss tables 81 2000
6,675,261 Request based caching of data store data 127 2001
2003/0097,574 Systems and methods for integration adapter security 37 2002
2007/0234,408 Methods and systems for multifactor authentication 30 2006
 
PROPULSION REMOTE HOLDINGS, LLC (6)
2002/0188,509 System and method for networked loyalty program 57 2001
7,613,629 System and method for the transfer of loyalty points 35 2002
7,467,096 System and method for the real-time transfer of loyalty points between accounts 40 2003
2004/0243,468 GEOGRAPHIC LOYALTY SYSTEM AND METHOD 51 2004
2005/0177,503 PAY YOURSELF FIRST LOYALTY SYSTEM AND METHOD 38 2004
2006/0053,056 CARD MEMBER DISCOUNT SYSTEM AND METHOD 86 2005
 
SIGNATURE SYSTEMS LLC (6)
6,594,640 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 224 2000
6,947,898 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 105 2003
6,820,061 Method and system for exchange and aggregation of reward points via a global computer network 106 2003
6,829,586 Method and system for aggregation of reward points for payment of auctioned items 107 2003
6,842,739 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 107 2003
7,512,551 Method and system for implementing a search engine with reward components and payment components 25 2005
 
AMAZON.COM, INC. (5)
5,727,163 Secure method for communicating credit card data when placing an order on a non-secure network 350 1995
5,715,399 Secure method and system for communicating a list of credit card numbers over a non-secure network 542 1995
6,029,141 Internet-based customer referral system 1001 1997
5,960,411 Method and system for placing a purchase order via a communications network 1294 1997
2002/0152,163 Network based user-to-user payment service 73 2001
 
GENERAL ELECTRIC CAPITAL CORPORATION (5)
6,970,830 Methods and systems for analyzing marketing campaigns 129 1999
7,003,476 Methods and systems for defining targeted marketing campaigns using embedded models and historical data 59 1999
7,006,979 Methods and systems for creating models for marketing campaigns 45 1999
7,010,495 Methods and systems for analyzing historical trends in marketing campaigns 38 1999
6,901,406 Methods and systems for accessing multi-dimensional customer data 88 2000
 
GOOGLE INC. (5)
5,534,855 Method and system for certificate based alias detection 228 1994
6,005,939 Method and apparatus for storing an internet user's identity and access rights to world wide web resources 176 1996
6,589,291 Dynamically determining the most appropriate location for style sheet application 93 1999
6,697,947 Biometric based multi-party authentication 148 1999
2002/0133,481 Methods and apparatus for providing search results in response to an ambiguous search query 39 2000
 
ALIGN TECHNOLOGY, INC. (4)
2002/0188,478 Health-care systems and methods 45 2002
2005/0182,654 Systems and methods for providing treatment planning 24 2004
2005/0159,986 Health-care systems and methods 39 2005
2006/0064,329 Health-care e-commerce systems and methods 28 2005
 
ASPECT SOFTWARE, INC. (4)
5,675,637 Method for automatically obtaining and presenting data from multiple data sources 140 1995
5,640,577 Data processing system with automated at least partial forms completion 315 1995
5,790,650 Telephone call center management system which supports multi-user and separate private applications 98 1996
5,963,635 Method and apparatus for providing result-oriented customer service 192 1996
 
BMC RESOURCES, INC. (4)
5,652,786 Automated interactive bill payment system 266 1996
5,715,298 Automated interactive bill payment system using debit cards 208 1997
5,870,456 Automated interactive bill payment system using debit cards 228 1997
RE38801 Automated interactive bill payment system using debit cards 28 2003
 
CHASE BANK USA, N.A. (4)
7,163,153 Selectable multi-purpose card 161 2003
2007/0265,924 System and method for funding a collective account by use of an electronic tag 49 2007
2008/0010,202 System and method for funding a collective account by use of an electronic tag 48 2007
2009/0043,651 System and method for funding a collective account by use of an electronic tag 47 2007
 
INTERNATIONAL TECHNOLOGIES & SYSTEMS, CORPORATION (4)
D491953 Proximity interface with advertising insert for transaction acceptance systems 67 2002
D490840 Proximity interface for transaction acceptance systems 54 2002
D491186 Magnetic stripe simulacrum for transaction acceptance systems 59 2002
D498236 Coreless inductor magnetic stripe simulacrum for transaction acceptance systems 52 2003
 
KABUSHIKI KAISHA TOSHIBA (4)
4,641,239 Automatic-transfer-transaction processing apparatus 96 1984
5,225,664 Mutual authentication system 61 1991
6,409,080 Portable electronic device and loyalty point system 60 2001
2004/0128,248 Method for managing account, method for performing settling, method for managing lot, computer readable recording medium, account managing/settling system, and lot managing system 19 2003
 
Midnight Blue Remote Access LLC (4)
6,292,786 Method and system for generating incentives based on substantially real-time product purchase information 331 1999
6,609,104 Method and system for accumulating marginal discounts and applying an associated incentive 54 1999
6,611,811 Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold 107 1999
6,516,302 Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds 89 1999
 
MONEYFAX, INC. (4)
4,454,414 Funds transfer system using optically coupled, portable modules 449 1982
4,523,087 Transaction verification system using optical coupling data communication link 136 1982
5,122,950 Method of and system for electronic funds transfer via facsimile machines 163 1989
5,265,008 Method of and system for electronic funds transfer via facsimile with image processing verification 195 1991
 
NCR CORPORATION (4)
6,539,363 Write input credit transaction apparatus and method with paperless merchant credit card processing 83 1990
5,835,603 Financial transaction system 148 1996
6,151,584 Computer architecture and method for validating and collecting and metadata and data about the internet and electronic commerce environments (data discoverer) 261 1997
6,564,189 Universal methods and apparatus for determining prices and rewards within retail transactions 37 1998
 
NEC CORPORATION (4)
4,663,500 Cryptographic system 25 1986
2002/0049,605 Electronic business transaction system including server device, client device and connecting terminal used therein 19 2001
6,938,158 Single sign-on system and single sign-on method for a web site and recording medium 42 2001
2005/0071,637 Password authenticating apparatus, method, and program 18 2004
 
Realtime Data LLC (4)
6,624,761 Content independent data compression method and system 88 2001
7,417,568 System and method for data feed acceleration and encryption 61 2003
7,161,506 Systems and methods for data compression such as content dependent data compression 69 2003
7,400,274 System and method for data feed acceleration and encryption 34 2007
 
ZYNGA INC. (4)
5,921,864 Electronic word puzzle game 71 1996
5,798,508 Postpaid traveler's checks 84 1996
6,006,205 Credit card billing method and system 137 1997
6,360,209 Credit card billing method and system 57 1999
 
AFFINION NET PATENTS, INC. (3)
6,578,012 Fully integrated, on-line interactive frequency and award redemption program 67 1999
2003/0036,952 Redemption system for award redemption 34 2001
2003/0195,805 On-line, interactive frequency and award redemption program 24 2003
 
AKAMAI TECHNOLOGIES, INC. (3)
6,763,388 Method and apparatus for selecting and viewing portions of web pages 82 1999
2009/0132,648 CONTENT DELIVERY AND GLOBAL TRAFFIC MANAGEMENT NETWORK SYSTEM 25 2009
2009/0132,648 CONTENT DELIVERY AND GLOBAL TRAFFIC MANAGEMENT NETWORK SYSTEM 25 2009
 
AMAZON TECHNOLOGIES, INC. (3)
7,599,856 Detection of fraudulent attempts to initiate transactions using modified display objects 24 2002
2006/0015,463 Performing automatically authorized programmatic transactions 35 2004
2006/0036,553 Automatic authorization of programmatic transactions 94 2004
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (3)
2002/0046,116 System and method for loyalty program distribution and settlement 63 2001
2002/0128,977 Microchip-enabled online transaction system 97 2001
2005/0149,386 AUTHORIZING THIRD PARTY PARTICIPANTS 26 2003
 
AT&T CORP. (3)
5,835,580 Method and apparatus for automated provisioning and billing of communication services 206 1996
5,950,174 Affiliation-based arrangement for billing 136 1997
2007/0283,436 Method and apparatus for large-scale automated distributed denial of service attack detection 11 2006
 
Bottomline Technologies (DE) Inc. (3)
6,223,168 Automatic remittance delivery system 180 1998
6,856,970 Electronic financial transaction system 100 2000
2003/0167,229 Modular business transations platform 59 2001
 
BRIGHT RESPONSE, LLC (3)
6,182,059 Automatic electronic message interpretation and routing system 155 1997
6,278,996 System and method for message process and response 96 1998
6,411,947 Automatic message interpretation and routing system 124 1998
 
BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY (3)
5,802,502 System for selective communication connection based on transaction pricing signals 433 1994
2003/0001,888 Data transfer method and apparatus 34 2002
2004/0117,409 Application synchronisation 40 2003
 
BuildNet, Inc. (3)
5,923,552 Systems and methods for facilitating the exchange of information between separate business entities 83 1996
6,115,641 Systems and methods for facilitating the exchange of information between separate business entities 39 1998
6,115,642 Systems and methods for facilitating the exchange of information between separate business entities 82 1998
 
CHECKFREE CORPORATION (3)
5,873,072 System and method for electronically providing customer services including payment of bills, financial analysis and loans 323 1995
6,289,322 Electronic bill processing 351 1998
6,678,664 Cashless transactions without credit cards, debit cards or checks 106 1999
 
COIN, INC. (3)
2006/0249,574 Automated payment card fraud detection and location 61 2006
2007/0136,211 FINANCIAL TRANSACTIONS WITH DYNAMIC CARD VERIFICATION VALUES 76 2006
2007/0208,671 FINANCIAL TRANSACTIONS WITH DYNAMIC PERSONAL ACCOUNT NUMBERS 54 2006
 
DATATREASURY CORPORATION (3)
5,787,403 Bank-centric service platform, network and system 303 1995
6,182,052 Communications network interface for user friendly interactive access to online services 150 1997
5,899,982 Bank-centric service platform, network and system 183 1998
 
DECISIONING.COM, INC. (3)
5,870,721 System and method for real time loan approval 644 1996
5,940,811 Closed loop financial transaction method and apparatus 502 1996
6,105,007 Automatic financial account processing system 419 1999
 
DEUTSCHE POST AG (3)
2005/0006,286 Method and device for processing mail 19 2004
2004/0249,764 Method for verifying the validity of digital franking notes 31 2004
2005/0167,342 Method and device for processing postal articles 22 2004
 
EASYCHECK, INC. (3)
2004/0111,371 Methods and systems for check processing 33 2003
2005/0199,708 Method for a host based smart card 43 2004
2005/0203,857 Methods for transaction processing 74 2005
 
ENTRUST, INC. (3)
6,182,142 Distributed access management of information resources 442 1998
6,453,353 Role-based navigation of information resources 304 1999
6,339,423 Multi-domain access control 167 2000
 
GENERAL ELECTRIC COMPANY (3)
4,845,347 Transaction system 71 1986
2002/0069,158 Method and system for providing a secured multi-purpose electronic account 27 2000
2002/0152,279 Personalized intranet portal 58 2001
 
INTEL CORPORATION (3)
5,664,115 Interactive computer system to match buyers and sellers of real estate, businesses and other property using the internet 810 1995
6,792,572 Method and apparatus to approve documents 15 2000
2005/0131,761 Mobile digital coupons 66 2003
 
INTUIT INC. (3)
5,903,881 Personal online banking with integrated online statement and checkbook user interface 488 1997
7,395,241 Consumer-directed financial transfers using automated clearinghouse networks 49 2000
2003/0204,460 Data collection and transaction initiation using a financial messaging protocol 40 2003
 
NOVELL INTELLECTUAL PROPERTY HOLDINGS, INC. (3)
6,081,900 Secure intranet access 308 1999
6,640,302 Secure intranet access 113 2000
6,950,936 Secure intranet access 76 2003
 
NUANCE COMMUNICATIONS, INC. (3)
5,598,557 Apparatus and method for retrieving and grouping images representing text files based on the relevance of key words extracted from a selected file to the text files 332 1992
6,219,639 Method and apparatus for recognizing identity of individuals employing synchronized biometrics 148 1998
6,411,933 Methods and apparatus for correlating biometric attributes and biometric attribute production features 50 1999
 
ONLINE RESOURCES CORPORATION (3)
5,220,501 Method and system for remote delivery of retail banking services 1343 1989
5,870,724 Targeting advertising in a home retail banking delivery service 434 1995
6,202,054 Method and system for remote delivery of retail banking services 378 1998
 
OPEN NETWORK SOLUTIONS, INC. (3)
5,742,845 System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network 491 1995
5,898,838 Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence 195 1997
5,905,908 Open network system for I/O operations with non-standard I/O devices utilizing extended protocol including device identifier and identifier for operation to be performed with device 199 1997
 
