US Patent No: 8,225,991
Number of patents in Portfolio can not be more than 2000
Automated banking machine that operates responsive to data bearing records
Stats
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Jul 24, 2012
Issued date -
Feb 9, 2011
filing date -
12/931,741
serial no -
In Force
status
Importance
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Abstract
A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine can generate a check in response to user inputs. The banking machine can also present the check to the machine user. The banking machine can present an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same banking machine receiving the generated check, the user is provided with cash dispensed from the banking machine. The banking machine also allows a user to select having a canceled check image displayed at the machine and/or sent to the user's network address.
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First Claim
Related Publications
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International Classification(s)
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Cited Art
| Patent Info | (Count) | # Cites | Year |
|---|---|---|---|
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| 6,149,056 Automatic check cashing using biometric identification verification | 191 | 1997 | |
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| 6,583,813 System and method for capturing and searching image data associated with transactions | 89 | 1999 | |
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| 2009/0276,358 User Alerts For Monitored Transactions At Automatic Teller Machines | 4 | 2009 | |
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| 2002/0026,426 Method of accessing the internet via the use of automated teller machines | 20 | 2001 | |
| 2009/0289,105 Cash dispensing automated banking machine with flexible display | 7 | 2009 | |
Patent Citation Ranking
Maintenance Fees
| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|---|---|---|---|
| 3.5 Year Payment | $1600.00 | $800.00 | $400.00 | Jan 24, 2016 |
| 7.5 Year Payment | $3600.00 | $1800.00 | $900.00 | Jan 24, 2020 |
| 11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Jan 24, 2024 |
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge - 3.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge - 7.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |