Conversion of non-negotiable credits associated with an entity into entity independent negotiable funds
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United States of America Patent
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-
Jun 19, 2012
Grant Date -
N/A
app pub date -
Mar 23, 2012
filing date -
May 25, 2006
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
Non-negotiable credits can be identified that are from previous interactions with an entity. The previous interactions can earn the non-negotiable credits. A quantity of the non-negotiable credits can be converted to a quantity of negotiable funds. The converting can be performed by a different legal entity than the entity. Access to the quantity of negotiable funds can be permitted for purchases with at least one vender that does not honor the non-negotiable credits in absence of the converting of the non-negotiable credits into negotiable funds. The identifying, the converting, and the permitting can be performed by computing equipment having at least one processor executing program instructions that are digitally encoded in at least one storage device.
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