PAYPAL, INC. (3)
5,826,241 Computerized system for making payments and authenticating transactions over the internet 777 1994
6,246,996 Computerized system for facilitating transactions between parties on the internet using e-mail 207 1998
7,089,208 System and method for electronically exchanging value among distributed users 238 2000
 
PHOENIX LICENSING, LLC (3)
5,987,434 Apparatus and method for transacting marketing and sales of financial products 444 1996
6,076,072 Method and apparatus for preparing client communications involving financial products and services 316 1997
6,999,938 Automated reply generation direct marketing system 84 1999
 
SIEBEL SYSTEMS, INC. (3)
5,715,450 Method of selecting and presenting data from a database using a query language to a user of a computer system 220 1995
5,873,096 Method of maintaining a network of partially replicated database system 297 1997
5,963,953 Method, and system for product configuration 293 1998
 
SMART TONE, INC. (3)
5,583,933 Method and apparatus for the secure communication of data 134 1994
5,745,555 System and method using personal identification numbers and associated prompts for controlling unauthorized use of a security device and unauthorized access to a resource 169 1996
5,825,871 Information storage device for storing personal identification information 175 1996
 
THE WESTERN UNION COMPANY (3)
7,440,923 Method and apparatus for preauthorizing electronic fund transfers without actual written authentication 9 1999
2003/0158,818 Systems and methods for operating loyalty programs 55 2002
2005/0125,296 Systems and methods for obtaining biometric information at a point of sale 36 2003
 
XEROX CORPORATION (3)
5,857,023 Space efficient method of redeeming electronic payments 29 1996
7,051,199 System, method and article of manufacture for providing cryptographic services utilizing a network 24 2000
2007/0019,806 System and method for establishing secondary channels 9 2006
 
YODLEE.COM, INC. (3)
6,199,077 Server-side web summary generation and presentation 249 1999
2002/0023,108 AUTOMATIC WEB FORM INTERACTION PROXY 76 1999
7,225,464 Method for verifying the identity of a user for session authentication purposes during Web navigation 30 2002
 
ADOBE SYSTEMS INCORPORATED (2)
7,003,565 Clickstream data collection technique 38 2001
6,766,370 Internet website traffic flow analysis using timestamp data 105 2002
 
ALCATEL-LUCENT USA INC. (2)
6,014,636 Point of sale method and system 298 1997
6,360,250 Apparatus and method for sharing information in simultaneously viewed documents on a communication system 175 1998
 
APPLE INC. (2)
6,714,987 Architecture for an IP centric distributed network 224 1999
2005/0198,634 Assigning tasks in a distributed system 21 2004
 
ARRIS ENTERPRISES, INC. (2)
7,313,802 Method and system to provide deals and promotions via an interactive video casting system 37 2000
7,266,835 Method and apparatus for secure transactions in an interactive television ticker 34 2002
 
AT&T Bell Laboratories (2)
5,253,294 Secure transmission system 81 1983
5,311,594 Fraud protection for card transactions 317 1993
 
AT&T IPM CORP. (2)
5,450,491 Authenticator card and system 112 1993
5,541,583 Arrangement for interrogating portable data communication devices 147 1995
 
Atalla Corporation (2)
5,319,710 Method and means for combining and managing personal verification and message authentication encrytions for network transmission 77 1986
4,965,568 Multilevel security apparatus and method with personal key 83 1989
 
AVAYA INC. (2)
5,740,231 Network-based multimedia communications and directory system and method of operation 448 1994
6,161,182 Method and apparatus for restricting outbound access to remote equipment 96 1998
 
BANK OF AMERICA CORPORATION (2)
6,128,602 Open-architecture system for real-time consolidation of information from multiple financial systems 323 1998
6,789,115 System for collecting, analyzing, and reporting high volume multi-web server usage 76 1999
 
Bell Telephone Laboratories, Incorporated (2)
4,471,164 Stream cipher operation using public key cryptosystem 121 1981
4,984,272 Secure file handling in a computer operating system 104 1988
 
BONDREWARDS, INC. (2)
2002/0077,904 Loyalty program 37 2001
2005/0209,917 Employee incentive program 34 2004
 
CASIO COMPUTER CO., LTD. (2)
4,697,072 Identification card and authentication system therefor 118 1985
4,801,787 IC card identification system having first and second data identification functions 81 1986
 
CATALINA MARKETING INTERNATIONAL, INC. (2)
2001/0023,407 Method and apparatus for distributing and redeeming offers and incentives 36 2001
2002/0133,401 Method and system for accumulating coupon values in an account for future redemption 21 2001
 
CHASE BANK USA, NATIONAL ASSOCIATION (2)
7,426,530 System and method for providing customers with seamless entry to a remote server 28 2000
2003/0187,787 System and process for performing purchase transactions using tokens 132 2003
 
CHASE MANHATAN BANK USA, N.A. (2)
6,032,136 Customer activated multi-value (CAM) card 401 1998
6,865,547 Customer activated multi-value (CAM) card 140 2000
 
CITICORP (2)
5,914,472 Credit card spending authorization control system 457 1997
6,188,309 Method and apparatus for minimizing credit card fraud 110 1998
 
CYBERSOURCE CORPORATION (2)
2001/0044,764 Accepting and processing electronic checks authorized via a public network 44 2001
2002/0194,119 Method and apparatus for evaluating fraud risk in an electronic commerce transaction 96 2002
 
DFS SERVICES LLC (2)
7,630,935 Award system with increased payout options 23 2003
2005/0096,976 Inverted tier rebate system 24 2003
 
DS-IQ, INC. (2)
6,009,411 Method and system for distributing and reconciling electronic promotions 292 1997
6,330,543 Method and system for distributing and reconciling electronic promotions 219 1998
 
E-TALK CORPORATION (2)
5,621,789 Method and system for integrating a plurality of call center agent performance enhancement modules 136 1993
5,684,870 Method and system for transferring calls and call-related data between a plurality of call centers 166 1996
 
EMC CORPORATION (2)
5,367,572 Method and apparatus for personal identification 91 1992
5,818,936 System and method for automically authenticating a user in a distributed network system 152 1996
 
ENTERASYS NETWORKS, INC. (2)
2003/0149,756 Configuration management method and system 40 2002
7,152,242 Modular system for detecting, filtering and providing notice about attack events associated with network security 45 2002
 
Exxon Research and Engineering Company (2)
5,072,380 Automatic vehicle recognition and customer billing system 166 1990
5,500,890 Point-of-sale system using multi-threaded transactions and interleaved file transfer 157 1993
 
FAIR ISAAC CORPORATION (2)
5,794,178 Visualization of information using graphical representations of context vector based relationships and attributes 364 1996
2004/0181,441 Model-based and data-driven analytic support for strategy development 34 2004
 
FIVE 2 SOLUTIONS LIMITED LIABILITY COMPANY (2)
5,265,033 ATM/POS based electronic mail system 375 1991
5,473,143 ATM/POS based electronic mail system 299 1993
 
GENESYS TELECOMMUNICATIONS LABORATORIES, INC. (2)
5,825,870 Methods and apparatus for implementing a network call center 86 1996
6,170,011 Method and apparatus for determining and initiating interaction directionality within a multimedia communication center 354 1998
 
GROUPON, INC. (2)
6,327,573 Multiple party reward system utilizing single account 246 1998
6,985,879 Systems and methods for facilitating group rewards 74 2002
 
Intellect Australia Pty Ltd. (2)
6,091,817 Host and user transaction system 134 1997
6,095,412 Host and user transaction system 145 1997
 
INTELLECTUAL VENTURES II LLC (2)
6,510,464 Secure gateway having routing feature 130 1999
7,225,462 Systems and methods for managing web user information 14 2002
 
INTERTECH HOLDINGS, LLC (2)
4,745,468 System for evaluation and recording of responses to broadcast transmissions 395 1986
4,926,255 System for evaluation of response to broadcast transmissions 413 1988
 
InterTrust Technologies Corp. (2)
5,892,900 Systems and methods for secure transaction management and electronic rights protection 1858 1996
6,112,181 Systems and methods for matching, selecting, narrowcasting, and/or classifying based on rights management and/or other information 713 1997
 
IPF, Inc. (2)
5,918,214 System and method for finding product and service related information on the internet 576 1996
5,950,173 System and method for delivering consumer product related information to consumers within retail environments using internet-based information servers and sales agents 674 1997
 
MARITZ INC. (2)
2002/0120,497 System and method for operating an awards redemption program 21 2001
2002/0123,926 System and method for implementing a loyalty program incorporating on-line and off-line transactions 71 2001
 
Martiz, Inc. (2)
5,689,100 Debit card system and method for implementing incentive award program 404 1996
2005/0240,477 Cardholder loyalty program with rebate 105 2005
 
METRO88 PARTNERSHIP (2)
2001/0054,059 Opt-in electronic mail advertising for internet radio network 27 2001
2001/0034,651 Earning and using benefits for responses to internet advertising at a merchant location 31 2001
 
MicroBilt Corporation (2)
5,466,920 Real time decoding for card transaction terminal 54 1991
5,479,530 Signature capturing printer and data card terminal 124 1993
 
MULTEX.COM, INC. (2)
5,864,871 Information delivery system and method including on-line entitlements 342 1997
5,940,843 Information delivery system and method including restriction processing 143 1997
 
National Transaction Network, Inc. (2)
5,050,207 Portable automated teller machine 177 1989
5,157,717 Portable automated teller machine 165 1991
 
NEW AURORA CORPORATION (2)
5,657,390 Secure socket layer application program apparatus and method 335 1995
5,825,890 Secure socket layer application program apparatus and method 197 1997
 
NINTENDO OF AMERICA INC. (2)
2002/0169,671 Electronic product registration system with sales incentive program management function 33 2002
2005/0091,126 Method and apparatus for efficient handling of product return transactions 17 2004
 
NTT DOCOMO, INC. (2)
2005/0066,037 Browser session mobility system for multi-platform applications 53 2003
7,640,321 Electronic mail delivery system, mail server, and mail client 5 2003
 
OKI ELECTRIC INDUSTRY CO., LTD. (2)
4,877,947 Transaction processing system 219 1987
2005/0273,425 Acceptance/reception separating system in financial institution 19 2005
 
OTOMO SOLUTIONS LLC (2)
5,765,141 Computerized merchandising system 289 1995
5,870,718 Computer-printer terminal for producing composite greeting and gift certificate card 268 1996
 
PLUSNETMARKETING, INC. (2)
2002/0161,641 Method and system for redeeming product marketing rebates 49 2002
2004/0215,514 METHOD AND SYSTEM FOR REDEEMING PRODUCT MARKETING REBATES 26 2003
 
PRUDENTIAL SECURITIES CREDIT CORPORATION, LLC (2)
5,550,734 Computerized healthcare accounts receivable purchasing collections securitization and management system 373 1993
5,704,044 Computerized healthcare accounts receivable purchasing, collections, securitization and management system 357 1996
 
RICOH COMPANY, LTD. (2)
5,933,823 Image database browsing and query using texture analysis 151 1996
6,363,381 Compressed document matching 114 1998
 
ROCKSTAR CONSORTIUM US LP (2)
6,092,196 HTTP distributed remote user authentication system 445 1997
6,101,486 System and method for retrieving customer information at a transaction center 209 1998
 
ROSE BLUSH SOFTWARE LLC (2)
5,754,840 System, method, and computer program product for developing and maintaining documents which includes analyzing a patent application with regards to the specification and claims 136 1996
5,991,780 Computer based system, method, and computer program product for selectively displaying patent text and images 114 1998
 
SAP AG (2)
2005/0273,386 Creating customer bonus rule 24 2004
2005/0288,998 Managing customer entitlements to rewards from multiple entitlement programs 38 2004
 
SEARCHLITE ADVANCES, LLC (2)
6,108,642 Device for selectively blocking remote purchase requests 90 1998
6,714,919 Device for selectively blocking remote purchase requests 30 2000
 
SEIKO EPSON CORPORATION (2)
2002/0032,724 Web page transmission system, web page transmission method and storage medium 5 2001
2002/0194,071 Reward system and apparatus used therefor 20 2002
 
SONY CORPORATION (2)
5,845,260 System and method for parent-controlled charging for on-line services 236 1996
2002/0188,565 Client terminal device, storage medium product, bank server apparatus, information transmitting method, information transmitting program, and information transmitting/receiving program 38 2002
 
SONY ELECTRONICS INC. (2)
2002/0072,931 System and method to provide financial rewards and other incentives to users of personal transaction devices 30 2001
7,729,925 System and method for facilitating real time transactions between a user and multiple entities 44 2005
 
