US Patent No: 8,185,940

Number of patents in Portfolio can not be more than 2000

System and method for providing discriminated content to network users

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

The present invention provides methods and systems for providing discriminated partner system resources to the user of a host system. A host entity has a business relationship with one or more partnered entities. A user accesses the host's system and then uses the host's system to connect to a partner's system. Access from one system to the next is seamless and requires no additional user input to verify the user's access rights to subsequently accessed partners' systems. The content delivered to the user from a partner's system is discriminated from a larger pool of information to appear consistent in appearance, message, or both with the host system. The host system, the partner system or both systems may perform the discrimination functions. The user is thereby provided with seamless access to partnered systems that reflects the business partnership of the host and various partners.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddressTotal Patents
JPMORGAN CHASE BANK, N.A.NEW YORK, NY1951

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bowers, Theodore J Wilmington, US 2 34
Ilijasic, Dean Wilmington, US 9 119
Sanders, Shelley F Landenberg, US 11 81

Cited Art Landscape

Patent Info (Count) # Cites Year
 
UNITED PARCEL SERVICE OF AMERICA, INC. (1)
7,729,980 Systems and associated methods for providing projected incentive based loans 22 2004
 
Other [Check patent profile for assignment information] (137)
4,567,359 Automatic information, goods and services dispensing system 508 1984
4,633,397 Union member accounts management system 107 1984
4,823,264 Electronic funds transfer system 593 1986
4,696,491 Information reference book and indexing system 66 1986
4,747,139 Software security method and systems 280 1986
4,868,877 Public key/signature cryptosystem with enhanced digital signature certification 427 1988
5,016,274 On-line/off-line digital signing 231 1988
4,941,090 Centralized consumer cash value accumulation system for multiple merchants 364 1989
5,005,200 Public key/signature cryptosystem with enhanced digital signature certification 378 1989
5,117,355 Centralized consumer cash valve accumulation system for multiple merchants 445 1990
5,202,826 Centralized consumer cash value accumulation system for multiple merchants 554 1991
5,297,026 System for promoting account activity 317 1992
5,287,268 Centralized consumer cash value accumulation system for multiple merchants 508 1992
5,267,314 Secure transaction system and method utilized therein 122 1992
5,524,073 Secure transaction system and method utilized therein 217 1993
5,576,951 Automated sales and services system 443 1994
5,570,465 Apparatus, method and system for printing of legal currency and negotiable instruments 326 1994
5,473,732 Relational artificial intelligence system 118 1995
5,625,767 Method and system for two-dimensional visualization of an information taxonomy and of text documents based on topical content of the documents 186 1995
5,555,303 Secure transaction system and method utilized therein 77 1995
5,646,998 Secure transaction system and method utilized therein 90 1995
5,677,521 Personal identification and credit information system and method of performing transaction 83 1995
5,787,404 Credit-card based retirement fund system and method 215 1995
5,706,452 Method and apparatus for structuring and managing the participatory evaluation of documents by a plurality of reviewers 191 1995
5,671,285 Secure communication system 134 1995
5,802,498 Computer-aided prepaid transmittal charge billing system 189 1996
RE36116 Centralized consumer cash value accumulation system for multiple merchants 290 1996
5,907,142 Fraud resistant personally activated transaction card 255 1996
5,953,710 Children's credit or debit card system 663 1996
5,793,302 Method for securing information relevant to a transaction 95 1996
5,991,736 Patronage incentive award system incorporating retirement accounts and method thereof 205 1997
5,974,148 Method for securing information relevant to a transaction 127 1997
5,936,541 Method for securing information relevant to a transaction 111 1997
6,148,293 Method and apparatus of creating a financial instrument and administering an adjustable rate loan system 266 1997
6,070,153 System and method for automatically investing a portion of a credit card interest charged amount in an investment account 182 1997
6,069,968 Electronic transaction system for banking, security, and/or charge card 12 1997
6,038,547 Construction tracking and payment method and system 143 1998
5,842,178 Computerized quotation system and method 579 1998
6,253,328 Method and apparatus for securing passwords and personal identification numbers 72 1998
6,032,134 Credit card billing system for identifying expenditures on a credit card account 138 1998
2003/0050,831 SYSTEM FOR DISTRIBUTION AND REDEMPTION OF LOYALTY POINTS AND COUPONS 117 1998
6,243,689 System and method for authorizing electronic funds transfer at a point of sale 165 1998
2002/0069,104 METHOD AND APPARATUS FOR GENERATING PERSONAL IDENTIFICATION NUMBERS FOR USE IN CONSUMER TRANSACTIONS 60 1999
6,609,106 System and method for providing electronic multi-merchant gift registry services over a distributed network 173 1999
6,385,591 Method and system for electronic organization of coupons 320 1999
6,446,053 Computer-implemented method and system for producing a proposal for a construction project 100 1999
2002/0128,903 ENCRYPTED COUPONS 182 1999
6,243,688 Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle 305 1999
6,327,575 Point of sale terminal for the visually impaired 122 2000
6,581,040 Project specific communications system and method 111 2000
7,089,203 Building construction bid and contract management system, internet-based method and computer program therefor 49 2000
6,769,605 Money transfer system 76 2000
2002/0077,895 Electronic consumer incentive distribution system 98 2000
2002/0091,567 System and method for electronically redeeming coupons 26 2001
2002/0147,633 Interactive advertisement and reward system 46 2001
2001/0047,295 Equity rewards method 53 2001
2002/0107,731 Purchase-based reward system and method 45 2001
2001/0029,464 Method for conducting on-line transactions 18 2001
2001/0034,663 Electronic contract broker and contract market maker infrastructure 129 2001
* 2002/0069,122 Method and system for maximizing credit card purchasing power and minimizing interest costs over the internet 122 2001
2001/0038,033 Unified communications and commerce systems and methods, and device therefore 102 2001
2002/0152,116 Method and system for generating fixed and/or dynamic rebates in credit card type transactions 88 2001
* 2002/0059,345 Method for generating transform rules for web-based markup languages 30 2001
* 2002/0178,213 Remote URL munging 19 2001
2002/0152,118 System of a computer-networked, point-of-sale rebate award program 28 2001
2002/0178,113 System and method for offering customized credit card products 33 2001
2003/0009,374 Schemes employing mobile communications 42 2001
2002/0032,650 Payment system and method 43 2001
2001/0047,342 Credit or debit cards of all kinds to be issued with a bank savings account attched 198 2001
* 2002/0002,597 Systems and methods for producing reward advertising and distributing by click-through incentives 30 2001
2002/0007,313 Credit system 128 2001
2002/0055,874 Method and apparatus for value allocation exchange 66 2001
2002/0018,585 System and method for cardless secure credit transaction processing 77 2001
2003/0018,523 Rewards program using electronically encoded instruments 128 2001
2002/0042,742 Customer award and incentive system 33 2001
6,607,127 Magnetic stripe bridge 251 2001
2002/0040,344 Check guarantee, verification, processing, credit reports and collection system and method awarding purchase points for usage of checks 71 2001
2003/0061,093 System for rewarding customers of financial services providers 63 2001
2002/0178,056 Consumer loyalty marketing program based on multi-transaction platform that provides high rewards to members under a tiered reward scheme 31 2001
2002/0062,253 Loyalty club reward system for use in a broadcast loyalty program 89 2001
2003/0083,933 Systems and methods for providing rewards benefits to account holders 67 2001
2002/0082,920 System and methods for providing a multi-merchant loyalty program 115 2001
2002/0072,974 System and method for displaying and selling goods and services in a retail environment employing electronic shopper aids 235 2001
2002/0059,103 Building frequent shopper programs for web merchants 49 2002
2002/0116,266 Method and system for tracking and providing incentives for time and attention of persons and for timing of performance of tasks 170 2002
7,340,773 Multi-stage authorisation system 10 2002
2003/0009,426 Methods and apparatus for protecting against credit card fraud, check fraud, and identity theft 51 2002
2003/0200,141 Customer loyalty program 25 2002
2003/0004,803 Method for providing securities rewards to customers 26 2002
2003/0220,834 Retail loyalty system (RLS) with embedded web server 32 2002
2004/0002,916 Systems and methods for managing balance transfer accounts 73 2002
2003/0208,400 Incentive mechanism for encouraging adoption and use 23 2002
2003/0212,630 Method and apparatus for payment of bills and obligations by credit card 31 2002
2003/0065,618 Method and system for electronic payroll advance and deposit 26 2002
6,727,802 Anti-tear protection for smart card transactions 44 2002
2003/0182,246 Applications of fractal and/or chaotic techniques 108 2003
2003/0233,278 Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets 299 2003
2003/0225,619 System and method for dealing with loyalty program points 39 2003
2003/0216,964 Apparatus and method of distributing and tracking the distribution of incentive points 54 2003
2003/0208,439 Automated soft limit control of electronic transaction accounts 153 2003
2004/0010,447 System, method and apparatus for membership retention and conversion 24 2003
2005/0091,104 Savemore 39 2003
2004/0138,991 Anti-fraud document transaction system 24 2003
2005/0055,270 Supervisory control and acquisition system for retail advertising and reward program 28 2003
2006/0010,033 Reward programme points exchange 73 2003
2004/0177,036 Bank account automatic adjustment system 113 2003
2005/0120,180 Cache time determination 38 2003
2005/0149,393 Lottery credit card rewards system 36 2004
2005/0171,839 Communication system for business marketing including a point system to motivate users 25 2004
2005/0187,820 Participating in an incentive program using a portable memory device 27 2004
2004/0149,544 Scraping and cleaning device for conveyor belts 65 2004
2005/0278,215 Consumer reward system 44 2004
2005/0004,839 Method and system for providing incentives based on a payment type 82 2004
2004/0249,712 System, method and computer program product for presenting, redeeming and managing incentives 88 2004
2004/0236,688 Universal positive pay database method, system, and computer useable medium 215 2004
2006/0010,034 Method for rewarding purchasing activities and a system thereof 25 2004
2004/0230,843 System and method for authenticating users using image selection 133 2004
2006/0020,507 Method and apparatus for managing multi-entity customer relations 27 2004
2005/0021,363 Debit card per-transaction charitable contribution 112 2004
2005/0049,965 Method and system for calculating reward earned from transactions for voucher or stored value for transactions and method of redeeming the voucher or stored value 25 2004
2005/0021,405 Business method for promoting sale of merchandise and novel smiles stamps or gift stamps of philatelic value for use in promoting business by sale of merchandise 29 2004
7,051,929 Secure credit card having daily changed security number 190 2004
2005/0080,747 Method for generating customer one-time unique purchase order numbers 176 2004
2005/0082,362 Anonymous merchandise delivery system 45 2004
2005/0086,160 Method for implementing anonymous credit card transactions using a fictitious account name 222 2004
2005/0086,177 Method for customizing payment card transactions at the time of the transactions 175 2004
2005/0119,938 Method for providing consumer benefits using a club program 31 2004
2005/0125,292 Retail rebate card 46 2004
2005/0177,523 Method for improving the terms of consumer relationships 22 2004
2005/0222,906 System and method of targeted marketing 110 2005
2005/0160,051 Network-accessible account system 27 2005
2005/0256,802 Payment protocol and data transmission method and data transmission device for conducting payment transactions 80 2005
2006/0259,766 System and method to protect personal identity identifiers 11 2005
2006/0020,783 Method, system and service for conducting authenticated business transactions 69 2005
2006/0026,073 Methods and Systems for Managing Card Programs and Processing Card Transactions 47 2005
2007/0192,618 System and method for single sign on process for websites with multiple applications and services 21 2006
2010/0057,553 System and Method for Performing a Real Time Redemption Transaction by Leveraging a Payment Network 29 2009
 
COASTCOM (1)
6,539,027 Reconfigurable, intelligent signal multiplexer and network design and maintenance system therefor 56 1999
 
ROYAL BANK OF SCOTLAND PLC, THE (1)
2007/0043,681 ONLINE TRANSACTIONS SYSTEMS AND METHODS 45 2006
 
TIMELY REWARDS, INC. (1)
2002/0111,859 Integrated frequency and award redemption program for installment based receivables behavior modification and customer loyalty management 36 2001
 
7 DEGREES, INC. (1)
5,594,837 Method for representation of knowledge in a computer as a network database system 123 1994
 
KIDSFUTURE, INC. (1)
2002/0099,601 Loyalty-based program for higher education finance assistance 36 2001
 
BENQ CORPORATION (1)
2006/0005,039 Authentication control system and method thereof 12 2005
 
AMON, THOMAS C., JR (1)
7,110,962 Apparatus and method for providing a provider-selected message in response to a user request for user-selected information 10 2001
 
Systems Spray-Cooled, Inc. (1)
6,185,242 Integral side wall and tap hole cover for an eccentric bottom tap (EBT) electric furnace 58 2000
 
SUNTRUST BANK (1)
2002/0087,471 Multiple mode registration and payment processing 67 2001
 
CONEXANT SYSTEMS UK LIMITED (1)
6,111,858 Proxy-controlled ATM subnetwork 181 1997
 
EXECUTONE INTER-TELBUSINESS INFORMATION SYSTEMS, INC. (1)
5,793,861 Transaction processing system and method 293 1996
 
ALEXSAM, INC. (1)
6,189,787 Multifunctional card system 458 1999
 
ALLIANCE DATA SYSTEMS CORPORATION (1)
2002/0077,890 Methods and systems for interactive collection, exchange and redemption of points 97 2000
 
DECISIONING.COM, INC. (3)
5,870,721 System and method for real time loan approval 733 1996
5,940,811 Closed loop financial transaction method and apparatus 585 1996
6,105,007 Automatic financial account processing system 478 1999
 
CROSSBORDER EXCHANGE CORPORATION (1)
2002/0032,642 Internet based secure virtual exchange and distributed relational database for cross border trading of securities 23 2001
 
SHORE DEARY, L.L.P. (1)
5,910,988 Remote image capture with centralized processing and storage 451 1997
 
RISEN, KATHERINE D. (1)
6,018,714 Method of protecting against a change in value of intellectual property, and product providing such protection 166 1997
 
CU DIRECT CORPORATION (1)
5,611,052 Lender direct credit evaluation and loan processing system 460 1993
 
COMPAGNIE GENERALE D'AUTOMATISME CGA-HBS (1)
5,532,689 Method of transmitting data quickly and securely from a smart card during a remote transaction 105 1994
 
BESTBUY.COM, LLC (1)
2003/0046,173 Store delivery of products ordered over a computer network 20 2001
 
ATC REALTY FIFTEEN, INC. (1)
6,045,039 Cardless automated teller transactions 363 1997
 
CHASE MANHATAN BANK USA, N.A. (2)
6,032,136 Customer activated multi-value (CAM) card 440 1998
6,865,547 Customer activated multi-value (CAM) card 160 2000
 
NOMOREFORMS, INC. (1)
6,088,700 Automated forms completion for global information network applications 169 1999
 
NORTHROP GRUMMAN SYSTEMS CORPORATION (1)
5,848,190 Method and apparatus for locating and identifying an object of interest in a complex image 25 1996
 
Datamind Corporation (1)
5,970,482 System for data mining using neuroagents 189 1996
 
PEGASYSTEMS INC. (1)
5,826,250 Rules bases and methods of access thereof 116 1996
 
Shopalotto.com Limited (1)
6,540,608 Lottery 9 2001
 
OKAIKEI, INC. (1)
* 2004/0078,276 System for electronic merchandising and shopping 16 2000
 
HEWLETT-PACKARD COMPANY (3)
5,212,792 Method and apparatus for controlling execution of tools in a computer-aided software engineering system 80 1989
5,175,682 Check system and method including prioritizing checks for transmission to banks for processing 327 1990
5,933,812 Portable transaction terminal system 217 1995
 
SHC Direct, Inc. (1)
6,014,635 System and method for providing a discount credit transaction network 231 1997
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (9)
5,321,841 System for determining the rights of object access for a server process by combining them with the rights of the client process 356 1993
6,810,395 Method and apparatus for query-specific bookmarking and data collection 81 1999
6,349,336 Agent/proxy connection control across a firewall 156 2000
2003/0154,171 Apparatus and method for selling personal information 43 2000
* 7,302,585 System for providing a trustworthy user interface 55 2000
6,937,976 Method and system for temporary network identity 25 2001
2003/0055,871 Document/poster composition and printing 62 2001
2005/0108,102 Method, apparatus, and system for verifying incoming orders 29 2003
2005/0108,151 Order review workflow 23 2003
 
CAPITAL ONE FINANCIAL CORPORATION (16)
5,933,817 Tiered interest rate revolving credit system and method 250 1996
6,947,897 System and method for managing consumer information 18 2001
2002/0123,946 Methods and systems for providing debt recovery partnership 37 2001
2003/0009,393 Systems and methods for providing purchase transaction incentives 66 2001
6,819,748 Menuing method and system 21 2001
2003/0105,689 Methods, systems and articles of manufacture for managing financial accounts with reward incentives 49 2001
2003/0126,011 Systems and methods for issuing partnership checks to a customer having a financial account 29 2002
2004/0064,401 Systems and methods for detecting fraudulent information 80 2002
2004/0078,324 Systems and methods for authenticating a financial account at activation 33 2002
7,090,138 System and method for redeeming rewards and incentives 32 2003
2005/0171,901 Methods and systems for offering a credit card account to a potential home buyer 31 2004
2005/0192,862 Methods, systems, and articles of manufacture for providing incentives for a financial account 32 2004
2005/0246,289 System and method for processing and for funding a transaction 33 2004
2005/0234,769 System and method for providing personalized customer assistance using a financial card having an RFID device 35 2004
2005/0234,789 Systems, methods and computer readable media for providing and managing balance transfer accounts 41 2004
2005/0144,105 Methods and systems for adjusting account terms based on purchase transaction information 25 2004
 
