Methods and systems for providing longevity insurance with or without an asset based premium
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United States of America Patent
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Jul 31, 2012
Grant Date -
Feb 28, 2008
app pub date -
May 4, 2007
filing date -
Oct 7, 2004
priority date (Note) -
In Force
status (Latency Note)
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Abstract
The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.
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