SOVERAIN SOFTWARE LLC (2)
5,715,314 Network sales system 1182 1994
5,724,424 Digital active advertising 981 1995
 
SYMANTEC CORPORATION (2)
6,408,389 System for supporting secured log-in of multiple users into a plurality of computers using combined presentation of memorized password and transportable passport record 52 2000
6,925,481 Technique for enabling remote data access and manipulation from a pervasive device 52 2001
 
SYSTEMS & COMPUTER TECHNOLOGY CORPORATION (2)
2002/0029,269 Methods and systems for coordinating the termination of sessions on one or more systems 50 2001
7,093,020 Methods and systems for coordinating sessions on one or more systems 64 2001
 
THE GOLUB CORPORATION (2)
2003/0033,252 Methods and systems for check processing using blank checks at a point-of-sale 42 2001
2004/0044,606 Methods and systems for check processing 35 2003
 
The Harrison Company, LLC (2)
6,009,415 Data processing technique for scoring bank customer relationships and awarding incentive rewards 240 1991
6,424,951 Data processing technique for scoring bank customer relationships and awarding incentive rewards 76 1999
 
The United States of America as represented by the Secretary of Commerce (2)
5,231,668 Digital signature algorithm 155 1991
6,202,066 Implementation of role/group permission association using object access type 210 1998
 
THINK TEK, INC. (2)
2002/0198,803 Method and apparatus for facilitating monetary and commercial transactions and for providing consumer reward programs 38 2002
2005/0131,792 Financial transaction system with integrated, automatic reward detection 52 2005
 
TOSHIBA GLOBAL COMMERCE SOLUTIONS HOLDINGS CORPORATION (2)
6,016,476 Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security 492 1998
2006/0143,077 Method and system to ensure maintenance of individual government benefits in a retail environment 21 2004
 
TOTAL SYSTEM SERVICES, INC. (2)
6,817,008 System and method for enterprise-wide business process management 52 2003
2006/0031,718 System and method for generating production-quality data to support software testing 22 2004
 
TRILEGIANT LOYALTY SOLUTIONS, INC. (2)
2003/0200,142 On-line employee incentive system 98 2002
2002/0188,511 Interactive online point redemption system 68 2002
 
TTI INVENTIONS C LLC (2)
5,084,816 Real time fault tolerant transaction processing system 183 1989
6,138,118 Method and system for reconciling concurrent streams of transactions in a database 171 1998
 
U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL TRUSTEE (2)
7,506,804 System and method for an integrated payment and reward card 26 2005
2010/0057,551 POINT-OF-SALE PURCHASE SYSTEM AND METHOD WITH OPTION OF PAYMENT USING LOYALTY POINTS 18 2008
 
UNITED VIDEO PROPERTIES, INC. (2)
2007/0156,521 Systems and methods for commerce in media program related merchandise 30 2005
2009/0150,937 CLIENT-SERVER BASED INTERACTIVE TELEVISION PROGRAM GUIDE SYSTEM WITH REMOTE SERVER RECORDING 30 2009
 
VESDIA CORPORATION (2)
6,345,261 Customer loyalty investment program 188 1999
2003/0004,809 Method and system for automatically calculating and managing consumer earned equity 35 2002
 
VESTA CORPORATION (2)
6,404,866 Telephone calling account system and method 26 1999
2003/0048,888 Telephone calling account system and method 25 2002
 
VIVOTECH, INC. (2)
2004/0159,700 Method and apparatus for secure import of information into data aggregation program hosted by personal trusted device 103 2003
D496365 Coreless inductor magnetic strip simulacrum for right angle transaction acceptance systems 55 2004
 
WALKER ASSET MANAGEMENT LTD. PARTNERSHIP (2)
5,923,763 Method and apparatus for secure document timestamping 146 1996
5,828,751 Method and apparatus for secure measurement certification 92 1996
 
WANG SOFTWARE N.Y., INC. (2)
5,446,740 Method of and apparatus for processing data at a remote workstation 169 1993
5,568,489 Method and apparatus for processing data received at a remote workstation 172 1995
 
WELLS FARGO BANK, NATIONAL ASSOCIATION (2)
5,870,725 High volume financial image media creation and display system and method 275 1995
2009/0112,639 Combined Rewards System and Process Providing Variable Travel Redemption 23 2007
 
XL TRANSISTORS LIMITED LIABILITY COMPANY (2)
5,450,134 Video facility management system for encoding and decoding video signals to facilitate identification of the video signals 98 1993
5,557,334 Apparatus for tracking the flow of video signals by incorporating patterns of machine readable signals which will appear at predetermined locations of a television picture 95 1995
 
1-800-PAY-BY-PHONE, INC. (1)
2005/0033,637 Bill payment incentives system 30 2003
 
365 DIRECT MARKETING COMPANY (1)
2003/0083,939 Automated lost property recovery and marketing system and program 12 2001
 
3M INNOVATIVE PROPERTIES COMPANY (1)
5,781,909 Supervised satellite kiosk management system with combined local and remote data storage 213 1996
 
7 DEGREES, INC. (1)
5,594,837 Method for representation of knowledge in a computer as a network database system 110 1994
 
ABLECO FINANCE LLC (1)
7,333,948 Method and system for cross-marketing products and services over a distributed communication network 21 2004
 
ACCESS BUSINESS GROUP INTERNATIONAL LLC (1)
2005/0289,003 System and method for direct marketing 29 2005
 
ACCUCARD LIMITED (1)
2002/0077,966 Personalised financial products and computer implemented management system 35 2001
 
ACTIVANT SOLUTIONS INC. (1)
5,765,143 Method and system for inventory management 280 1995
 
ACTIVCARD IRELAND LIMITED (1)
7,093,282 Method for supporting dynamic password 20 2001
 
AD. Ken Corporation (1)
6,721,743 Value points exchanging managing method among first and second business entities where value points available to on-line customer obtaining goods or services 74 2000
 
Adhesives Technology Corporation 1987 (1)
5,257,486 Nozzle for injecting a sealant into a crack 60 1991
 
ADMINASTAR COMMUNICATIONS, INC. (1)
5,644,778 Medical transaction system 198 1993
 
AEGIS TECHNOLOGIES, INC. (1)
5,606,496 Personal assistant computer method 131 1995
 
AFFINION LOYALTY GROUP, INC. (1)
2006/0161,478 System, method and computer program product for currency redemption in loyalty reward programs 17 2006
 
Agovino, Frank R. (1)
2003/0088,462 DEBIT CARD SYSTEM AND METHOD FOR IMPLEMENTING INCENTIVE AWARD PROGRAM 52 1999
 
AGRATEC, LLC (1)
2002/0072,984 Method and apparatus for the distribution and sale of a branded product 28 2000
 
AINSWORTH GAME TECHNOLOGY LIMITED (1)
2003/0061,098 Consumer incentive system 21 2002
 
AIT ADVANCED INFORMATION TECHNOLOGIES CORPORATION (1)
2002/0104,006 Method and system for securing a computer network and personal identification device used therein for controlling access to network components 102 2001
 
ALEXSAM, INC. (1)
6,189,787 Multifunctional card system 417 1999
 
ALIBABA GROUP HOLDING LIMITED (1)
5,875,296 Distributed file system web server user authentication with cookies 417 1997
 
ALLIANCE DATA SYSTEMS CORPORATION (1)
2002/0077,890 Methods and systems for interactive collection, exchange and redemption of points 87 2000
 
AMAZON.COM HOLDINGS, INC. (1)
6,360,254 System and method for providing secure URL-based access to private resources 244 1999
 
AMERICA ONLINE, INC. (1)
2005/0278,641 Javascript Calendar Application Delivered to a Web Browser 90 2003
 
AMERICAN EXPRESS COMPANY (1)
4,453,074 Protection system for intelligent cards 338 1981
 
AMERICAN MANAGEMENT SYSTEMS, INCORPORATED (1)
2001/0051,917 System integrating credit card transactions into a financial management system 104 2001
 
AMON, THOMAS C., JR (1)
7,110,962 Apparatus and method for providing a provider-selected message in response to a user request for user-selected information 7 2001
 
AMSTRAD PUBLIC LIMITED COMPANY (1)
5,537,473 Video recorder system 62 1995
 
AMTECH SYSTEMS, LLC (1)
5,351,187 Automatic debiting parking meter system 153 1992
 
Amway Corporation (1)
6,980,962 Electronic commerce transactions within a marketing system that may contain a membership buying opportunity 234 2000
 
AOL LLC (1)
6,496,855 Web site registration proxy system 135 2000
 
APPAGE CORPORATION (1)
5,903,878 Method and apparatus for electronic commerce 341 1997
 
AQUASOFT LTD. (1)
2001/0027,474 Method for clientless real time messaging between internet users, receipt of pushed content and transacting of secure e-commerce on the same web page 94 2000
 
ASN HOLDINGS, LLC (1)
2002/0052,778 System and method for providing incentives to purchasers 83 2000
 
ASPECT COMMUNICATIONS CORPORATION (1)
6,298,356 Methods and apparatus for enabling dynamic resource collaboration 138 1998
 
ASPEN MARKETING SERVICES, INC. (1)
5,983,196 Interactive computerized methods and apparatus for conducting an incentive awards program 195 1996
 
ASSA ABLOY AB (1)
5,832,090 Radio frequency transponder stored value system employing a secure encryption protocol 88 1995
 
ASSOCIATES COMMERCE SOLUTIONS, INC. (1)
5,231,569 Account transaction system 258 1990
 
AT & T TECHNOLOGIES, INC., (1)
4,605,844 Computerized transaction card with inductive data transfer 142 1985
 
ATC REALTY FIFTEEN, INC. (1)
6,045,039 Cardless automated teller transactions 263 1997
 
AUCTNYC 20 LLC (1)
5,969,318 Gateway apparatus for designing and issuing multiple application cards 162 1997
 
AUTHERNATIVE, INC. (1)
2004/0225,880 Strong authentication systems built on combinations of "what user knows" authentication factors 24 2003
 
AUTOGAS ACQUISITIONS CORP. (1)
2005/0261,916 Fuel dispensing system and method providing discounted prices to individually identified customers 32 2003
 
AXEDA CORPORATION (1)
7,117,239 Reporting the state of an apparatus to a remote computer 91 2000
 
AZTAR CORPORATION (1)
2005/0075,889 Progressive customer reward program 49 2003
 
BACK PAGES INC. (1)
5,513,102 Data processing methods of implementing an award to an authorized user of a credit card 314 1994
 
BAKKER, ANTON (1)
2003/0205,617 Self contained electronic loyalty system 28 2003
 
BALLY TECHNOLOGIES, INC. (1)
2003/0069,808 Incentive based purchasing system and method 25 2002
 
BANK ONE, DELAWARE, NATIONAL ASSOCIATION (1)
7,072,864 Customer activated multi-value (CAM) card 121 2003
 
BARTON PATENT 533 LLC (1)
6,164,533 Point of sale automatic savings program contribution system 186 1998
 
BCE EMERGIS TECHNOLOGIES, INC. (1)
6,044,362 Electronic invoicing and payment system 400 1997
 
BELLSOUTH INTELLECTUAL PROPERTY CORPORATION (1)
2004/0254,991 Switching Internet service providers 18 2003
 
BENQ CORPORATION (1)
2006/0005,039 Authentication control system and method thereof 10 2005
 
BESTBUY.COM, LLC (1)
2003/0046,173 Store delivery of products ordered over a computer network 17 2001
 
BI PERFORMANCE SERVICES (1)
5,915,244 Computerized incentive program with plateau pricing and remote award redemption 170 1996
 
BIG BABOON, INC. (1)
6,115,690 Integrated business-to-business Web commerce and business automation system 505 1997
 
BIOMETRIC ACCESS COMPANY (1)
2002/0147,691 Method and system for consummating a transaction in a biometric verification system based on prior transactional histories 29 2001
 
BLACKHAWK NETWORK, INC. (1)
5,956,695 Filter processor and method for implementing a program 254 1997
 
BLOCK FINANCIAL LLC (1)
6,014,645 Real-time financial card application system 413 1996
 
Bluefire Systems, Inc. (1)
7,155,402 Method and apparatus for distribution of fashion and seasonal goods 71 2000
 
BLUETIE, INC. (1)
6,978,378 Secure file transfer system 22 2001
 
BORLAND SOFTWARE CORPORATION (1)
5,603,025 Methods for hypertext reporting in a relational database management system 271 1994
 
BOSTON GEAR LLC (1)
4,964,043 System for visualizing, identifying and ordering gearing configurations 115 1988
 
BOUYANT HOLDINGS LIMITED (1)
2009/0100,508 METHOD AND APPARATUS FOR THE SECURE IDENTIFICATION OF THE OWNER OF A PORTABLE DEVICE 13 2008
 
BOWIE, STUART S. (1)
6,195,644 Computer program and system for credit card companies for recording and processing bonus credits issued to card users 168 1999
 
BPREPAID, LLC (1)
2005/0125,315 System for account management and method therefor 29 2003
 
BROADVISION, INC. (1)
5,710,887 Computer system and method for electronic commerce 1404 1995
 
Bullock Communications, Inc. (1)
5,351,186 System and method for obtaining information concerning a product or a service 213 1991
 
BUYERLEVERAGE (1)
2003/0158,776 Buyer-driven targeting of purchasing entities 109 2001
 
BUZZMETRICS, LTD., AN ISRAEL CORPORATION (1)
7,197,470 System and method for collection analysis of electronic discussion methods 41 2000
 
C-SAM S.A. (1)
5,952,641 Security device for controlling the access to a personal computer or to a computer terminal 204 1996
 
C-SAM, INC. (1)
5,590,038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 670 1994
 
CAMBRIDGE DISPLAY TECHNOLOGY LIMITED (1)
5,653,914 Electroluminescent device comprising a chromophoric polymeric composition 137 1995
 
CARDIS ENTERPRISE INTERNATIONAL N.V. (1)
6,065,675 Processing system and method for a heterogeneous electronic cash environment 289 1998
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
2003/0115,100 System and method for receiving and redeeming loyalty incentives 53 2002
 
CARLSON COMPANIES, INC. (1)
2005/0144,074 Computer implemented method and system for on-line redemption of coupons 86 2004
 
CARLSON MARKETING GROUP, INC. (1)
2005/0242,179 Loyalty system incorporating embedded incentives 22 2005
 
CARLSON MARKETING WORLDWIDE, INC. (1)
6,138,911 In-store points redemption system and method 211 1999
 
CBS INTERACTIVE INC. (1)
6,405,175 Shopping scouts web site for rewarding customer referrals on product and price information with rewards scaled by the number of shoppers using the information 206 1999
 
CERTCO, INC. (1)
2001/0011,255 RELIANCE MANAGEMENT FOR ELECTRONIC TRANSACTION SYSTEM 95 1998
 
CERTEGY CHECK SERVICES, INC. (1)
2005/0283,429 Scored negative file system and method 21 2004
 
CGI TECHNOLOGIES AND SOLUTIONS INC. (1)
6,343,279 System integrating credit card transactions into a financial management system 219 1998
 
Charter One Financial, Inc. (1)
2003/0225,688 Financial account transfer apparatus and method 47 2002
 
CHEYENNE PROPERTY TRUST (1)
5,841,869 Method and apparatus for trusted processing 117 1996
 
CIENA CORPORATION (1)
7,020,696 Distributed user management information in telecommunications networks 125 2000
 
CITIBANK, INC. (1)
5,056,019 Automated purchase reward accounting system and method 586 1989
 
CITRIX SYSTEMS INTERNATIONAL GMBH (1)
6,243,816 Single sign-on (SSO) mechanism personal key manager 158 1998
 
CK GLOBAL INC. (1)
2002/0019,938 Method and apparatus for secure identification for networked environments 49 2001
 
CLUBMOM, INC. (1)
2002/0174,011 Systems and methods for conducting a loyalty program 48 2002
 
COASTCOM (1)
6,539,027 Reconfigurable, intelligent signal multiplexer and network design and maintenance system therefor 45 1999
 
COIN ACCEPTORS, INC. (1)
2005/0205,666 Loyalty automatic merchandiser system 33 2005
 
COLLECTORS TOOLBOX (1)
2002/0123,955 System and method for collectibles 39 2000
 
COMCAST MO GROUP, INC. (1)
6,546,392 Self service gateway 101 1999
 
COMMUNITY UNITED IP, LLC (1)
5,862,223 Method and apparatus for a cryptographically-assisted commercial network system designed to facilitate and support expert-based commerce 706 1996
 
COMPAGNIE GENERALE D'AUTOMATISME CGA-HBS (1)
5,532,689 Method of transmitting data quickly and securely from a smart card during a remote transaction 95 1994
 
COMPUWARE CORPORATION (1)
6,519,763 Time management and task completion and prediction software 140 1999
 
CONCEALOGRAM LTD. (1)
2004/0146,159 Hiding images in halftone pictures 11 2004
 
CONCIERGE NETWORKS INCORPORATED (1)
2005/0102,178 Systems and methods for generating multiple revenue streams involving the use of an integrated appliance 23 2003
 
CONEXANT SYSTEMS UK LIMITED (1)
6,111,858 Proxy-controlled ATM subnetwork 168 1997
 
Coordinated Data Services, Inc. (1)
5,878,405 Pension planning and liquidity management system 232 1996
 
COPIENT TECHNOLOGIES, LLC (1)
6,119,933 Method and apparatus for customer loyalty and marketing analysis 171 1998
 
CORILLIAN CORPORATION (1)
2004/0122,766 Method and apparatus for paying bills online 31 2002
 
Corpra Research, Inc. (1)
4,575,621 Portable electronic transaction device and system therefor 386 1984
 
COVERDELL & COMPANY (1)
2002/0010,599 Method for targeting insurance policy incentive rewards 59 2001
 
CROSSBORDER EXCHANGE CORPORATION (1)
2002/0032,642 Internet based secure virtual exchange and distributed relational database for cross border trading of securities 22 2001
 
CU DIRECT CORPORATION (1)
5,611,052 Lender direct credit evaluation and loan processing system 418 1993
 
Cubic Corporation (1)
2006/0261,927 Smart card receiver and system for pulsed RF fields 32 2006
 
CURSYS, INC. (NOW CURRENCY SCIENTIFIC INC.) (1)
5,420,405 Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes 288 1993
 
CUSTOMEDIA, LLC (1)
6,213,391 Portable system for personal identification based upon distinctive characteristics of the user 210 1997
 
Cyberpulse, L.L.C. (1)
6,154,750 Method and system for navigation and data entry in heirarchically-organized database views 97 1998
 
DANA AUTOMOTIVE SYSTEMS GROUP, LLC (1)
6,832,587 Plastic valve cover with integrated metal 25 2003
 
Datamind Corporation (1)
5,970,482 System for data mining using neuroagents 184 1996
 
DATAMOTION, INC. (1)
6,684,248 Method of transferring data from a sender to a recipient during which a unique account for the recipient is automatically created if the account does not previously exist 81 2000
 
DAVO FINANCIAL SERVICES LLC (1)
2003/0105,688 Secure digital escrow account transactions system and method 76 2001
 
DAVO TECHNOLOGIES LLC (1)
2004/0193,540 Selective escrow using electronic funds transfer 20 2004
 
DEFAULT PROOF CREDIT CARD SYSTEMS, INC. (1)
2003/0088,470 System and process for debit card dispensing 24 2003
 
DEWAAY INVESTMENT PARTNERS, LLLP (1)
6,044,402 Network connection blocker, method, and computer readable memory for monitoring connections in a computer network and blocking the unwanted connections 102 1997
 
DIALWARE INC. (1)
2004/0031,856 Physical presence digital authentication system 161 2003
 
DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED (1)
6,315,195 Transaction apparatus and method 231 1998
 
DIEBOLD, INCORPORATED (1)
7,080,036 Automated banking machine development method 32 2000
 
DIGICASH INCORPORATED (1)
2007/0179,883 System and method and computer readable code for visualizing and managing digital cash 42 2006
 
DISNEY ENTERPRISES, INC. (1)
5,963,915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 546 1996
 
DOCK 3, INC. (1)
2002/0032,613 Methods and systems for the physical delivery of goods ordered through an electronic network 69 2001
 
DOWNING PLACE LIMITED LIABILITY COMPANY (1)
2005/0216,346 System and method for consumer-selected advertising and branding in interactive media 99 2005
 
DYCRAV SECURITY, INC. (1)
6,668,321 Verification of identity of participant in electronic communication 11 2002
 
E-KOOPON S.A.R.L. (1)
2002/0010,627 System and method for creation, distribution, exchange, redemption and tracking of digitally signed electronic coupons 43 2001
 
E-Loan, Inc. (1)
2005/0097,033 Debt management system 41 2004
 
E-Scoring, Inc. (1)
2002/0077,964 Systems and methods for providing consumers anonymous pre-approved offers from a consumer-selected group of merchants 173 2000
 
EACCELERATION CORPORATION (1)
6,449,765 Varying web page link based on user and web page status 45 1999
 
EASTERN IX GROUP LLC (1)
5,999,907 Intellectual property audit system 205 1993
 
eCardless Bancorp, Ltd. (1)
2004/0019,563 Purchasing on the internet using verified order information and bank payment assurance 20 2003
 
eCharge Corporation (1)
7,249,097 Method for ordering goods, services, and content over an internetwork using a virtual payment account 91 2003
 
ECOVA, INC. (1)
5,943,656 Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill consolidating, utility billing access and payment and utility provider consolidated billing systems 272 1997
 
EDATANETWORKS INC. (1)
2005/0267,800 Method, system and computer program for providing a loyalty engine enabling dynamic administration of loyalty programs 33 2004
 
EFUNDS CORPORATION (1)
2002/0120,846 Electronic payment and authentication system with debit and identification data verification and electronic check capabilities 152 2002
 
Electronic Consumer Concepts, L.L.C. (1)
5,845,259 Electronic coupon dispensing system 400 1996
 
EQUIFAX, INC. (1)
6,496,936 System and method for authentication of network users 153 2000
 
ERIE COUNTY INVESTMENT CO., THE (1)
5,235,509 Customer self-ordering system using information displayed on a screen 246 1989
 
ERN, LLC (1)
2002/0026,365 Method and system for electronic payment and check guarantee 24 2001
 
ESCHER GROUP, LTD., THE (1)
2002/0042,808 Method and apparatus for linking data and objects 18 2001
 
eSpoc, Inc. (1)
6,785,810 System and method for providing secure transmission, search, and storage of data 91 1999
 
EURONET WORLDWIDE, INC. (1)
2004/0078,332 System and method for purchasing goods and services through data network access points over a point of sale network 56 2003
 
EVIDAN (1)
6,317,838 Method and architecture to provide a secured remote access to private resources 105 1998
 
EXECUTONE INTER-TELBUSINESS INFORMATION SYSTEMS, INC. (1)
5,793,861 Transaction processing system and method 262 1996
 
EXPERIAN INFORMATION SOLUTIONS, INC. (1)
6,925,441 System and method of targeted marketing 126 1997
 
EXPERIENCE LAB, INC. (1)
2002/0010,668 Online merchandising and marketing system 49 2001
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 172 2002
 
FACEBOOK, INC. (1)
6,014,638 System for customizing computer displays in accordance with user preferences 557 1996
 
FANNIE MAE (1)
7,089,503 Mortgage loan customization system and process 127 2002
 
FDR INTERACTIVE TECHNOLOGIES (1)
5,016,270 Expanded telephone data organization system 131 1989
 
FINANCIAL ENGINES, INC. (1)
5,918,217 User interface for a financial advisory system 339 1997
 
First Marketrust Intl. (1)
5,537,314 Referral recognition system for an incentive award program 720 1995
 
FIRST USA BANK, N.A. (1)
5,995,948 Correspondence and chargeback workstation 135 1997
 
FIRSTPOINT CONTACT TECHNOLOGIES, LLC (1)
5,511,117 Integrated voice and business transaction reporting for telephone call centers 99 1994
 
FLEETBOSTON FINANCIAL CORPORATION (1)
5,677,955 Electronic funds transfer instruments 967 1995
 
FMR CORP. (1)
2005/0193,208 User authentication 23 2004
 
FMR LLC (1)
5,991,878 Controlling access to information 100 1997
 
FOLETTA, WAYNE S., SUNNYVALE, CALIFORNIA (1)
4,650,981 Credit card with active electronics 163 1984
 
FORD MOTOR COMPANY (1)
6,684,212 System and method for data sharing between members of diverse organizations 30 2000
 
FORWARD RESEARCH, INC. (1)
6,092,057 Unattended POS system for automatic control of bank system rejections 132 1997
 
Fox Chase Bank (1)
2005/0273,387 Apparatus and method for rewarding consumers 34 2004
 
FRANCE TELECOM (1)
2002/0032,622 Shop management method and platform for performing the method 25 2001
 
FREE-PC, INC. (1)
6,907,566 Method and system for optimum placement of advertisements on a webpage 255 1999
 
FREEMAN, CRAIG (1)
6,950,826 Material and supplies ordering system 12 2000
 
FUJI XEROX CO., LTD. (1)
2006/0274,970 Image processing device, method, and storage medium which stores a program 17 2005
 
Gascard, Inc. (1)
4,891,503 Distributed authorization system 193 1988
 
Gazebo Inc. (1)
2002/0087,447 System and method for managing and executing event based investments 88 2001
 
GBS Systems Corporation (1)
5,341,428 Multiple cross-check document verification system 79 1992
 
GENERAL DYNAMICS C4 SYSTEMS, INC. (1)
5,381,332 Project management system with automated schedule and cost integration 172 1991
 
GENERAL INSTRUMENT CORPORATION (1)
5,054,067 Block-cipher cryptographic device based upon a pseudorandom nonlinear sequence generator 43 1990
 
GLIDE ELECTRONIC TRADE, LTD. (1)
2002/0002,479 Career management system 69 2000
 
GLOBAL ONLINE PROMOTIONS, INC. (1)
2001/0039,511 Lottery award promotional method and system 34 2000
 
GOEKEN GROUP CORP. (1)
5,617,474 Telephone handset having a latch-receiving opening in an enlarged inlet opening of a card-receiving slot 60 1990
 
GOETEL COMMUNICATIONS CORP. (1)
5,546,452 Communications system using a central controller to control at least one network and agent system 230 1995
 
GOLDENSOURCE CORPORATION (1)
6,513,019 Financial consolidation and communication platform 295 1999
 
GOPIN INC. (1)
2004/0078,328 Method and system for completing a transaction between a customer and a merchant 186 2003
 
GRAU, EDWARD (1)
2003/0149,629 Method of point of sale investment 29 2002
 
GREEN WIRELESS LLC (1)
5,590,199 Electronic information network user authentication and authorization system 207 1993
 
H-Renee, Incorporated (1)
4,992,940 System and method for automated selection of equipment for purchase through input of user desired specifications 1187 1989
 
HARRAH'S OPERATING COMPANY, INC. (1)
5,761,647 National customer recognition system and method 563 1996
 
HEARTLAND PAYMENT SYSTEMS, INC. (1)
2006/0149,671 Payment processing method and system 52 2005
 
HIP CONSULT INC. (1)
2007/0295,803 APPARATUS AND METHOD FOR FACILITATING MONEY OR VALUE TRANSFER 51 2006
 
Hipersoft Corp. (1)
6,098,070 Case management for a personal injury plaintiff's law office using a relational database 193 1998
 
Hitachi Information Network, Ltd. (1)
6,202,158 Detection method of illegal access to computer system 61 1998
 
HOME ACCOUNT NETWORK, INC. (1)
5,852,811 Method for managing financial accounts by a preferred allocation of funds among accounts 514 1994
 
HRB TAX GROUP, INC. (1)
7,539,635 System and method for generating a personalized tax advice document 18 2003
 
HUMANA INC. (1)
2003/0154,403 Web-based security with controlled access to data and resources 69 2002
 
HYBRID KIOSKS, LLC (1)
2007/0011,089 Electronic savings transfers 66 2006
 
HYPERWALLET SYSTEMS, INC. (1)
7,177,830 On-line payment system 22 2003
 
I NOVATION INC. (1)
6,662,215 System and method for content optimization 43 2000
 
IBM INTERNATIONAL GROUP BV (1)
5,758,126 Customizable bidirectional EDI translation system 176 1996
 
ICHIHIME SHOJI CO., LTD. (1)
2005/0108,090 Service points liquidation system 24 2004
 
ICOM MOBILE LTD. (1)
2002/0152,179 Remote payment method and system 110 2001
 
ICON INTERNET COMPETENCE NETWORK B.V. (1)
5,796,395 System for publishing and searching interests of individuals 197 1997
 
ICONIX, INC. (1)
2005/0182,735 Method and apparatus for implementing a micropayment system to control e-mail spam 47 2004
 
IDLOYALTY, LLC (1)
6,070,147 Customer identification and marketing analysis systems 458 1996
 
IGT (1)
7,485,040 Methods and apparatus for advertising in gaming device 12 2004
 
iMarket, Incorporated (1)
6,026,398 System and methods for searching and matching databases 244 1997
 
IMPERVA, INC. (1)
2008/0320,567 SYSTEM AND METHOD FOR PREVENTING WEB FRAUDS COMMITTED USING CLIENT-SCRIPTING ATTACKS 22 2008
 
IMPRIVATA, INC. (1)
6,618,806 System and method for authenticating users in a computer network 213 1999
 
INDALA CORPORATION (1)
5,382,784 Hand-held dual technology identification tag reading head 227 1993
 
INDIVIDUAL NETWORK, LLC (1)
6,735,778 Method and system for providing home shopping programs 14 2002
 
INETBON, A.S. (1)
2003/0097,298 On-line bonus program 26 2001
 
INFINITE BAY TELECOM LIMITED LIABILITY COMPANY (1)
7,496,950 Secure remote management appliance 12 2003
 
Inforonics, Inc. (1)
5,999,971 Apparatus and method for identifying clients accessing network sites 66 1998
 
INFOSPACE, INC. (1)
4,529,870 Cryptographic identification, financial transaction, and credential device 408 1982
 
INNOVATION CONNECTION CORPORATION (1)
2004/0133,787 System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe 216 2003
 
Instasearch Corp. (1)
5,583,778 Computer method for collecting on judgments 85 1994
 
INSTITUTE FOR INFORMATION SCIENCES (1)
2003/0051,026 Network surveillance and security system 306 2001
 
INTELLECTUAL DISCOVERY, INC. (1)
6,934,848 Technique for handling subsequent user identification and password requests within a certificate-based host session 73 2000
 
Intellicard International, Inc. (1)
4,614,861 Unitary, self-contained card verification and validation system and method 574 1984
 
INTERBOLD (1)
4,319,336 Transaction execution system with improved key function versatility 164 1979
 
INTERFUSE TECHNOLOGY CORPORATION (1)
6,874,139 Method and system for seamless integration of preprocessing and postprocessing functions with an existing application program 74 2001
 
INTERNET DEVELOPMENT RESEARCH CENTER, INC. (1)
2002/0104,017 Firewall system for protecting network elements connected to a public network 55 2001
 
INTERNET MEDIA INTERACTIVE CORPORATION (1)
6,049,835 System for providing easy access to the World Wide Web utilizing a published list of preselected Internet locations together with their unique multi-digit jump codes 133 1996
 
INVENSYS SYSTEMS, INC. (1)
2002/0069,172 Method and system for administering a concurrent user licensing agreement on a manufacturing/process control information portal server 28 2001
 
IPASS INC. (1)
5,898,780 Method and apparatus for authorizing remote internet access 356 1996
 
J.P. MORGAN CHASE & CO. (1)
2005/0251,470 Mutual fund card method and system 26 2005
 
JDA SOFTWARE GROUP, INC (1)
6,983,421 Using connectors to automatically update graphical user interface elements at a client system according to an updated state of a configuration 68 2002
 
John Ogilvie (1)
2006/0095,350 Funds collection tools and techniques 25 2005
 
JSA Technologies (1)
6,963,857 Network-accessible account system 66 1999
 
KALINA, DYAN T. (1)
5,970,480 Centralized credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle 157 1997
 
KIDSFUTURE, INC. (1)
2002/0099,601 Loyalty-based program for higher education finance assistance 32 2001
 
KLUG, JOHN (1)
6,615,251 Method for providing node targeted content in an addressable network 48 1999
 
KOITO MANUFACTURING CO., LTD. (1)
2003/0191,549 Design method and design system for vehicular lamp, program to execute designing of vehicular lamp and record medium recording the program 38 2003
 
KONINKLIJKE KPN N.V. (1)
6,042,006 Authentication system wherein definition signals of two devices are altered, communicated between the two devices, and compared 50 1997
 
KONINKLIJKE PHILIPS ELECTRONICS N.V. (1)
2004/0039,940 Hardware-based packet filtering accelerator 29 2002
 
KRAUSE, G. MATTHEW (1)
5,950,206 Method and apparatus for searching and tracking construction projects in a document information database 94 1997
 
L. R. G., 1800 NORTHERN BOULEVARD, ROSLYN, NEW YORK, 11576 (1)
4,752,676 Reliable secure, updatable "cash" card system 222 1985
 
LANDESK SOFTWARE LIMITED (1)
7,032,110 PKI-based client/server authentication 51 2000
 
LANYON SOLUTIONS, INC. (1)
7,523,385 System and method for enterprise event marketing and management automation 37 2001
 
LEGEND FILMS INC. (1)
2005/0240,916 SYSTEM AND METHOD FOR DISTRIBUTED PROJECT OUTSOURCING 7 2004
 
LENOVO (SINGAPORE) PTE LTD. (1)
6,976,067 Method and apparatus for providing entitlement information for interactive support 7 2001
 
LEXTRON SYSTEMS, INC. (1)
5,794,259 Apparatus and methods to enhance web browsing on the internet 228 1996
 
LIFESHIELD SCIENCES LLC (1)
6,016,810 Endovasular aortic graft 80 1998
 
LINGUATEG, INC. (1)
6,032,147 Method and apparatus for rationalizing different data formats in a data management system 107 1997
 
LINKSHARE CORPORATION (1)
5,991,740 Data processing system for integrated tracking and management of commerce related activities on a public access network 175 1997
 
LoanMarket Resources, L.L.C. (1)
5,940,812 Apparatus and method for automatically matching a best available loan to a potential borrower via global telecommunications network 364 1997
 
LOANX CORPORATION (1)
5,966,699 System and method for conducting loan auction over computer network 313 1996
 
LOGICLINK CORPORATION (1)
5,987,498 Credit card operated computer on-line service communication system 278 1996
 
LOUDCLOUD, INC. (1)
2002/0161,901 System for communicating with servers using message definitions 9 2001
 
LVWA, LLC (1)
2002/0082,962 Value transfer system for unbanked customers 80 2001
 
Lykes Bros., Inc. (1)
5,666,493 System for managing customer orders and method of implementation 458 1993
 
Mailshell.com, Inc. (1)
7,092,992 Web page filtering including substitution of user-entered email address 75 2001
 
Mantra Technologies, Inc. (1)
5,926,812 Document extraction and comparison method with applications to automatic personalized database searching 129 1997
 
MARS, INCORPORATED (1)
2002/0004,742 Time variable incentive for purchasing goods and services 24 2000
 
MASSACHUSETTS INSTITUTE OF TECHNOLOGY (1)
4,405,829 Cryptographic communications system and method 1010 1977
 
Massmedium. com (1)
2001/0025,253 Multi-level award program 24 2001
 
MATSUSHITA ELECTRIC INDUSTRIAL CO., LTD. (1)
2002/0111,861 Data transmission system 21 2002
 
MCAFEE, INC. (1)
6,584,508 Advanced data guard having independently wrapped components 78 1999
 
MDWERKS, INC (1)
2003/0149,594 System and method for secure highway for real-time preadjudication and payment of medical claims 72 2002
 
MEDIA IP HOLDINGS, LLC (1)
2007/0186,252 Method and system for home shopping using video-on-demand services 20 2006
 
MENTOR GRAPHICS CORPORATION (1)
5,815,683 Accessing a remote cad tool server 107 1996
 
MERIDIAN ENTERPRISES CORPORATION (1)
6,222,914 System and method for administration of an incentive award system having a delayed award payment using a credit instrument 292 1998
 
Meridian Enterprises, Inc. (1)
5,025,372 System and method for administration of incentive award program through use of credit 605 1989
 
METASWARM INC (1)
2006/0041,540 System and Method Relating to Dynamically Constructed Addresses in Electronic Messages 47 2005
 
MICRO ENHANCEMENT INTERNATIONAL (1)
7,024,374 Targeted marketing and purchase behavior monitoring system 70 2000
 
MICRON TECHNOLOGY, INC. (1)
5,692,124 Support of limited write downs through trustworthy predictions in multilevel security of computer network communications 103 1996
 
Midwest Payment Systems, Inc. (1)
2001/0032,183 System and method for paying bills and other obligations including selective payor and payee controls 95 2001
 
MINOLTA CO., LTD. (1)
6,075,519 Operational mode setting apparatus for display screen 47 1996
 
MITEL NETWORKS CORPORATION (1)
5,761,288 Service context sensitive features and applications 75 1995
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5,698,837 Method and system for identifying and communicating with a plurality of contactless IC cards 177 1995
 
MITSUI MINING & SMELTING CO., LTD. (1)
2004/0249,689 Basic business integrating application system, basic business support method, program for causing computer to execute the method, and computer-readable recording medium containing the program 29 2004
 
MORE MAGIC HOLDINGS, INC. (1)
6,343,323 Resource retrieval over a source network determined by checking a header of the requested resource for access restrictions 45 1998
 
MOTOROLA MOBILITY LLC (1)
6,105,006 Transaction authentication for 1-way wireless financial messaging units 97 1997
 
