US Patent No: 8,191,775
Number of patents in Portfolio can not be more than 2000
Gift card account system and methods of a merchant processing a gift card
Stats
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Jun 5, 2012
Issued date -
Jun 16, 2009
filing date -
12/485,219
serial no -
In Force
status
Importance
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Abstract
A gift card account system is provided for a merchant to process gift cards. The system comprises a merchant terminal for enabling a merchant to access a gift card account to (i) associate a key number with an account number of a gift card when payment is received from a gift card purchaser for purchase of the gift card, and (ii) associate payment instrument information with the key number and the account number when the purchased gift card and the payment instrument information are received from a gift card recipient so as to allow the gift card recipient to apply the gift card towards a future purchase of goods or services from the merchant without having to present the gift card again to the merchant.
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First Claim
Related Publications
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International Classification(s)
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Cited Art
| Patent Info | (Count) | # Cites | Year |
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| 7,054,842 Stored value cards and methods for their issuance | 26 | 2001 | |
| 2006/0249,570 System and method for accounting for activation of stored value cards | 40 | 2005 | |
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| 2007/0174,164 Network/Processor Fraud Scoring for Card Not Present Transactions | 3 | 2006 | |
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| 7,010,512 Transfer instrument | 59 | 1998 | |
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| 6,473,500 System and method for using a prepaid card | 368 | 1998 | |
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| 7,040,049 Integrated electronic gift card packet | 11 | 2001 | |
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| 6,050,493 Pre-paid flower or gift card | 39 | 1997 | |
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| 7,711,620 Gift card services for mobile devices | 8 | 2007 | |
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| 6,193,155 Method and apparatus for issuing and managing gift certificates | 125 | 1997 | |
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| 6,224,109 Credit card with driver's license or identification | 90 | 1999 | |
| 2004/0007,618 Prepaid credit card method | 41 | 2002 | |
| 7,975,927 Electronic transaction card | 1 | 2008 | |
Patent Citation Ranking
Maintenance Fees
| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|---|---|---|---|
| 3.5 Year Payment | $1600.00 | $800.00 | $400.00 | Dec 5, 2015 |
| 7.5 Year Payment | $3600.00 | $1800.00 | $900.00 | Dec 5, 2019 |
| 11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Dec 5, 2023 |
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge - 3.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge - 7.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |