Method and apparatus for integrated payments processing and decisioning for internet transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8204826
APP PUB NO 20080162317A1
SERIAL NO

11964651

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Abstract

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A method and apparatus provides a decisioning solution for merchants accepting Internet transactions, integrated with means for processing payments electronically. The invention claimed herein provides features, such as, but not limited to, electronic transfer of funds, authentication of parties, seemless integration with merchant's Web page, and reporting of suspicious activity.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N ASAN FRANCISCO CA

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Banaugh, Michelle Novato, US 5 229
Fry, Peggy J San Ramon, US 2 194
Potter, David Fairfax, US 70 2283
Wood, George Luis Alamo, US 3 211

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 19, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00