MPOWER MOBILE, INC. (1)
2007/0203,850 Multifactor authentication system 22 2007
 
MSHIFT, INC. (1)
6,950,881 System for converting wireless communications for a mobile device 22 2000
 
MULTEX SYSTEMS, INC. (1)
6,912,529 Method and system for storing and retrieving documents 26 1998
 
National Bancard Corporation (1)
5,432,326 Systems and methods for operating data card terminals for transaction chargeback protection 74 1994
 
NATIONAL SEMICONDUCTOR CORPORATION (1)
5,828,812 Recurrent neural network-based fuzzy logic system and method 56 1995
 
NELNET, INC. (1)
2002/0161,630 Loyalty reward program for reducing the balance of a loan obligation 78 2000
 
NetBuck Payment Service Co., Ltd. (1)
2003/0216,998 System and method for establishing and processing online transaction account based on awards resulting from transactions 20 2002
 
NETSAGE CORPORATION (1)
6,201,948 Agent based instruction system and method 319 1998
 
NETSCAPE COMMUNICATIONS CORPORATION (1)
6,134,592 Persistant client state in a hypertext transfer protocol based client-server system 129 1997
 
NETSILICA, INC. (1)
2003/0046,587 Secure remote access using enterprise peer networks 147 2002
 
NEW FIRST CITY, TEXAS - AUSTIN, N.A. (1)
4,725,719 Restricted purpose, commercial, monetary regulation method 183 1986
 
NEWGISTICS, INC. (1)
2001/0047,315 System and method for single-action returns of remotely purchased merchandise 25 2001
 
NEXTCARD, INC. (1)
6,718,313 Integrating live chat into an online credit card application 44 2000
 
NEXTPAGE, INC. (1)
6,401,125 System and method for maintaining state information between a web proxy server and its clients 67 1999
 
NOMOREFORMS, INC. (1)
6,088,700 Automated forms completion for global information network applications 152 1999
 
NORTHERN LIGHT WEB SEARCH (1)
2005/0131,721 System and method to facilitate sharing of information 6 2004
 
NORTHERN TELECOM LIMITED (1)
4,249,180 Past dependent microcomputer cipher apparatus 33 1978
 
NORTHROP GRUMMAN SYSTEMS CORPORATION (1)
5,848,190 Method and apparatus for locating and identifying an object of interest in a complex image 22 1996
 
NPAX, Inc. (1)
2002/0002,495 INTEGRATED PHARMACEUTICAL ACCOUNTS MANAGEMENT SYSTEM AND METHOD 116 2000
 
NSK LTD. (1)
5,644,493 Production information processing system 99 1995
 
NVOQ INCORPORATED (1)
2002/0156,900 Protocol independent control module 66 2002
 
OKAIKEI, INC. (1)
2004/0078,276 System for electronic merchandising and shopping 15 2000
 
OLYMPUS OPTICAL CO., LTD. (1)
5,551,021 Image storing managing apparatus and method for retreiving and displaying merchandise and customer specific sales information 236 1994
 
OMNISEC AG, TROCKENLOOSTRASSE 91, CH-8105 REGENSDORF, SWITZERLAND, A CO. OF SWITZERLAND (1)
5,161,244 Cryptographic system based on information difference 27 1991
 
Omron Tateisi Electronics Co. (1)
4,713,760 Transaction processing system for separate registration and settlement functions 39 1985
 
OPEN SOLUTIONS INC. (1)
5,602,936 Method of and apparatus for document data recapture 253 1995
 
OPTIMIZEUSA, INC. (1)
2003/0088,489 Automated investment advisory software and method 36 2000
 
ORACLE OTC SUBSIDIARY LLC (1)
6,791,974 Universal internet based telephony system that provides ubiquitous access for subscribers from any terminal device 45 2000
 
ORBIS PATENTS LTD. (1)
6,029,890 User-Specified credit card system 211 1998
 
OSUMA FINLAND OY (1)
2006/0011,719 Customer loyalty card and devices associated therewith 34 2005
 
OUTLAND PRECIPICE CO. L.L.C. (1)
2005/0261,995 Method and system for processing tax pertaining to a goods and services transaction 37 2005
 
OUTSITE NETWORKS, INC. (1)
2005/0023,346 System and method for providing incentives based on receipt sniffing 31 2004
 
PALM, INC. (1)
5,276,311 Method and device for simplifying the use of a plurality of credit cards, or the like 507 1992
 
PALUS A4, LLC (1)
6,931,382 Payment instrument authorization technique 81 2001
 
PANALOGIN LLC (1)
5,790,785 World Wide Web registration information processing system 196 1996
 
PANARA ACQUISITIONS CO, LLC (1)
6,216,115 Method for multi-directional consumer purchasing, selling, and transaction management 99 1998
 
PARAGON TRADE BRANDS, INC. (1)
7,266,839 System and method for providing discriminated content to network users 18 2001
 
PARALLEL AXIS GOLF (1)
RE38717 Golf club 19 2000
 
PARALLEL NETWORKS, LLC (1)
6,446,111 Method and apparatus for client-server communication using a limited capability client over a low-speed communications link 55 1999
 
PASS TECHNOLOGIES, INC. (1)
4,859,837 Portable data carrier incorporating manually presettable processing modes 140 1988
 
PATRICK CUNNINGHAM GROUP, INC. (1)
2002/0107,788 Application and payment database system for lenders and builders and a method therefor 116 2001
 
PAYBYCLICK CORPORATION--TEXAS (1)
7,249,099 Method and apparatus for conducting electronic commerce transactions using electronic tokens 55 2005
 
PAYMENT PROCESSING, INC. (1)
2003/0229,590 Global integrated payment system 45 2002
 
Paymentech, Inc. (1)
6,169,974 Method for closed loop processing of transactions utilizing bank card association 75 1998
 
PEGASYSTEMS INC. (1)
5,826,250 Rules bases and methods of access thereof 102 1996
 
PENDRAGON NETWORKS LLC (1)
6,317,834 Biometric authentication system with encrypted models 134 1999
 
PERSONALIZED MEDIA COMMUNICATIONS, L.L.C. (1)
5,233,654 Signal processing apparatus and methods 338 1992
 
PHONEWORKS, INC. (1)
2002/0069,109 Interactive computerized methods and apparatus for conducting an incentive awards program 63 2001
 
PINPOINT INCORPORATED (1)
5,835,087 System for generation of object profiles for a system for customized electronic identification of desirable objects 982 1995
 
PITNEY BOWES INC. (1)
4,713,761 System for centralized processing of accounting and payment functions 269 1985
 
PLANETJAM MEDIA GROUP, INC. (1)
2002/0010,621 Incentives for content consumption 47 2001
 
PLAYMEDIA SYSTEMS, INC. (1)
2001/0032,312 System and method for secure electronic digital rights management, secure transaction management and content distribution 150 2000
 
PLURIS SAVINGS NETWORKS, LLC (1)
6,105,865 Financial transaction system with retirement saving benefit 358 1998
 
POINT INTERNATIONAL LTD. (1)
2003/0040,964 Loyalty currency vending system 84 2002
 
POINTS CORPORATION (1)
2003/0144,902 Computer program and system for recording and processing bonus credits 20 2001
 
POINTS.COM (1)
2002/0143,614 Apparatus and method of facilitating the exchange of points between selected entitles 73 2001
 
PORTO RANELLI, S.A. (1)
2001/0032,184 Property linked-credit card 41 2000
 
POSITIVE SERVICES GROUP, INC. (1)
2004/0015,394 Method for rewarding customer loyalty with respect to a lease agreement 23 2002
 
Postron Corp. (1)
4,695,880 Electronic information dissemination system 263 1985
 
Powell, Raymond H.J. (1)
2003/0233,255 METHOD OF COORDINATING MAINTENANCE OF VITAL PATIENT DATA AND SOFTWARE THEREFOR 19 1999
 
PRAGMATUS TELECOM, LLC (1)
5,884,032 System for coordinating communications via customer contact channel changing system using call centre for setting up the call between customer and an available help agent 732 1995
 
PRICELINE.COM INCORPORATED (1)
5,797,127 Method, apparatus, and program for pricing, selling, and exercising options to purchase airline tickets 392 1996
 
PRICELINE.COM LLC (1)
5,794,207 Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers 1575 1996
 
PRINCIPAL FINANCIAL SERVICES, INC. (1)
2003/0167,199 Automated workflow means and method for pension products 11 2002
 
PRINCIPIA PARTNERS LLC (1)
2002/0111,891 Accounting system for dynamic state of the portfolio reporting 76 2001
 
Printon AB (1)
6,992,786 Method and system for online creation and ordering of customized material for printing 39 2000
 
PRIO, INC. (1)
2003/0009,379 System and method for providing an automatic purchase reward 62 2002
 
PRISM TECHNOLOGIES LLC (1)
6,516,416 Subscription access system for use with an untrusted network 247 1997
 
PRIVASYS (1)
2007/0034,700 Electronic cards and methods for making same 110 2006
 
PROACT TECHNOLOGIES CORP. (1)
2002/0184,507 Centralized single sign-on method and system for a client-server environment 79 2001
 
PROGRESS FEDERAL SAVINGS BANK (1)
5,495,981 Transaction card mailer and method of making 123 1994
 
Prout AG (1)
6,498,657 Programmable data extractor, data analyzer, and printer report generator 40 1999
 
PSC SCANNING, INC. (1)
5,789,732 Portable data module and system for consumer transactions 158 1996
 
PUVAAL APPLICATIONS AG, LLC (1)
7,155,477 Method and system for continuous interactive communication in an electronic network 8 2001
 
QGENISYS, INC. (1)
6,938,048 Universal task management system, method and product for automatically managing remote workers, including automatically training the workers 74 2001
 
QUALCOMM INCORPORATED (1)
2001/0055,391 System and method for extracting, decoding, and utilizing hidden data embedded in audio signals 51 2001
 
QWEST COMMUNICATIONS INTERNATIONAL INC. (1)
5,784,562 System for using a dialog session context to process electronic forms data on the world wide web 152 1995
 
R. Alan Blau & Associates, Inc. (1)
5,634,101 Method and apparatus for obtaining consumer information 111 1995
 
R.R. DONNELLEY & SONS COMPANY (1)
5,502,636 Personalized coupon generating and processing system 344 1992
 
Radisson Hotels International, Inc. (1)
5,483,444 System for awarding credits to persons who book travel-related reservations 332 1995
 
RAYTHEON COMPANY (1)
5,241,594 One-time logon means and methods for distributed computing systems 296 1992
 
RED HAT, INC. (1)
5,987,454 Method and apparatus for selectively augmenting retrieved text, numbers, maps, charts, still pictures and/or graphics, moving pictures and/or graphics and audio information from a network resource 477 1997
 
RELIANCE DATA, L.P. (1)
6,421,768 Method and system for authentication and single sign on using cryptographically assured cookies in a distributed computer environment 121 1999
 
RESEARCH IN MOTION LIMITED (1)
6,868,391 Tele/datacommunications payment method and apparatus 130 1998
 
REUTERS LIMITED (1)
6,535,917 Market data domain and enterprise system implemented by a master entitlement processor 50 1999
 
REWARDS SYSTEMS, INC. (1)
2004/0215,507 Fully funded reward program 66 2002
 
RISEN, KATHERINE D. (1)
6,018,714 Method of protecting against a change in value of intellectual property, and product providing such protection 154 1997
 
ROCKET SOFTWARE, INC. (1)
5,305,456 Apparatus and method for computer system integrated security 43 1991
 
RONALD A. KATZ TECHNOLOGY LICENSING, L.P. (1)
5,828,734 Telephone interface call processing system with call selectivity 82 1993
 
ROUSTAN, W. GRAEME (1)
2001/0037,243 System and method for redeeming frequent flyer miles 49 2001
 
ROYAL BANK OF SCOTLAND PLC, THE (1)
2007/0043,681 ONLINE TRANSACTIONS SYSTEMS AND METHODS 25 2006
 
RPX CORPORATION (1)
5,970,483 Apparatus and methodology for submitting search queries 79 1997
 
RSA SECURITY INC. (1)
6,460,141 Security and access management system for web-enabled and non-web-enabled applications and content on a computer network 477 1998
 
S.F. IP PROPERTIES 33 LLC (1)
5,163,098 System for preventing fraudulent use of credit card 106 1990
 
SAMSUNG ELECTRONICS CO., LTD. (1)
2003/0131,357 Method and apparatus for displaying additional information linked to digital TV program 17 2002
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
2001/0049,628 On-line system for aggregation of purchase bonuses 75 2001
 
SANDCHERRY NETWORKS, INC. (1)
7,185,094 Media session framework using a control module to direct and manage application and service servers 47 2001
 
SANTA CRUZ NETWORKS, INC. (1)
2003/0041,165 System and method for group video teleconferencing using a bandwidth optimizer 24 2001
 
