Method for prepaid debit card with overdraft capabilities

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8234215
APP PUB NO 20070100745A1
SERIAL NO

11474780

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Disclosed is a method for implementing a prepaid debit card with overdraft capabilities. The system utilizes a real-time overdraft privilege risk analysis scoring module to calculate scores based on several criteria. The customer accounts are established within an aggregated general ledger account and are monitored and managed by a core processor. The overdraft privilege risk analysis scoring module operates in real time per card, per transaction.

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First Claim

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Patent Owner(s)

  • CNG FINANCIAL CORPORATION

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dean, Roger W Cincinnati, US 1 86
Keiser, Bradley S Amelia, US 1 86

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11.5 Year Payment $7400.00 $3700.00 $1850.00 Jan 31, 2024
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