System and method for providing borrowing schemes
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United States of America Patent
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May 29, 2012
Grant Date -
N/A
app pub date -
Sep 17, 2009
filing date -
Feb 21, 2008
priority date (Note) -
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Abstract
A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and automatically revising the interest-free revolving amount or account or the periodic payment using the computer processor based upon at least one user performance metric over a predetermined period of time; wherein the interest-free revolving amount or account or the periodic payment for maintaining the interest-free revolving amount is determined by the user via the network.
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