SCIENCE APPLICATIONS INTERNATIONAL CORPORATION (1)
2005/0055,306 User-defined dynamic collaborative environments 212 2004
 
SECURITY AND INTRUSION DETECTION RESEARCH LABS, LLC (1)
2002/0078,382 Scalable system for monitoring network system and components and methodology therefore 128 2001
 
SELFOO (1)
2004/0006,487 Centralised system and method for dispensing services to automatic sales terminals 31 2003
 
SENA CONSULTING INC. (1)
2003/0070,069 Authentication module for an enterprise access management system 39 2001
 
SENSCOM, INC. (1)
2002/0120,571 Wireless financial system 39 2001
 
SHABBIR KHAN (1)
6,401,206 Method and apparatus for binding electronic impressions made by digital identities to documents 117 1998
 
SHC Direct, Inc. (1)
6,014,635 System and method for providing a discount credit transaction network 203 1997
 
SHEP DATA FUNDING LLC (1)
5,761,661 Data management system and method 116 1994
 
SHOPALOTTO.COM LIMTED (1)
6,540,608 Lottery 9 2001
 
SHORE DEARY, L.L.P. (1)
5,910,988 Remote image capture with centralized processing and storage 400 1997
 
SIEMENS AKTIENGESELLSCHAFT (1)
2003/0120,544 International incentive system 21 2002
 
SIEMENS MEDICAL SOLUTIONS HEALTH SERVICES CORPORATION (1)
2004/0199,406 System for monitoring payment for provision of services to an entity 33 2004
 
SILICON VALLEY BANK (1)
6,915,271 Method and system for delivering redeeming dynamically and adaptively characterized promotional incentives on a computer network 158 1999
 
SIVAULT, INC. (1)
2002/0031,230 Method and apparatus for a web-based application service model for security management 158 2001
 
SL SOFRTWARE, INC. (1)
5,682,524 Databank system with methods for efficiently storing non-uniform data records 209 1995
 
SMART TV LLC (1)
5,880,769 Interactive smart card system for integrating the provision of remote and local services 300 1995
 
SMART VOUCHER LIMITED (1)
2003/0158,782 Electronic processing system 23 2003
 
SMARTOUCH, LLC (1)
5,764,789 Tokenless biometric ATM access system 335 1996
 
SOCIETE ANONYME DITE: COMPAGNIE GENERALE D'AUTOMATISME CGA-HBS (1)
4,977,501 Fare collection system using microwaves 77 1989
 
Societe Nationale Elf Aquitaine (1)
5,302,810 Method for rapid and uniform heating of a multilayer assembly comprising at least one thin layer based on an ion-conducting macromolecular material interleaved between two structures with high electronic conduction 15 1991
 
SONUS NETWORKS, INC. (1)
2003/0159,072 Single sign-on for multiple network -based services 77 2003
 
Sony Corporation/Sony Electronic Inc. (1)
7,493,636 Method and apparatus for providing electronic coupons 17 2005
 
SOPHEON UK LIMITED (1)
6,526,404 Information system using human resource profiles 48 2000
 
SOURCE SEARCH TECHNOLOGIES, LLC (1)
5,758,328 Computerized quotation system and method 728 1996
 
SPATIUM INNOVATIONS, LLC (1)
5,847,709 3-D document workspace with focus, immediate and tertiary spaces 142 1996
 
SPENDINGMONEY, LLC (1)
5,864,830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 362 1997
 
SPINDLE MOBILE, INC. (1)
5,991,738 Automated credit card processing 93 1997
 
Spot Metals Online (1)
5,715,402 Method and system for matching sellers and buyers of spot metals 470 1995
 
Starbucks Corporation (1)
2005/0080,672 Creating customer loyalty 29 2004
 
STARGAZER SOFTWARE, LIMITED LIABILITY COMPANY (1)
5,991,748 Methods and apparatus for regenerating a prepaid transaction account 281 1996
 
Steven Nichtberger (1)
4,882,675 Paperless system for distributing, redeeming and clearing merchandise coupons 470 1984
 
STRATEGIC PROCESSING CORPORATION (1)
4,799,156 Interactive market management system 1676 1986
 
SUBSIDIARY OF PENDRELL TECHNOLOGIES LLC (1)
6,182,220 System and method for building and exchanging encrypted passwords between a client and server 39 1998
 
SUMITOMO MITSUI BANKING CORPORATION (1)
6,085,168 Electronic commerce settlement system 236 1998
 
SUNTEC CITY DEVELOPMENT PTE LTD (1)
2002/0087,349 System and method for increasing perceived value of property to tenants 22 2001
 
SUNTRUST BANK (1)
2002/0087,471 Multiple mode registration and payment processing 56 2001
 
SWISS REINSURANCE CORPORATION (1)
2004/0117,658 Security monitoring and intrusion detection system 19 2003
 
SYNAPSE GROUP, INC. (1)
6,014,641 Method and apparatus for providing open-ended subscriptions to commodity items normally available only through term-based subscriptions 102 1996
 
SYSTEMNEEDS, INC. (1)
6,938,020 Memory rental service system in intelligent authentication unit 9 2002
 
SYSTEMS SPRAY COOLED, INC. (1)
6,185,242 Integral side wall and tap hole cover for an eccentric bottom tap (EBT) electric furnace 53 2000
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6,260,026 Credit card information management system 121 1997
 
TANDEM COMPUTERS INCORPORATED (1)
4,723,246 Integrated scrambler-encoder using PN sequence generator 18 1985
 
TAO TECHNOLOGIES, LLC (1)
6,047,268 Method and apparatus for billing for transactions conducted over the internet 442 1997
 
TELE-PUBLISHING, INC. (1)
6,073,105 Interactive personals online network method and apparatus 228 1997
 
TELEBUYER, LLC (1)
5,412,708 Videophone system for scrutiny monitoring with computer control 161 1993
 
TELECOM ITALIA S.P.A. (1)
6,738,779 Apparatus for and method of multiple parallel string searching 59 2001
 
TELEFONAKTIEBOLAGET LM ERICSSON (PUBL) (1)
5,724,423 Method and apparatus for user authentication 87 1995
 
TELSPAN, INC. (1)
5,467,269 Method and means for telephonically crediting customers with rebates and refunds 286 1994
 
TEXAS INSTRUMENTS INCORPORATED (1)
6,161,113 Computer-aided project notebook 93 1998
 
THE 41ST PARAMETER, INC. (1)
2007/0234,409 SYSTEMS AND METHODS FOR DETECTION OF SESSION TAMPERING AND FRAUD PREVENTION 30 2007
 
The Beacon Journal Publishing Company (1)
2002/0095,443 Method for automated generation of interactive enhanced electronic newspaper 34 2002
 
THE BOARD OF TRUSTEES OF THE LELAND STANFORD JUNIOR UNIVERSITY (1)
4,200,770 Cryptographic apparatus and method 767 1977
 
THE CLEARING HOUSE PAYMENTS COMPANY L.L.C. (1)
6,647,376 System and method for point-of-sale check authorization 66 2000
 
The MathWorks, Inc. (1)
7,139,686 Report generator for a mathematical computing environment 22 2000
 
THE REGENTS OF THE UNIVERSITY OF CALIFORNIA (1)
5,838,906 Distributed hypermedia method for automatically invoking external application providing interaction and display of embedded objects within a hypermedia document 611 1994
 
THE SPERRY AND HUTCHINSON COMPANY, INC. (1)
2002/0128,916 Methods, apparatus and articles-of-manufacture for distributing/redeeming a universal incentive currency 33 2001
 
The United States of America as represented by the Secretary of the Air Force (1)
5,189,606 Totally integrated construction cost estimating, analysis, and reporting system 234 1991
 
THOMSON CORPORATION (1)
2005/0114,254 Financial-information systems, methods, interfaces, and software 17 2004
 
TIME WARNER, INC. (1)
6,539,424 Restricting deep hyperlinking on the World Wide Web 68 1999
 
TIMELY REWARDS, INC. (1)
2002/0111,859 Integrated frequency and award redemption program for installment based receivables behavior modification and customer loyalty management 31 2001
 
TOBIN FAMILY EDUCATION AND HEALTH FOUNDATION, THE (1)
6,141,666 Method and system for customizing marketing services on networks communicating with hypertext tagging conventions 286 1997
 
TOTAL SYSTEMS INTEGRATORS, INC. (1)
5,842,421 Power and free conveyor system utilizing power track and dog elevation to prevent jamming conditions at transfers and switches 20 1996
 
TOTAL SYSTEMS SERVICES, INC. (1)
2004/0210,531 System and method for single event authorization control of transactions 43 2002
 
TOUCH TECHNOLOGIES, INC. (1)
5,544,086 Information consolidation within a transaction network 260 1994
 
TOYOTA FINANCE CORPORATION (1)
2002/0070,270 Award point service system, recording medium for use therein and award point service method 21 2001
 
TQP DEVELOPMENT, LLC (1)
5,412,730 Encrypted data transmission system employing means for randomly altering the encryption keys 71 1992
 
TRANSAMERICA BUSINESS CREDIT CORPORATION (1)
5,991,751 System, method, and computer program product for patent-centric and group-oriented data processing 270 1997
 
TRANSUNION INTERACTIVE, INC. (1)
2005/0154,664 Credit and financial information and management system 120 2005
 
TRAVELFIO.COM (1)
2002/0143,621 System and method for transferring credits as an incentive for prompt payment 36 2001
 
TRIMBLE NAVIGATION LIMITED (1)
5,764,770 Image authentication patterning 120 1997
 
TRIVNET LTD. (1)
2001/0034,718 Applications of automatic internet identification method 64 2001
 
TWINTECH E.U. II, LIMITED LIABILITY COMPANY (1)
5,819,285 Apparatus for capturing, storing and processing co-marketing information associated with a user of an on-line computer service using the world-wide-web. 251 1995
 
U.S. BANCORP LICENSING, INC. (1)
2005/0060,579 SECURE NETWORK SYSTEM AND ASSOCIATED METHOD OF USE 16 2004
 
U.S. Philips Corporation (1)
4,890,324 Enciphering/deciphering method and arrangement for performing the method 14 1987
 
UBS PAINEWEBBER INC. (1)
2003/0040,995 Benefit provider system and method 42 2001
 
ULTRAMERCIAL, INC. (1)
2002/0111,860 Method and system for payment ofgoods and/or services by thesponsor of an interposedcommunication on behalf ofa consumer 21 2001
 
UMB INTERNATIONAL, LLC (1)
6,266,648 Benefits tracking and correlation system for use with third-party enabling organizations 65 1998
 
UNISYS CORPORATION (1)
2005/0193,056 Message transfer using multiplexed connections in an open system interconnection transaction processing environment 23 2002
 
UNITED HEALTH GROUP INCORPORATED (1)
2005/0256,794 Benefit financing arrangement 29 2005
 
UNITED PARCEL SERVICE OF AMERICA, INC. (1)
7,729,980 Systems and associated methods for providing projected incentive based loans 21 2004
 
UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC. (1)
2005/0021,457 Financial account up-front incentives management system and method 152 2004
 
UNTIGUOES TECHNOLOGY LLC (1)
6,178,408 Method of redeeming collectible points 234 1999
 
Urban Juice & Soda Company (1)
6,493,677 Method and apparatus for creating and ordering customized branded merchandise over a computer network 77 2000
 
V-ONE CORPORATION (1)
5,590,197 Electronic payment system and method 798 1995
 
ValueCentric Marketing Group, Inc. (1)
2008/0262,915 Loyalty rewards management and processing system and method 20 2007
 
VEICON TECHNOLOGY, INC. (1)
5,958,007 Automatic and secure system for remote access to electronic mail and the internet 124 1997
 
VENGTE SOFTWARE AG LIMITED LIABILITY COMPANY (1)
6,587,835 Shopping assistance with handheld computing device 766 2000
 
VERANCE CORPORATION (1)
6,912,315 Pre-processed information embedding system 46 2000
 
Vermeer Technologies, Inc. (1)
5,819,092 Online service development tool with fee setting capabilities 511 1997
 
VINDICATOR CORPORATION (1)
5,001,755 Security system network 48 1990
 
VINDICATOR, 1445 OAKLAND ROAD, SAN JOSE, CA 95112-1203 (1)
4,980,913 Security system network 91 1988
 
VIRNETX INC. (1)
2003/0037,142 Agile network protocol for secure communications with assured system availability 58 2002
 
VOXPATH NETWORKS, INC. (1)
6,687,245 System and method for performing IP telephony 108 2001
 
W. & T. Avery Limited (1)
5,352,877 Non-contact transaction system with token presence detection 61 1992
 
WALENBRECK GMBH, LLC (1)
6,088,683 Secure purchase transaction method using telephone number 296 1996
 