Mailshell.com, Inc. (1)
7,092,992 Web page filtering including substitution of user-entered email address 98 2001
 
LANYON SOLUTIONS, INC. (1)
7,523,385 System and method for enterprise event marketing and management automation 47 2001
 
POSITIVE SERVICES GROUP, INC. (1)
2004/0015,394 Method for rewarding customer loyalty with respect to a lease agreement 25 2002
 
Meridian Enterprises, Inc. (1)
5,025,372 System and method for administration of incentive award program through use of credit 648 1989
 
Trivnet Ltd. (1)
2001/0034,718 Applications of automatic internet identification method 76 2001
 
ACCENTURE GLOBAL SERVICES LIMITED (6)
5,592,378 Computerized order entry system and method 445 1994
6,718,535 System, method and article of manufacture for an activity framework design in an e-commerce based environment 473 1999
6,438,594 Delivering service to a client via a locally addressable interface 582 1999
6,671,818 Problem isolation through translating and filtering events into a standard object format in a network based supply chain 538 1999
7,124,101 Asset tracking in a network-based supply chain environment 492 1999
2002/0111,890 Financial modeling and counseling system 104 2001
 
GREEN WIRELESS LLC (1)
5,590,199 Electronic information network user authentication and authorization system 232 1993
 
BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY (3)
5,802,502 System for selective communication connection based on transaction pricing signals 497 1994
2003/0001,888 Data transfer method and apparatus 47 2002
2004/0117,409 Application synchronisation 49 2003
 
INTELLECTUAL DISCOVERY, INC. (1)
6,934,848 Technique for handling subsequent user identification and password requests within a certificate-based host session 100 2000
 
OMNISEC AG, TROCKENLOOSTRASSE 91, CH-8105 REGENSDORF, SWITZERLAND, A CO. OF SWITZERLAND (1)
5,161,244 Cryptographic system based on information difference 29 1991
 
CORILLIAN CORPORATION (1)
2004/0122,766 Method and apparatus for paying bills online 35 2002
 
FORWARD RESEARCH, INC. (1)
6,092,057 Unattended POS system for automatic control of bank system rejections 144 1997
 
Texas Instruments Incorporated (1)
6,161,113 Computer-aided project notebook 105 1998
 
C-SAM S.A. (1)
5,952,641 Security device for controlling the access to a personal computer or to a computer terminal 252 1996
 
GoldenSource Corporation (1)
6,513,019 Financial consolidation and communication platform 338 1999
 
PERSONALIZED MEDIA COMMUNICATIONS, L.L.C. (1)
5,233,654 Signal processing apparatus and methods 417 1992
 
SYSTEMNEEDS, INC. (1)
6,938,020 Memory rental service system in intelligent authentication unit 11 2002
 
BuildNet, Inc. (3)
5,923,552 Systems and methods for facilitating the exchange of information between separate business entities 87 1996
6,115,641 Systems and methods for facilitating the exchange of information between separate business entities 41 1998
6,115,642 Systems and methods for facilitating the exchange of information between separate business entities 92 1998
 
GLIDE ELECTRONIC TRADE, LTD. (1)
2002/0002,479 Career management system 81 2000
 
IPASS INC. (1)
5,898,780 Method and apparatus for authorizing remote internet access 441 1996
 
Massmedium. com (1)
2001/0025,253 Multi-level award program 29 2001
 
EVIDAN (1)
6,317,838 Method and architecture to provide a secured remote access to private resources 124 1998
 
Micron Technology, Inc. (1)
5,692,124 Support of limited write downs through trustworthy predictions in multilevel security of computer network communications 114 1996
 
GENERAL INSTRUMENT CORPORATION (1)
5,054,067 Block-cipher cryptographic device based upon a pseudorandom nonlinear sequence generator 45 1990
 
Midwest Payment Systems, Inc. (1)
2001/0032,183 System and method for paying bills and other obligations including selective payor and payee controls 108 2001
 
BOZEMAN FINANCIAL LLC (1)
6,754,640 Universal positive pay match, authentication, authorization, settlement and clearing system 134 2001
 
ACCESS BUSINESS GROUP INTERNATIONAL LLC (1)
2005/0289,003 System and method for direct marketing 31 2005
 
ACCUCARD LIMITED (1)
2002/0077,966 Personalised financial products and computer implemented management system 44 2001
 
E2INTERACTIVE, INC. D/B/A E2INTERACTIVE, INC. (1)
2005/0091,126 Method and apparatus for efficient handling of product return transactions 20 2004
 
DATATREASURY CORPORATION (3)
5,787,403 Bank-centric service platform, network and system 326 1995
6,182,052 Communications network interface for user friendly interactive access to online services 171 1997
5,899,982 Bank-centric service platform, network and system 200 1998
 
GROUPON, INC. (2)
6,327,573 Multiple party reward system utilizing single account 283 1998
6,985,879 Systems and methods for facilitating group rewards 97 2002
 
MERIDIAN ENTERPRISES CORPORATION (1)
6,222,914 System and method for administration of an incentive award system having a delayed award payment using a credit instrument 328 1998
 
LoanMarket Resources, L.L.C. (1)
5,940,812 Apparatus and method for automatically matching a best available loan to a potential borrower via global telecommunications network 421 1997
 
EACCELERATION CORPORATION (1)
6,449,765 Varying web page link based on user and web page status 60 1999
 
EASTERN IX GROUP LLC (1)
5,999,907 Intellectual property audit system 234 1993
 
GOOGLE INC. (5)
5,534,855 Method and system for certificate based alias detection 254 1994
6,005,939 Method and apparatus for storing an internet user's identity and access rights to world wide web resources 201 1996
6,589,291 Dynamically determining the most appropriate location for style sheet application 109 1999
6,697,947 Biometric based multi-party authentication 170 1999
2002/0133,481 Methods and apparatus for providing search results in response to an ambiguous search query 92 2000
 
CERTCO, INC., A CORPORATION OF DELAWARE (1)
2001/0011,255 RELIANCE MANAGEMENT FOR ELECTRONIC TRANSACTION SYSTEM 112 1998
 
IPF, Inc. (2)
5,918,214 System and method for finding product and service related information on the internet 609 1996
5,950,173 System and method for delivering consumer product related information to consumers within retail environments using internet-based information servers and sales agents 732 1997
 
AQUASOFT LTD. (1)
2001/0027,474 Method for clientless real time messaging between internet users, receipt of pushed content and transacting of secure e-commerce on the same web page 109 2000
 
EXCALIBUR IP, LLC (1)
7,370,011 Financial information portal 39 2001
 
CIENA CORPORATION (1)
7,020,696 Distributed user management information in telecommunications networks 193 2000
 
ICON INTERNET COMPETENCE NETWORK B.V. (1)
5,796,395 System for publishing and searching interests of individuals 228 1997
 
LINGUATEG, INC. (1)
6,032,147 Method and apparatus for rationalizing different data formats in a data management system 118 1997
 
Hitachi Information Network, Ltd. (1)
6,202,158 Detection method of illegal access to computer system 70 1998
 
COMCAST MO GROUP, INC. (1)
6,546,392 Self service gateway 116 1999
 
Atalla Corporation (2)
5,319,710 Method and means for combining and managing personal verification and message authentication encrytions for network transmission 86 1986
4,965,568 Multilevel security apparatus and method with personal key 86 1989
 
ICOM MOBILE LTD. (1)
2002/0152,179 Remote payment method and system 147 2001
 
PSKW, LLC (1)
2005/0273,387 Apparatus and method for rewarding consumers 38 2004
 
TRANSUNION INTERACTIVE, INC. (1)
2005/0154,664 Credit and financial information and management system 161 2005
 
BROADVISION, INC. (1)
5,710,887 Computer system and method for electronic commerce 1506 1995
 
QWEST COMMUNICATIONS INTERNATIONAL INC. (1)
5,784,562 System for using a dialog session context to process electronic forms data on the world wide web 175 1995
 
CGI TECHNOLOGIES AND SOLUTIONS INC. (1)
6,343,279 System integrating credit card transactions into a financial management system 253 1998
 
PHONEWORKS, INC. (1)
2002/0069,109 Interactive computerized methods and apparatus for conducting an incentive awards program 72 2001
 
INETBON, A.S. (1)
2003/0097,298 On-line bonus program 28 2001
 
LEXTRON SYSTEMS, INC. (1)
5,794,259 Apparatus and methods to enhance web browsing on the internet 265 1996
 
KRAUSE, G. MATTHEW (1)
5,950,206 Method and apparatus for searching and tracking construction projects in a document information database 103 1997
 
DYCRAV SECURITY, INC. (1)
6,668,321 Verification of identity of participant in electronic communication 13 2002
 
ORACLE AMERICA, INC. (14)
5,715,450 Method of selecting and presenting data from a database using a query language to a user of a computer system 618 1995
5,848,400 Electronic check exchange, clearing and settlement system 215 1996
5,884,288 Method and system for electronic bill payment 377 1996
6,105,012 Security system and method for financial institution server and client web browser 212 1997
6,226,679 Common management information protocol (CMIP) agent registration methods systems and computer program products 73 1997
5,873,096 Method of maintaining a network of partially replicated database system 700 1997
5,963,953 Method, and system for product configuration 683 1998
6,073,113 Compatibility checking between instruments, operations and protocols in electronic commerce 133 1998
6,510,523 Method and system for providing limited access privileges with an untrusted terminal 105 1999
6,226,752 Method and apparatus for authenticating users 327 1999
* 7,188,181 Universal session sharing 158 1999
6,609,198 Log-on service providing credential level change without loss of session continuity 357 1999
6,668,322 Access management system and method employing secure credentials 273 1999
7,165,256 Task grouping in a distributed processing framework system and methods for implementing the same 20 2001
 
KOITO MANUFACTURING CO., LTD. (1)
2003/0191,549 Design method and design system for vehicular lamp, program to execute designing of vehicular lamp and record medium recording the program 42 2003
 
Sony Corporation/Sony Electronic Inc. (1)
7,493,636 Method and apparatus for providing electronic coupons 29 2005
 
AKAMAI TECHNOLOGIES, INC. (1)
6,763,388 Method and apparatus for selecting and viewing portions of web pages 118 1999
 
ORACLE INTERNATIONAL CORPORATION (6)
6,332,192 Generalized user identification and authentication system 84 1998
6,145,086 Security and password mechanisms in a database system 68 1999
6,487,641 Dynamic caches with miss tables 105 2000
6,675,261 Request based caching of data store data 145 2001
2003/0097,574 Systems and methods for integration adapter security 44 2002
2007/0234,408 Methods and systems for multifactor authentication 67 2006
 
UNITED VIDEO PROPERTIES, INC. (1)
2007/0156,521 Systems and methods for commerce in media program related merchandise 69 2005
 
DFS SERVICES LLC (2)
7,630,935 Award system with increased payout options 31 2003
2005/0096,976 Inverted tier rebate system 31 2003
 
GULA CONSULTING LIMITED LIABILITY COMPANY (6)
2002/0188,509 System and method for networked loyalty program 66 2001
7,613,629 System and method for the transfer of loyalty points 45 2002
7,467,096 System and method for the real-time transfer of loyalty points between accounts 49 2003
7,496,950 Secure remote management appliance 16 2003
2004/0243,468 GEOGRAPHIC LOYALTY SYSTEM AND METHOD 68 2004
2005/0177,503 PAY YOURSELF FIRST LOYALTY SYSTEM AND METHOD 46 2004
 
REALTIME DATA, LLC (4)
6,624,761 Content independent data compression method and system 122 2001
7,417,568 System and method for data feed acceleration and encryption 93 2003
7,161,506 Systems and methods for data compression such as content dependent data compression 91 2003
7,400,274 System and method for data feed acceleration and encryption 51 2007
 
SMART TV LLC (1)
5,880,769 Interactive smart card system for integrating the provision of remote and local services 369 1995
 
Martiz, Inc. (2)
5,689,100 Debit card system and method for implementing incentive award program 441 1996
2005/0240,477 Cardholder loyalty program with rebate 139 2005
 
National Transaction Network, Inc. (2)
5,050,207 Portable automated teller machine 191 1989
5,157,717 Portable automated teller machine 180 1991
 
365 DIRECT MARKETING COMPANY (1)
2003/0083,939 Automated lost property recovery and marketing system and program 13 2001
 
Canon Kabushiki Kaisha (6)
6,144,946 Accounting device, communicating apparatus, and communication system 181 1997
6,009,442 Computer-based document management system 316 1997
6,182,225 Network data base control device and method thereof 80 1998
6,807,285 Embedding information in digital image data 58 1999
6,804,786 User customizable secure access token and multiple level portable interface 62 2000
2004/0111,610 Secure file format 33 2002
 
SUBSIDIARY OF PENDRELL TECHNOLOGIES LLC (1)
6,182,220 System and method for building and exchanging encrypted passwords between a client and server 45 1998
 
BALLY TECHNOLOGIES, INC. (1)
2003/0069,808 Incentive based purchasing system and method 27 2002
 
LUCENT TECHNOLOGIES INC. (6)
5,570,295 System and method of capturing encoded data transmitted over a communications network in a video system 362 1994
5,857,079 Smart card for automatic financial records 342 1994
5,657,383 Flexible customer controlled telecommunications handling 142 1995
6,005,943 Electronic identifiers for network terminal devices 89 1996
5,961,593 System and method for providing anonymous personalized browsing by a proxy system in a network 508 1997
6,618,579 Tunable filter with bypass 118 1999
 
PRICELINE.COM INCORPORATED (1)
5,797,127 Method, apparatus, and program for pricing, selling, and exercising options to purchase airline tickets 413 1996
 
AD. Ken Corporation (1)
6,721,743 Value points exchanging managing method among first and second business entities where value points available to on-line customer obtaining goods or services 85 2000
 
R. Alan Blau & Associates, Inc. (1)
5,634,101 Method and apparatus for obtaining consumer information 117 1995
 
ALIBABA GROUP HOLDING LIMITED (1)
5,875,296 Distributed file system web server user authentication with cookies 481 1997
 
ROUSTAN, W. GRAEME (1)
2001/0037,243 System and method for redeeming frequent flyer miles 53 2001
 
SAP AG (2)
2005/0273,386 Creating customer bonus rule 25 2004
2005/0288,998 Managing customer entitlements to rewards from multiple entitlement programs 64 2004
 
PANALOGIN LLC (1)
5,790,785 World Wide Web registration information processing system 210 1996
 
SOURCE SEARCH TECHNOLOGIES, LLC (1)
5,758,328 Computerized quotation system and method 794 1996
 
BI Performance Services (1)
5,915,244 Computerized incentive program with plateau pricing and remote award redemption 186 1996
 
VESTA CORPORATION (2)
6,404,866 Telephone calling account system and method 30 1999
2003/0048,888 Telephone calling account system and method 30 2002
 
Authernative, Inc. (1)
2004/0225,880 Strong authentication systems built on combinations of "what user knows" authentication factors 35 2003
 
TOYOTA FINANCE CORPORATION (1)
2002/0070,270 Award point service system, recording medium for use therein and award point service method 23 2001
 
BLUETIE, INC. (1)
6,978,378 Secure file transfer system 30 2001
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
5,698,837 Method and system for identifying and communicating with a plurality of contactless IC cards 192 1995
 
SIRAS.COM INC. (1)
2002/0169,671 Electronic product registration system with sales incentive program management function 36 2002
 
TRAVELFIO.COM (1)
2002/0143,621 System and method for transferring credits as an incentive for prompt payment 42 2001
 
ALIGN TECHNOLOGY, INC. (4)
2002/0188,478 Health-care systems and methods 55 2002
2005/0182,654 Systems and methods for providing treatment planning 27 2004
2005/0159,986 Health-care systems and methods 46 2005
2006/0064,329 Health-care e-commerce systems and methods 31 2005
 
SHABBIR KHAN (1)
6,401,206 Method and apparatus for binding electronic impressions made by digital identities to documents 136 1998
 
MICROSOFT CORPORATION (1)
2003/0101,454 Methods and systems for planning advertising campaigns 171 2001
 
Ultramercial, Inc. (1)
2002/0111,860 Method and system for payment ofgoods and/or services by thesponsor of an interposedcommunication on behalf ofa consumer 23 2001
 
Postron Corp. (1)
4,695,880 Electronic information dissemination system 304 1985
 
RAKUTEN MARKETING LLC (1)
* 5,991,740 Data processing system for integrated tracking and management of commerce related activities on a public access network 209 1997
 
Netsage Corporation (1)
6,201,948 Agent based instruction system and method 347 1998
 
THE CLEARING HOUSE PAYMENTS COMPANY L.L.C. (1)
6,647,376 System and method for point-of-sale check authorization 72 2000
 
PORTO RANELLI, S.A. (1)
2001/0032,184 Property linked-credit card 45 2000
 
NETSCAPE COMMUNICATIONS CORPORATION (1)
6,134,592 Persistant client state in a hypertext transfer protocol based client-server system 151 1997
 
FMR LLC (1)
5,991,878 Controlling access to information 115 1997
 
Equifax, Inc. (1)
6,496,936 System and method for authentication of network users 196 2000
 
FMR CORP. (1)
2005/0193,208 User authentication 29 2004
 
NEXTCARD, LLC (6)
6,324,524 Method and apparatus for an account level offer of credit and real time balance transfer 433 1998
6,405,181 Method and apparatus for real time on line credit approval 334 1998
6,567,791 Method and apparatus for a verifiable on line rejection of an application for credit 182 1998
6,795,812 Implementing a counter offer for an on line credit card application 107 2000
7,143,063 Method and apparatus for a verifiable on line rejection of an applicant for credit 116 2003
2005/0004,864 Implementing a counter offer for an on line credit card application 49 2004
 
POINT INTERNATIONAL LTD. (1)
2003/0040,964 Loyalty currency vending system 101 2002
 
NUANCE COMMUNICATIONS, INC. (3)
5,598,557 Apparatus and method for retrieving and grouping images representing text files based on the relevance of key words extracted from a selected file to the text files 378 1992
6,219,639 Method and apparatus for recognizing identity of individuals employing synchronized biometrics 180 1998
6,411,933 Methods and apparatus for correlating biometric attributes and biometric attribute production features 56 1999
 
NEXTCARD, INC. (1)
6,718,313 Integrating live chat into an online credit card application 69 2000
 
HEWLETT PACKARD ENTERPRISE DEVELOPMENT LP (12)
5,844,553 Mechanism to control and use window events among applications in concurrent computing 329 1996
5,815,657 System, method and article of manufacture for network electronic authorization utilizing an authorization instrument 610 1996
5,889,863 System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture 354 1996
5,828,833 Method and system for allowing remote procedure calls through a network firewall 237 1996
6,055,637 System and method for accessing enterprise-wide resources by presenting to the resource a temporary credential 416 1996
5,884,312 System and method for securely accessing information from disparate data sources through a network 278 1997
6,061,665 System, method and article of manufacture for dynamic negotiation of a network payment framework 309 1997
6,208,984 Method and system of determining access to records of members of a community 55 1997
6,832,202 Method and system of routing requests for authorized approval 60 1997
6,081,810 Report database system 96 1998
7,069,434 Secure data transfer method and system 33 2000
7,073,059 Secure machine platform that interfaces to operating systems and customized control programs 65 2002
 
KALINA, DYAN T. (1)
5,970,480 Centralized credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle 164 1997
 
IGT (1)
7,485,040 Methods and apparatus for advertising in gaming device 21 2004
 
BENHOV GMBH, LLC (1)
5,991,748 Methods and apparatus for regenerating a prepaid transaction account 312 1996
 
COMMUNITY UNITED IP, LLC (1)
5,862,223 Method and apparatus for a cryptographically-assisted commercial network system designed to facilitate and support expert-based commerce 869 1996
 
Omron Tateisi Electronics Co. (1)
4,713,760 Transaction processing system for separate registration and settlement functions 42 1985
 
Fannie Mae (1)
7,089,503 Mortgage loan customization system and process 136 2002
 
Visa U.S.A. Inc. (7)
4,605,820 Key management system for on-line communication 140 1983
7,356,516 Method and system for facilitating electronic dispute resolution 78 2002
6,920,611 Method and system for implementing a loyalty merchant component 92 2003
2005/0071,225 System and apparatus for linking multiple rewards programs to promote the purchase of specific product mixes 113 2003
2005/0071,226 Method and system for managing dynamic terms and conditions and user interaction 71 2003
2005/0071,227 Method and system for managing concurrent sku-based rewards program 87 2003
2006/0080,243 System and method for issuer originated payments for on-line banking bill payments 54 2005
 
R.R. DONNELLEY & SONS COMPANY (1)
5,502,636 Personalized coupon generating and processing system 378 1992
 
INTERFUSE TECHNOLOGY CORPORATION (1)
6,874,139 Method and system for seamless integration of preprocessing and postprocessing functions with an existing application program 84 2001
 
INVENTOR HOLDINGS, LLC (1)
7,006,983 Method and system for processing a rebate 55 2000
 
BIG BABOON, INC. (1)
6,115,690 Integrated business-to-business Web commerce and business automation system 579 1997
 
Bluefire Systems, Inc. (1)
7,155,402 Method and apparatus for distribution of fashion and seasonal goods 76 2000
 
E-SCORING, INC. (1)
2002/0077,964 Systems and methods for providing consumers anonymous pre-approved offers from a consumer-selected group of merchants 220 2000
 
TEXTURA CORPORATION (9)
2005/0289,051 Construction payment management system and method 42 2005
2006/0173,706 Method of and system for evaluating financial risk associated with a construction project 12 2006
2006/0271,477 Construction payment management system and method with real-time draw notification features 14 2006
2006/0271,478 Construction payment management system and method with hierarchical invoicing and direct payment features 12 2006
2006/0271,479 Construction payment management system and method with budget reconciliation features 10 2006
2006/0271,397 Construction payment management system and method with automatic workflow management features 12 2006
2006/0271,480 Construction payment management system and method with graphical user interface features 14 2006
2007/0078,771 Construction payment management system and method with document tracking features 24 2006
7,490,064 Construction payment management system and method with budget reconciliation features 9 2007
 
Orbis Patents Ltd. (1)
6,029,890 User-Specified credit card system 238 1998
 
THOMSON REUTERS GLOBAL RESOURCES (4)
5,864,871 Information delivery system and method including on-line entitlements 390 1997
5,940,843 Information delivery system and method including restriction processing 183 1997
6,912,529 Method and system for storing and retrieving documents 27 1998
6,535,917 Market data domain and enterprise system implemented by a master entitlement processor 60 1999
 
Inforonics, Inc. (1)
5,999,971 Apparatus and method for identifying clients accessing network sites 81 1998
 
TAO TECHNOLOGIES, LLC (1)
6,047,268 Method and apparatus for billing for transactions conducted over the internet 554 1997
 
MITEL NETWORKS CORPORATION (1)
5,761,288 Service context sensitive features and applications 87 1995
 
CHESS VENTURES LLC (7)
6,805,288 Method for generating customer secure card numbers subject to use restrictions by an electronic card 250 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 103 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 103 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 103 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 103 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 103 2001
2003/0034,388 Method for generating customer secure card numbers subject to use restrictions by an electronic card 103 2001
 
SIVAULT, INC. (1)
2002/0031,230 Method and apparatus for a web-based application service model for security management 231 2001
 
Points.com (1)
2002/0143,614 Apparatus and method of facilitating the exchange of points between selected entitles 84 2001
 
POINTS CORPORATION (1)
2003/0144,902 Computer program and system for recording and processing bonus credits 22 2001
 
EXPERIENCE LAB, INC. (1)
2002/0010,668 Online merchandising and marketing system 53 2001
 
CERTEGY CHECK SERVICES, INC. (1)
2005/0283,429 Scored negative file system and method 27 2004
 
ICHIHIME SHOJI CO., LTD. (1)
2005/0108,090 Service points liquidation system 25 2004
 
RSA SECURITY INC. (1)
6,460,141 Security and access management system for web-enabled and non-web-enabled applications and content on a computer network 582 1998
 
Bullock Communications, Inc. (1)
5,351,186 System and method for obtaining information concerning a product or a service 241 1991
 
EASYCHECK, INC. (3)
2004/0111,371 Methods and systems for check processing 43 2003
2005/0199,708 Method for a host based smart card 46 2004
2005/0203,857 Methods for transaction processing 81 2005
 
RPX CORPORATION (5)
5,970,483 Apparatus and methodology for submitting search queries 86 1997
6,081,900 Secure intranet access 377 1999
6,640,302 Secure intranet access 145 2000
6,687,245 System and method for performing IP telephony 127 2001
6,950,936 Secure intranet access 92 2003
 
LEGEND FILMS, INC. (1)
2005/0240,916 SYSTEM AND METHOD FOR DISTRIBUTED PROJECT OUTSOURCING 11 2004
 
INFOSPACE, INC. (1)
4,529,870 Cryptographic identification, financial transaction, and credential device 442 1982
 
OPEN SOLUTIONS INC. (1)
5,602,936 Method of and apparatus for document data recapture 287 1995
 
MATSUSHITA ELECTRIC INDUSTRIAL CO., LTD. (1)
2002/0111,861 Data transmission system 23 2002
 
Adhesives Technology Corporation 1987 (1)
5,257,486 Nozzle for injecting a sealant into a crack 64 1991
 
NVOQ INCORPORATED (1)
2002/0156,900 Protocol independent control module 79 2002
 
INTERTECH HOLDINGS, LLC (2)
4,745,468 System for evaluation and recording of responses to broadcast transmissions 445 1986
4,926,255 System for evaluation of response to broadcast transmissions 478 1988
 
SOPHEON UK LIMITED (1)
6,526,404 Information system using human resource profiles 55 2000
 
SONY CORPORATION (2)
5,845,260 System and method for parent-controlled charging for on-line services 262 1996
2002/0188,565 Client terminal device, storage medium product, bank server apparatus, information transmitting method, information transmitting program, and information transmitting/receiving program 49 2002
 
CBS INTERACTIVE INC. (1)
6,405,175 Shopping scouts web site for rewarding customer referrals on product and price information with rewards scaled by the number of shoppers using the information 245 1999
 
MDWERKS, INC (1)
2003/0149,594 System and method for secure highway for real-time preadjudication and payment of medical claims 81 2002
 
INSTASEARCH CORPORATION (1)
5,583,778 Computer method for collecting on judgments 89 1994
 
SUMITOMO MITSUI BANKING CORPORATION (1)
6,085,168 Electronic commerce settlement system 269 1998
 
Sony Electronics Inc. (2)
2002/0072,931 System and method to provide financial rewards and other incentives to users of personal transaction devices 36 2001
7,729,925 System and method for facilitating real time transactions between a user and multiple entities 47 2005
 
TRIMBLE NAVIGATION LIMITED (1)
5,764,770 Image authentication patterning 131 1997
 
UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC. (1)
2005/0021,457 Financial account up-front incentives management system and method 170 2004
 
PASS TECHNOLOGIES, INC. (1)
4,859,837 Portable data carrier incorporating manually presettable processing modes 146 1988
 
DOCK 3, INC. (1)
2002/0032,613 Methods and systems for the physical delivery of goods ordered through an electronic network 87 2001
 
CALLAHAN CELLULAR L.L.C. (2)
6,490,601 Server for enabling the automatic insertion of data into electronic forms on a user computer 362 1999
7,155,477 Method and system for continuous interactive communication in an electronic network 10 2001
 
UNWIRED PLANET, LLC (2)
6,065,120 Method and system for self-provisioning a rendezvous to ensure secure access to information in a database from multiple devices 273 1997
6,754,833 Method for generating and distributing telecom and internet revenue 193 1999
 
WEBMD, INC. (1)
6,826,696 System and method for enabling single sign-on for networked applications 117 2000
 
Ronald A. Katz Technology Licensing, L.P. (1)
5,828,734 Telephone interface call processing system with call selectivity 92 1993
 
SIGNATURE SYSTEMS LLC (6)
6,594,640 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 262 2000
6,947,898 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 116 2003
6,820,061 Method and system for exchange and aggregation of reward points via a global computer network 118 2003
6,829,586 Method and system for aggregation of reward points for payment of auctioned items 118 2003
6,842,739 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs 119 2003
7,512,551 Method and system for implementing a search engine with reward components and payment components 32 2005
 
BELLSOUTH INTELLECTUAL PROPERTY CORPORATION (1)
2004/0254,991 Switching Internet service providers 22 2003
 
INTERTRUST TECHNOLOGIES CORPORATION (2)
5,892,900 Systems and methods for secure transaction management and electronic rights protection 2285 1996
6,112,181 Systems and methods for matching, selecting, narrowcasting, and/or classifying based on rights management and/or other information 922 1997
 
Total System Services, Inc. (2)
6,817,008 System and method for enterprise-wide business process management 60 2003
2006/0031,718 System and method for generating production-quality data to support software testing 26 2004
 
Weiss Jensen Ellis & Howard (1)
6,144,848 Handheld remote computer control and methods for secured interactive real-time telecommunications 750 1996
 
SMARTOUCH, LLC (1)
5,764,789 Tokenless biometric ATM access system 410 1996
 
OLYMPUS OPTICAL CO., LTD. (1)
5,551,021 Image storing managing apparatus and method for retreiving and displaying merchandise and customer specific sales information 255 1994
 
RICOH COMPANY, LTD. (2)
5,933,823 Image database browsing and query using texture analysis 243 1996
6,363,381 Compressed document matching 141 1998
 
LANDESK SOFTWARE LIMITED (1)
7,032,110 PKI-based client/server authentication 69 2000
 
Carlson Companies, Inc. (1)
2005/0144,074 Computer implemented method and system for on-line redemption of coupons 108 2004
 
IMPRIVATA, INC. (1)
6,618,806 System and method for authenticating users in a computer network 253 1999
 
NEXTPAGE, INC. (1)
6,401,125 System and method for maintaining state information between a web proxy server and its clients 75 1999
 
TQP DEVELOPMENT, LLC (1)
5,412,730 Encrypted data transmission system employing means for randomly altering the encryption keys 100 1992
 
OSUMA FINLAND OY (1)
2006/0011,719 Customer loyalty card and devices associated therewith 36 2005
 
Hipersoft Corp. (1)
6,098,070 Case management for a personal injury plaintiff's law office using a relational database 203 1998
 
MEDIA IP HOLDINGS, LLC (1)
2007/0186,252 Method and system for home shopping using video-on-demand services 28 2006
 
COVERDELL & COMPANY (1)
2002/0010,599 Method for targeting insurance policy incentive rewards 63 2001
 
NCR CORPORATION (4)
6,539,363 Write input credit transaction apparatus and method with paperless merchant credit card processing 95 1990
5,835,603 Financial transaction system 159 1996
6,151,584 Computer architecture and method for validating and collecting and metadata and data about the internet and electronic commerce environments (data discoverer) 343 1997
6,564,189 Universal methods and apparatus for determining prices and rewards within retail transactions 41 1998
 
CUBIC CORPORATION (1)
2006/0261,927 Smart card receiver and system for pulsed RF fields 36 2006
 
TELSPAN, INC. (1)
5,467,269 Method and means for telephonically crediting customers with rebates and refunds 314 1994
 
TOBIN FAMILY EDUCATION AND HEALTH FOUNDATION, THE (1)
6,141,666 Method and system for customizing marketing services on networks communicating with hypertext tagging conventions 323 1997
 
SOCIETE ANONYME DITE: COMPAGNIE GENERALE D'AUTOMATISME CGA-HBS (1)
4,977,501 Fare collection system using microwaves 83 1989
 
PRIVASYS, INC. (7)
6,592,044 Anonymous electronic card for generating personal coupons useful in commercial and security transactions 316 2000
6,609,654 Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions 263 2000
6,755,341 Method for storing data in payment card transaction 186 2000
7,195,154 Method for generating customer secure card numbers 178 2001
2003/0061,168 Method for generating customer secure card numbers 32 2001
2003/0061,168 Method for generating customer secure card numbers 32 2001
2007/0215,688 Method for Generating Customer Secure Card Numbers 33 2007
 
CHEMTRON RESEARCH LLC (2)
2005/0216,346 System and method for consumer-selected advertising and branding in interactive media 135 2005
2005/0261,995 Method and system for processing tax pertaining to a goods and services transaction 40 2005
 
Radisson Hotels International, Inc. (1)
5,483,444 System for awarding credits to persons who book travel-related reservations 362 1995
 
1-800-PAY-BY-PHONE, INC. (1)
2005/0033,637 Bill payment incentives system 31 2003
 
AMAZON TECHNOLOGIES, INC. (5)
6,029,141 Internet-based customer referral system 1153 1997
2002/0152,163 Network based user-to-user payment service 84 2001
7,599,856 Detection of fraudulent attempts to initiate transactions using modified display objects 32 2002
2006/0015,463 Performing automatically authorized programmatic transactions 48 2004
2006/0036,553 Automatic authorization of programmatic transactions 105 2004
 
AMAZON.COM, INC. (3)
5,727,163 Secure method for communicating credit card data when placing an order on a non-secure network 415 1995
5,715,399 Secure method and system for communicating a list of credit card numbers over a non-secure network 623 1995
5,960,411 Method and system for placing a purchase order via a communications network 1539 1997
 
AMAZON.COM HOLDINGS, INC. (1)
6,360,254 System and method for providing secure URL-based access to private resources 298 1999
 
PAYMENT PROCESSING, INC. (1)
2003/0229,590 Global integrated payment system 58 2002
 
SAN MATEO INTERNET ASSOCIATES, INC. (1)
2001/0049,628 On-line system for aggregation of purchase bonuses 101 2001
 
BLACKHAWK NETWORK, INC. (1)
5,956,695 Filter processor and method for implementing a program 279 1997
 
BRIGHT RESPONSE, LLC (3)
6,182,059 Automatic electronic message interpretation and routing system 190 1997
6,278,996 System and method for message process and response 121 1998
6,411,947 Automatic message interpretation and routing system 147 1998
 
Wireless Checking, Inc. (1)
2003/0125,969 Method and apparatus for processing financial transactions over a paging network 72 2001
 
YT ACQUISITION CORPORATION (8)
5,615,277 Tokenless security system for authorizing access to a secured computer system 363 1994
5,838,812 Tokenless biometric transaction authorization system 380 1996
5,805,719 Tokenless identification of individuals 459 1997
6,366,682 Tokenless electronic transaction system 168 1998
6,230,148 Tokenless biometric electric check transaction 156 1999
6,269,348 Tokenless biometric electronic debit and credit transactions 252 1999
6,154,879 Tokenless biometric ATM access system 290 1999
2009/0228,362 TOKENLESS BIOMETRIC ELECTRONIC FINANCIAL TRANSACTIONS VIA A THIRD PARTY IDENTICATOR 22 2009
 
BANK OF AMERICA CORPORATION (2)
6,128,602 Open-architecture system for real-time consolidation of information from multiple financial systems 375 1998
6,789,115 System for collecting, analyzing, and reporting high volume multi-web server usage 89 1999
 
The United States of America as represented by the Secretary of the Air Force (1)
5,189,606 Totally integrated construction cost estimating, analysis, and reporting system 257 1991
 
VESDIA CORPORATION (2)
6,345,261 Customer loyalty investment program 208 1999
2003/0004,809 Method and system for automatically calculating and managing consumer earned equity 44 2002
 
VEICON TECHNOLOGY, INC. (1)
5,958,007 Automatic and secure system for remote access to electronic mail and the internet 134 1997
 
NYTELL SOFTWARE LLC (1)
6,138,118 Method and system for reconciling concurrent streams of transactions in a database 200 1998
 
PALM, INC. (1)
5,276,311 Method and device for simplifying the use of a plurality of credit cards, or the like 632 1992
 
CUSTOMEDIA, LLC (1)
6,213,391 Portable system for personal identification based upon distinctive characteristics of the user 234 1997
 
SPENDINGMONEY, LLC (1)
5,864,830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card 386 1997
 
LOGICLINK CORPORATION (1)
5,987,498 Credit card operated computer on-line service communication system 300 1996
 
PAYBYCLICK CORPORATION--TEXAS (1)
7,249,099 Method and apparatus for conducting electronic commerce transactions using electronic tokens 61 2005
 
HYBRID KIOSKS, LLC (1)
2007/0011,089 Electronic savings transfers 79 2006
 
BANK ONE, DELAWARE, NATIONAL ASSOCIATION (2)
5,995,948 Correspondence and chargeback workstation 153 1997
7,072,864 Customer activated multi-value (CAM) card 141 2003
 
TWINTECH E.U. II, LIMITED LIABILITY COMPANY (1)
5,819,285 Apparatus for capturing, storing and processing co-marketing information associated with a user of an on-line computer service using the world-wide-web. 302 1995
 
SL SOFRTWARE, INC. (1)
5,682,524 Databank system with methods for efficiently storing non-uniform data records 284 1995
 
TTI INVENTIONS C LLC (1)
5,084,816 Real time fault tolerant transaction processing system 196 1989
 
AIT ADVANCED INFORMATION TECHNOLOGIES CORPORATION (1)
2002/0104,006 Method and system for securing a computer network and personal identification device used therein for controlling access to network components 126 2001
 
TOUCH TECHNOLOGIES, INC. (1)
5,544,086 Information consolidation within a transaction network 288 1994
 
eSpoc, Inc. (1)
6,785,810 System and method for providing secure transmission, search, and storage of data 126 1999
 
The MathWorks, Inc. (1)
7,139,686 Report generator for a mathematical computing environment 33 2000
 
Goeken Group Corp. (1)
5,617,474 Telephone handset having a latch-receiving opening in an enlarged inlet opening of a card-receiving slot 66 1990
 
The United States of America as represented by the Secretary of Commerce (2)
5,231,668 Digital signature algorithm 176 1991
6,202,066 Implementation of role/group permission association using object access type 249 1998
 
THE WESTERN UNION COMPANY (3)
7,440,923 Method and apparatus for preauthorizing electronic fund transfers without actual written authentication 10 1999
2003/0158,818 Systems and methods for operating loyalty programs 63 2002
2005/0125,296 Systems and methods for obtaining biometric information at a point of sale 40 2003
 
Pitney Bowes Inc. (1)
4,713,761 System for centralized processing of accounting and payment functions 285 1985
 
The Harrison Company, LLC (2)
6,009,415 Data processing technique for scoring bank customer relationships and awarding incentive rewards 266 1991
6,424,951 Data processing technique for scoring bank customer relationships and awarding incentive rewards 95 1999
 
ASSA ABLOY AB (1)
5,832,090 Radio frequency transponder stored value system employing a secure encryption protocol 101 1995
 
GOOGLE TECHNOLOGY HOLDINGS LLC (1)
6,105,006 Transaction authentication for 1-way wireless financial messaging units 119 1997
 
APPLE INC. (2)
6,714,987 Architecture for an IP centric distributed network 260 1999
2005/0198,634 Assigning tasks in a distributed system 25 2004
 
KABUSHIKI KAISHA TOSHIBA (4)
4,641,239 Automatic-transfer-transaction processing apparatus 119 1984
5,225,664 Mutual authentication system 69 1991
6,409,080 Portable electronic device and loyalty point system 76 2001
2004/0128,248 Method for managing account, method for performing settling, method for managing lot, computer readable recording medium, account managing/settling system, and lot managing system 22 2003
 
DISNEY ENTERPRISES, INC. (1)
5,963,915 Secure, convenient and efficient system and method of performing trans-internet purchase transactions 615 1996
 
AUTOGAS ACQUISITIONS CORP. (1)
2005/0261,916 Fuel dispensing system and method providing discounted prices to individually identified customers 37 2003
 
Printon AB (1)
6,992,786 Method and system for online creation and ordering of customized material for printing 45 2000
 
RAYTHEON COMPANY (1)
5,241,594 One-time logon means and methods for distributed computing systems 324 1992
 
SELFOO (1)
2004/0006,487 Centralised system and method for dispensing services to automatic sales terminals 33 2003
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (52)
4,661,658 Offline PIN validation with DES 73 1985
4,747,050 Transaction security system using time variant parameter 116 1987
5,560,008 Remote authentication and authorization in a distributed data processing system 347 1989
5,315,504 Electronic document approval system 88 1990
5,317,683 Method and apparatus for automated meeting agenda generation in a data processing system 105 1990
5,196,840 Secure communications system for remotely located computers 105 1990
5,469,576 Front end for file access controller 92 1993
5,604,490 Method and system for providing a user access to multiple secured subsystems 167 1994
5,532,920 Data processing system and method to enforce payment of royalties when copying softcopy books 433 1994
5,661,807 Authentication system using one-time passwords 107 1995
5,832,211 Propagating plain-text passwords from a main registry to a plurality of foreign registries 106 1995
5,838,903 Configurable password integrity servers for use in a shared resource environment 109 1995
5,862,323 Retrieving plain-text passwords from a main registry by a plurality of foreign registries 76 1995
5,592,553 Authentication system using one-time passwords 162 1996
5,826,023 Communications tunneling 66 1996
5,933,827 System for identifying new web pages of interest to a user 276 1996
5,796,827 System and method for near-field human-body coupling for encrypted communication with identification cards 239 1996
5,918,239 Deferred display of web pages corresponding to links selected by user 127 1997
6,104,716 Method and apparatus for lightweight secure communication tunneling over the internet 254 1997
6,684,384 Extensible object oriented framework for general ledger 65 1997
5,963,952 Internet browser based data entry architecture 191 1997
5,982,370 Highlighting tool for search specification in a user interface of a computer system 219 1997
6,000,033 Password control via the web 129 1997
6,092,192 Apparatus and methods for providing repetitive enrollment in a plurality of biometric recognition systems based on an initial enrollment 149 1998
6,505,773 Authenticated electronic coupon issuing and redemption 122 1998
6,178,511 Coordinating user target logons in a single sign-on (SSO) environment 220 1998
6,275,944 Method and system for single sign on using configuration directives with respect to target types 144 1998
6,580,814 System and method for compressing biometric models 49 1998
6,321,337 Method and system for protecting operations of trusted internal networks 286 1998
6,507,912 Protection of biometric data via key-dependent sampling 87 1999
6,651,168 Authentication framework for multiple authentication processes and mechanisms 139 1999
6,493,685 Electronic account presentation and response system and method 330 1999
6,256,664 Method and apparatus for computed relevance messaging 142 1999
6,751,654 Simulating web cookies for non-cookie capable browsers 62 1999
6,535,980 Keyless encryption of messages using challenge response 57 1999
6,470,357 System and method of enhanced directory services for telecommunications management network applications 50 1999
6,957,337 Method and apparatus for secure authorization and identification using biometrics without privacy invasion 81 1999
6,549,972 Method and system for providing control accesses between a device on a non-proprietary bus and a device on a proprietary bus 16 1999
6,725,269 System and method for maintaining multiple identities and reputations for internet interactions 129 1999
6,735,695 Methods and apparatus for restricting access of a user using random partial biometrics 145 1999
7,013,286 Generation, distribution, storage, redemption, validation and clearing of electronic coupons 125 1999
6,571,216 Differential rewards with dynamic user profiling 174 2000
7,039,714 Method of enabling an intermediary server to impersonate a client user's identity to a plurality of authentication domains 53 2000
6,976,164 Technique for handling subsequent user identification and password requests with identity change within a certificate-based host session 103 2000
6,819,219 Method for biometric-based authentication in wireless communication for access control 278 2000
6,965,939 Method and apparatus for processing requests in a network data processing system based on a trust association between servers 52 2001
7,134,075 Conversion of documents between XML and processor efficient MXML in content based routing networks 87 2001
2003/0004,794 Corporate rewards program overdraft method 19 2001
2003/0037,131 User information coordination across multiple domains 85 2001
6,641,050 Secure credit card 197 2001
2004/0054,931 Calendar based security object management 10 2002
2005/0240,474 Pattern based promotion evaluation 29 2005
 
U.S. BANK NATIONAL ASSOCIATION (2)
7,506,804 System and method for an integrated payment and reward card 32 2005
2010/0057,551 POINT-OF-SALE PURCHASE SYSTEM AND METHOD WITH OPTION OF PAYMENT USING LOYALTY POINTS 28 2008
 
AT&T IPM CORP. (2)
5,450,491 Authenticator card and system 132 1993
5,541,583 Arrangement for interrogating portable data communication devices 153 1995
 
ARUNACHALAM, LAKSHMI, DR. (1)
5,778,178 Method and apparatus for enabling real-time bi-directional transactions on a network 309 1996
 
FLEETBOSTON FINANCIAL CORPORATION (1)
5,677,955 Electronic funds transfer instruments 1052 1995
 
DATAMOTION TEXAS LLC (1)
6,684,248 Method of transferring data from a sender to a recipient during which a unique account for the recipient is automatically created if the account does not previously exist 98 2000
 
NORTHERN LIGHT WEB SEARCH (1)
2005/0131,721 System and method to facilitate sharing of information 6 2004
 
Agovino, Frank R. (1)
2003/0088,462 DEBIT CARD SYSTEM AND METHOD FOR IMPLEMENTING INCENTIVE AWARD PROGRAM 55 1999
 
Coin Acceptors, Inc. (1)
2005/0205,666 Loyalty automatic merchandiser system 41 2005
 
APPAGE CORPORATION (1)
5,903,878 Method and apparatus for electronic commerce 390 1997
 
U.S. BANCORP LICENSING, INC. (1)
2005/0060,579 SECURE NETWORK SYSTEM AND ASSOCIATED METHOD OF USE 25 2004
 
I NOVATION INC. (1)
6,662,215 System and method for content optimization 65 2000
 
GLOBAL ONLINE PROMOTIONS, INC. (1)
2001/0039,511 Lottery award promotional method and system 38 2000
 
HUMANA INC. (1)
2003/0154,403 Web-based security with controlled access to data and resources 85 2002
 
HOME ACCOUNT NETWORK, INC. (1)
5,852,811 Method for managing financial accounts by a preferred allocation of funds among accounts 547 1994
 
BLOCK FINANCIAL LLC (1)
6,014,645 Real-time financial card application system 471 1996
 
Gascard, Inc. (1)
4,891,503 Distributed authorization system 215 1988
 
UNITED HEALTH GROUP INCORPORATED (1)
2005/0256,794 Benefit financing arrangement 30 2005
 
Minolta Co., Ltd. (1)
6,075,519 Operational mode setting apparatus for display screen 52 1996
 
MIDNIGHT BLUE REMOTE ACCESS LLC (2)
6,292,786 Method and system for generating incentives based on substantially real-time product purchase information 398 1999
6,611,811 Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold 121 1999
 
Coordinated Data Services, Inc. (1)
5,878,405 Pension planning and liquidity management system 240 1996
 
SHEP DATA FUNDING LLC (1)
5,761,661 Data management system and method 127 1994
 
Zynga Inc. (4)
5,921,864 Electronic word puzzle game 78 1996
5,798,508 Postpaid traveler's checks 88 1996
6,006,205 Credit card billing method and system 146 1997
6,360,209 Credit card billing method and system 60 1999
 
Charter One Financial, Inc. (1)
2003/0225,688 Financial account transfer apparatus and method 54 2002
 
Phoenix Licensing, LLC (3)
5,987,434 Apparatus and method for transacting marketing and sales of financial products 492 1996
6,076,072 Method and apparatus for preparing client communications involving financial products and services 337 1997
6,999,938 Automated reply generation direct marketing system 90 1999
 
HARRAH'S OPERATING COMPANY, INC. (1)
5,761,647 National customer recognition system and method 676 1996
 
AT&T Bell Laboratories (2)
5,253,294 Secure transmission system 89 1983
5,311,594 Fraud protection for card transactions 337 1993
 
Principal Financial Services, Inc. (1)
2003/0167,199 Automated workflow means and method for pension products 12 2002
 
DEFAULT PROOF CREDIT CARD SYSTEMS, INC. (1)
2003/0088,470 System and process for debit card dispensing 27 2003
 
DEWAAY INVESTMENT PARTNERS, LLLP (1)
6,044,402 Network connection blocker, method, and computer readable memory for monitoring connections in a computer network and blocking the unwanted connections 117 1997
 
GOETEL COMMUNICATIONS CORP. (1)
5,546,452 Communications system using a central controller to control at least one network and agent system 261 1995
 
ASPEN MARKETING SERVICES, INC. (1)
5,983,196 Interactive computerized methods and apparatus for conducting an incentive awards program 220 1996
 
EOLAS TECHNOLOGIES INC. (1)
5,838,906 Distributed hypermedia method for automatically invoking external application providing interaction and display of embedded objects within a hypermedia document 667 1994
 
ASN HOLDINGS, LLC (1)
2002/0052,778 System and method for providing incentives to purchasers 103 2000
 
GENERAL ELECTRIC COMPANY (3)
4,845,347 Transaction system 75 1986
2002/0069,158 Method and system for providing a secured multi-purpose electronic account 30 2000
* 2002/0152,279 Personalized intranet portal 61 2001
 
Aztar Corporation (1)
2005/0075,889 Progressive customer reward program 61 2003
 
VERIZON PATENT AND LICENSING INC. (8)
6,088,451 Security system and method for network element access 402 1996
5,944,824 System and method for single sign-on to a plurality of network elements 408 1997
6,202,151 System and method for authenticating electronic transactions using biometric certificates 231 1997
6,067,531 Automated contract negotiator/generation system and method 152 1998
6,611,498 Integrated customer web station for web based call management 159 1998
7,225,249 Integrated systems for providing communications network management services and interactive generating invoice documents 254 1998
6,438,219 System, method and computer program product for achieving local number portability costing support 27 1999
2005/0216,421 Integrated business systems for web based telecommunications management 459 2005
 
SYNAPSE GROUP, INC. (1)
6,014,641 Method and apparatus for providing open-ended subscriptions to commodity items normally available only through term-based subscriptions 108 1996
 
MARS, INCORPORATED (1)
2002/0004,742 Time variable incentive for purchasing goods and services 29 2000
 
ZEDO, INC. (1)
* 2002/0069,105 Data processing system for targeted content 139 2000
 
E-TALK CORPORATION (2)
5,621,789 Method and system for integrating a plurality of call center agent performance enhancement modules 168 1993
5,684,870 Method and system for transferring calls and call-related data between a plurality of call centers 187 1996
 
TOSHIBA GLOBAL COMMERCE SOLUTIONS HOLDINGS CORPORATION (2)
6,016,476 Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security 606 1998
2006/0143,077 Method and system to ensure maintenance of individual government benefits in a retail environment 24 2004
 
GENERAL ELECTRIC CAPITAL CORPORATION (5)
6,970,830 Methods and systems for analyzing marketing campaigns 145 1999
7,003,476 Methods and systems for defining targeted marketing campaigns using embedded models and historical data 94 1999
7,006,979 Methods and systems for creating models for marketing campaigns 57 1999
7,010,495 Methods and systems for analyzing historical trends in marketing campaigns 45 1999
6,901,406 Methods and systems for accessing multi-dimensional customer data 114 2000
 
AGRATEC, LLC (1)
* 2002/0072,984 Method and apparatus for the distribution and sale of a branded product 32 2000
 
Cheyenne Property Trust (1)
5,841,869 Method and apparatus for trusted processing 126 1996
 
SNAPCHAT, INC. (1)
6,012,088 Automatic configuration for internet access device 649 1996
 
IMPERVA, INC. (1)
2008/0320,567 SYSTEM AND METHOD FOR PREVENTING WEB FRAUDS COMMITTED USING CLIENT-SCRIPTING ATTACKS 52 2008
 
PATRICK CUNNINGHAM GROUP, INC. (1)
2002/0107,788 Application and payment database system for lenders and builders and a method therefor 127 2001
 
ARRIS ENTERPRISES, INC. (2)
7,313,802 Method and system to provide deals and promotions via an interactive video casting system 51 2000
7,266,835 Method and apparatus for secure transactions in an interactive television ticker 45 2002
 
FRANCE TELECOM (1)
2002/0032,622 Shop management method and platform for performing the method 28 2001
 
ECOVA, INC. (1)
5,943,656 Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill consolidating, utility billing access and payment and utility provider consolidated billing systems 300 1997
 
METASWARM INC (1)
2006/0041,540 System and Method Relating to Dynamically Constructed Addresses in Electronic Messages 54 2005
 
F. POSZAT HU, L.L.C. (4)
5,754,840 System, method, and computer program product for developing and maintaining documents which includes analyzing a patent application with regards to the specification and claims 156 1996
6,609,104 Method and system for accumulating marginal discounts and applying an associated incentive 62 1999
6,516,302 Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds 101 1999
6,587,835 Shopping assistance with handheld computing device 1039 2000
 
GENERAL DYNAMICS C4 SYSTEMS, INC. (1)
5,381,332 Project management system with automated schedule and cost integration 192 1991
 
AT&T CORP. (3)
5,835,580 Method and apparatus for automated provisioning and billing of communication services 225 1996
5,950,174 Affiliation-based arrangement for billing 154 1997
2007/0283,436 Method and apparatus for large-scale automated distributed denial of service attack detection 18 2006
 
AMERICA ONLINE, INC. (1)
2005/0278,641 Javascript Calendar Application Delivered to a Web Browser 169 2003
 
INTERNATIONAL TECHNOLOGIES & SYSTEMS, CORPORATION (4)
D491953 Proximity interface with advertising insert for transaction acceptance systems 73 2002
D490840 Proximity interface for transaction acceptance systems 58 2002
D491186 Magnetic stripe simulacrum for transaction acceptance systems 63 2002
D498236 Coreless inductor magnetic stripe simulacrum for transaction acceptance systems 56 2003
 
EXPERIAN INFORMATION SOLUTIONS, INC. (1)
6,925,441 System and method of targeted marketing 156 1997
 
FITBIT, INC. (3)
2006/0249,574 Automated payment card fraud detection and location 76 2006
2007/0136,211 FINANCIAL TRANSACTIONS WITH DYNAMIC CARD VERIFICATION VALUES 105 2006
2007/0208,671 FINANCIAL TRANSACTIONS WITH DYNAMIC PERSONAL ACCOUNT NUMBERS 77 2006
 
PLANETJAM MEDIA GROUP, INC. (1)
2002/0010,621 Incentives for content consumption 52 2001
 
RESEARCH IN MOTION LIMITED (1)
6,868,391 Tele/datacommunications payment method and apparatus 195 1998
 
Spot Metals Online (1)
5,715,402 Method and system for matching sellers and buyers of spot metals 528 1995
 
MSHIFT, INC. (1)
6,950,881 System for converting wireless communications for a mobile device 30 2000
 
DIGICASH INCORPORATED (1)
2007/0179,883 System and method and computer readable code for visualizing and managing digital cash 62 2006
 
hyperWallet Systems, Inc. (1)
7,177,830 On-line payment system 27 2003
 
VINDICATOR CORPORATION (1)
5,001,755 Security system network 54 1990
 
TOTAL SYSTEMS SERVICES, INC. (1)
2004/0210,531 System and method for single event authorization control of transactions 48 2002
 
TOTAL SYSTEMS INTEGRATORS, INC. (1)
5,842,421 Power and free conveyor system utilizing power track and dog elevation to prevent jamming conditions at transfers and switches 23 1996
 
AVAYA INC. (2)
5,740,231 Network-based multimedia communications and directory system and method of operation 524 1994
6,161,182 Method and apparatus for restricting outbound access to remote equipment 116 1998
 
Yodlee.com, Inc. (3)
6,199,077 Server-side web summary generation and presentation 279 1999
2002/0023,108 AUTOMATIC WEB FORM INTERACTION PROXY 97 1999
7,225,464 Method for verifying the identity of a user for session authentication purposes during Web navigation 43 2002
 
eCardless Bancorp, Ltd. (1)
2004/0019,563 Purchasing on the internet using verified order information and bank payment assurance 26 2003
 
The Beacon Journal Publishing Company (1)
2002/0095,443 Method for automated generation of interactive enhanced electronic newspaper 38 2002
 
ESCHER GROUP, LTD., THE (1)
2002/0042,808 Method and apparatus for linking data and objects 20 2001
 
Financial Engines, Inc. (1)
5,918,217 User interface for a financial advisory system 353 1997
 
Powell, Raymond H.J. (1)
2003/0233,255 METHOD OF COORDINATING MAINTENANCE OF VITAL PATIENT DATA AND SOFTWARE THEREFOR 22 1999
 
WILMINGTON TRUST, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT (7)
5,511,117 Integrated voice and business transaction reporting for telephone call centers 115 1994
5,675,637 Method for automatically obtaining and presenting data from multiple data sources 163 1995
5,640,577 Data processing system with automated at least partial forms completion 395 1995
5,724,424 Digital active advertising 1062 1995
5,790,650 Telephone call center management system which supports multi-user and separate private applications 120 1996
5,963,635 Method and apparatus for providing result-oriented customer service 242 1996
6,298,356 Methods and apparatus for enabling dynamic resource collaboration 165 1998
 
CATALINA MARKETING CORPORATION (13)
5,644,723 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 488 1994
5,832,457 Method and apparatus for selective distribution of discount coupons based on prior customer behavior 616 1995
5,642,485 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 482 1995
5,649,114 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 581 1995
5,687,322 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 800 1995
5,710,886 Electric couponing method and apparatus 593 1995
6,334,108 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 183 1996
6,424,949 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 210 1997
6,795,809 Method and apparatus for logging system test data in a POS system 51 1998
6,298,330 Communicating with a computer based on the offline purchase history of a particular consumer 224 1999
6,684,195 Method and system for selective incentive point-of-sale marketing in response to customer shopping histories 142 2000
2002/0133,401 Method and system for accumulating coupon values in an account for future redemption 24 2001
2003/0216,967 Electronic promotions systems 113 2003
 
Corpra Research, Inc. (1)
4,575,621 Portable electronic transaction device and system therefor 423 1984
 
U.S. PHILIPS CORPORATION (1)
4,890,324 Enciphering/deciphering method and arrangement for performing the method 15 1987
 
SANDCHERRY NETWORKS, INC. (1)
7,185,094 Media session framework using a control module to direct and manage application and service servers 53 2001
 
CATALINA MARKETING INTERNATIONAL, INC. (1)
2001/0023,407 Method and apparatus for distributing and redeeming offers and incentives 46 2001
 
BARTON PATENT 533 LLC (1)
6,164,533 Point of sale automatic savings program contribution system 200 1998
 
OKI ELECTRIC INDUSTRY CO., LTD. (2)
4,877,947 Transaction processing system 238 1987
2005/0273,425 Acceptance/reception separating system in financial institution 22 2005
 
ROSE BLUSH SOFTWARE LLC (1)
5,991,780 Computer based system, method, and computer program product for selectively displaying patent text and images 130 1998
 
FOLETTA, WAYNE S., SUNNYVALE, CALIFORNIA (1)
4,650,981 Credit card with active electronics 177 1984
 
SUN MICROSYSTEMS, INC. (1)
2005/0015,490 System and method for single-sign-on access to a resource via a portal server 30 2003
 
TANDEM COMPUTERS INCORPORATED (1)
4,723,246 Integrated scrambler-encoder using PN sequence generator 44 1985
 
FUJI XEROX CO., LTD. (1)
2006/0274,970 Image processing device, method, and storage medium which stores a program 22 2005
 
OFFICIAL PAYMENTS CORPORATION (2)
5,870,724 Targeting advertising in a home retail banking delivery service 501 1995
6,202,054 Method and system for remote delivery of retail banking services 433 1998
 
Individual Network LLC (1)
6,735,778 Method and system for providing home shopping programs 17 2002
 
INVENSYS SYSTEMS, INC. (1)
2002/0069,172 Method and system for administering a concurrent user licensing agreement on a manufacturing/process control information portal server 34 2001
 
INTERNET MEDIA INTERACTIVE CORPORATION (1)
6,049,835 System for providing easy access to the World Wide Web utilizing a published list of preselected Internet locations together with their unique multi-digit jump codes 160 1996
 
HIP Consult Inc. (1)
2007/0295,803 APPARATUS AND METHOD FOR FACILITATING MONEY OR VALUE TRANSFER 123 2006
 
CARDIS ENTERPRISE INTERNATIONAL N.V. (1)
6,065,675 Processing system and method for a heterogeneous electronic cash environment 318 1998
 
SYMANTEC CORPORATION (1)
6,408,389 System for supporting secured log-in of multiple users into a plurality of computers using combined presentation of memorized password and transportable passport record 61 2000
 
BOUYANT HOLDINGS LIMITED (1)
2009/0100,508 METHOD AND APPARATUS FOR THE SECURE IDENTIFICATION OF THE OWNER OF A PORTABLE DEVICE 18 2008
 
BPREPAID, LLC (1)
2005/0125,315 System for account management and method therefor 38 2003
 
DIALWARE INC. (1)
2004/0031,856 Physical presence digital authentication system 218 2003
 
SEIKO EPSON CORPORATION (2)
* 2002/0032,724 Web page transmission system, web page transmission method and storage medium 6 2001
2002/0194,071 Reward system and apparatus used therefor 22 2002
 
XEROX CORPORATION (3)
5,857,023 Space efficient method of redeeming electronic payments 35 1996
7,051,199 System, method and article of manufacture for providing cryptographic services utilizing a network 30 2000
2007/0019,806 System and method for establishing secondary channels 12 2006
 
PENDRAGON NETWORKS LLC (1)
6,317,834 Biometric authentication system with encrypted models 175 1999
 
LAAGE, MARIA THERESA, MS (1)
6,931,382 Payment instrument authorization technique 107 2001
 
SILICON VALLEY BANK (1)
6,915,271 Method and system for delivering redeeming dynamically and adaptively characterized promotional incentives on a computer network 200 1999
 
INSTITUTE FOR INFORMATION SCIENCES (1)
2003/0051,026 Network surveillance and security system 394 2001
 
MASTERCARD INTERNATIONAL INCORPORATED (6)
5,023,782 Travelers cheque transaction terminal 267 1990
5,692,132 System and method for conducting cashless transactions on a computer network 566 1995
5,699,528 System and method for bill delivery and payment over a communications network 1090 1995
2001/0027,441 System and method for conducting electronic commerce with a remote wallet server 146 2001
2008/0133,350 METHOD AND APPARATUS FOR REWARD REDEMPTION AT THE POINT OF INTERACTION 38 2007
2009/0171,778 METHODS AND SYSTEMS FOR APPLYING A REWARDS PROGRAM PROMOTION TO PAYMENT TRANSACTIONS 30 2007
 
Tele-Publishing, Inc. (1)
6,073,105 Interactive personals online network method and apparatus 278 1997
 
OPTIMIZEUSA, INC. (1)
2003/0088,489 Automated investment advisory software and method 37 2000
 
SOCIETE NATIONALE ELF AQUITAINE (1)
5,302,810 Method for rapid and uniform heating of a multilayer assembly comprising at least one thin layer based on an ion-conducting macromolecular material interleaved between two structures with high electronic conduction 16 1991
 
UBS PAINEWEBBER INC. (1)
2003/0040,995 Benefit provider system and method 50 2001
 
ERN, LLC (1)
2002/0026,365 Method and system for electronic payment and check guarantee 29 2001
 
TELEBUYER, LLC (1)
5,412,708 Videophone system for scrutiny monitoring with computer control 180 1993
 
XL TRANSISTORS LIMITED LIABILITY COMPANY (2)
5,450,134 Video facility management system for encoding and decoding video signals to facilitate identification of the video signals 125 1993
5,557,334 Apparatus for tracking the flow of video signals by incorporating patterns of machine readable signals which will appear at predetermined locations of a television picture 113 1995
 
National Bancard Corporation (1)
5,432,326 Systems and methods for operating data card terminals for transaction chargeback protection 80 1994
 
SYSTEMS & COMPUTER TECHNOLOGY CORPORATION (2)
2002/0029,269 Methods and systems for coordinating the termination of sessions on one or more systems 61 2001
7,093,020 Methods and systems for coordinating sessions on one or more systems 82 2001
 
The 41st Parameter, Inc. (1)
2007/0234,409 SYSTEMS AND METHODS FOR DETECTION OF SESSION TAMPERING AND FRAUD PREVENTION 55 2007
 
BUZZMETRICS, LTD. (1)
7,197,470 System and method for collection analysis of electronic discussion methods 56 2000
 
BUYERLEVERAGE (1)
2003/0158,776 Buyer-driven targeting of purchasing entities 144 2001
 
Intellicard International, Inc. (1)
4,614,861 Unitary, self-contained card verification and validation system and method 655 1984
 
KONINKLIJKE PHILIPS ELECTRONICS N.V. (1)
2004/0039,940 Hardware-based packet filtering accelerator 37 2002
 
REWARDS SYSTEMS, INC. (1)
2004/0215,507 Fully funded reward program 70 2002
 
3M INNOVATIVE PROPERTIES COMPANY (1)
5,781,909 Supervised satellite kiosk management system with combined local and remote data storage 233 1996
 
NETSILICA, INC. (1)
2003/0046,587 Secure remote access using enterprise peer networks 227 2002
 
TELEFONAKTIEBOLAGET L M ERICSSON (PUBL) (1)
5,724,423 Method and apparatus for user authentication 103 1995
 
FORD MOTOR COMPANY (1)
6,684,212 System and method for data sharing between members of diverse organizations 36 2000
 
IDLOYALTY, LLC (1)
6,070,147 Customer identification and marketing analysis systems 535 1996
 
TRIDIM INNOVATIONS LLC (1)
5,847,709 3-D document workspace with focus, immediate and tertiary spaces 169 1996
 
III HOLDINGS 1, LLC (13)
2001/0034,720 System for facilitating a transaction 255 2001
2001/0054,003 System and method for using loyalty points 374 2001
2003/0225,618 System and method for exchanging loyalty points for acquisitions 56 2002
2003/0236,712 System and method for distributing vouchers 56 2003
2005/0086,103 Electronic shopping cart for transactions 31 2003
2005/0033,619 METHOD AND SYSTEM FOR TRACKING USER PERFORMANCE 82 2004
2005/0203,824 A SYSTEM AND METHOD FOR USING CASH REBATES 45 2004
2006/0004,629 Deferred loyalty points redemption method 74 2004
2005/0171,898 SYSTEMS AND METHODS FOR MANAGING MULTIPLE ACCOUNTS ON A RF TRANSACTION DEVICE USING SECONDARY IDENTIFICATION INDICIA 177 2004
2005/0197,904 Credit card reward program 36 2005
2005/0160,003 SYSTEM AND METHOD FOR INCENTING RFID TRANSACTION DEVICE USAGE AT A MERCHANT LOCATION 44 2005
7,506,806 Smartcard transaction method and system using fingerprint recognition 44 2007
7,686,218 System and method for exchanging loyalty points for acquisitions 32 2007
 
AT&T Technologies, Inc. (1)
4,605,844 Computerized transaction card with inductive data transfer 149 1985
 
Mantra Technologies, Inc. (1)
5,926,812 Document extraction and comparison method with applications to automatic personalized database searching 162 1997
 
BACK PAGES INC. (1)
5,513,102 Data processing methods of implementing an award to an authorized user of a credit card 338 1994
 
RPX CLEARINGHOUSE LLC (2)
6,092,196 HTTP distributed remote user authentication system 531 1997
6,101,486 System and method for retrieving customer information at a transaction center 240 1998
 
More Magic Holdings, Inc. (1)
6,343,323 Resource retrieval over a source network determined by checking a header of the requested resource for access restrictions 51 1998
 
KONINKLIJKE KPN N.V. (1)
6,042,006 Authentication system wherein definition signals of two devices are altered, communicated between the two devices, and compared 59 1997
 
FACEBOOK, INC. (3)
5,657,390 Secure socket layer application program apparatus and method 392 1995
6,014,638 System for customizing computer displays in accordance with user preferences 659 1996
5,825,890 Secure socket layer application program apparatus and method 233 1997
 
EURONET WORLDWIDE, INC. (1)
2004/0078,332 System and method for purchasing goods and services through data network access points over a point of sale network 73 2003
 
THE GOLUB CORPORATION (2)
2003/0033,252 Methods and systems for check processing using blank checks at a point-of-sale 46 2001
2004/0044,606 Methods and systems for check processing 42 2003
 
W. & T. Avery Limited (1)
5,352,877 Non-contact transaction system with token presence detection 67 1992
 
MCAFEE, INC. (1)
6,584,508 Advanced data guard having independently wrapped components 98 1999
 
STRATEGIC PROCESSING CORPORATION (1)
4,799,156 Interactive market management system 1799 1986
 
CITIBANK, N.A. (18)
5,557,518 Trusted agents for open electronic commerce 883 1994
5,710,889 Interface device for electronically integrating global financial services 719 1995
5,866,889 Integrated full service consumer banking system and system and method for opening an account 178 1995
5,659,165 Customer-directed, automated process for transferring funds between accounts via a communications network 348 1995
5,966,695 Sales and marketing support system using a graphical query prospect database 445 1995
5,642,419 Method for acquiring and revalidating an electronic credential 300 1995
6,049,782 Relationship management system and process for pricing financial instruments based on a customer's relationship with a financial institution 295 1996
5,930,764 Sales and marketing support system using a customer information database 487 1996
6,088,686 System and method to performing on-line credit reviews and approvals 616 1996
6,029,153 Method and system for analyzing and handling the customer files of a financial institution 125 1997
6,081,790 System and method for secure presentment and payment over open networks 300 1998
6,381,587 Method and system for standardizing and reconciling invoices from vendors 63 1998
6,226,623 Global financial services integration system and process 431 1998
7,010,512 Transfer instrument 93 1998
6,131,810 Integrated full service consumer banking system and system and method for opening an account 293 1999
6,385,652 Customer access solutions architecture 88 1999
6,349,290 Automated system and method for customized and personalized presentation of products and services of a financial institution 324 1999
7,092,905 Systems and methods for the processing of financial transactions 78 2001
 
PLURIS SAVINGS NETWORKS, LLC (1)
6,105,865 Financial transaction system with retirement saving benefit 426 1998
 
NEW FIRST CITY, TEXAS - AUSTIN, N.A. (1)
4,725,719 Restricted purpose, commercial, monetary regulation method 199 1986
 
ROCKET SOFTWARE, INC. (1)
5,305,456 Apparatus and method for computer system integrated security 48 1991
 
METRO88 PARTNERSHIP (2)
2001/0054,059 Opt-in electronic mail advertising for internet radio network 42 2001
2001/0034,651 Earning and using benefits for responses to internet advertising at a merchant location 36 2001
 
PROGRESS FEDERAL SAVINGS BANK (1)
5,495,981 Transaction card mailer and method of making 128 1994
 
RATEZE REMOTE MGMT. L.L.C. (2)
5,765,141 Computerized merchandising system 307 1995
5,870,718 Computer-printer terminal for producing composite greeting and gift certificate card 292 1996
 
CARLSON MARKETING GROUP, INC. (1)
2005/0242,179 Loyalty system incorporating embedded incentives 25 2005
 
OPEN NETWORK SOLUTIONS, INC. (3)
5,742,845 System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network 537 1995
5,898,838 Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence 219 1997
5,905,908 Open network system for I/O operations with non-standard I/O devices utilizing extended protocol including device identifier and identifier for operation to be performed with device 218 1997
 
AFFINION LOYALTY GROUP, INC. (1)
2006/0161,478 System, method and computer program product for currency redemption in loyalty reward programs 19 2006
 
SPINDLE MOBILE, INC. (1)
5,991,738 Automated credit card processing 101 1997
 
PRICELINE.COM LLC (1)
5,794,207 Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers 1744 1996
 
ZIH CORP. (1)
5,680,459 Passive transponder 131 1995
 
TRANSAMERICA BUSINESS CREDIT CORPORATION (1)
5,991,751 System, method, and computer program product for patent-centric and group-oriented data processing 314 1997
 
DIEBOLD, INCORPORATED (1)
7,080,036 Automated banking machine development method 37 2000
 
Intellect Australia Pty Ltd. (2)
6,091,817 Host and user transaction system 142 1997
6,095,412 Host and user transaction system 155 1997
 
KNAPP INVESTMENT COMPANY LIMITED (1)
2005/0246,627 System and method for creating and maintaining a web site 70 2005
 
OGILVIE, JOHN (1)
2006/0095,350 Funds collection tools and techniques 30 2005
 
CITICORP DEVELOPMENT CENTER, INC. (2)
5,485,370 Home services delivery system with intelligent terminal emulator 248 1993
6,889,198 Method and system for tracking smart card loyalty points 42 1999
 
DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED (1)
6,315,195 Transaction apparatus and method 273 1998
 
MARITZ INC. (2)
2002/0120,497 System and method for operating an awards redemption program 23 2001
2002/0123,926 System and method for implementing a loyalty program incorporating on-line and off-line transactions 101 2001
 
H-Renee, Incorporated (1)
4,992,940 System and method for automated selection of equipment for purchase through input of user desired specifications 1285 1989
 
CITICORP CREDIT SERVICES, INC. (USA) (12)
5,825,003 Customer-directed, automated process for transferring funds between accounts using a holding account and local processing 132 1997
5,963,647 Method and system for transferring funds from an account to an individual 260 1997
5,933,816 System and method for delivering financial services 464 1997
6,012,049 System for performing financial transactions using a smartcard 193 1998
6,289,324 System for performing financial transactions using a smart card 172 2000
7,137,006 Method and system for single sign-on user access to multiple web servers 110 2000
2004/0010,462 Method and system for a multi-purpose transactional platform 196 2003
2004/0143,526 Establishing, modifying, and customizing account-based products 34 2003
2005/0144,143 Method and system for identity theft prevention, detection and victim assistance 37 2004
2006/0080,230 Method and system for identity theft prevention, detection and victim assistance 57 2004
2005/0251,446 Methods and systems for integration of multiple rewards programs 35 2005
2005/0234,773 Credit card mileage rewards program, system and method 31 2005
 
Indala Corporation (1)
5,382,784 Hand-held dual technology identification tag reading head 248 1993
 
SMART VOUCHER LIMITED (1)
2003/0158,782 Electronic processing system 26 2003
 
EXTREME NETWORKS, INC. (1)
7,152,242 Modular system for detecting, filtering and providing notice about attack events associated with network security 69 2002
 
THOMSON CORPORATION, THE (1)
2005/0114,254 Financial-information systems, methods, interfaces, and software 21 2004
 
CISCO TECHNOLOGY, INC. (8)
5,848,143 Communications system using a central controller to control at least one network and agent system 251 1996
6,311,275 Method for providing single step log-on access to a differentiated computer network 98 1998
6,424,947 Distributed IRD system 181 1998
6,219,706 Access control for networks 318 1998
6,253,327 Single step network logon based on point to point protocol 157 1998
6,687,222 Backup service managers for providing reliable network services in a distributed environment 129 1999
6,775,783 Client security for networked applications 21 1999
6,847,991 Data communication among processes of a network component 92 2001
 
FDR INTERACTIVE TECHNOLOGIES, 200 VESEY STREET, NEW YORK, NEW YORK, 10285, A NY PARTNERSHIP (1)
5,016,270 Expanded telephone data organization system 145 1989
 
CITRIX SYSTEMS INTERNATIONAL GMBH (1)
6,243,816 Single sign-on (SSO) mechanism personal key manager 195 1998
 
KLUG, JOHN (1)
6,615,251 Method for providing node targeted content in an addressable network 68 1999
 
GRAU, EDWARD (1)
2003/0149,629 Method of point of sale investment 33 2002
 
J.P. MORGAN CHASE & CO. (1)
2005/0251,470 Mutual fund card method and system 27 2005
 
WALKER ASSET MANAGEMENT LTD. PARTNERSHIP (2)
5,923,763 Method and apparatus for secure document timestamping 169 1996
5,828,751 Method and apparatus for secure measurement certification 104 1996
 
PROACT TECHNOLOGIES CORP. (1)
2002/0184,507 Centralized single sign-on method and system for a client-server environment 93 2001
 
EMC CORPORATION (2)
5,367,572 Method and apparatus for personal identification 103 1992
5,818,936 System and method for automically authenticating a user in a distributed network system 168 1996
 
INTEL CORPORATION (3)
5,664,115 Interactive computer system to match buyers and sellers of real estate, businesses and other property using the internet 887 1995
6,792,572 Method and apparatus to approve documents 18 2000
2005/0131,761 Mobile digital coupons 105 2003
 
SMART TONE, INC. (3)
5,583,933 Method and apparatus for the secure communication of data 148 1994
5,745,555 System and method using personal identification numbers and associated prompts for controlling unauthorized use of a security device and unauthorized access to a resource 190 1996
5,825,871 Information storage device for storing personal identification information 194 1996
 
CAMBRIDGE DISPLAY TECHNOLOGY LIMITED (1)
5,653,914 Electroluminescent device comprising a chromophoric polymeric composition 149 1995
 
ONLINE RESOURCES & COMMUNICATIONS INC. (1)
5,220,501 Method and system for remote delivery of retail banking services 1462 1989
 
ACTIVANT SOLUTIONS INC. (1)
5,765,143 Method and system for inventory management 299 1995
 
LOUDCLOUD, INC. (1)
* 2002/0161,901 System for communicating with servers using message definitions 12 2001
 
ADOBE SYSTEMS INCORPORATED (2)
7,003,565 Clickstream data collection technique 50 2001
6,766,370 Internet website traffic flow analysis using timestamp data 118 2002
 
TRILEGIANT LOYALTY SOLUTIONS, INC. (2)
2003/0200,142 On-line employee incentive system 111 2002
2002/0188,511 Interactive online point redemption system 76 2002
 
PINPOINT INCORPORATED (1)
5,835,087 System for generation of object profiles for a system for customized electronic identification of desirable objects 1211 1995
 
SONUS NETWORKS, INC. (1)
2003/0159,072 Single sign-on for multiple network -based services 95 2003
 
XATRA FUND MX, LLC (1)
2004/0239,481 METHOD AND SYSTEM FOR FACIAL RECOGNITION BIOMETRICS ON A FOB 69 2004
 
AUCTNYC 20 LLC (1)
5,969,318 Gateway apparatus for designing and issuing multiple application cards 188 1997
 
NEC CORPORATION (4)
4,663,500 Cryptographic system 26 1986
2002/0049,605 Electronic business transaction system including server device, client device and connecting terminal used therein 22 2001
6,938,158 Single sign-on system and single sign-on method for a web site and recording medium 57 2001
2005/0071,637 Password authenticating apparatus, method, and program 27 2004
 
SENSCOM, INC. (1)
2002/0120,571 Wireless financial system 46 2001
 
Lykes Bros., Inc. (1)
5,666,493 System for managing customer orders and method of implementation 490 1993
 
WALKER DIGITAL MANAGEMENT LIMITED PARTNERSHIP (1)
5,884,274 System and method for generating and executing insurance policies for foreign exchange losses 159 1996
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (36)
5,768,382 Remote-auditing of computer generated outcomes and authenticated biling and access control system using cryptographic and other protocols 944 1995
5,871,398 Off-line remote system for lotteries and games of skill 619 1996
5,947,747 Method and apparatus for computer-based educational testing 183 1996
5,825,863 Prepaid limited usage calling card 156 1996
5,970,143 Remote-auditing of computer generated outcomes, authenticated billing and access control, and software metering system using cryptographic and other protocols 662 1996
5,884,270 Method and system for facilitating an employment search incorporating user-controlled anonymous communications 214 1996
5,884,272 Method and system for establishing and maintaining user-controlled anonymous communications 283 1996
5,995,976 Method and apparatus for distributing supplemental information related to printed articles 113 1996
5,949,875 Parallel data network billing and collection system 115 1996
6,012,983 Automated play gaming device 603 1996
6,001,016 Remote gaming device 683 1996
5,946,388 Method and apparatus for priority queuing of telephone calls 199 1997
5,970,478 Method, apparatus, and program for customizing credit accounts 226 1997
5,909,486 Method and apparatus for awarding and redeeming prepaid telephone time 159 1997
6,010,404 Method and apparatus for using a player input code to affect a gambling outcome 207 1997
6,014,439 Method and apparatus for entertaining callers in a queue 143 1997
5,978,467 Method and apparatus for enabling interaction between callers with calls positioned in a queue 123 1997
6,088,444 Method and apparatus for value-based queuing of telephone calls 83 1997
5,926,796 Method and apparatus for selling subscriptions to periodicals in a retail environment 171 1997
5,737,414 900 number billing and collection system and method for on-line computer services 167 1997
5,949,044 Method and apparatus for funds and credit line transfers 373 1997
6,144,948 Instant credit card marketing system for reservations for future services 372 1997
5,945,653 System and method for establishing and executing functions to affect credit card accounts and transactions 332 1997
6,119,093 System for syndication of insurance 204 1997
5,970,470 System and method for establishing and managing subscription purchase agreements including commitments to purchase goods over time at agreed upon prices 191 1997
6,119,099 Method and system for processing supplementary product sales at a point-of-sale terminal 233 1997
6,018,718 Method and system for processing customized reward offers 372 1997
6,163,771 Method and device for generating a single-use financial account number 296 1997
6,208,978 System and method for issuing security deposit guarantees based on credit card accounts 122 1997
6,064,987 Method and apparatus for providing and processing installment plans at a terminal 256 1997
6,128,599 Method and apparatus for processing customized group reward offers 439 1997
6,049,778 Method and apparatus for administering a reward program 391 1997
5,999,596 Method and system for controlling authorization of credit card transactions 207 1998
5,967,896 Method and apparatus for controlling a gaming device having a plurality of balances 233 1998
6,336,104 Method and apparatus for providing and processing installment plans at a terminal 84 1999
6,434,534 Method and system for processing customized reward offers 109 1999
 
WALKER DIGITAL, LLC (2)
6,024,640 Off-line remote lottery system 443 1997
6,138,106 Dynamically changing system for fulfilling concealed value gift certificate obligations 151 1997
 
AFFINION NET PATENTS, INC. (3)
6,578,012 Fully integrated, on-line interactive frequency and award redemption program 82 1999
2003/0036,952 Redemption system for award redemption 36 2001
2003/0195,805 On-line, interactive frequency and award redemption program 27 2003
 
DANA AUTOMOTIVE SYSTEMS GROUP, LLC (1)
6,832,587 Plastic valve cover with integrated metal 29 2003
 
MICRO ENHANCEMENT INTERNATIONAL (1)
7,024,374 Targeted marketing and purchase behavior monitoring system 82 2000
 
PRUDENTIAL SECURITIES CREDIT CORPORATION, LLC (2)
5,550,734 Computerized healthcare accounts receivable purchasing collections securitization and management system 395 1993
5,704,044 Computerized healthcare accounts receivable purchasing, collections, securitization and management system 376 1996
 
INTUIT INC. (3)
5,903,881 Personal online banking with integrated online statement and checkbook user interface 558 1997
7,395,241 Consumer-directed financial transfers using automated clearinghouse networks 64 2000
2003/0204,460 Data collection and transaction initiation using a financial messaging protocol 56 2003
 
ALCATEL-LUCENT USA INC. (1)
6,014,636 Point of sale method and system 327 1997
 
AMSTRAD PUBLIC LIMITED COMPANY (1)
5,537,473 Video recorder system 70 1995
 
CITIBANK (NEW YORK STATE) INC. (1)
5,056,019 Automated purchase reward accounting system and method 628 1989
 
HRB TAX GROUP, INC. (1)
7,539,635 System and method for generating a personalized tax advice document 19 2003
 
L. R. G., 1800 NORTHERN BOULEVARD, ROSLYN, NEW YORK, 11576 (1)
4,752,676 Reliable secure, updatable "cash" card system 240 1985
 
WANG SOFTWARE N.Y., INC. (2)
5,446,740 Method of and apparatus for processing data at a remote workstation 183 1993
5,568,489 Method and apparatus for processing data received at a remote workstation 185 1995
 
CITICORP (2)
5,914,472 Credit card spending authorization control system 514 1997
6,188,309 Method and apparatus for minimizing credit card fraud 119 1998
 
PLUSNETMARKETING, INC. (2)
2002/0161,641 Method and system for redeeming product marketing rebates 56 2002
2004/0215,514 METHOD AND SYSTEM FOR REDEEMING PRODUCT MARKETING REBATES 46 2003
 
OGENISYS, INC. (1)
6,938,048 Universal task management system, method and product for automatically managing remote workers, including automatically training the workers 98 2001
 
HELP/SYSTEMS, LLC (1)
6,134,549 Client/server computer system having personalizable and securable views of database data 167 1995
 
WASHINGTON MUTUAL BANK, F.A. (1)
5,734,838 Database computer architecture for managing an incentive award program and checking float of funds at time of purchase 446 1995
 
TADASHI ETOH (INDIVIDUAL) (1/2 OF RIGHT) (1)
6,260,026 Credit card information management system 133 1997
 
JDA SOFTWARE GROUP, INC (1)
6,983,421 Using connectors to automatically update graphical user interface elements at a client system according to an updated state of a configuration 80 2002
 
eCharge Corporation (1)
7,249,097 Method for ordering goods, services, and content over an internetwork using a virtual payment account 114 2003
 