WALKER DIGITAL MANAGEMENT LIMITED PARTNERSHIP (1)
5,884,274 System and method for generating and executing insurance policies for foreign exchange losses 146 1996
 
WASHINGTON MUTUAL BANK, F.A. (1)
5,734,838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 408 1995
 
WEBMD, INC. (1)
6,826,696 System and method for enabling single sign-on for networked applications 87 2000
 
WEBXCHANGE, INC. (1)
5,778,178 Method and apparatus for enabling real-time bi-directional transactions on a network 273 1996
 
Weiss Jensen Ellis & Howard (1)
6,144,848 Handheld remote computer control and methods for secured interactive real-time telecommunications 600 1996
 
Wireless Checking, Inc. (1)
2003/0125,969 Method and apparatus for processing financial transactions over a paging network 64 2001
 
Wynn; Sol H. (1)
5,859,419 Programmable multiple company credit card system 408 1995
 
XTec, Incorporated (1)
6,901,375 Methods and apparatus for electronically storing and retrieving value information on a portable card 77 2001
 
YAHOO! INC. (1)
7,370,011 Financial information portal 32 2001
 
York Eggleston (1)
6,061,660 System and method for incentive programs and award fulfillment 541 1998
 
ZANNI ASSETS LIMITED LIABILITY COMPANY (1)
6,490,601 Server for enabling the automatic insertion of data into electronic forms on a user computer 303 1999
 
ZEDO, INC. (1)
2002/0069,105 Data processing system for targeted content 102 2000
 
ZIH CORP. (1)
5,680,459 Passive transponder 120 1995
 
Other [Check patent profile for assignment information] (143)
4,567,359 Automatic information, goods and services dispensing system 473 1984
4,633,397 Union member accounts management system 100 1984
4,823,264 Electronic funds transfer system 556 1986
4,696,491 Information reference book and indexing system 61 1986
4,747,139 Software security method and systems 237 1986
4,868,877 Public key/signature cryptosystem with enhanced digital signature certification 393 1988
5,016,274 On-line/off-line digital signing 203 1988
4,941,090 Centralized consumer cash value accumulation system for multiple merchants 333 1989
5,005,200 Public key/signature cryptosystem with enhanced digital signature certification 362 1989
5,117,355 Centralized consumer cash valve accumulation system for multiple merchants 414 1990
5,202,826 Centralized consumer cash value accumulation system for multiple merchants 517 1991
5,297,026 System for promoting account activity 303 1992
5,287,268 Centralized consumer cash value accumulation system for multiple merchants 477 1992
5,267,314 Secure transaction system and method utilized therein 106 1992
5,524,073 Secure transaction system and method utilized therein 173 1993
5,576,951 Automated sales and services system 380 1994
5,570,465 Apparatus, method and system for printing of legal currency and negotiable instruments 302 1994
5,473,732 Relational artificial intelligence system 103 1995
5,625,767 Method and system for two-dimensional visualization of an information taxonomy and of text documents based on topical content of the documents 171 1995
5,826,245 Providing verification information for a transaction 388 1995
5,555,303 Secure transaction system and method utilized therein 64 1995
5,646,998 Secure transaction system and method utilized therein 77 1995
5,677,521 Personal identification and credit information system and method of performing transaction 73 1995
5,787,404 Credit-card based retirement fund system and method 206 1995
5,706,452 Method and apparatus for structuring and managing the participatory evaluation of documents by a plurality of reviewers 173 1995
5,671,285 Secure communication system 126 1995
5,802,498 Computer-aided prepaid transmittal charge billing system 176 1996
RE36116 Centralized consumer cash value accumulation system for multiple merchants 267 1996
5,907,142 Fraud resistant personally activated transaction card 202 1996
5,953,710 Children's credit or debit card system 591 1996
5,793,302 Method for securing information relevant to a transaction 79 1996
5,991,736 Patronage incentive award system incorporating retirement accounts and method thereof 184 1997
5,974,148 Method for securing information relevant to a transaction 107 1997
5,936,541 Method for securing information relevant to a transaction 90 1997
6,148,293 Method and apparatus of creating a financial instrument and administering an adjustable rate loan system 250 1997
6,070,153 System and method for automatically investing a portion of a credit card interest charged amount in an investment account 174 1997
6,069,968 Electronic transaction system for banking, security, and/or charge card 10 1997
6,038,547 Construction tracking and payment method and system 133 1998
5,842,178 Computerized quotation system and method 536 1998
6,253,328 Method and apparatus for securing passwords and personal identification numbers 64 1998
6,032,134 Credit card billing system for identifying expenditures on a credit card account 121 1998
2003/0050,831 SYSTEM FOR DISTRIBUTION AND REDEMPTION OF LOYALTY POINTS AND COUPONS 98 1998
6,243,689 System and method for authorizing electronic funds transfer at a point of sale 131 1998
2002/0069,104 METHOD AND APPARATUS FOR GENERATING PERSONAL IDENTIFICATION NUMBERS FOR USE IN CONSUMER TRANSACTIONS 50 1999
6,609,106 System and method for providing electronic multi-merchant gift registry services over a distributed network 150 1999
6,385,591 Method and system for electronic organization of coupons 257 1999
6,446,053 Computer-implemented method and system for producing a proposal for a construction project 86 1999
2002/0128,903 ENCRYPTED COUPONS 130 1999
6,243,688 Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle 279 1999
6,327,575 Point of sale terminal for the visually impaired 111 2000
6,581,040 Project specific communications system and method 103 2000
7,089,203 Building construction bid and contract management system, internet-based method and computer program therefor 42 2000
6,769,605 Money transfer system 59 2000
2002/0077,895 Electronic consumer incentive distribution system 89 2000
2002/0091,567 System and method for electronically redeeming coupons 24 2001
2002/0147,633 Interactive advertisement and reward system 37 2001
2001/0047,295 Equity rewards method 48 2001
2002/0107,731 Purchase-based reward system and method 40 2001
2001/0029,464 Method for conducting on-line transactions 14 2001
2001/0034,663 Electronic contract broker and contract market maker infrastructure 113 2001
2002/0069,122 Method and system for maximizing credit card purchasing power and minimizing interest costs over the internet 95 2001
2001/0038,033 Unified communications and commerce systems and methods, and device therefore 89 2001
2002/0152,116 Method and system for generating fixed and/or dynamic rebates in credit card type transactions 78 2001
2002/0059,345 Method for generating transform rules for web-based markup languages 26 2001
2002/0178,213 Remote URL munging 17 2001
2002/0152,118 System of a computer-networked, point-of-sale rebate award program 23 2001
2002/0178,113 System and method for offering customized credit card products 25 2001
2003/0009,374 Schemes employing mobile communications 38 2001
2002/0032,650 Payment system and method 38 2001
2001/0047,342 Credit or debit cards of all kinds to be issued with a bank savings account attched 179 2001
2002/0002,597 Systems and methods for producing reward advertising and distributing by click-through incentives 21 2001
2002/0007,313 Credit system 105 2001
2002/0055,874 Method and apparatus for value allocation exchange 58 2001
2002/0018,585 System and method for cardless secure credit transaction processing 66 2001
2003/0018,523 Rewards program using electronically encoded instruments 74 2001
2002/0042,742 Customer award and incentive system 31 2001
6,607,127 Magnetic stripe bridge 192 2001
2002/0040,344 Check guarantee, verification, processing, credit reports and collection system and method awarding purchase points for usage of checks 59 2001
2003/0061,093 System for rewarding customers of financial services providers 55 2001
2002/0178,056 Consumer loyalty marketing program based on multi-transaction platform that provides high rewards to members under a tiered reward scheme 25 2001
2002/0062,253 Loyalty club reward system for use in a broadcast loyalty program 77 2001
6,754,640 Universal positive pay match, authentication, authorization, settlement and clearing system 116 2001
2003/0083,933 Systems and methods for providing rewards benefits to account holders 63 2001
2002/0082,920 System and methods for providing a multi-merchant loyalty program 96 2001
2002/0072,974 System and method for displaying and selling goods and services in a retail environment employing electronic shopper aids 199 2001
2002/0059,103 Building frequent shopper programs for web merchants 40 2002
2002/0116,266 Method and system for tracking and providing incentives for time and attention of persons and for timing of performance of tasks 129 2002
7,340,773 Multi-stage authorisation system 8 2002
2003/0009,426 Methods and apparatus for protecting against credit card fraud, check fraud, and identity theft 29 2002
2003/0200,141 Customer loyalty program 23 2002
2003/0004,803 Method for providing securities rewards to customers 24 2002
2003/0220,834 Retail loyalty system (RLS) with embedded web server 29 2002
2004/0002,916 Systems and methods for managing balance transfer accounts 68 2002
2003/0208,400 Incentive mechanism for encouraging adoption and use 21 2002
2003/0212,630 Method and apparatus for payment of bills and obligations by credit card 27 2002
2003/0065,618 Method and system for electronic payroll advance and deposit 23 2002
6,727,802 Anti-tear protection for smart card transactions 41 2002
2003/0182,246 Applications of fractal and/or chaotic techniques 90 2003
2003/0233,278 Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets 220 2003
2003/0225,619 System and method for dealing with loyalty program points 35 2003
2003/0216,964 Apparatus and method of distributing and tracking the distribution of incentive points 47 2003
2003/0208,439 Automated soft limit control of electronic transaction accounts 134 2003
2004/0010,447 System, method and apparatus for membership retention and conversion 21 2003
2005/0091,104 Savemore 33 2003
2003/0216,967 Electronic promotions systems 97 2003
2004/0138,991 Anti-fraud document transaction system 20 2003
2005/0055,270 Supervisory control and acquisition system for retail advertising and reward program 27 2003
2006/0010,033 Reward programme points exchange 61 2003
2004/0177,036 Bank account automatic adjustment system 108 2003
2005/0120,180 Cache time determination 30 2003
2005/0149,393 Lottery credit card rewards system 32 2004
2005/0171,839 Communication system for business marketing including a point system to motivate users 24 2004
2005/0187,820 Participating in an incentive program using a portable memory device 25 2004
2004/0149,544 Scraping and cleaning device for conveyor belts 61 2004
2005/0278,215 Consumer reward system 38 2004
2005/0004,839 Method and system for providing incentives based on a payment type 72 2004
2004/0249,712 System, method and computer program product for presenting, redeeming and managing incentives 71 2004
2004/0236,688 Universal positive pay database method, system, and computer useable medium 162 2004
2006/0010,034 Method for rewarding purchasing activities and a system thereof 24 2004
2004/0230,843 System and method for authenticating users using image selection 73 2004
2006/0020,507 Method and apparatus for managing multi-entity customer relations 25 2004
2005/0021,363 Debit card per-transaction charitable contribution 102 2004
2005/0049,965 Method and system for calculating reward earned from transactions for voucher or stored value for transactions and method of redeeming the voucher or stored value 23 2004
2005/0021,405 Business method for promoting sale of merchandise and novel smiles stamps or gift stamps of philatelic value for use in promoting business by sale of merchandise 28 2004
7,051,929 Secure credit card having daily changed security number 133 2004
2005/0080,747 Method for generating customer one-time unique purchase order numbers 130 2004
2005/0082,362 Anonymous merchandise delivery system 41 2004
2005/0086,160 Method for implementing anonymous credit card transactions using a fictitious account name 172 2004
2005/0086,177 Method for customizing payment card transactions at the time of the transactions 131 2004
2005/0119,938 Method for providing consumer benefits using a club program 27 2004
2005/0125,292 Retail rebate card 45 2004
2005/0177,523 Method for improving the terms of consumer relationships 19 2004
2005/0222,906 System and method of targeted marketing 83 2005
2005/0246,627 System and method for creating and maintaining a web site 56 2005
2005/0160,051 Network-accessible account system 24 2005
2005/0256,802 Payment protocol and data transmission method and data transmission device for conducting payment transactions 62 2005
2006/0259,766 System and method to protect personal identity identifiers 9 2005
2006/0020,783 Method, system and service for conducting authenticated business transactions 41 2005
2006/0026,073 Methods and Systems for Managing Card Programs and Processing Card Transactions 41 2005
2006/0122,943 System for providing cardless payment 8 2006
2007/0192,618 System and method for single sign on process for websites with multiple applications and services 19 2006
2009/0192,940 SYSTEM FOR PROVIDING CARDLESS PAYMENT 9 2009
2010/0057,553 System and Method for Performing a Real Time Redemption Transaction by Leveraging a Payment Network 20 2009

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
BANK OF AMERICA CORPORATION (1)
8,417,604 Personal data aggregation, integration and access 0 2010

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Nov 22, 2015
7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 22, 2019
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 22, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00

Full Text

 
loading....