BCE EMERGIS TECHNOLOGIES, INC. (1)
6,044,362 Electronic invoicing and payment system 432 1997
 
PrivaSys (1)
2007/0034,700 Electronic cards and methods for making same 159 2006
 
AMERICAN EXPRESS COMPANY (1)
4,453,074 Protection system for intelligent cards 373 1981
 
NetBuck Payment Service Co., Ltd. (1)
2003/0216,998 System and method for establishing and processing online transaction account based on awards resulting from transactions 22 2002
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (3)
2002/0046,116 System and method for loyalty program distribution and settlement 81 2001
2002/0128,977 Microchip-enabled online transaction system 116 2001
2005/0149,386 AUTHORIZING THIRD PARTY PARTICIPANTS 29 2003
 
VERANCE CORPORATION (1)
6,912,315 Pre-processed information embedding system 70 2000
 
SECURITY AND INTRUSION DETECTION RESEARCH LABS, LLC (1)
2002/0078,382 Scalable system for monitoring network system and components and methodology therefore 166 2001
 
BOTTOMLINE TECHNOLOGIES (DE) INC. (3)
6,223,168 Automatic remittance delivery system 200 1998
6,856,970 Electronic financial transaction system 114 2000
2003/0167,229 Modular business transations platform 69 2001
 
SENA CONSULTING INC. (1)
2003/0070,069 Authentication module for an enterprise access management system 59 2001
 
ValueCentric Marketing Group, Inc. (1)
2008/0262,915 Loyalty rewards management and processing system and method 23 2007
 
SAMSUNG ELECTRONICS CO., LTD. (3)
2003/0131,357 Method and apparatus for displaying additional information linked to digital TV program 35 2002
2003/0193,657 Range finder device and camera 34 2003
2003/0193,657 Range finder device and camera 34 2003
 
VISA INTERNATIONAL SERVICE ASSOCIATION (8)
4,701,601 Transaction card with magnetic stripe emulator 461 1985
5,465,206 Electronic bill pay system 801 1993
5,703,344 Electronic funds confirmation at point of transaction 352 1995
5,621,201 Automated purchasing control system 439 1996
5,920,847 Electronic bill pay system 729 1996
5,963,925 Electronic statement presentment system 451 1997
6,560,581 System and method for secure electronic commerce transaction 318 1998
2002/0178,112 Point of sale check service 136 2001
 
CHASE BANK USA, N.A. (4)
7,163,153 Selectable multi-purpose card 210 2003
2007/0265,924 System and method for funding a collective account by use of an electronic tag 56 2007
2008/0010,202 System and method for funding a collective account by use of an electronic tag 53 2007
2009/0043,651 System and method for funding a collective account by use of an electronic tag 53 2007
 
PTC INC. (1)
7,117,239 Reporting the state of an apparatus to a remote computer 131 2000
 
CURSYS, INC. (NOW CURRENCY SCIENTIFIC INC.) (1)
5,420,405 Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes 305 1993
 
VIVOTECH, INC. (2)
2004/0159,700 Method and apparatus for secure import of information into data aggregation program hosted by personal trusted device 138 2003
D496365 Coreless inductor magnetic strip simulacrum for right angle transaction acceptance systems 59 2004
 
PLAYMEDIA SYSTEMS, INC. (1)
2001/0032,312 System and method for secure electronic digital rights management, secure transaction management and content distribution 167 2000
 
AMTECH SYSTEMS, LLC (1)
5,351,187 Automatic debiting parking meter system 179 1992
 
PRAGMATUS TELECOM, LLC (1)
5,884,032 System for coordinating communications via customer contact channel changing system using call centre for setting up the call between customer and an available help agent 838 1995
 
DS-IQ, INC. (2)
6,009,411 Method and system for distributing and reconciling electronic promotions 324 1997
6,330,543 Method and system for distributing and reconciling electronic promotions 253 1998
 
GBS Systems Corporation (1)
5,341,428 Multiple cross-check document verification system 84 1992
 
GOPIN INC. (1)
2004/0078,328 Method and system for completing a transaction between a customer and a merchant 202 2003
 
THE SPERRY AND HUTCHINSON COMPANY, INC. (1)
2002/0128,916 Methods, apparatus and articles-of-manufacture for distributing/redeeming a universal incentive currency 38 2001
 
NSK LTD. (1)
5,644,493 Production information processing system 107 1995
 
Urban Juice & Soda Company (1)
6,493,677 Method and apparatus for creating and ordering customized branded merchandise over a computer network 86 2000
 
PANARA ACQUISITIONS CO, LLC (1)
6,216,115 Method for multi-directional consumer purchasing, selling, and transaction management 103 1998
 
PRISM TECHNOLOGIES LLC (1)
6,516,416 Subscription access system for use with an untrusted network 374 1997
 
CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION (6)
5,678,046 Method and apparatus for distributing files on a file storage device 285 1995
6,038,552 Method and apparatus to process combined credit and debit card transactions 236 1997
6,418,457 Document storage and processing system for inventors that utilize timestamps and digital signatures 58 1997
6,535,855 Push banking system and method 165 1998
6,609,125 Funds transfer repair system 119 1999
6,609,113 Method and system for processing internet payments using the electronic funds transfer network 494 2000
 
CHARTOLEAUX KG LIMITED LIABILITY COMPANY (7)
6,178,408 Method of redeeming collectible points 273 1999
7,249,112 System and method for assigning a funding source for a radio frequency identification device 98 2002
7,121,471 Method and system for DNA recognition biometrics on a fob 45 2004
7,228,155 System and method for remotely initializing a RF transaction 93 2004
7,493,288 RF payment via a mobile device 63 2004
7,312,707 System and method for authenticating a RF transaction using a transaction account routing number 72 2004
2005/0077,349 METHOD AND SYSTEM FOR FACILITATING A TRANSACTION USING A TRANSPONDER 119 2004
 
DAVO FINANCIAL SERVICES LLC (1)
2003/0105,688 Secure digital escrow account transactions system and method 96 2001
 
Prout AG (1)
6,498,657 Programmable data extractor, data analyzer, and printer report generator 45 1999
 
TIME WARNER, INC. (1)
6,539,424 Restricting deep hyperlinking on the World Wide Web 92 1999
 
FREE-PC, INC. (1)
6,907,566 Method and system for optimum placement of advertisements on a webpage 391 1999
 
National Semiconductor Corporation (1)
5,828,812 Recurrent neural network-based fuzzy logic system and method 60 1995
 
INTERNET DEVELOPMENT RESEARCH CENTER, INC. (1)
2002/0104,017 Firewall system for protecting network elements connected to a public network 62 2001
 
INNOVATION CONNECTION CORPORATION (1)
2004/0133,787 System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe 282 2003
 
CLUBMOM, INC. (1)
2002/0174,011 Systems and methods for conducting a loyalty program 54 2002
 
LIFEPROXY LLC (3)
2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 40 2001
2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 40 2001
2002/0038,282 Buyer-side auction dynamic pricing agent, system, method and computer program product 40 2001
 
COMPUWARE CORPORATION (1)
6,519,763 Time management and task completion and prediction software 165 1999
 
PROPULSION REMOTE HOLDINGS, LLC (1)
2006/0053,056 CARD MEMBER DISCOUNT SYSTEM AND METHOD 128 2005
 
PRIO, INC. (1)
2003/0009,379 System and method for providing an automatic purchase reward 71 2002
 
Cyberpulse, L.L.C. (1)
6,154,750 Method and system for navigation and data entry in heirarchically-organized database views 109 1998
 
BIOMETRIC ACCESS COMPANY (1)
2002/0147,691 Method and system for consummating a transaction in a biometric verification system based on prior transactional histories 33 2001
 
iMarket, Incorporated (1)
6,026,398 System and methods for searching and matching databases 287 1997
 
CYBERSOURCE CORPORATION (2)
2001/0044,764 Accepting and processing electronic checks authorized via a public network 47 2001
2002/0194,119 Method and apparatus for evaluating fraud risk in an electronic commerce transaction 113 2002
 
OL SECURITY LIMITED LIABILITY COMPANY (1)
6,088,683 Secure purchase transaction method using telephone number 335 1996
 
BOSTON GEAR LLC (1)
4,964,043 System for visualizing, identifying and ordering gearing configurations 121 1988
 
MENTOR GRAPHICS CORPORATION (1)
5,815,683 Accessing a remote cad tool server 118 1996
 
WONG, EARL CHANG (1)
6,119,933 Method and apparatus for customer loyalty and marketing analysis 244 1998
 
IBM INTERNATIONAL GROUP BV (1)
5,758,126 Customizable bidirectional EDI translation system 200 1996
 
SCIENCE APPLICATIONS INTERNATIONAL CORPORATION (1)
2005/0055,306 User-defined dynamic collaborative environments 293 2004
 
INTELLECTUAL VENTURES II LLC (2)
6,510,464 Secure gateway having routing feature 163 1999
7,225,462 Systems and methods for managing web user information 22 2002
 
BMC Resources, Inc. (4)
5,652,786 Automated interactive bill payment system 283 1996
5,715,298 Automated interactive bill payment system using debit cards 220 1997
5,870,456 Automated interactive bill payment system using debit cards 251 1997
RE38801 Automated interactive bill payment system using debit cards 33 2003
 
ADMINASTAR COMMUNICATIONS, INC. (1)
5,644,778 Medical transaction system 221 1993
 
Concealogram Ltd. (1)
2004/0146,159 Hiding images in halftone pictures 12 2004
 
UMB INTERNATIONAL, LLC (1)
6,266,648 Benefits tracking and correlation system for use with third-party enabling organizations 69 1998
 
MicroBilt Corporation (2)
5,466,920 Real time decoding for card transaction terminal 57 1991
5,479,530 Signature capturing printer and data card terminal 143 1993
 
AOL LLC (1)
6,496,855 Web site registration proxy system 168 2000
 
VIRNETX INC. (1)
2003/0037,142 Agile network protocol for secure communications with assured system availability 70 2002
 
ACTIVCARD IRELAND LIMITED (1)
7,093,282 Method for supporting dynamic password 28 2001
 
PARALLEL NETWORKS, LLC (1)
6,446,111 Method and apparatus for client-server communication using a limited capability client over a low-speed communications link 65 1999
 
CARDIS ENTERPRISES INTERNATIONAL N.V. (1)
2003/0115,100 System and method for receiving and redeeming loyalty incentives 57 2002
 
ORACLE OTC SUBSIDIARY LLC (1)
6,791,974 Universal internet based telephony system that provides ubiquitous access for subscribers from any terminal device 53 2000
 
Parallel Axis Golf (1)
RE38717 Golf club 22 2000
 
DAVO Technologies LLC (1)
2004/0193,540 Selective escrow using electronic funds transfer 23 2004
 
ENTRUST, INC. (3)
6,182,142 Distributed access management of information resources 512 1998
6,453,353 Role-based navigation of information resources 359 1999
6,339,423 Multi-domain access control 196 2000
 
AEGIS TECHNOLOGIES, INC. (1)
5,606,496 Personal assistant computer method 142 1995
 
Exxon Research and Engineering Company (2)
5,072,380 Automatic vehicle recognition and customer billing system 187 1990
5,500,890 Point-of-sale system using multi-threaded transactions and interleaved file transfer 166 1993
 
ICONIX, INC. (1)
2005/0182,735 Method and apparatus for implementing a micropayment system to control e-mail spam 57 2004
 
AIMIA PROPRIETARY LOYALTY U.S. INC. (1)
6,138,911 In-store points redemption system and method 236 1999
 
EDATANETWORKS INC. (1)
2005/0267,800 Method, system and computer program for providing a loyalty engine enabling dynamic administration of loyalty programs 43 2004
 
EXXONMOBIL RESEARCH AND ENGINEERING COMPANY (1)
2002/0152,123 System and method for processing financial transactions 210 2002
 
SOVERAIN SOFTWARE LLC (1)
5,715,314 Network sales system 1327 1994
 
NTT DOCOMO, INC. (2)
2005/0066,037 Browser session mobility system for multi-platform applications 85 2003
7,640,321 Electronic mail delivery system, mail server, and mail client 6 2003
 
PARAGON TRADE BRANDS, INC. (1)
7,266,839 System and method for providing discriminated content to network users 22 2001
 
Steven Nichtberger (1)
4,882,675 Paperless system for distributing, redeeming and clearing merchandise coupons 526 1984
 
WELLS FARGO BANK, NATIONAL ASSOCIATION (2)
5,870,725 High volume financial image media creation and display system and method 311 1995
2009/0112,639 Combined Rewards System and Process Providing Variable Travel Redemption 27 2007
 
BONDREWARDS, INC. (2)
2002/0077,904 Loyalty program 40 2001
2005/0209,917 Employee incentive program 40 2004
 
DEUTSCHE POST AG (3)
2005/0006,286 Method and device for processing mail 22 2004
2004/0249,764 Method for verifying the validity of digital franking notes 35 2004
2005/0167,342 Method and device for processing postal articles 26 2004
 
XTEC, INCORPORATED (1)
6,901,375 Methods and apparatus for electronically storing and retrieving value information on a portable card 89 2001
 
HEARTLAND PAYMENT SYSTEMS, INC. (1)
2006/0149,671 Payment processing method and system 63 2005
 
MITSUI MINING & SMELTING CO., LTD. (1)
2004/0249,689 Basic business integrating application system, basic business support method, program for causing computer to execute the method, and computer-readable recording medium containing the program 33 2004
 
HITACHI, LTD. (10)
5,018,196 Method for electronic transaction with digital signature 133 1989
5,450,537 Method and apparatus for completing a partially completed document in accordance with a blank form from data automatically retrieved from a database 147 1993
5,774,122 Method for visual programming with aid of animation 82 1996
5,832,476 Document searching method using forward and backward citation tables 108 1996
5,952,639 Depositing, withdrawal, balance check, exchange and transfer of electronic money in automatic cash handling machine 176 1996
6,718,482 Fault monitoring system 73 2001
6,954,932 Program control system and program control method 31 2001
2002/0046,106 Method and system for modeling business card exchanges in a point-to -point value 62 2001
2002/0198,807 Product brokerage transaction processing system, and product brokerage transaction processing method and program 30 2002
2004/0249,710 Methods and apparatus for implementing loyalty programs using portable electronic data storage devices 54 2004
 
First Marketrust Intl. (1)
5,537,314 Referral recognition system for an incentive award program 769 1995
 
Amway Corporation (1)
6,980,962 Electronic commerce transactions within a marketing system that may contain a membership buying opportunity 296 2000
 
Starbucks Corporation (1)
2005/0080,672 Creating customer loyalty 31 2004
 
Vermeer Technologies, Inc. (1)
5,819,092 Online service development tool with fee setting capabilities 588 1997
 
ERIE COUNTY INVESTMENT CO., THE (1)
5,235,509 Customer self-ordering system using information displayed on a screen 272 1989
 
Gazebo Inc. (1)
2002/0087,447 System and method for managing and executing event based investments 101 2001
 
JSA Technologies (1)
6,963,857 Network-accessible account system 72 1999
 
Bell Telephone Laboratories, Incorporated (2)
4,471,164 Stream cipher operation using public key cryptosystem 136 1981
4,984,272 Secure file handling in a computer operating system 107 1988
 
INTER*ACT SYSTEMS, INCORPORATED (9)
5,237,620 Check reader method and system for reading check MICR code 240 1992
5,621,812 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 570 1993
5,638,457 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 454 1994
5,448,471 Check transaction processing, database building and marketing method and system utilizing automatic check reading 359 1994
5,675,662 Method and system for building a database for use with selective incentive marketing in response to customer shopping histories 347 1994
5,592,560 Method and system for building a database and performing marketing based upon prior shopping history 414 1994
5,430,644 Check transaction processing, database building and marketing method and system utilizing automatic check reading 286 1994
5,659,469 Check transaction processing, database building and marketing method and system utilizing automatic check reading 318 1995
2002/0073,019 SYSTEM, METHOD, AND DATABASE FOR PROCESSING TRANSACTIONS 127 1997
 
ABLECO FINANCE LLC (1)
7,333,948 Method and system for cross-marketing products and services over a distributed communication network 22 2004
 
York Eggleston (1)
6,061,660 System and method for incentive programs and award fulfillment 603 1998
 
WYNN, SOL H. (1)
5,859,419 Programmable multiple company credit card system 459 1995
 
LENOVO PC INTERNATIONAL (1)
6,976,067 Method and apparatus for providing entitlement information for interactive support 8 2001
 
VINDICATOR, 1445 OAKLAND ROAD, SAN JOSE, CA 95112-1203 (1)
4,980,913 Security system network 115 1988
 
SIEMENS AKTIENGESELLSCHAFT (1)
2003/0120,544 International incentive system 24 2002
 
COLLECTORS TOOLBOX (1)
2002/0123,955 System and method for collectibles 43 2000
 
CHECKFREE CORPORATION (3)
5,873,072 System and method for electronically providing customer services including payment of bills, financial analysis and loans 344 1995
6,289,322 Electronic bill processing 384 1998
6,678,664 Cashless transactions without credit cards, debit cards or checks 133 1999
 
FREEMAN, CRAIG (1)
6,950,826 Material and supplies ordering system 13 2000
 
FUJITSU LIMITED (13)
5,097,115 Transaction authentication system 129 1989
5,428,684 Electronic cashless transaction system 146 1992
6,003,762 Transaction terminal for an electronic cashless system 263 1994
5,539,825 Electronic cashless transaction system 227 1994
5,848,427 Information changing system and method of sending information over a network to automatically change information output on a user terminal 104 1996
5,913,202 Financial information intermediary system 409 1997
6,611,819 Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon 45 1998
2001/0029,490 Automatic transaction device and recording medium having a transaction program which can be read by a computer 25 2001
2003/0018,915 Method and system for user authentication and authorization of services 49 2001
2005/0091,138 Method and apparatus for processing reward point, and computer product therefor 89 2004
2006/0080,254 Individual authentication method, individual authentication device, and program for same 22 2005
2006/0143,117 Automated transaction control method, automated transaction device, and storage medium stored program for same 27 2005
2009/0313,110 METHOD AND SYSTEM FOR SUPPORTING SELECTION OF REWARD PROGRAM 15 2009
 
SOUND VIEW INNOVATIONS, LLC (1)
6,360,250 Apparatus and method for sharing information in simultaneously viewed documents on a communication system 192 1998
 
ASSOCIATES COMMERCE SOLUTIONS, INC. (1)
5,231,569 Account transaction system 275 1990
 
NEWGISTICS, INC. (1)
* 2001/0047,315 System and method for single-action returns of remotely purchased merchandise 26 2001
 
FIRST DATA CORPORATION (23)
6,332,126 System and method for a targeted payment system discount program 178 1996
6,141,651 Funding and settlement integrated suspense processing system 150 1998
6,820,202 Account authority digital signature (AADS) system 96 1998
6,135,349 System and method for enabling a merchant to apply for a credit card processing account using the internet 183 1999
6,202,005 System for selectively printing messages and adding inserts to merchant statements 80 1999
6,349,242 Method for selectively printing messages and adding inserts to merchant statements 72 2001
6,623,415 Sheet folding systems and methods 61 2001
2002/0198,806 Systems and methods for accessing and modifying usage parameters associated with a financial transaction account 100 2002
2003/0115,160 Weight measuring systems and methods for weighing items 56 2002
6,938,156 ABDS system and verification status for authenticating entity access 92 2003
6,950,940 ABDS method utilizing security information in authenticating entity access 40 2003
2003/0171,992 System and methods for redeeming rewards associated with accounts 66 2003
2005/0086,166 Systems and methods for fraud management in relation to stored value cards 35 2003
2005/0125,295 Systems and methods for obtaining payor information at a point of sale 50 2003
2005/0125,337 Systems and methods for identifying payor location based on transaction data 40 2003
2005/0125,338 Systems and methods for assessing the risk of a financial transaction using reconciliation information 65 2003
2005/0125,350 Systems and methods for assessing the risk of financial transaction using geographic-related information 59 2003
2005/0125,360 Systems and methods for obtaining authentication marks at a point of sale 87 2003
7,640,205 Systems and methods for accessing reconcilement information 20 2003
2005/0137,982 Systems and methods for determining a reconcilement result 36 2003
2005/0149,440 Systems and methods for routing requests for reconcilement information 26 2003
7,580,857 Methods and systems for online transaction processing 159 2004
2007/0088,950 ACCOUNT-BASED DIGITAL SIGNATURE (ABDS) SYSTEM USING BIOMETRICS 30 2006
 
THINK TEK, INC. (2)
2002/0198,803 Method and apparatus for facilitating monetary and commercial transactions and for providing consumer reward programs 41 2002
2005/0131,792 Financial transaction system with integrated, automatic reward detection 60 2005
 
AINSWORTH GAME TECHNOLOGY LIMITED (1)
2003/0061,098 Consumer incentive system 24 2002
 
FIVE 2 SOLUTIONS LIMITED LIABILITY COMPANY (2)
5,265,033 ATM/POS based electronic mail system 484 1991
5,473,143 ATM/POS based electronic mail system 317 1993
 
BOWIE, STUART S. (1)
6,195,644 Computer program and system for credit card companies for recording and processing bonus credits issued to card users 185 1999
 
BAKKER, ANTON (1)
2003/0205,617 Self contained electronic loyalty system 30 2003
 
TELECOM ITALIA S.P.A. (1)
6,738,779 Apparatus for and method of multiple parallel string searching 69 2001
 
RED HAT, INC. (1)
5,987,454 Method and apparatus for selectively augmenting retrieved text, numbers, maps, charts, still pictures and/or graphics, moving pictures and/or graphics and audio information from a network resource 566 1997
 
LVWA, LLC (1)
2002/0082,962 Value transfer system for unbanked customers 90 2001
 
CASIO COMPUTER CO., LTD. (2)
4,697,072 Identification card and authentication system therefor 124 1985
4,801,787 IC card identification system having first and second data identification functions 86 1986
 
Outsite Networks, Inc. (1)
2005/0023,346 System and method for providing incentives based on receipt sniffing 34 2004
 
S.F. IP PROPERTIES 33 LLC (1)
5,163,098 System for preventing fraudulent use of credit card 109 1990
 
V-One Corporation (1)
5,590,197 Electronic payment system and method 865 1995
 
BORLAND SOFTWARE CORPORATION (1)
5,603,025 Methods for hypertext reporting in a relational database management system 290 1994
 
NPAX, Inc. (1)
2002/0002,495 INTEGRATED PHARMACEUTICAL ACCOUNTS MANAGEMENT SYSTEM AND METHOD 125 2000
 
Paymentech, Inc. (1)
6,169,974 Method for closed loop processing of transactions utilizing bank card association 89 1998
 
SIEMENS MEDICAL SOLUTIONS HEALTH SERVICES CORPORATION (1)
2004/0199,406 System for monitoring payment for provision of services to an entity 37 2004
 
AMERICAN MANAGEMENT SYSTEMS, INCORPORATED (1)
2001/0051,917 System integrating credit card transactions into a financial management system 121 2001
 
PAYPAL, INC. (12)
5,826,241 Computerized system for making payments and authenticating transactions over the internet 859 1994
5,832,460 Method and system for bill presentation and payment reconciliation 354 1995
6,246,996 Computerized system for facilitating transactions between parties on the internet using e-mail 243 1998
6,327,578 Four-party credit/debit payment protocol 434 1998
6,267,292 Method and apparatus for funds and credit line transfers 321 1999
7,047,222 Secure encryption of data packets for transmission over unsecured networks 39 2000
7,089,208 System and method for electronically exchanging value among distributed users 278 2000
7,043,455 Method and apparatus for securing session information of users in a web application server environment 32 2000
2001/0016,835 Method of payment by means of an electronic communication device 52 2001
2005/0171,842 Method and system for incentivizing the promotion of a payment service 44 2004
2005/0144,071 Method and apparatus to facilitate the electronic accumulation and redemption of a value in an account 35 2004
7,581,112 Identifying fraudulent activities and the perpetrators thereof 30 2004
 
E-KOOPON S.A.R.L. (1)
2002/0010,627 System and method for creation, distribution, exchange, redemption and tracking of digitally signed electronic coupons 60 2001
 
JPMORGAN CHASE BANK, N.A. (51)
6,266,683 Computerized document management system 167 1997
6,006,249 Method and apparatus for concurrent data processing 146 1997
6,070,244 Computer network security management system 300 1997
6,438,666 Method and apparatus for controlling access to confidential data by analyzing property inherent in data 79 1998
6,301,567 Lockbox browser system 110 1998
6,227,447 Cardless payment system 435 1999
7,389,256 Network based financial transaction processing system 33 1999
6,557,039 System and method for managing information retrievals from distributed archives 233 1999
7,426,530 System and method for providing customers with seamless entry to a remote server 32 2000
7,058,817 System and method for single sign on process for websites with multiple applications and services 68 2000
7,747,866 System and method providing improved error detection related to transmission of data over a communication link 7 2000
7,542,921 Network-based financial planning system and method 19 2000
7,321,864 System and method for providing funding approval associated with a project based on a document collection 115 2000
6,631,849 Selectable multi-purpose card 467 2000
6,341,724 Cardless payment system 197 2001
6,532,284 Method and system for optimizing bandwidth cost via caching and other network transmission delaying techniques 125 2001
6,772,146 Website for financial information 92 2001
7,249,095 System and method for executing deposit transactions over the internet 22 2001
2002/0077,978 Method and system for processing internet payments 366 2001
7,246,263 System and method for portal infrastructure tracking 16 2001
7,103,556 System and method for aggregate portfolio client support 114 2001
2002/0116,331 System and method for selectable funding of electronic transactions 99 2001
2003/0101,116 System and method for providing customers with seamless entry to a remote server 21 2001
2003/0105,981 System and method for single session sign-on 112 2001
2003/0220,989 Method and system for client browser update 27 2002
7,689,506 System and method for rapid updating of credit information 17 2002
7,587,363 System and method for optimized funding of electronic transactions 129 2002
7,472,171 Method and system for determining receipt of a delayed cookie in a client-server architecture 16 2002
7,689,504 System and method for establishing or modifying an account with user selectable terms 39 2002
2003/0187,787 System and process for performing purchase transactions using tokens 151 2003
2004/0111,363 Method and system for enhancing credit line management, price management and other discretionary levels setting for financial accounts 93 2003
2004/0243,506 System and method for offering risk-based interest rates in a credit instrument 38 2003
2005/0065,877 Method and system for distribution of unactivated bank account cards 53 2003
2004/0122,736 System and method for granting promotional rewards to credit account holders 113 2003
2004/0210,498 Method and system for performing purchase and other transactions using tokens with multiple chips 91 2004
2005/0091,492 Portable security transaction protocol 53 2004
7,707,111 Customer activated multi-value (CAM) card 34 2004
7,349,866 System and method for funding a collective account by use of an electronic tag 44 2004
7,191,952 Selectable multi-purpose card 108 2004
2006/0106,703 System and method for aggregate portfolio client support 75 2005
2006/0116,949 System for automatically transferring account information, such as information regarding a financial services account 69 2006
2006/0122,943 System for providing cardless payment 12 2006
7,444,672 System and method for single sign on process for websites with multiple applications and services 22 2006
7,801,814 System and method for selectable funding of electronic transactions 15 2006
7,357,331 Selectable multi-purpose card 57 2006
2007/0260,706 SYSTEM AND METHOD FOR PORTAL INFRASTRUCTURE TRACKING 5 2007
7,680,731 System and method for executing deposit transactions over the internet 4 2007
7,680,732 System and method for executing deposit transactions over the internet 4 2007
2008/0177,659 SYSTEMS AND METHODS FOR PROVIDING FINANCIAL PROCESSING IN CONJUNCTION WITH INSTANT MESSAGING AND OTHER COMMUNICATIONS 84 2007
2008/0184,315 Electronic television program guide schedule system and method with remote product ordering 79 2007
2009/0192,940 SYSTEM FOR PROVIDING CARDLESS PAYMENT 11 2009
 
NELNET, INC. (1)
2002/0161,630 Loyalty reward program for reducing the balance of a loan obligation 87 2000
 
MICROSOFT TECHNOLOGY LICENSING, LLC (23)
5,861,906 Interactive entertainment network system and method for customizing operation thereof according to viewer preferences 403 1995
5,852,812 Billing system for a network 584 1995
5,878,141 Computerized purchasing system and method for mediating purchase transactions over an interactive network 516 1995
5,815,665 System and method for providing trusted brokering services over a distributed network 730 1996
6,189,029 Web survey tool builder and result compiler 326 1996
5,842,211 Method and system for transferring a bank file to an application program 139 1997
5,883,810 Electronic online commerce card with transactionproxy number for online transactions 714 1997
6,000,832 Electronic online commerce card with customer generated transaction proxy number for online transactions 614 1997
6,484,149 Systems and methods for viewing product information, and methods for generating web pages 446 1997
6,026,429 Seamless integration of internet resources 219 1997
6,308,273 Method and system of security location discrimination 432 1998
6,308,274 Least privilege via restricted tokens 178 1998
6,584,505 Authenticating access to a network server without communicating login information through the network server 169 1999
6,574,348 Technique for watermarking an image and a resulting watermarked image 73 1999
6,401,211 System and method of user logon in combination with user authentication for network access 143 2000
7,089,585 Method and system for authorizing a client computer to access a server computer 62 2000
7,051,330 Generic application server and method of operation therefor 92 2000
6,892,231 Method and apparatus for verifying the contents of a global configuration file 55 2000
7,203,909 System and methods for constructing personalized context-sensitive portal pages or views by analyzing patterns of users' information access activities 96 2002
7,545,931 Protection of application secrets 21 2002
7,076,453 System and method for designing and operating an electronic store 75 2002
7,549,170 System and method of inkblot authentication 8 2003
7,299,201 System and method for designing and operating an electronic store 27 2006
 
GENESYS TELECOMMUNICATIONS LABORATORIES, INC. (2)
5,825,870 Methods and apparatus for implementing a network call center 120 1996
6,170,011 Method and apparatus for determining and initiating interaction directionality within a multimedia communication center 419 1998
 
CONCIERGE NETWORKS INCORPORATED (1)
2005/0102,178 Systems and methods for generating multiple revenue streams involving the use of an integrated appliance 27 2003
 
SANTA CRUZ NETWORKS, INC. (1)
2003/0041,165 System and method for group video teleconferencing using a bandwidth optimizer 33 2001
 
EFUNDS CORPORATION (1)
2002/0120,846 Electronic payment and authentication system with debit and identification data verification and electronic check capabilities 169 2002
 
CK GLOBAL INC. (1)
2002/0019,938 Method and apparatus for secure identification for networked environments 56 2001
 
Electronic Consumer Concepts, L.L.C. (1)
5,845,259 Electronic coupon dispensing system 425 1996
 
PSC SCANNING, INC. (1)
5,789,732 Portable data module and system for consumer transactions 172 1996
 
QUALCOMM INCORPORATED (3)
2001/0055,391 System and method for extracting, decoding, and utilizing hidden data embedded in audio signals 58 2001
2006/0091,853 Battery disable/enable control circuitry of a portable computing device 1 2005
2006/0091,853 Battery disable/enable control circuitry of a portable computing device 1 2005
 
ENTERASYS NETWORKS, INC. (1)
2003/0149,756 Configuration management method and system 47 2002
 
SWISS REINSURANCE CORPORATION (1)
2004/0117,658 Security monitoring and intrusion detection system 28 2003
 
ROVI GUIDES, INC. (1)
2009/0150,937 CLIENT-SERVER BASED INTERACTIVE TELEVISION PROGRAM GUIDE SYSTEM WITH REMOTE SERVER RECORDING 36 2009
 
FAIR ISAAC CORPORATION (2)
5,794,178 Visualization of information using graphical representations of context vector based relationships and attributes 423 1996
2004/0181,441 Model-based and data-driven analytic support for strategy development 38 2004
 
SUNTEC CITY DEVELOPMENT PTE LTD (1)
2002/0087,349 System and method for increasing perceived value of property to tenants 24 2001
 
RELIANCE DATA, L.P. (1)
6,421,768 Method and system for authentication and single sign on using cryptographically assured cookies in a distributed computer environment 149 1999
 
MPOWER MOBILE, INC. (1)
2007/0203,850 Multifactor authentication system 48 2007
 
PRINCIPIA PARTNERS LLC (1)
2002/0111,891 Accounting system for dynamic state of the portfolio reporting 83 2001
 
CLOUDING CORP. (1)
6,925,481 Technique for enabling remote data access and manipulation from a pervasive device 57 2001
 
E-Loan, Inc. (1)
2005/0097,033 Debt management system 44 2004
 
ECTOLINK, LLC (1)
5,826,245 Providing verification information for a transaction 420 1995
 
LIFESHIELD SCIENCES LLC (1)
6,016,810 Endovasular aortic graft 105 1998
 
SEARCHLITE ADVANCES, LLC (2)
6,108,642 Device for selectively blocking remote purchase requests 99 1998
6,714,919 Device for selectively blocking remote purchase requests 34 2000
 
UNISYS CORPORATION (1)
2005/0193,056 Message transfer using multiplexed connections in an open system interconnection transaction processing environment 38 2002
 
C-SAM, INC. (1)
5,590,038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions 805 1994
 
LOANX CORPORATION (1)
5,966,699 System and method for conducting loan auction over computer network 347 1996
 
MONEYFAX, INC. (4)
4,454,414 Funds transfer system using optically coupled, portable modules 487 1982
4,523,087 Transaction verification system using optical coupling data communication link 144 1982
5,122,950 Method of and system for electronic funds transfer via facsimile machines 172 1989
5,265,008 Method of and system for electronic funds transfer via facsimile with image processing verification 227 1991
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
APPLE INC. (1)
* 2010/0321,159 TOUCH BASED DATA COMMUNICATION USING BIOMETRIC FINGER SENSOR AND ASSOCIATED METHODS 9 2010
 
BANK OF AMERICA, N.A. (1)
* 2012/0022,987 Personal Data Aggregation, Integration and Access 0 2010
 
CRICKET MEDIA, INC. (1)
* 2011/0119,598 DYNAMIC COLLABORATION IN SOCIAL NETWORKING ENVIRONMENT 3 2010
 
BANK OF AMERICA CORPORATION (1)
* 8,417,604 Personal data aggregation, integration and access 1 2010
* Cited By Examiner

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 22, 2019
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 22, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00